Fortera Credit Union Hopkinsville KY | Affordable Auto & Business Loans

Introduction

Welcome to Fortera at the Hopkinsville Wal-mart Supercenter, where your financial well-being is our top priority! Located at 300 Clinic Dr, Hopkinsville, KY 42240, we have proudly served our community since 1954. With a total membership of 80,428, we are dedicated to providing personalized banking solutions tailored to your needs. At Fortera, we understand that trust and reliability are crucial when it comes to managing your finances. That's why our team, led by our CEO Jennifer Ventimiglia and Board President Rick Hackwell, is here to support you every step of the way. We offer a range of services, including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our commitment to excellence has helped us accumulate total assets of $884,482,679 and maintain robust deposits totaling $68,645,361. While you can visit us at our branch for in-person assistance, please note that official correspondence should be sent to our mailing address: 2050 Lowes Dr, Clarksville, TN 37040-1620. With a strong net worth of $106,798,960 and cash reserves of $9,955,854, you can feel confident knowing that your money is secure with us. Our friendly staff is ready to assist you during lobby hours from Monday to Friday, 8:00 am to 6:00 pm and Saturday from 9:00 am to 1:00 pm. Ready to take the next step in your financial journey? Give us a call at 931-431-6800 or explore more about what we offer by visiting our website at forteracu.com. Let Fortera help you achieve your financial goals today!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Fortera is committed to meeting the needs of our members through advancements in technology. We offer online banking services, mobile payments, and electronic statements all designed with your convenience in mind. Our branch is ADA compliant to ensure accessibility for all members.

Join Us!

We invite you to become part of the Fortera family! Experience the difference that comes from being a member of a credit union that genuinely cares about your financial well-being. With our operating hours from Monday to Friday 8:00 am - 6:00 pm and Saturday from 9:00 am - 1:00 pm, feel free to reach out or visit us at any time. For inquiries, call us at 931-431-6800 or explore more about what we offer by visiting our website. Join us today and discover how Fortera can make a positive impact on your financial journey!

Our Journey

Fortera was founded on the belief that everyone deserves access to quality financial services. What started as a small endeavor has blossomed into a robust institution that continues to support individuals and families in Hopkinsville and beyond. As we evolved over the years, we embraced new technologies while maintaining our commitment to personal service. Today, we offer a range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our headquarters is located in Clarksville, TN, but our presence in Hopkinsville remains strong with dedicated staff ready to assist you. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 2050 Lowes Dr, Clarksville, TN 37040-1620.

Our Mission

At Fortera, our mission is clear: to empower our members financially while fostering community growth and development. We strive to provide not just competitive rates and products but also education and resources that help our members make informed financial decisions. Our focus is on building lasting relationships through exceptional service and trust. We are proud of our contributions to the community through various outreach programs and partnerships that enhance the lives of those around us. Whether it's sponsoring local events or providing resources for financial literacy, we believe in giving back.

Branch Location & Accessibility

Accessibility Features

At Fortera, we believe in making banking accessible for everyone. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure that all members can navigate comfortably. Whether you're stopping by for personal banking or business services, you'll find our environment welcoming and accommodating.

Get in Touch!

We invite you to stop by our Fortera branch or give us a call at 931-431-6800 with any questions or to learn more about how we can help you achieve your financial goals. Your journey toward better banking starts here come see us today!

Operating Hours

Our lobby hours are designed with your convenience in mind. We're open Monday through Friday from 8:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. This gives you plenty of time during the week and on weekends to take care of your financial needs.

Services Offered

At Fortera, we offer a wide range of services tailored to meet your unique needs. From checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is ready to assist you every step of the way. Plus, with ATM availability on-site, you can easily access your funds whenever you need them.

Member Eligibility

Welcome to the Fortera community! Becoming a member of Fortera is not just about opening a bank account; it's about joining a supportive network that truly cares for your financial well-being. If you live, work, worship, or attend school in the local area, you're likely eligible to join us. We believe everyone deserves access to quality financial services, and we strive to make that possible for our community members. To learn more about the specific eligibility criteria, feel free to check out this link, where you'll find all the details you need. Opening an account with us is simple and welcoming. Just visit us at 300 Clinic Dr, Hopkinsville, KY 42240, or give us a call at 931-431-6800. Our friendly staff is ready to assist you during our lobby hours from Monday to Friday, 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Join us today and discover the many benefits of being part of Fortera!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a reliable partner that simplifies the payment process for you. Our merchant services provide easy payment solutions so you can focus on what you do best running your business. With secure transactions and quick access to funds, managing day-to-day operations becomes smoother. Located at 300 Clinic Dr Hopkinsville Ky 42240, in the heart of Hopkinsville, KY, we're here to help local businesses thrive. Call us at (931) 431-6800 to learn how we can assist you in reaching your goals.

