Fortera Credit Union Clarksville TN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Fortera, your trusted financial partner located at 2050 Lowes Dr, Clarksville, TN 37040. Since our establishment in 1954, we've proudly served the community, growing into a reliable credit union with over 80,428 members. At Fortera, we understand the importance of strong financial support and are committed to providing exceptional services tailored to meet your needs. As a member-owned institution, we focus on building lasting relationships within our community. With total assets of $884,482,679 and deposits totaling $68,645,361, we have the resources to help you achieve your financial goals. Whether you're looking for an auto loan or a mortgage, our diverse range of products ensures that there's something for everyone. Our leadership team, led by CEO Jennifer Ventimiglia and Board President Rick Hackwell, is dedicated to maintaining a strong financial foundation while enhancing member experiences. With a highly qualified staff of 197 employees, we're here to assist you with friendly service and expert advice. For your convenience, we offer both lobby and drive-thru services during extended hours. Feel free to reach out to us at 931-431-6800 for any inquiries or visit our website at forteracu.com for more information. While members can visit us at 2050 Lowes Dr, official correspondence should be sent to our mailing address: 2050 Lowes Dr, Clarksville, TN 37040-1620. Join us today and discover how Fortera can help you navigate your financial journey with confidence!

Branch History & Mission

Welcome to Fortera, where our roots run deep in the heart of Clarksville, TN. Established in 1954, Fortera has been a steadfast partner in the community for nearly seven decades. Our journey began with a vision to provide accessible and affordable financial services to our members. Over the years, we have grown from a small credit union into a thriving institution, currently serving over 80,000 members and managing total assets of $884,482,679. Located at 2050 Lowes Dr, Clarksville, TN 37040, our branch is conveniently situated near local landmarks that make it easy for you to visit us. Whether you're stopping by for personal banking needs or seeking guidance on your financial journey, our team is here for you. If you need to send official correspondence, please note that our mailing address is also 2050 Lowes Dr, Clarksville, TN 37040-1620. At Fortera, our mission is clear: we are dedicated to improving the financial well-being of our members and enhancing the community around us. We offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking solutions. Our commitment extends beyond just transactions; we strive to build lasting relationships with our members while supporting various outreach efforts in Clarksville and its surrounding areas. As technology advances, so do we. Fortera embraces digital banking initiatives that allow you to manage your finances conveniently through online and mobile banking options. Our ATM availability ensures that you have access to your funds when you need them most. Additionally, we maintain ADA compliance to make sure all members can easily navigate our services. Our branch provides drive-thru banking for quick deposits and withdrawals without leaving your vehicle. And while we do not have a shared service center at this location, our dedicated staff is always ready to assist you with any inquiries or needs you may have. Join us as we continue this legacy of service and community support. Whether you're looking for a new place to bank or simply want to learn more about what we offer, we invite you to connect with us at Fortera. Together, let's build a brighter financial future! For more information or assistance, give us a call at 931-431-6800.

Branch Location & Accessibility

Get in Touch!

If you have any questions or need assistance before visiting us, feel free to call us at 931-431-6800. Our dedicated team at Fortera looks forward to welcoming you! Come see how we can help you achieve your financial goals today!

Nearby Landmarks and Accessibility

Our branch is located near the bustling Lowes shopping area, making it simple to combine errands with your banking visit. You'll find ample parking available right outside, ensuring you can get in and out swiftly. We're committed to accessibility; our facility features ADA-compliant entrances and ramps for ease of access.

Operating Hours That Fit Your Schedule

At Fortera, we understand that life can be busy. That's why our lobby hours are designed to accommodate your schedule: we're open Monday through Friday from 8:30 AM to 6:00 PM and Saturdays from 9:00 AM to 2:00 PM. On end-of-month military paydays, we extend our hours from 8:00 AM to 6:00 PM to serve you better. If you prefer the convenience of drive-thru banking, you can utilize this service during the same hours as our lobby.

Services Tailored Just for You

We offer a range of services that cater to both individuals and businesses. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards your financial needs are covered. Plus, with ATM access available on-site, cash withdrawals and balance checks are just a short visit away. While members can visit us at 2050 Lowes Dr, official correspondence should be sent to the same address as we share both our branch and mailing locations.

