Fort McClellan Credit Union Anniston AL | Best Auto Loans & Mortgage Refinancing

Introduction

At Fort McClellan, we believe in building a brighter financial future for our members. Located at 1010 Golden Springs Rd, Anniston, AL 36207, our branch has been a trusted community partner since 1953. With a membership of over 15,477 individuals, we have dedicated ourselves to providing exceptional service and support tailored to your unique financial needs. As of now, our total assets stand at an impressive $231,434,171, which reflects our strong commitment to the community and the trust placed in us by our members. With $21,189,972 in total deposits and 6907 loans and leases issued, we are proud to serve as a reliable resource for both personal and business banking. Led by our passionate CEO, Angela Smith, and Board President Allen Skelton, our team of 65 employees works tirelessly to ensure that every member receives personalized attention and expert guidance. Whether you're looking for checking accounts, auto loans, or mortgage financing, you can count on us to help you navigate your financial journey with confidence. While members can visit us at our branch location, official correspondence should be sent to the same address: 1010 Golden Springs Rd, Anniston, AL 36207. You can also reach us at 256-237-2113 during our operating hours of 8:30 am till 5:00 pm Monday through Friday, with extended drive-thru hours until 6:00 pm on Fridays. Join us today at Fort McClellan and experience firsthand how we can assist you in achieving your financial goals. Visit our website at fortmcclellancu.org for more information or to start your membership journey!

Branch History & Mission

At Fort Mcclellan, we take pride in our rich history and unwavering commitment to serving our community. Established in 1953, our branch has been a cornerstone of financial support for the residents of Anniston, Alabama. Over the years, we have grown significantly, now boasting a total membership of over 15,477 individuals. Our journey reflects not only our dedication to our members but also our adaptability in an ever-changing financial landscape. Located at 1010 Golden Springs Rd, Anniston, AL 36207, we are easily accessible to those in the surrounding areas. Our branch is known for its welcoming atmosphere and friendly staff who are always ready to assist with any financial needs. You can find us open Monday through Friday from 8:30 am until 5:00 pm, with extended drive-thru hours until 6:00 pm on Fridays for your convenience. Our mission at Fort Mcclellan is clear: we strive to provide exceptional financial services that empower individuals and families while fostering community growth and support. We offer a variety of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our focus is not just on transactions but on building lasting relationships with our members through personalized service and trust. As a member-focused credit union, we are proud of our total assets amounting to $231,434,171. This reflects our stability and ability to support our members' financial goals effectively. We also prioritize digital advancements; members can enjoy convenient online banking services along with mobile payments and e-statements. In addition to providing essential banking services, we actively engage in community outreach efforts that reflect our core values. We partner with local organizations to promote financial literacy and support initiatives that benefit the residents of Calhoun County. While members can visit us at 1010 Golden Springs Rd Anniston Al 36207, official correspondence should be sent to 1010 Golden Springs Rd, Anniston, AL 36207. If you're seeking a supportive financial partner dedicated to your success, we invite you to explore what Fort Mcclellan has to offer. Join us today and experience firsthand the benefits of being part of our vibrant community! For more information or assistance, feel free to call us at (256) 237-2113 or visit our website at fortmcclellancu.org.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. It features ADA-compliant ramps and ample parking for all visitors. Whether you are visiting for a quick transaction or need assistance with your banking needs, we strive to make your experience as smooth as possible.

Operating Hours

We understand that life can get busy, which is why our lobby hours are flexible and accommodating. You can visit us from 8:30 AM to 5:00 PM, Monday through Friday, making it easy to fit banking into your schedule. On Fridays, our drive-thru service stays open until 6:00 PM for those who need extra time.

Services Offered

At Fort Mcclellan, we offer a range of services designed to help you manage your finances effectively. From checking and savings accounts to auto loans and personal loans, we have what you need. Our drive-thru banking allows for quick deposits and withdrawals without leaving your car, while our ATM services are available for balance checks and cash withdrawals at any time. If you require further assistance or have any questions, please don't hesitate to reach out! You can give us a call at 256-237-2113. We invite you to come visit us at the Fort Mcclellan branch where friendly faces are ready to assist you on your financial journey!

