Fort Morgan Schools Credit Union CO | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Fort Morgan Schools, your trusted financial partner right in the heart of Fort Morgan, CO. Located at 212 E Kiowa Ave, we have proudly served our community since 1955. With a dedicated team of just two employees, led by our CEO, Phillip Stadler, and Board President, Brian Nickell, we focus on providing personalized service that meets the unique needs of our 524 members. At Fort Morgan Schools, we take pride in our strong financial foundation, boasting total assets of $5,146,916 and total deposits amounting to $716,473. Our commitment to responsible lending is evident as we manage a total loan portfolio with 206 loans and leases, ensuring that our members have access to the funds they need for their personal and business goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 547, Fort Morgan, CO 80701. We believe in building lasting relationships within our community. Our various services include personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions tailored for entrepreneurs. Our goal is to empower each member with the tools they need for financial success. As a proud part of Fort Morgan's fabric, we are committed to enhancing the lives of those we serve. Whether you're looking to save for a future goal or finance a new vehicle, we're here to help every step of the way. We invite you to stop by our branch or give us a call at 970-867-4028. Experience the difference at Fort Morgan Schools where your financial success is our priority!

Branch History & Mission

Welcome to Fort Morgan Schools, a credit union rooted in community and dedicated to serving its members since 1955. Located at 212 E Kiowa Ave, Fort Morgan, CO 80701, our branch has been a steadfast financial partner for the people of Fort Morgan and beyond. Over the years, we have grown from a small group of visionaries into a thriving institution with a membership of 524 individuals and total assets reaching an impressive $5,146,916. Our journey began with a simple mission: to provide accessible and affordable financial services to our community. As we opened our doors nearly seven decades ago, we aimed not just to be a bank but to create a supportive environment where every member could thrive financially. This commitment continues to drive us today. At Fort Morgan Schools, we offer a wide range of services tailored to meet the needs of our members. From personal banking options like checking and savings accounts to auto loans, mortgage financing, and business banking solutions, we strive to empower our members at every stage of life. We also embrace modern conveniences by providing basic shared branch transactions for partner credit union members. While members can visit us at our branch address, official correspondence should be sent to PO Box 547, Fort Morgan, CO 80701. Our operating hours are convenient too; we welcome you Monday from 3:30 p.m. to 5:00 p.m., ensuring that you can access our services when you need them most. Our mission goes beyond just financial transactions; we believe in making a positive impact on our community. Through various outreach initiatives and partnerships with local organizations, we actively support education and other vital services in Fort Morgan. Whether it's through sponsoring local events or providing resources for financial literacy programs, we are dedicated to fostering growth within the community we serve. As technology evolves, so do we. Although we currently do not offer online banking or mobile applications, our commitment to ADA compliance ensures that all members can access our services comfortably. Our shared service center availability means you can manage your finances conveniently alongside other credit unions. Fort Morgan Schools is here for you ready to assist with your financial needs while supporting the heart of this community. Join us today and experience the benefits of being part of an institution that truly cares about your well-being! For more information or if you have any questions, feel free to call us at 970-867-4028. Let's grow together!

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Feel free to give us a call at 970-867-4028. We're always happy to help! We invite you to stop by Fort Morgan Schools today let's take care of your banking together!

Nearby Landmarks and Accessibility

Located near local landmarks, our branch is easily accessible for all community members. Whether you're coming from downtown or nearby neighborhoods, you'll find plenty of parking available right outside our doors. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to make your visit comfortable and straightforward.

Operating Hours and Services

We're here for you when you need us! Our lobby hours run from 3:30 p.m. to 5:00 p.m., Monday through Friday. While these hours might seem limited, we are committed to providing personalized service during the time we're open. Our dedicated staff is ready to assist with a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Although we don't have an ATM or drive-thru service at this location, we do offer shared services for basic transactions such as deposits and withdrawals for partner credit union members. If you're looking for a place where your financial needs are met with care and attention, you've come to the right spot!