Member Eligibility

Becoming a member of Fortera means joining a welcoming community that prioritizes your financial well-being. If you live, work, or worship in the area surrounding our branch at 2050 Lowes Dr Clarksville Tn 37040, you're already on your way to enjoying the many benefits we offer. Our membership is open to individuals who meet these simple criteria, and we believe everyone deserves access to personalized financial services. Whether you're looking for checking accounts, auto loans, or credit cards with rewards, Fortera is here to help you thrive. Opening an account is easy! Just reach out to us at (931) 431-6800 or visit our website for more information about becoming a member. We encourage you to check out the detailed eligibility criteria available so you can see how simple it is to join us. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify your payment processing. Imagine easily accepting payments from your customers via card or mobile while managing everything from one platform. This allows you to focus more on what matters growing your business. Located at 2050 Lowes Dr Clarksville Tn 37040 in Clarksville, TN, our friendly team is here to assist you with all your business banking needs. Contact us today at (931) 431-6800 to learn how we can support your journey toward success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,223,914, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick access to cash? Our ATM services provide basic withdrawals and balance checks right when you need them. Additionally, our drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving the comfort of your vehicle. In summary, whether it's personal finance or business needs, Fortera at Main Office Branch offers a comprehensive suite of services designed with our members in mind. Feel free to reach out at (931) 431-6800 for any questions or visit us during our operating hours: Lobby M-F 8:30 am - 6:00 pm; Saturday 9:00 am - 2:00 pm. We invite you to explore how we can help meet your financial needs today! Visit us online at https://forteracu.com/ for more information about all our offerings.

Business Banking Services

For entrepreneurs and small business owners, Fortera offers comprehensive business banking services including merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why our dedicated team is here to assist you in navigating through them.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking solutions that allow you to manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Home Financing Solutions

If owning a home is part of your dream, our mortgage loans and refinancing options are crafted to fit various budgets and lifestyles. Whether you're purchasing your first home or looking to refinance an existing loan for better rates, we have tailored solutions just for you.

Personal Banking Services

For those interested in personal banking, we offer checking and savings accounts designed to help you manage your day-to-day finances effortlessly. Imagine having a checking account that provides easy access for everyday purchases while helping you save towards your goals with a competitive savings account. You can also take advantage of our auto loans and vehicle financing options if you're ready to hit the road with a new car or truck. Need a little extra cash for home improvements or unexpected expenses? Our personal loans and debt consolidation services can help simplify your financial commitments, making it easier for you to regain control over your finances. Plus, if you want to earn rewards while spending, check out our credit cards with rewards programs.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the freedom to check your balance, transfer funds, and pay bills whenever it suits you. You can also easily manage your accounts using our mobile application, which is user-friendly and packed with features that make banking simpler. With capabilities like person-to-person transfers, sending money to friends and family is just a tap away. For those who prefer to go paperless, we offer e-statements that are not only eco-friendly but also help keep your financial information organized. And if you're looking for speed and security, our electronic signature authorization feature allows you to sign documents digitally without the hassle of printing or scanning.

Security and Accessibility

Your security is our top priority. Our digital banking services incorporate advanced security measures to ensure your personal information remains safe. From two-factor authentication to encryption protocols, you can trust that your data is protected. With features like mobile payments available through our app, you can make purchases quickly and securely right from your phone. Plus, whether you're checking account balances or setting up automatic payments, everything is designed to be straightforward and efficient. In summary, Fortera offers comprehensive digital banking solutions tailored for modern-day needs. We invite you to explore our services today at https://forteracu.com/ and experience banking that fits seamlessly into your lifestyle!

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $1,851,265. Total Share and Deposit Accounts: 159,250, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fortera is your trusted partner. Visit us at 2050 Lowes Dr Clarksville Tn 37040 or call (931) 431-6800 to learn more about how we can help you achieve your financial goals.

Committed to Growth

With $96,773,849 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,051 in used auto loans and $678,626,656 in total loans and leases. Our operational efficiency shines through with a net income of $4,926,025, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 192 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $233,683,489 in share certificates and $116,090,084 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,619,811, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $106,798,960, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Support for Businesses

For business owners, our outstanding commercial loans totaling $13,223,914 provide the capital needed to grow and expand your business. We understand that running a business comes with unique challenges and opportunities; let us help you navigate them with our tailored financial solutions. If you're interested in learning more about eligibility or starting an application for any of these loan products, feel free to reach out to us at 931-431-6800 or visit us at 2050 Lowes Dr, Clarksville TN 37040. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Fortera, we are committed to helping you achieve your financial dreams whatever they may be.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $200,107,957 in used vehicle loans and $68,124,624 in new vehicle loans already helping members get on the road. We offer flexible terms that can fit any budget. Plus, if you're considering refinancing your existing auto loan for a better rate or payment plan, we can help with that too.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $148,636,944. Whether you are a first-time buyer or looking to refinance your current mortgage, our team is ready to assist you in finding the right solution.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. With a total of $31,975,374 in loans helping members manage their finances effectively, you can take control of your spending without worrying about collateral.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that the offers displayed are fair and transparent, allowing users to trust the information they receive.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can be confident they are viewing genuine offers that reflect current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach helps level the playing field for all lenders, making it easier for users to find the best possible rates. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh enables users to make informed decisions swiftly. The ability to compare rates in real time helps users save money over the life of their loans. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh is in helping individuals find better financial opportunities. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FORTERA FEDERAL CREDIT UNION - Clarksville, TN

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Clarksville, TN (37040)