Fort McClellan Credit Union Jacksonville AL | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Fort McClellan, your trusted community credit union located at 1204 Church Ave SE, Jacksonville, AL 36265. Established in 1953, we have proudly served our members for over 70 years, building a strong foundation of trust and financial well-being in the Jacksonville area. With a total membership of 15,477 individuals, our commitment to providing personalized service and community support is unwavering. At Fort McClellan, we believe that every member deserves access to quality financial products and services. Our total assets stand at an impressive $231,434,171, allowing us to offer competitive loans and savings options tailored to your needs. Whether you're looking for an auto loan where we have facilitated over 6,907 loans or opening a new savings account with our total deposits reaching $21,189,972, we are here to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to 1010 Golden Springs Road, Anniston, AL 36207. Our dedicated team of 65 employees, led by CEO Angela Smith and Board President Allen Skelton, is ready to assist you from 8:30 A.M. to 5:00 P.M., with extended drive-thru hours until 6:00 P.M. on Fridays. We take pride in fostering a sense of community while ensuring that each member feels valued and supported. With a net worth of $29,308,148 and cash in hand totaling $2,317,272, we remain financially robust and dedicated to serving you better every day. Ready to experience the difference? Visit us or call us at 256-237-2113 today! Let's work together toward a brighter financial future.

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of staying current. That's why we've integrated online banking solutions and mobile payment options for your convenience. We're dedicated to making banking easier while ensuring ADA compliance so everyone can access our services comfortably.

Join Us

As we continue to grow and adapt to meet the needs of our members, we invite you to become part of the Fort McClellan family. Explore our services today by visiting our website or call us at 256-237-2113 for more information. Experience firsthand how we're committed not just to your financial success but also to building a stronger community together!

Our Mission

At Fort McClellan, our mission is simple yet profound: we strive to provide exceptional financial services while uplifting those around us. We offer personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our goal is to empower every member by providing resources that foster financial literacy and independence. While you can visit us at 1204 Church Ave SE, official correspondence should be sent to 1010 Golden Springs Road, Anniston, AL 36207 if needed. Additionally, our branch features convenient ATM access and drive-thru banking options for busy lifestyles.

Our Story

From day one, Fort McClellan was founded on the principle of serving our community with integrity and dedication. As we opened our doors in 1953, we aimed to create a space where individuals could not only find reliable financial services but also experience genuine support. Through countless milestones, including expanding our range of services and embracing technology for better customer experiences, we've remained true to our mission. Our commitment to the community is evident through various outreach programs that foster local partnerships and initiatives. We believe that when our members thrive, so does our community. This philosophy drives everything we do at Fort McClellan.

Branch Location & Accessibility

Contact Us

If you have any questions or would like more information about our services, don't hesitate to reach out! You can call us at 256-237-2113. We're always happy to assist you! While members can visit us at 1204 Church Ave SE, official correspondence should be sent to our mailing address at 1010 Golden Springs Road, Anniston, AL 36207. We look forward to seeing you soon at Fort McClellan!

Convenient Access

Our branch is easily accessible with ample parking available for our members. We take pride in ensuring that everyone can visit us comfortably, featuring ADA-compliant facilities including ramps and designated parking spots. If you need assistance or have special requirements, our team is here to help.

Operating Hours & Services

At Fort McClellan, we know how important it is for our members to access their finances when they need to. That's why we're open Monday through Friday from 8:30 A.M. to 5:00 P.M., with our Drive-Thru service available until 6:00 P.M. on Fridays for your convenience. We offer a range of services tailored to meet your financial needs be it personal banking like checking and savings accounts, auto loans, or even mortgage options. Our ATM is also available for quick cash withdrawals and balance checks whenever you need it.

Member Eligibility

At Fort Mcclellan, we believe that becoming a member is like joining a family where your financial well-being comes first. If you're looking to make the switch, you'll be pleased to know that membership is open to individuals who live, work, worship, or attend school in our community. This means that whether you're a long-time local or just settling in, you can easily join us and enjoy all the benefits we offer. Our members gain access to a wide range of services, from personal banking and auto loans to mortgage options that cater specifically to your needs. Ready to take the next step? Opening an account with us is simple! You can find all the details on our eligibility criteria at https://www.fortmcclellancu.org/membership/. If you have any questions or need assistance, feel free to give us a call at (256) 237-2113. We're excited for you to experience the supportive community here at Fort Mcclellan, located at 1204 Church Ave Se Jacksonville Al 36265. Join us today and start enjoying the advantages of being part of our credit union family!

Business Banking & Commercial Services

Commercial Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. Imagine having access to funds that help you purchase new equipment, expand your workspace, or manage cash flow during slower seasons. Whether you're looking for a small loan or larger financing options, we're here to guide you every step of the way.