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,223,914, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services provide quick access to funds when you need them most. You can withdraw cash or check balances at any time without hassle. At Fortera in Hopkinsville, KY, we strive to empower our members by providing comprehensive financial solutions that cater to their everyday needs. For more information about any service mentioned above or how we can assist you further, don't hesitate to reach out at 931-431-6800 or visit us online at forteracu.com. Your financial journey starts here!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make it easy to drive off in the vehicle you've been dreaming of. With competitive rates and flexible terms, you can choose a plan that fits your budget perfectly. Plus, if you're looking to refinance an existing loan, we can help reduce your monthly payments.

Business Banking

For our entrepreneurial members, we offer robust business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your goals with financial solutions tailored for businesses of all sizes.

Credit Cards with Rewards

Take advantage of our credit cards with rewards! Enjoy benefits like cash back on purchases or points towards travel while building credit responsibly. It's a win-win situation that helps you earn rewards on the things you buy every day.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Fortera, we offer mortgage loans that guide you through every step of the process. We also provide refinancing options that might lower your interest rate and monthly payments. Let us help turn your dream home into reality.

Online & Mobile Banking

Managing your finances has never been easier thanks to our online and mobile banking platforms. With features like bill pay, money transfers, and person-to-person payment options, you can handle all your banking tasks from the comfort of home or wherever life takes you.

Personal Banking

We understand that managing your personal finances can be overwhelming. That's why we offer checking and savings accounts designed with your lifestyle in mind. Whether you're saving for a big purchase or just need a safe place for your day-to-day expenses, our accounts provide flexibility and ease of access. You can easily deposit checks using our mobile app or check your balance on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Whether it's for medical bills, travel plans, or debt consolidation, our loans are designed to give you peace of mind without breaking the bank. We work with you to find a repayment plan that fits comfortably within your budget.

Digital & Online Banking

Additional Features

Need to send money to a friend? Our person-to-person transfer option allows you to send money quickly and easily. And if you're looking for a smooth way to make purchases, our mobile payments feature lets you pay right from your phone perfect for those who prefer contactless transactions. Managing your accounts has never been more straightforward or secure. Join us at Fortera and experience the freedom and flexibility of digital banking today!

Key Services

Our online banking platform is accessible 24/7 through https://forteracu.com/ . You can easily check your account balance, pay bills, and transfer funds without leaving the comfort of your home. If you're on the go, our mobile application makes it even easier to stay connected with your finances. Whether you're waiting in line or relaxing at home, managing your money is just a tap away. When it comes to security, we take it seriously. Our electronic signature authorization feature means you can sign documents securely online, giving you peace of mind when handling important transactions. Plus, with e-statements available, you'll always have access to your account statements without the hassle of paper clutter.

Financial Strength

Commitment to Innovation and Growth

With $96,773,849 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $10,051 in used auto loans and $678,626,656 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $4,506,762, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 192 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share Accounts: 159,250, show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $1,851,265, underlining our commitment to empowering you financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fortera is your trusted partner. Visit us at 300 Clinic Dr Hopkinsville Ky 42240 or call (931) 431-6800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings Security

Members' savings are secured through $233,683,489 in share certificates and $116,090,084 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,619,811, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $106,798,960, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $200,107,957 in used vehicle loans and $68,124,624 in new vehicle loans already helping members get on the road. We also provide refinancing options for those who want to lower their monthly payments or interest rates.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $13,223,914 provide the capital needed to expand operations or invest in new projects. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in any of these loan products or want to learn more about eligibility options available at Fortera, please don't hesitate to reach out to us at 931-431-6800. Our team is ready to assist you Monday through Friday from 8:00 am to 6:00 pm and Saturday from 9:00 am to 1:00 pm. Let's take the next step toward your financial future together!

Credit Lines & Unsecured Credit Cards

For those looking for flexible borrowing solutions, we offer credit lines totaling $241,193,506. Additionally, our unsecured credit card loans amounting to $31,975,374 come with flexible terms that help you manage your finances effectively without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $148,636,944, make buying or refinancing simple. We offer competitive rates and terms that can fit your budget and lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. Each listing is backed by reliable information, allowing you to compare rates accurately.

FORTERA FEDERAL CREDIT UNION - Hopkinsville, KY