Fort Liberty Credit Union Fort Bragg NC | Best Auto Loans & Business Banking

Introduction

Welcome to Fort Liberty, your trusted financial partner located at 4172 Hefner Dr, Fort Bragg, NC 28310. Established in 1960, we have proudly served our community for over six decades, building strong relationships with our 39,325 members and helping them achieve their financial goals. At Fort Liberty, we understand that banking is not just about numbers; it's about people. With total assets of $620,621,793 and total deposits reaching $69,052,400, we are committed to providing you with a secure and supportive environment for all your banking needs. Our dedicated team of 76 employees, led by our CEO Todd Kenthack and Board President Herbert Swarts, works tirelessly to ensure that every member feels valued and supported. While you can visit us at our branch for personal service, please note that official correspondence should be directed to our mailing address: 1638 Skibo Rd, Fayetteville, NC 28303. We offer a comprehensive range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our commitment to the community goes beyond just financial support; we're here to empower you with the knowledge and tools necessary for financial success. Whether you're looking to purchase a vehicle or manage your everyday banking needs, our resources are designed to help you thrive. We invite you to explore our website at myfortlibertyfcu.org for more information on how we can assist you today. Feel free to give us a call at 910-487-8200 or stop by during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Let us show you how being a member of Fort Liberty Credit Union means being part of a family that cares about your financial well-being!

Branch History & Mission

The story of Fort Liberty, located at 4172 Hefner Dr, Fort Bragg, NC 28310, is one of commitment and community. Established in 1960, our credit union has proudly served members for over six decades. With a growing membership that now exceeds 39,000 individuals, we have become a cornerstone of financial support and empowerment in the Fort Bragg area. From humble beginnings, Fort Liberty has evolved into a trusted institution with total assets reaching an impressive $620,621,793. Our mission is simple yet profound: to provide exceptional financial services while fostering a strong sense of community. We believe that when our members thrive, so does our community. This philosophy drives us to offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Our headquarters in Fayetteville ensures we remain connected to the larger community while focusing on the unique needs of our Fort Bragg members. Our operating hours are designed for your convenience Monday through Thursday from 9:00 am to 5:00 pm and Friday until 6:00 pm making it easier than ever for you to access the financial resources you need. At Fort Liberty, we take pride in being accessible to all. We offer ATM services and drive-thru banking options for those on the go. In addition, our shared service center provides opportunities for basic transactions with partner credit unions, ensuring that you always have access to your funds when you need them. While members can visit us at our branch address for face-to-face service and support, official correspondence should be sent to our mailing address at 1638 Skibo Rd, Fayetteville, NC 28303 if it differs from your location. Our commitment goes beyond just banking; we actively engage in community outreach efforts and partnerships that make a positive impact. Whether it's through educational initiatives or local sponsorships, we strive to uplift those around us. In this fast-changing world, we've embraced technology as well. Our online banking platform allows members to manage accounts conveniently from anywhere. With mobile applications available and electronic statements offered, we're dedicated to making your experience as smooth as possible. If you're looking for a financial partner who cares about your success and is deeply rooted in the community, consider joining Fort Liberty today. Experience firsthand how we can help you achieve your financial goals while contributing to the prosperity of Fort Bragg. Visit us online or call us at 910-487-8200 we're here for you!

Branch Location & Accessibility

Welcome to the Hefner Branch of Fort Liberty, conveniently located at 4172 Hefner Dr in Fort Bragg, NC. Our branch is easy to reach and designed with your needs in mind. Whether you're coming from nearby landmarks or just passing through, we're here to provide a welcoming atmosphere for all your banking needs. If you're planning to visit us, you'll find ample parking available right outside our doors. We've made sure our location is accessible for everyone, including ADA-compliant features to assist those who may need extra help. Our operating hours are designed to fit your busy schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, and we stay open until 6:00 PM on Fridays for those who need a little more time during the week. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, our friendly staff is ready to help. For added convenience, our branch offers an ATM and drive-thru banking services, making it easier than ever to manage your finances on the go. Plus, if you're a member of another participating credit union, you can take advantage of shared service center transactions right here! While members can visit us at our physical location, please note that any official correspondence should be sent to our mailing address at 1638 Skibo Rd, Fayetteville, NC 28303. We invite you to stop by or give us a call at 910-487-8200 to learn more about what we can do for you. Your financial journey starts here at the Hefner Branch of Fort Liberty!

Member Eligibility

Joining the community at Fort Liberty is more than just opening an account; it's about becoming part of a supportive family that truly cares for your financial well-being. If you live, work, or worship in the Fort Bragg area, you're likely eligible for membership! This means you can take advantage of our wide range of services designed to help you achieve your goals whether that's securing a loan, saving for a dream vacation, or simply managing your everyday finances with ease. For more detailed information on eligibility criteria, feel free to check out our website at http://www.myfortlibertyfcu.org/membership-services. Opening an account with us is straightforward and welcoming! Simply visit us at 4172 Hefner Dr Fort Bragg Nc 28310, or if you prefer online options, you can start the application process by heading to https://myfortlibertyfcu.org/application. If you have any questions, don't hesitate to reach out at (910) 487-8200. We look forward to welcoming you into the Fort Liberty family!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $316,573, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy retail day where every transaction flows smoothly our systems ensure just that. From card payments to online transactions, we help you keep your operations running without a hitch. Visit us at 4172 Hefner Dr Fort Bragg Nc 28310, Fort Bragg, NC, or call us at (910) 487-8200 to learn how we can support your business ambitions!