Merchant Services for Everyday Transactions

Managing day-to-day operations requires seamless payment solutions. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. With easy-to-use systems for credit card processing and online payments, you can offer your customers flexibility while improving your cash flow. Located at 1204 Church Ave Se Jacksonville Al 36265, our team at Fort Mcclellan is dedicated to helping businesses thrive in our community. Contact us at (256) 237-2113 to learn more about how we can support your business journey today!

Comprehensive List Of Services

Business Banking

At Fort Mcclellan, we also cater to local businesses through our business banking services. From merchant services that facilitate smooth transactions to business loans that help you grow, we have solutions tailored for every entrepreneur's needs.

Credit Cards

For those who enjoy rewards while spending, our credit cards with rewards are an excellent choice. You earn points on every purchase, which can be redeemed for travel, merchandise, or cash back making it easier to get more from what you spend.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few clicks or taps on your smartphone, you can manage your accounts, pay bills, and transfer money seamlessly. Our members also benefit from ATM and cash withdrawal services, ensuring they have access to their funds whenever they need them.

Drive-Thru and ATM Services

For those who prefer face-to-face interaction without stepping inside the branch, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions all designed with your convenience in mind. Plus, our ATMs provide easy access for withdrawals and balance checks at any time. No matter where you are in life whether you're starting out on your own or looking to grow a business Fort Mcclellan is here for you every step of the way. For more information on any of these services or to open an account today, call us at (256) 237-2113 or visit us online at Jacksonville. Your journey towards better financial health begins here!

Home Financing

Thinking about buying a home or refinancing? Our mortgage loans and refinancing services are designed to simplify the home-buying process. We will work closely with you to find the right mortgage solution that fits your budget and goals. Additionally, if debt consolidation is on your mind, we offer personal loans that can help you manage your finances more effectively.

Personal Banking

We understand that personal banking is the foundation of your financial life. That's why we provide various checking and savings accounts tailored for different lifestyles. If you're looking to save for a rainy day or need easy access to your funds, our accounts offer the flexibility you need. And when it comes time to finance your next vehicle, our auto loans and vehicle financing options make it easy and affordable. You can trust us to guide you through the process with competitive rates and personalized service.

Digital & Online Banking

Mobile Banking Convenience

For those who are always on the move, our mobile payments feature offers an added layer of convenience. You can make purchases directly from your smartphone while enjoying peace of mind knowing that your transactions are secure. Although we currently do not have a dedicated mobile application, our website is fully optimized for mobile use, ensuring you can manage your accounts from any device.

Online Banking Services

With our online banking platform, you can perform various tasks effortlessly. Check your balances, pay bills, and transfer money all from the comfort of your own home or wherever you are. Our person-to-person transfer feature allows you to send money quickly to friends and family with just a few clicks. Plus, if you prefer paperless communication, e-statements are available for easy access to your financial records without the clutter.

Security You Can Trust

Your security is our top priority. We offer electronic signature authorization for transactions to ensure that only you have access to your information. With these robust security measures in place, you can bank confidently knowing that your personal data is well protected. In a world where convenience meets safety, Fort Mcclellan's digital banking options empower you to take control of your finances like never before. Explore more about our online services today at https://www.fortmcclellancu.org/ and experience the ease of banking at your fingertips!

Financial Strength

A Growing Community

We proudly serve a growing member base with 28,041 total share accounts. This shows that more individuals trust us with their finances each day. Additionally, the funds available for lending and investments stand at $526,082, allowing us to support our members effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fort Mcclellan is your trusted partner. Visit us at 1204 Church Ave Se Jacksonville Al 36265 or call (256) 237-2113 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $29,652,899 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $2,301 in used auto loans and a total of $100,133,705 in loans and leases to support your financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $58,189,551 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $169,546. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 63 full-time employees and 2 part-time employees who are always ready to serve you with knowledge and commitment.

Solid Financial Health

With a net worth of $29,308,148, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,445,173 in used vehicle loans and $6,622,615 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, our financing options can fit your needs.

Credit Lines and Unsecured Loans

For those looking for flexible borrowing options, we also offer credit lines totaling $37,826,676 that can be a great solution for unexpected expenses or planned purchases. Additionally, our unsecured credit card loans amounting to $2,841,539 help members manage their finances effectively without the need for collateral. We pride ourselves on offering refinancing options as well. If you're considering refinancing your existing loans or credit cards to secure better terms or lower interest rates, we're here to help you explore your eligibility. Feel free to reach out to us at 256-237-2113 for more information about our loan offerings or to set up an appointment. You can also visit us at 1204 Church Ave Se Jacksonville Al 36265. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Fort Mcclellan be your partner in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $942,707, make buying or refinancing simple. We provide competitive rates and personalized service to help you navigate the process smoothly.

Loan Aggregator

Accurate Comparisons

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Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, which promotes transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for our users. - Real-Time Rate Comparisons: You will find up-to-date loan rates from multiple institutions, enabling you to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To explore your options and compare real-time loan offers today at LendMesh, where you can find the best rates tailored to your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FORT MCCLELLAN CREDIT UNION - Jacksonville, AL

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