Fort Worth Community Credit Union Bedford TX | Affordable Auto Loans & Business Banking

Introduction

At Fort Worth Community, we believe that your financial journey deserves personal attention and local expertise. Located at 1905 Forest Ridge Dr, Bedford, TX 76021, our branch has been a trusted partner in the community since our establishment in 1940. With over 80,000 members, we pride ourselves on providing tailored financial solutions that empower individuals and families to achieve their goals. In addition to our convenient location, we offer a range of services from personal banking to business loans, all designed with our members' needs in mind. Our total assets exceed $1.19 billion, showcasing our strong commitment to financial stability and growth. With total deposits reaching $136,675,612 and net worth standing at $122,629,672, you can trust us to safeguard your funds while helping you thrive financially. Under the leadership of CEO Diane Dorsey and Board President Charles Redding, our team of 179 dedicated employees is here to assist you every step of the way. Whether you're looking for an auto loan or interested in refinancing your mortgage, our knowledgeable staff is ready to help you navigate your options. For any official correspondence, please note that our mailing address is PO Box 210848, Bedford, TX 76095-7848. We invite you to explore how Fort Worth Community can support your financial aspirations. Feel free to reach out at 817-835-5000 or visit us online at ftwccu.org for more information. Join us today and discover why so many in Bedford trust Fort Worth Community with their financial needs!

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. Our digital offerings ensure that members can bank on their terms whether it's through online banking or mobile payments. We also prioritize accessibility with ADA-compliant facilities and services that cater to everyone in our community. With ATM availability and drive-thru banking options, we're here to make your banking experience as convenient as possible during our operating hours: Monday through Thursday from 9:00 am to 5:00 pm; Friday from 9:00 am to 6:00 pm; and Saturday from 9:00 am to noon.

Join Us

At Fort Worth Community, we're more than just a credit union; we're a part of your journey towards financial success. We invite you to join us today and discover how we can help you reach your financial aspirations while being an integral part of a supportive community. Call us at 817-835-5000 or visit our website for more information on how you can become a member today!

Our Mission

The mission of Fort Worth Community is simple yet profound: to empower our members through affordable financial solutions while fostering a sense of community and belonging. We believe that everyone deserves access to reliable banking services and the tools needed to achieve their financial goals. Whether it's opening a checking account, securing an auto loan, or finding the right mortgage solution, we are dedicated to walking alongside you every step of the way. Our commitment extends beyond just banking; we actively engage with our community through various outreach programs and partnerships aimed at uplifting those around us. We strive to create opportunities for education and support that help individuals thrive financially.

Branch Location & Accessibility

Call-to-Action

We invite you to stop by Fort Worth Community today or give us a call at 817-835-5000. Our friendly team is eager to assist you with any questions or services you may require. Come experience community-focused banking that puts you first!

Nearby Landmarks and Access

Nestled in the heart of Bedford, our location is just a stone's throw away from popular landmarks like the Bedford Boys Ranch Park and the local library, making it a familiar spot for residents. The area boasts ample parking and features that cater to everyone, including ADA-compliant ramps for easy access. If you're traveling by public transport, you'll find convenient bus stops nearby.

Operating Hours

Our operating hours are designed to fit your busy lifestyle. Visit us during lobby hours from Monday to Thursday between 9:00 AM and 5:00 PM, Fridays from 9:00 AM to 6:00 PM, and Saturdays from 9:00 AM until noon. Please note that we are closed on Sundays. For added convenience, our drive-thru service operates Monday through Friday from 7:30 AM to 6:00 PM and Saturday from 9:00 AM to noon.

Services Offered

At Fort Worth Community, we offer a wide range of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing options, we've got you covered. Additionally, our ATM is available for quick cash withdrawals and balance checks anytime you need them. And if you prefer banking from home, enjoy our online and mobile banking features for ultimate flexibility. While members can visit us at our branch address for all their banking needs, any official correspondence should be sent to PO Box 210848, Bedford, TX 76095-7848.

Member Eligibility

Becoming a member of Fort Worth Community is like joining a close-knit family that truly cares about your financial journey. If you live, work, worship, or attend school in Tarrant County, Texas, you're already on the right path to membership! This means that whether you're a long-time resident or new to the area, we welcome you with open arms. At Fort Worth Community, you'll enjoy personalized service and a wide range of financial products designed to meet your unique needs. The process to join us is simple and straightforward. Just stop by our branch located at 1905 Forest Ridge Dr Bedford Tx 76021 or give us a call at (817) 835-5000 for any questions. For more detailed eligibility criteria, feel free to check out our website at . Ready to get started? You can easily open your account online by visiting http://www.ftwccu.org/home/loans/apply . We can't wait to welcome you as a member!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to expand your operations or invest in new equipment, we're here to provide the financing you need.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify payment processing for your business. Imagine having a seamless way for customers to pay, whether they use credit cards or mobile payments. Our services can help streamline transactions, so you can focus more on running your business and less on managing payments. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Join us today at Fort Worth Community and discover how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new car, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. We offer competitive rates and flexible terms that suit your budget, helping you drive off with confidence.

