Fort Liberty Credit Union Southern Pines NC | Affordable Vehicle Loans & Business Banking

Introduction

At Fort Liberty, we believe in the power of community and the strength of personal relationships. Nestled in the heart of Southern Pines, NC, our branch at 107 Brucewood Rd has been serving our members since 1960. With a commitment to providing top-notch financial services, we are proud to support over 39,000 members with total assets of $620,621,793. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 1638 Skibo Rd, Fayetteville, NC 28303-3480. Our dedicated team is here to assist you Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Under the leadership of CEO Todd Kenthack and Board President Herbert Swarts, Fort Liberty continues to thrive and grow. We take pride in our financial stability, with a net worth of $76,790,048 and total deposits reaching $69,052,400. Our friendly staff of 76 employees is ready to help you navigate your financial journey. Whether you're looking for personal banking solutions like checking accounts or auto loans or exploring business banking options such as merchant services and business loans, we have something for everyone. Explore how we can help you achieve your financial goals by visiting our website at myfortlibertyfcu.org or call us at 910-864-2232 today! Your future starts here at Fort Liberty where trust meets community care.

Branch History & Mission

Community Focused Services

Fort Liberty also prides itself on being ADA compliant and technologically savvy. Members can enjoy online banking services for easy access to their accounts from anywhere. With ATM availability and drive-thru services, we ensure that banking is convenient for everyone. We invite you to experience the difference that comes with being part of Fort Liberty. Join us today and discover how we can help you achieve your financial goals while building a stronger community together. For inquiries or more information about becoming a member, please call us at (910) 864-2232 or visit our website at Fort Liberty. Your journey towards better financial health starts here!

Our Journey

Since opening our doors more than six decades ago, Fort Liberty has been dedicated to empowering our members with the financial tools they need to succeed. With total assets now exceeding $620 million, we have consistently adapted to meet the changing needs of our community. Over the years, we have expanded our offerings from basic savings and checking accounts to a full suite of services including auto loans, mortgages, and business banking solutions. We are not just about numbers; we believe in making a real difference. Our commitment to supporting local initiatives is evident through various partnerships and outreach programs aimed at uplifting our community. We understand that financial well-being goes hand in hand with community support.

Our Mission

The mission of Fort Liberty is simple yet profound: We strive to enhance the financial lives of our members while fostering a sense of belonging and support within the community. We aim to provide accessible financial services that cater to everyone from first-time savers to seasoned investors ensuring that all feel welcome and valued. While members can visit us at 107 Brucewood Rd Southern Pines Nc 28387, official correspondence should be sent to 1638 Skibo Rd, Fayetteville, NC 28303-3480 if it differs. Our operating hours reflect our commitment to convenience: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM.

Branch Location & Accessibility

A Warm Invitation

We also feature shared service center access for partner credit union members and ATM availability for those on the go. If you have any questions or need assistance, don't hesitate to call us at 910-864-2232. Our team is eager to help! So why wait? Come visit us at Fort Liberty today! Experience how we can support your financial journey in a friendly and accessible environment. We look forward to seeing you soon!

Accessibility Features

At Fort Liberty, we believe that everyone deserves easy access to their banking services. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need them. Plus, we offer plenty of parking spaces right outside, so you won't have to worry about finding a spot when you visit us.

Operating Hours & Services

Our doors are open for you Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. This flexible schedule ensures that you can bank with us at times that fit into your busy life. We pride ourselves on offering a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, our knowledgeable staff is ready to assist you. If you're looking for basic transactions such as deposits or withdrawals, our drive-thru service makes it quick and easy.

Member Eligibility

Becoming a member of Fort Liberty is like joining a family that cares about your financial well-being. If you live, work, or worship in the Southern Pines area, you are likely eligible to join our community. We welcome individuals from various backgrounds and encourage everyone to take part in the benefits we offer, including competitive rates on loans and personalized banking services. For specific eligibility details, feel free to explore more at http://www.myfortlibertyfcu.org/membership-services . Joining us is simple once you're ready, just visit our website to open an account easily at https://myfortlibertyfcu.org/application . If you have any questions or need assistance, don't hesitate to reach out at (910) 864-2232. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy Saturday at your café; with our services, accepting payments becomes quick and hassle-free. From credit card processing to digital wallets, we help ensure your transactions run smoothly, allowing you to focus on what matters most your customers. Located at 107 Brucewood Rd Southern Pines Nc 28387 in Southern Pines, NC, we're here to empower local businesses every step of the way. Reach out today at (910) 864-2232 to explore how we can assist you!