Member Eligibility

At Fort Morgan Schools, we believe that becoming a member means joining a close-knit community where your financial well-being is our top priority. If you're wondering whether you qualify for membership, you'll be pleased to know that it's easier than you might think! Anyone who lives, works, or attends school in the Fort Morgan area is eligible to join. This means you can access our wide range of services designed specifically for you and your unique needs. Whether you're looking for personal banking, loans, or even business services, we are here to support you every step of the way. Getting started is simple! Just visit us at 212 E Kiowa Ave Fort Morgan Co 80701 or give us a call at (970) 867-4028 for more information on how to open an account. For detailed eligibility criteria and to ensure you have the most up-to-date information, feel free to check out our website at . We can't wait to welcome you into the Fort Morgan Schools family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Picture this: a customer walks into your store and makes a purchase effortlessly with their card. Our systems ensure that transactions are smooth, allowing you to focus on what truly matters growing your business and serving your customers. Let's connect at our Fort Morgan location at 212 E Kiowa Ave Fort Morgan Co 80701 in Fort Morgan, CO. Together, we can explore how our commercial services can support your business goals. For more information, give us a call at (970) 867-4028.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While currently, we have not issued any member or non-member commercial loans, we are ready and equipped to assist you when the time is right. We believe that every business has the potential for success, and we want to be part of your journey.

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to support local enterprises in their growth and success.

Connect With Us

Whether you're exploring options for a new account or need assistance with an existing one, our friendly team is here to help! You can reach us at 970-867-4028 during our lobby hours from 3:30 PM to 5:00 PM. We invite you to visit us at Fort Morgan Schools your partner in achieving financial well-being. Explore how we can assist you today!

Credit Options

Life can sometimes throw unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. We offer straightforward solutions to help you manage debts or fund personal projects without the stress. For those who prefer the convenience of credit, our credit cards with rewards allow you to earn points on everyday purchases, which can be redeemed for exciting benefits.

Digital Access and Convenience

In today's fast-paced world, having access to your finances anytime is crucial. Our online and mobile banking platforms allow you to check balances, transfer funds, and pay bills from anywhere right at your fingertips! Plus, while we currently do not have ATMs on-site or drive-thru service available, we do provide basic shared branch transactions for deposits and withdrawals for members of partner credit unions.

Personal Banking

We understand that managing your personal finances is essential. That's why we offer checking and savings accounts designed to fit your lifestyle. Whether you're saving for a special occasion or need everyday access to your funds, our accounts come with features that help you manage your money effectively. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, making it easier for you to hit the road in style. For those looking to buy a home, our mortgage loans and refinancing services offer guidance through the home-buying process, ensuring you get the best deal possible.

Digital & Online Banking

Convenient Online Access

You can manage your accounts with ease through our online banking platform available at . Although we currently do not offer features like electronic statements or mobile applications, our commitment to providing straightforward access means you can still check balances, make transfers, and more from your computer whenever you need to.

Secure Transactions

Your security is our top priority. While we don't have electronic signature authorization or mobile payment options right now, all transactions through our online services are protected with robust security measures. This ensures that your personal information remains confidential and secure while you manage your finances.

Stay Connected

Even though we don't have mobile applications or person-to-person transfer features available at this time, we're dedicated to making banking accessible for everyone. Our shared service center can help with basic transactions, ensuring that you can still get the assistance you need in person if required. In summary, while Fort Morgan Schools may not currently offer the latest digital conveniences like e-statements or mobile payments, our focus remains on delivering reliable service and straightforward banking solutions. For more information about what we do offer and how to access it, visit us at or give us a call at (970) 867-4028. We're here to support your financial journey!

Financial Strength

Commitment to Growth

We also take pride in having 0 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fort Morgan Schools is your trusted partner. Visit us at 212 E Kiowa Ave Fort Morgan Co 80701 or call (970) 867-4028 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $2,270,522 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $829,801, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,612 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

With $126 in used auto loans and $3,937,401 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our ability to provide these loans reflects our commitment to fostering your financial success.

Loan Offering

At Fort Morgan Schools, we understand that everyone has unique financial needs. That's why we offer a range of loan products designed to help our members achieve their goals, whether it's purchasing a new car, buying a home, or managing everyday expenses. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With over 206 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're looking to buy a new car, you'll be pleased to know we have offered more than $1,569,461 in used vehicle loans and $419,908 in new vehicle loans. We pride ourselves on providing some of the lowest rates in the industry so you can get on the road without breaking the bank. For those interested in homeownership, our mortgage options can make buying or refinancing simple. Currently, we don't have any Junior Lien 1-4 Family Residential Properties loans available, but we are committed to helping our members navigate their housing finance options. Additionally, for members who may need extra flexibility with their finances, we provide unsecured credit card loans. While we currently have no outstanding amounts in this category, we encourage members to reach out for potential solutions tailored to their needs. If you're considering refinancing or exploring eligibility options for any of our loan products, please don't hesitate to contact us. Our team is ready to assist you in finding the right financial product that suits your lifestyle. Feel free to visit us at 212 E Kiowa Ave Fort Morgan Co 80701 or call us at 970-867-4028 for more information about our offerings and how we can help you achieve your financial dreams.

Loan Aggregator

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