Fort McClellan Credit Union Pell City AL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Fort McClellan, your trusted financial partner located at 2239 Martin St S, Pell City, AL 35128. Since our establishment in 1953, we have been dedicated to serving our community with a warm and personal touch. With over 15,477 members relying on us for their financial needs, we pride ourselves on building lasting relationships that go beyond banking. At Fort McClellan, we understand that financial matters can be daunting. That's why we offer a variety of services designed to make your life easier. Whether you're looking for personal banking solutions such as checking and savings accounts or need assistance with auto loans, mortgages, or business banking, we've got you covered. Our total assets stand strong at an impressive $231,434,171, ensuring that we can provide the support you need. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1010 Golden Springs Rd, Anniston, AL 36207. This ensures that all your important communications reach us promptly. Under the leadership of CEO Angela Smith and Board President Allen Skelton, our team of 65 dedicated employees is here to serve you with integrity and respect. We maintain a solid financial foundation with total deposits of $21,189,972 and a net worth of $29,308,148, reflecting our commitment to safeguarding your investments. We invite you to explore everything Fort McClellan has to offer. Visit our website at fortmcclellancu.org for more information or give us a call at 256-237-2113. Our friendly staff is ready to assist you from 8:30 A.M. to 5:00 P.M., Monday through Friday. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Commitment to Service

Our branch features convenient amenities including ATM availability and drive-thru banking options for quick transactions. We are dedicated to ensuring our facilities are ADA compliant and welcoming to all members of the community. With operating hours from 8:30 A.M. to 5:00 P.M., Monday through Friday, we are always here when you need us most. Whether it's through online banking or in-person visits, we provide flexible options that fit your lifestyle. As we look ahead, Fort McClellan continues its commitment to innovation in financial services while holding true to our roots in community support. We invite you to join us on this journey toward a brighter financial future. Experience the benefits of membership today by visiting us or learning more about how you can become part of the Fort McClellan family!

Our Mission

At Fort McClellan, our mission is clear: we aim to empower our members through comprehensive financial services while supporting the growth of our local community. We believe in making banking accessible and straightforward for everyone. Whether you are looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we are here to help. We also prioritize community engagement through various outreach programs and partnerships designed to uplift those around us. Our efforts go beyond traditional banking; we strive to create lasting relationships that contribute positively to the lives of our members. While members can visit us at 2239 Martin St S, official correspondence should be sent to 1010 Golden Springs Rd, Anniston, AL 36207.

Branch Location & Accessibility

Accessibility Features

At Fort Mcclellan, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us with ease. Plus, ample parking is available right outside the door, making your visit even more convenient.

Conclusion

So whether you're a long-time member or new to our community, we welcome you to visit us at Fort Mcclellan in Pell City. Your financial journey starts here!

Nearby Landmarks

Located near the heart of Pell City, we are just a stone's throw away from popular spots like the beautiful Pell City Park and the bustling downtown area. This prime location means you can easily stop by after enjoying a day out in the community or while running errands.

Operating Hours and Services

We invite you to come by during our lobby hours from 8:30 A.M. to 5:00 P.M., Monday through Friday. Our friendly team is here to assist you with a variety of services, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. If you prefer banking on-the-go, we also offer online and mobile banking options. For added convenience, we have an ATM available on-site and provide drive-thru services for quick transactions like deposits and withdrawals. If you need any assistance or have questions about our services, don't hesitate to give us a call at 256-237-2113. We're eager to help you achieve your financial goals!

Member Eligibility

Becoming a member of Fort Mcclellan is like joining a close-knit family where your financial well-being is our priority. If you're looking to enjoy personalized service and a range of financial products, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the Pell City area. We also welcome family members of current members, making it easy for you to share the benefits with your loved ones. At Fort Mcclellan, we pride ourselves on offering not just banking services but also community support, so you can feel confident knowing that you're part of something greater. Getting started is simple! You can find all the eligibility details by visiting this link. Once you check that off your list, opening an account is just a click away at this page. If you have any questions or need assistance, don't hesitate to give us a call at (256) 237-2113. We're here to help you every step of the way at our branch located at 2239 Martin St S Pell City Al 35128. Join us today and experience all the advantages that come with being a member of Fort Mcclellan!

Business Banking & Commercial Services

At Fort Mcclellan, we understand that the heartbeat of our local economy lies within the businesses that call Pell City, AL home. We are dedicated to providing tailored banking solutions that empower business owners to thrive. Imagine a small bakery in town needing funds to expand its kitchen and hire additional staff. With our commercial loans, that dream can become a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. When it comes to handling transactions, our merchant services simplify payment processing, allowing business owners to focus on what they do best serving their customers. Whether it's accepting card payments or managing cash flow, we've got your back. Partner with us at Fort Mcclellan located at 2239 Martin St S Pell City Al 35128 and let's work together to fuel your business ambitions! For more information, call us at (256) 237-2113.