Tailored Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $316,573, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to buy a new car? Our auto loans and vehicle financing options are here to help! With competitive rates and flexible terms, we make it easier for you to drive off in the vehicle you want without breaking the bank.

Business Banking

For our business members, we offer specialized banking solutions including merchant services and business loans. Whether you're launching a startup or expanding an existing venture, we have the tools to help your business thrive.

Convenient Access

Accessing your funds has never been easier. With ATM services available right at our branch, along with cash withdrawal options, you'll always have quick access to your money when you need it most. If you're visiting us during regular hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM you'll find friendly staff ready to assist with deposits and withdrawals at our drive-thru service as well. Moreover, if you're a member of another participating credit union, feel free to use our shared branch transactions for deposits and withdrawals without hassle. At Fort Liberty, we're dedicated to making banking easy for everyone. Explore more about how we can serve you by visiting us online at myfortlibertyfcu.org or stop by our branch today! Let's work together toward securing your financial future!

Credit Cards with Rewards

Our credit cards come with rewards designed to benefit you every time you shop! Earn points on purchases that can be redeemed for exciting rewards while enjoying low-interest rates and no hidden fees.

Mortgage Loans & Refinancing

If you're considering purchasing a home or refinancing your current mortgage, Fort Liberty has got you covered. We provide various mortgage loan options that cater to different budgets and lifestyles, ensuring that homeownership is within reach.

Personal Banking

Whether you're starting your savings journey or planning for significant expenses, our personal banking services are designed just for you. We offer checking and savings accounts that make managing your money simple. Imagine easily accessing your funds anytime through our online and mobile banking platforms this means you can check balances, transfer money, and pay bills right from your phone or computer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Whether it's a home improvement project or consolidating debt, our personal loans offer the support you need with straightforward terms. This way, you can focus on what truly matters while we take care of the financing.

Digital & Online Banking

Key Services

Our online banking platform allows you to check your account balance, transfer funds, and pay bills all in one place. Plus, with e-statements available, you can access your financial records anytime without the clutter of paper documents. For added convenience, we support person-to-person transfers, making it simple to send money to friends or family instantly.

Security Matters

Your safety is our top priority. Our online banking services are equipped with robust security measures to protect your personal information and transactions. You can bank confidently knowing that we are committed to keeping your data safe. At Fort Liberty, we believe that banking should be accessible and straightforward for everyone. Explore our digital banking options today and take control of your finances like never before!

User-Friendly Experience

We prioritize user experience and security in all our digital offerings. Our electronic signature authorization feature allows you to sign important documents securely from anywhere, saving you the hassle of printing and mailing. And if you're on the go, our mobile application provides easy access to all these features right from your smartphone. You can manage your accounts wherever you are!

Financial Strength

Growing Membership Trust

With a total of 61,292 share accounts, our growing member base reflects the trust you place in us with your finances. This trust fuels our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fort Liberty is your trusted partner. Visit us at 107 Brucewood Rd Southern Pines Nc 28387 or call (910) 864-2232 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $75,007,617 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is also reflected in our lending capacity; we have $5,221 in used auto loans and $431,242,082 in total loans and leases available for our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $115,278,556 in share certificates and $49,312,750 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,246,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 76 full-time employees ready to assist you with their knowledge and dedication.

Solid Foundation

With a net worth of $76,790,048, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,234 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,385,927 in used vehicle loans and $76,517,662 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles to ensure you find the right fit for your budget.

Business Financing

For business owners looking to expand their operations or invest in growth opportunities, our outstanding commercial loans totaling $316,573 provide the capital needed to succeed. We understand the challenges that come with running a business and are here to help you navigate them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,102,549, make buying or refinancing simple. We are dedicated to helping our members secure the home of their dreams with easy application processes and personalized service.

Refinancing Options

If you're considering refinancing any existing loans for better rates or terms, we're here to discuss your options. Our team can help assess your current situation and determine if refinancing is right for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Fort Liberty located at 107 Brucewood Rd Southern Pines NC 28387, we invite you to explore our loan offerings further by contacting us at 910-864-2232. Our team is ready to assist you Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Let's work together towards achieving your financial goals!

Unsecured Credit Card Loans

Managing finances can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $7,793,395 in loans helping members manage their finances effectively. These cards come with various benefits designed to assist you in making everyday purchases without stress.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers without hidden fees or misleading terms.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best options for users. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make informed decisions quickly and confidently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the real impact that accurate loan comparisons can have on financial decisions. To explore your options and find competitive rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FORT LIBERTY FEDERAL CREDIT UNION - Southern Pines, NC