Comprehensive List Of Services

Business Banking

For small business owners, we have comprehensive business banking solutions including merchant services and business loans. Whether you're just starting out or looking to expand, we're here to support your financial growth.

Credit Cards

Don't forget about our credit cards with rewards! Enjoy the flexibility of making purchases while earning points that can be redeemed for exciting rewards. It's a great way to benefit from everyday spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can check balances, transfer money, and pay bills from anywhere at any time right from your smartphone or computer. Plus, with our ATM services and drive-thru banking options available at the branch, accessing your funds is easier than ever.

Home Financing

For those looking to purchase or refinance a home, our mortgage loans are here to help you navigate the process smoothly. Our experienced team will guide you through each step, helping you secure financing that works for your lifestyle.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that cater to everyday financial needs. Whether you're saving for a special occasion or managing daily expenses, our accounts come with benefits designed for you. If you're considering buying a car, our auto loans and vehicle financing options make it easy to get on the road. We provide competitive rates and flexible terms, ensuring that you find a loan that fits your budget perfectly.

Personal Loans

Need some extra cash? Our personal loans and debt consolidation services offer quick solutions for unforeseen expenses or help you manage existing debts effectively. With straightforward applications and fast approvals, we ensure access to funds when you need them most.

Shared Branch Services

As part of our commitment to community banking, we also provide basic shared branch transactions for partner credit union members. This means you can perform deposits and withdrawals even if you're visiting another location. In summary, Fort Liberty at Hefner Branch aims to be your trusted partner in all financial matters. From personal banking needs like checking accounts and auto loans to comprehensive business services, we are here for you every step of the way. Ready to take the next step? Visit us at 4172 Hefner Dr Fort Bragg Nc 28310 or give us a call at (910) 487-8200 today! For more details about membership eligibility or opening an account, explore our website at https://myfortlibertyfcu.org/. We look forward to serving you!

Digital & Online Banking

Convenient Online Banking

Our online banking platform, available at https://myfortlibertyfcu.org/, allows you to monitor your accounts in real time. Whether you want to check your balance, transfer funds, or pay bills, everything is at your fingertips. Plus, our 24/7 online banking services ensure that you can manage your money whenever it suits you.

Enhanced Security

Your security is our top priority. With electronic signature authorization available, signing important documents securely online has never been easier or safer. We use advanced technology to protect your personal information so that you can bank with peace of mind. At Fort Liberty, we are dedicated to providing accessible and user-friendly banking solutions tailored for you. Join us today and experience the benefits of modern banking!

User-Friendly Features

Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. You can quickly send funds without needing cash or checks. Additionally, if you're always on the go, our mobile application provides an easy way to perform banking tasks right from your smartphone. And for those who prefer paperless statements, we offer e-statements so you can keep track of your transactions without clutter.

Financial Strength

Growing Membership Base

We proudly serve a growing membership base with 61,292 total share accounts. This reflects the trust our community has placed in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fort Liberty is your trusted partner. Visit us at 4172 Hefner Dr Fort Bragg Nc 28310 or call (910) 487-8200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We have $115,278,556 in share certificates and $49,312,750 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $1,246,000, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. With 76 full-time employees ready to assist you and ensure top-notch service, along with part-time employees dedicated to enhancing your experience, we are always here for you.

Reinvestment for Better Services

Our commitment to serving our members is evident in our $75,007,617 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $5,221 in used auto loans and $431,242,082 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Strong Financial Health

With a net worth of $76,790,048, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,234 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,385,927 in used vehicle loans and $76,517,662 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that financing your next vehicle is straightforward and accessible.

Business Loans

For business owners looking to expand or sustain their ventures, our outstanding commercial loans totaling $316,573 provide the capital needed to grow and thrive. We support local businesses by offering tailored financing solutions designed to meet specific operational needs.

Credit Lines and Personal Loans

In addition to auto and mortgage loans, we also offer $185,741,734 in total credit lines. Whether you're looking to manage unexpected expenses or consolidate debt, our personal loan products can help you regain control over your finances. We also offer flexible terms on unsecured credit card loans, with a total of $7,793,395 in loans helping members manage their finances effectively. This can be an excellent option if you need immediate access to funds without collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,102,549, make buying or refinancing simple. We're committed to guiding you through each step of the mortgage process and helping you find a solution that fits your financial situation.

Refinancing Options

If you're considering refinancing any existing loans or mortgages to take advantage of better rates or terms, we have options available that may fit your circumstances. Feel free to reach out for more details on how we can assist you. At Fort Liberty located at 4172 Hefner Dr Fort Bragg NC 28310, our team is ready to assist you with all your loan needs. You can contact us at 910-487-8200 during our lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our diverse loan offerings can empower your financial journey today!

Loan Aggregator

Accurate Loan Comparisons

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Real-Time Insights

One of the standout features of LendMesh is its real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, allowing them to compare options effectively. This timely information empowers borrowers to choose the best loans for their specific needs without unnecessary delays. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's reliability and effectiveness in helping individuals secure better financing options. To explore your choices further, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Fort Liberty