Member Eligibility

At Fort Mcclellan, we believe that joining our credit union is like becoming part of a close-knit family, where your financial well-being is our top priority. Becoming a member is simple! If you live, work, worship, or attend school in Calhoun County, you're already eligible to join us. We welcome individuals from all walks of life because we know that everyone deserves access to great financial services. As a member, you'll enjoy benefits like lower loan rates and personalized service tailored just for you. To get started on your membership journey with us at Fort Mcclellan, simply check out the detailed eligibility criteria at https://www.fortmcclellancu.org/membership/. When you're ready to open an account, it's just as easy visit us online at https://fortmcclellancu-dn.financial-net.com/web/enrollment/ or give us a call at (256) 237-2113. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services

In today's competitive market, efficient payment processing can make a significant difference for your business. With our merchant services, you can easily accept payments from customers, whether they prefer credit cards or mobile payments. This not only streamlines transactions but also enhances customer satisfaction and loyalty. Let us help you take your business to new heights. Visit us at 1010 Golden Springs Rd Anniston Al 36207 in Anniston, AL, or give us a call at (256) 237-2113 to learn more about how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

Convenient Banking Access

We prioritize convenience for all our members. Our branch features ATM and cash withdrawal services, ensuring that you can access your money whenever you need it. Plus, our basic drive-thru banking allows for quick deposits, withdrawals, and other simple transactions without leaving your car. Whether you're stopping by during lobby hours or using our ATMs after hours, we strive to make banking easy for you.

Credit Cards and Business Services

For those looking to earn rewards on their everyday spending, our credit cards with rewards program is an excellent choice. You can enjoy perks while managing your expenses effectively. If you're a business owner, Fort Mcclellan offers essential business banking services including merchant services and business loans. We know how crucial it is to have reliable support when running a business, so we're here to provide the tools you need to succeed.

Join Us Today!

At Fort Mcclellan, we are dedicated to making sure that every member has access to comprehensive financial services tailored just for them. With friendly staff ready to assist you at every turn, why not give us a call at 256-237-2113? Explore more about what we offer by visiting us online at fortmcclellancu.org. Let us be part of your financial journey today!

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that make managing your money simple and stress-free. Imagine having easy access to your funds and the ability to save for that special vacation or emergency expenses all from the comfort of your home through our online and mobile banking features. When it comes to financing, our auto loans and vehicle financing options allow you to hit the road without breaking the bank. And if you're thinking about buying a home, our mortgage loans and refinancing options can help make that dream a reality. We understand that life can throw unexpected challenges your way, which is why our personal loans and debt consolidation services are here to help you regain control of your finances.

Digital & Online Banking

Convenient Online Access

Explore all our online banking features by visiting us at https://www.fortmcclellancu.org/. Whether you want to check your balance, transfer money, or pay bills, our user-friendly platform ensures that everything is right at your fingertips. You can take advantage of 24/7 online banking services that allow you to manage your account whenever it's convenient for you.

E-Statements & Mobile Payments

Go paperless with e-statements available for all members so you can keep track of your finances while helping the environment. If you're always on the go, our mobile payments feature allows you to make purchases quickly and securely using your smartphone. Although we currently do not have a mobile application, our website is fully optimized for mobile use so that you can bank easily from any device. At Fort Mcclellan, we believe that banking should be straightforward and accessible for everyone. With these tools, managing your money has never been simpler or more secure!

Secure Transactions

Security is our top priority. With electronic signature authorization available, you can confidently complete transactions without worrying about safety. Plus, our system offers person-to-person transfers, making it easy to send money to friends and family in an instant.

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $169,546, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 63 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share Accounts: 28,041, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $526,082. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fort Mcclellan is your trusted partner. Visit us at 1010 Golden Springs Rd Anniston Al 36207 or call (256) 237-2113 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $29,652,899 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,301 in used auto loans and $100,133,705 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $58,189,551 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $29,308,148, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing any existing loans or exploring eligibility options, our knowledgeable staff is ready to assist. Refinancing may lower your monthly payments or help you save on interest rates. Our commitment at Fort Mcclellan, located at 1010 Golden Springs Rd Anniston Al 36207, Anniston, AL, is to provide personalized service and competitive rates that empower our members. For more information about our loan offerings or to speak with one of our representatives, please call us at (256) 237-2113. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,445,173 in used vehicle loans and $6,622,615 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,841,539 in loans helping members manage their finances effectively. This product can be a great tool for those looking to consolidate debt or make larger purchases without breaking the bank.

Credit Lines

For those who prefer more flexibility, our total credit lines amounting to $37,826,676 provide access to funds when you need them most. This option can help you manage cash flow and unexpected expenses while keeping your finances on track.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $942,707, make buying or refinancing simple. We provide tailored solutions to fit your unique situation, ensuring you have the support you need every step of the way.

Loan Aggregator

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FORT MCCLELLAN CREDIT UNION - Anniston, AL

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