Comprehensive List Of Services

Business Banking Services

For local business owners in Pell City, we understand that managing finances is critical to success. Our business banking services include merchant services and business loans designed to support growth and stability. We are committed to helping businesses thrive in our community.

Call Us Today!

We invite you to experience the warmth and community focus at Fort Mcclellan. If you have any questions about our services or want to start banking with us today, don't hesitate to call us at 256-237-2113. Explore how we can assist you in achieving your financial goals because at Fort Mcclellan, your success is our mission!

Credit Options

Our credit cards come with rewards that can benefit everyday purchases. Whether you're buying groceries or planning a vacation, earning points on your spending has never been simpler. Additionally, if debt is weighing you down, our personal loans and debt consolidation services can provide the relief you need by simplifying payments into one manageable loan.

Digital Convenience

In today's fast-paced world, convenience matters. That's why Fort Mcclellan offers robust online and mobile banking features. You can check balances, transfer money, and even pay bills from the comfort of your home or on the go. Our ATM availability ensures that cash withdrawals are simple and straightforward, while our drive-thru service allows for quick transactions without leaving your vehicle.

Personal Banking Solutions

For those looking to manage their personal finances effectively, we offer a variety of checking and savings accounts to fit different lifestyles. Imagine having a checking account that not only helps you keep track of your daily expenses but also offers competitive interest rates on savings. Our personal banking solutions are crafted to simplify your life while maximizing your returns. If you're in the market for a vehicle, our auto loans and vehicle financing options make it easier than ever to drive off in your dream car. With flexible terms and competitive rates, you'll find that getting behind the wheel is more attainable than you think. For homeowners or those looking to become one, we provide mortgage loans and refinancing options that can help you secure your investment with favorable terms.

Digital & Online Banking

Key Features

Our online banking platform at https://www.fortmcclellancu.org/ allows you to check balances, view transaction history, and transfer funds with just a few clicks. You can also take advantage of person-to-person transfers, making it simple to send money to friends or family without the hassle of cash or checks. Plus, with electronic signature authorization available, signing documents is quick and convenient. For those who prefer going paperless, we offer e-statements so you can view your account statements digitally. This not only helps you stay organized but also contributes to a more eco-friendly approach. And if you're always on the go, our mobile payments feature lets you pay directly from your phone, allowing for quick transactions right at your fingertips. While we currently do not have a dedicated mobile application, our website is fully optimized for mobile use. This means you can still enjoy all the benefits of online banking from any smartphone or tablet without missing a beat.

Security and Accessibility

We prioritize the security of your information at Fort Mcclellan. Our online banking services use advanced security measures to protect your data, giving you peace of mind as you manage your finances. The user-friendly design makes navigation straightforward, ensuring that even those less tech-savvy can easily find what they need. Whether you're paying bills, checking balances, or transferring money between accounts, our online banking tools are here to help simplify your financial life. Experience the convenience and security of digital banking today!

Financial Strength

Growing Membership Base

Total Share Accounts: 28,041, showing a strong and growing member base that trusts us with their finances. This growth is not just a number; it reflects the community's confidence in us as a reliable partner for all their banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fort Mcclellan is your trusted partner. Visit us at 2239 Martin St S Pell City Al 35128 or call (256) 237-2113 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $2,301 in used auto loans and $100,133,705 in total loans and leases. This versatility ensures that whether you're looking to finance a vehicle or explore other borrowing options, we've got you covered.

Member-Centric Savings

Members' savings are secured through $58,189,551 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not have money market shares currently, our commitment to your savings remains unwavering. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $169,546 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 63 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $29,652,899 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We believe in supporting your financial goals by providing the resources needed to make them achievable.

Strong Financial Position

With a net worth of $29,308,148, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,445,173 in used vehicle loans and $6,622,615 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with confidence.

Credit Lines

For those who need additional flexibility, our total credit lines amounting to $37,826,676 can provide you with access to funds whenever you need them. This option is perfect for unexpected expenses or planned purchases. At Fort Mcclellan, we prioritize your financial well-being by providing clear information and support throughout your borrowing journey. If you're interested in refinancing options or want to learn more about eligibility requirements, please visit our website at https://www.fortmcclellancu.org/ or contact us directly. We are committed to making banking easy and accessible for all our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today to learn how we can help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $942,707, make buying or refinancing simple. We're here to guide you through each step of the process, whether you're a first-time buyer or looking to refinance your current mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,841,539 in loans helping members manage their finances effectively. Our credit cards come with great rewards and features designed to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each listing on LendMesh is backed by real-time information, allowing you to trust that the rates you see are genuine. No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so that you can compare all your options equally. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily see which offers best suit their needs. This feature empowers consumers to make decisions based on accurate and current information. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of our platform in helping individuals secure favorable loan conditions. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh and take the first step toward smarter borrowing. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FORT MCCLELLAN CREDIT UNION - Pell City, AL

Compare Loan Rates Near You

Loan rates in Pell City, AL (35128)