Business Banking Support

For our entrepreneurial members, we offer comprehensive business banking services, including merchant services and business loans. We understand the challenges of running a business and are committed to providing solutions that support your success.

Convenient Banking Features

Accessibility is key in today's fast-paced world. At Fort Worth Community, we provide ATM and cash withdrawal services so you can access your funds when needed. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. We also prioritize safety and efficiency with features like electronic signatures for documents and e-statements, ensuring you have all the tools needed for modern banking right at your fingertips. As a member-focused credit union, our goal is to make financial services as seamless as possible for everyone in our community. If you're ready to explore these services further or have questions about how we can help you specifically, don't hesitate to contact us at (817) 835-5000. Visit us today at Headquarters or check out our website at https://www.ftwccu.org/home/home to learn more about how we can assist you in achieving your financial dreams!

Credit Cards with Rewards

Enjoy shopping rewards? Our credit cards with rewards give you more than just spending power; they provide perks that can benefit your lifestyle. Earn points on purchases that can be redeemed for travel, gifts, or cash back.

Home Financing Made Easy

Looking for a new home or thinking about refinancing? Our mortgage loans provide various options to fit your unique situation. Whether you're a first-time homebuyer or looking to lower your monthly payments through refinancing, we're here to guide you every step of the way.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. You can easily manage your finances through our online and mobile banking platforms, which allow for secure access to your accounts anytime, anywhere. Imagine depositing checks or transferring funds while enjoying a coffee at home it's that easy!

Personal Loans for Life’s Needs

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options that help simplify your financial commitments. With straightforward terms and quick approvals, you can tackle those surprises head-on.

Digital & Online Banking

24/7 Online Banking Services

With 24/7 online banking services, managing your money has never been easier. You can access your accounts any time of day or night, giving you peace of mind and control over your financial decisions. Experience the freedom that comes with knowing that your banking needs are just a click away with Fort Worth Community!

Enhanced Security and Accessibility

Your security is our priority. We utilize electronic signature authorization for secure transactions, ensuring that your information remains protected while you manage your finances online. Plus, e-statements are available, helping you reduce paper clutter while keeping track of your financial activities effortlessly. Our user-friendly mobile application makes banking even more accessible. Whether you're checking balances or depositing checks on the go, our app is designed for ease of use. You'll have real-time access to your accounts whenever you need it.

Key Features of Our Online Banking

With our online banking platform available at https://www.ftwccu.org/home/home , you can take control of your finances with confidence. Need to check your balance, transfer funds, or pay bills? It's all at your fingertips! We also offer person-to-person transfers, making it simple to send money to friends and family directly from your account. And for those who prefer mobile transactions, our mobile payments feature allows you to make purchases quickly and securely right from your phone.

Financial Strength

Growing Community Trust

Total Share Accounts: 132,939, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, reinforcing our ability to support your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fort Worth Community is your trusted partner. Visit us at 1905 Forest Ridge Dr Bedford Tx 76021 or call (817) 835-5000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $297,619,386 in share certificates and $273,564,532 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 167 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

Our commitment to you is also reflected in our financial strategy. With $122,254,874 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $4,778 in used auto loans and $668,651,657 in total loans and leases.

Solid Foundation

With a net worth of $122,629,672, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,024 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $80,874,130 in used vehicle loans and $311,726,979 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have solutions that can help make your dream a reality.

Credit Lines

In addition to auto and mortgage loans, our total credit lines amount to $354,443,723, providing an additional layer of financial flexibility. This option allows you to access funds as needed without the hassle of applying for multiple loans. For those who are considering any of these products or want more information on eligibility and refinancing options, feel free to reach out! You can call us at 817-835-5000 or visit us at 1905 Forest Ridge Dr Bedford Tx 76021. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We are here to support your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $82,048,464, make buying or refinancing simple. We provide clear guidance throughout the process and can assist with refinancing options if you're looking to lower your current mortgage payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $38,127,698 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards programs that can benefit your everyday spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh serves as a trusted tool for those seeking the most competitive loan options. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By leveraging verified data from legitimate financial institutions, LendMesh promotes an environment where borrowers can make informed choices without hidden agendas. One of the key features of LendMesh is its commitment to providing unbiased results. There are no sponsored listings; lenders are not prioritized based on paid promotions. This impartial approach allows users to focus solely on finding the best rates that fit their individual needs. Additionally, LendMesh offers real-time rate comparisons from multiple institutions. This means users can access up-to-date loan rates that reflect current market conditions, enabling them to make timely and informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in assisting borrowers in achieving better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FORT WORTH COMMUNITY CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans