Fort Morgan Schools Credit Union CO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Fort Morgan Schools, a trusted financial partner for our community since 1955. Located at 212 E Kiowa Ave, Fort Morgan, CO 80701, we pride ourselves on offering personalized banking solutions that meet the unique needs of our 524 members. With total assets exceeding $5,146,916 and total deposits reaching $716,473, we are committed to providing secure and accessible financial services. Our dedicated team, led by CEO Phillip Stadler and Board President Brian Nickell, is here to help you navigate your financial journey. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we have tailored solutions just for you. We also offer services for businesses, including merchant services and business loans. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 547, Fort Morgan, CO 80701. Our operating hours are from 3:30 PM to 5:00 PM, Monday through Friday, making it easy for you to find a time that fits your schedule. At Fort Morgan Schools, we believe in the power of community and strive to make a positive impact in the lives of our members. With a strong net worth of $829,801, we ensure stability and growth for those who trust us with their finances. For any questions or assistance, don't hesitate to reach out at 970-867-4028. We invite you to visit us today and discover how we can assist you in achieving your financial goals!

Branch History & Mission

Fort Morgan Schools has a proud history that dates back to 1955, when it first opened its doors in Fort Morgan, Colorado. Over the years, we have grown from a small community-focused credit union into a thriving financial institution dedicated to serving our members. Today, with a total membership of 524 and assets reaching an impressive $5,146,916, our mission remains rooted in providing exceptional financial services while supporting the local community. Located at 212 E Kiowa Ave, Fort Morgan, CO 80701, our branch is not just a place for banking; it's a hub for community connection and support. We pride ourselves on being accessible and approachable to all members. Whether you need personal banking services like checking and savings accounts or are looking for loans to finance your dream vehicle or home, we are here for you. While members can visit us at 212 E Kiowa Ave Fort Morgan Co 80701, official correspondence should be sent to PO Box 547, Fort Morgan, CO 80701. At Fort Morgan Schools, our mission is simple yet impactful: to empower our members financially while fostering a sense of belonging within our community. We believe that everyone deserves access to quality financial services that enhance their lives. Our commitment extends beyond traditional banking; we actively engage in outreach efforts that uplift and support local initiatives. As we move forward, we are committed to embracing advancements that make banking easier for our members. Although we currently do not offer ATM or drive-thru services, our focus remains on providing personalized service during our operating hours from 3:30 PM to 5:00 PM Monday through Friday. We understand that convenience matters, which is why we prioritize customer-centric initiatives. We also recognize the importance of partnerships within the community. By collaborating with local organizations and businesses, we aim to create opportunities that benefit everyone involved. Our vision is not just about numbers; it's about people your neighbors and friends who make up this wonderful community. If you're looking for a credit union that values relationships as much as transactions, consider becoming a member of Fort Morgan Schools today. Join us as we continue to grow and serve the Fort Morgan area with dedication and care. Together, let's build a brighter financial future! For more information or inquiries, feel free to reach out at (970) 867-4028.

Branch Location & Accessibility

Accessibility and Parking

We prioritize accessibility for all our members. Our branch complies with ADA standards, ensuring everyone can easily enter and navigate our facilities. Plus, there's ample parking available nearby, making it hassle-free for you to drop by.

Nearby Landmarks and Features

Our branch is just a stone's throw away from local landmarks that make it easy to find us. Positioned near the vibrant downtown area, you can enjoy a quick visit before or after running errands or enjoying local dining options.

Operating Hours and Services

Fort Morgan Schools is open Monday through Friday from 3:30 PM to 5:00 PM. We understand that life gets busy, so we're here during hours that fit your schedule. While we currently do not offer ATM services or drive-thru banking, our dedicated team is ready to assist you with a range of personal banking services such as checking and savings accounts, auto loans, mortgage loans, personal loans, and more. If you have any questions or need assistance, feel free to give us a call at 970-867-4028. We look forward to welcoming you soon!

Member Eligibility

At Fort Morgan Schools, we believe that everyone deserves a chance to be part of our welcoming community. Becoming a member is simple and open to anyone who lives, works, or attends school in the Fort Morgan area. We're here to support you with friendly services tailored to your financial needs, whether it's personal banking, auto loans, or mortgage options. If you're interested in joining us, just give us a call at (970) 867-4028. For more detailed information about eligibility criteria, you can check out our website at . We look forward to having you as part of our family and helping you achieve your financial goals!

Business Banking & Commercial Services

At Fort Morgan Schools, we understand that every business has unique needs and challenges. Whether you're a small startup or an established enterprise, our goal is to help you thrive. Our commercial loan options are designed to fuel your growth, giving you the financial support necessary to take your business to the next level. Imagine a local bakery dreaming of expanding its menu and renovating its space. With our tailored financing solutions, that dream can become a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make transactions easier for you and your customers. Imagine accepting payments seamlessly whether in-store or online, enhancing customer satisfaction while streamlining your operations. Visit us at 212 E Kiowa Ave Fort Morgan Co 80701 in Fort Morgan, CO to learn more about how we can partner in your success! For inquiries, call us at (970) 867-4028.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have an ATM on-site, we ensure that cash withdrawal services are accessible through shared networks, providing members with easy access to their funds when they need it most. At Fort Morgan Schools, we're committed to making banking simple and convenient for all our members. Whether you're managing personal finances or running a business, our friendly staff is ready to assist you in finding the right solutions for your needs. To learn more about how we can support you on your financial journey, visit us today or give us a call at 970-867-4028! Your path to better financial health starts here at Fort Morgan Schools!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options offer competitive rates that can help make your dream vehicle a reality. Imagine driving off in that new car while enjoying manageable monthly payments tailored to your budget.

Business Banking

If you're a business owner, we offer tailored solutions through our business banking services, including merchant services and business loans. We understand the challenges businesses face and are here to support your growth and success.

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our credit cards with rewards program allows you to earn points on everyday spending. Whether it's groceries or gas, every purchase brings you closer to exciting rewards.

Mortgage Loans & Refinancing

If homeownership is on your horizon or if you're considering refinancing your current mortgage, our mortgage loans provide flexible terms and competitive interest rates. We strive to simplify the process so that you can focus more on making your house a home.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts from anywhere at any time. Check balances, transfer funds, and pay bills all from the palm of your hand no need to visit the branch.

Personal Banking

Managing your day-to-day finances becomes effortless with our personal banking services. Whether you're looking for checking and savings accounts to handle daily transactions or save for future goals, we've got you covered. Our accounts are tailored to fit various lifestyles, making it easy for you to choose what works best for you.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation options can provide the financial relief you need. Picture consolidating multiple debts into one easy payment, reducing stress while helping you regain control over your finances.

Digital & Online Banking

In today's fast-paced world, convenience and security are essential when it comes to managing your finances. At Fort Morgan Schools, we understand this need and are committed to offering a range of digital and online banking services that make your banking experience easier and more secure. While our online banking features are currently limited, you can still enjoy the peace of mind that comes with accessing your accounts anytime at . Although we don't offer mobile applications or e-statements just yet, our commitment to enhancing your banking experience remains strong. Our services prioritize security and user-friendly design, ensuring that you can manage your finances with confidence. For those who enjoy person-to-person transactions, we currently do not provide this feature; however, our team is always looking for ways to enhance our offerings in the future. While electronic signatures aren't available either, we assure you that every measure is taken to keep your information safe. Even without 24/7 online banking services right now, our dedicated staff is here during lobby hours to assist you with any questions or needs you may have. We know that managing your money should be straightforward, which is why we focus on making every interaction as simple as possible. At Fort Morgan Schools, we may be working towards expanding our digital offerings, but our core values remain rooted in providing excellent service and support for all our members. Stay tuned for exciting updates as we enhance our digital banking landscape!

Financial Strength

At Fort Morgan Schools, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in choosing us as your trusted financial partner. With a net worth of $829,801, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1612 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,270,522 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $829,801 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with 126 used auto loans and a total of $3,937,401 in loans and leases. Though our net income stands at $0, it reflects our commitment to operational efficiency while maintaining competitive offerings for our members. We also take pride in having 2 part-time employees, ensuring our branch is always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 677, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fort Morgan Schools is your trusted partner. Visit us at 212 E Kiowa Ave Fort Morgan Co 80701 or call 970-867-4028 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,569,461 in used vehicle loans and $419,908 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we provide financing options that can make your experience smoother and more affordable.

Business Financing

For business owners, while we currently do not have any outstanding commercial loans available, our commitment remains strong in providing future opportunities for capital needed to grow and expand your business. At Fort Morgan Schools, we prioritize transparency and accessibility. If you're interested in exploring refinancing options or checking eligibility for any of our products, don't hesitate to reach out. You can contact us at 970-867-4028 for personalized assistance or visit us at 212 E Kiowa Ave Fort Morgan Co 80701. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to helping you achieve financial success with the right tools and support every step of the way.

Mortgage Loans

Thinking about homeownership? While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, our team is here to guide you through various mortgage options and refinancing solutions tailored to your needs. We believe that everyone deserves a chance at owning their own home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, although currently there are no outstanding amounts in this category. This means you can manage your finances effectively without worrying about collateral requirements.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for every user. By focusing on credible sources, LendMesh maintains a commitment to accuracy in its comparisons.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To explore your options and find the best rates for your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*