Fort Liberty Credit Union Fayetteville NC | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Fort Liberty, your trusted financial partner located at 6300 Ramsey St, Fayetteville, NC 28311. Established in 1960, our credit union has been serving the community with dedication and care for over six decades. With a total membership of 39,325 members, we take pride in being a cornerstone of financial stability and support within Fayetteville. At Fort Liberty, we understand that each member's journey is unique. That's why we offer a range of services tailored to meet your needs whether you're looking for personal banking options, vehicle financing, or business loans. Our assets total an impressive $620,621,793, ensuring that we have the resources to help you reach your financial goals. With $69,052,400 in deposits and a net worth of $76,790,048, we are committed to providing secure and reliable banking solutions. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 1638 Skibo Rd, Fayetteville, NC 28303. Our team of dedicated professionals is here to assist you from Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays from 9:00 AM to 6:00 PM. Led by our CEO Todd Kenthack and Board President Herbert Swarts, we strive to create an inclusive environment where everyone feels valued. We also proudly employ 76 staff members who are ready to serve you with personalized attention. Feel free to reach out at 910-487-7102 or visit our website at myfortlibertyfcu.org for more information on how we can help you thrive financially. Join us today and experience the Fort Liberty difference!

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. Fort Liberty embraces digital solutions like online banking and mobile applications to make banking simpler and more accessible. We are also proud of our commitment to ADA compliance, ensuring that everyone can use our services without barriers. Our partnerships with local organizations allow us to engage deeply with the community through outreach programs and initiatives designed to support those in need. Together with you, we aim to foster growth and development in Fayetteville and beyond. Join us at Fort Liberty today! Experience the difference of being part of a credit union that truly cares about its members. Visit us at 6300 Ramsey St or give us a call at 910-487-7102 to learn more about how we can help you achieve your financial goals. Your journey towards financial success starts here!

Our Mission

The mission of Fort Liberty is simple yet powerful: to provide exceptional financial services while making a positive impact in our community. We strive to empower our members through personal banking solutions that include checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our goal is not just to meet your financial needs but to enhance your overall quality of life. We understand that banking is about more than transactions; it's about relationships. That's why we focus on building lasting connections with each member. Our dedicated team works tirelessly to offer personalized service that reflects the unique needs of our community. From drive-thru banking to shared service centers, we ensure that access to your finances is both convenient and efficient.

Branch Location & Accessibility

Welcome to Fort Liberty, your friendly neighborhood credit union! Conveniently located at 6300 Ramsey St in Fayetteville, NC, our Ramsey Branch is here to serve you with open arms and a smile. Whether you're stopping by for personal banking needs or exploring options for auto loans, our branch is designed with you in mind. Nestled in a vibrant area near local landmarks, our location is easy to find and access. We understand that convenience matters, which is why we offer ample parking and ensure that our facilities are ADA-compliant. You can easily navigate through our doors, thanks to accessible ramps and features. For any official correspondence, please note that while members can visit us at our branch address, all mail should be directed to 1638 Skibo Rd, Fayetteville, NC 28303. Our operating hours are tailored to fit your busy schedule: from Monday through Thursday, we're open from 9:00 AM to 5:00 PM, and on Friday until 6:00 PM. This gives you plenty of time during the week to come in for any banking needs you may have. As a member of Fort Liberty, you'll enjoy various services designed for your convenience. From ATM access to drive-thru banking for quick transactions like deposits and withdrawals, we make it easy for you to manage your finances. If you're a member of a partner credit union, take advantage of our shared service center for basic transactions as well. Got questions? Feel free to give us a call at 910-487-7102. Our dedicated team is ready to assist you. We invite you to stop by and discover how Fort Liberty can help you achieve your financial goals today!

Member Eligibility

At Fort Liberty, becoming a member means joining a caring community dedicated to your financial well-being. We welcome individuals from various backgrounds, and eligibility is easy! If you live, work, or worship in the local area, you're likely qualified to join us. Additionally, family members of existing members are also encouraged to apply. This inclusivity ensures that everyone has the opportunity to benefit from our personalized services, competitive rates, and community-focused approach. To get all the details on eligibility, feel free to visit our website at http://www.myfortlibertyfcu.org/membership-services. Opening an account is a straightforward process. Simply head over to our account opening page at https://myfortlibertyfcu.org/application, where you'll find everything you need to get started. If you have any questions along the way or need assistance, don't hesitate to reach out to us at (910) 487-7102. We're here to help you every step of the way as you take this exciting step toward securing your financial future with Fort Liberty!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $316,573, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine having a reliable partner that helps you manage payments efficiently. Our merchant services allow businesses to accept various payment methods, making transactions smoother for both you and your customers. This means less time worrying about finances and more focus on what really matters growing your business. Located at 6300 Ramsey St Fayetteville Nc 28311 in Fayetteville, NC, we invite you to discover how our business banking solutions can empower your success. Contact us today at (910) 487-7102 or visit us online at https://myfortlibertyfcu.org/ to learn more!

Comprehensive List Of Services

Business Banking

Small businesses are the backbone of our community, and at Fort Liberty, we offer tailored solutions through our business banking services. From merchant services that make accepting payments easier to business loans that help fund expansion or new projects, we stand by you as a partner in growth.

Convenient Access

We also provide essential services like ATM access, allowing for cash withdrawals and balance checks whenever needed. Our branch offers basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle perfect for busy days! Additionally, members of partner credit unions can benefit from our shared branch transactions.

Financial Solutions

For those times when life throws unexpected expenses your way, our personal loans and debt consolidation services can provide relief. We understand how overwhelming debt can be, and we're here to help simplify your payments into one manageable monthly bill. Additionally, if you're looking for ways to earn rewards while spending, consider our credit cards with rewards program. Enjoy benefits as you make everyday purchases!

Get Started Today!

At Fort Liberty, we believe in making banking easy and accessible for everyone in Fayetteville. Our friendly team is ready to assist you with any questions about our services. Give us a call at 910-487-7102, or visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Discover how Fort Liberty can help you achieve your financial goals today! Check out more about us on our website: myfortlibertyfcu.org.

Personal Banking

Our personal banking options include checking and savings accounts designed to help you manage your money effectively. Imagine having an account that not only allows you easy access to your funds but also earns you interest over time. With our online and mobile banking features, you can check balances, transfer funds, and pay bills from anywhere at any time. If you're considering buying a car, our auto loans and vehicle financing are competitive and straightforward. We make it simple for you to get behind the wheel of your dream car with flexible terms that fit your budget. When it comes to homeownership, our mortgage loans and refinancing options are here to help you secure that perfect place you've always wanted. With various plans available, we work closely with you to find the right fit for your financial situation.

Digital & Online Banking

Accessing Your Statements

Gone are the days of waiting for paper statements in the mail. With e-statements available, you can view and download your account statements directly from our online banking platform. This not only saves time but also helps reduce clutter keeping everything organized in one place.

Additional Features

Our commitment to providing flexible options includes features like person-to-person transfers, so sending money to family or friends is quick and hassle-free. Plus, with our focus on accessibility and ease-of-use, managing your finances has never been more straightforward. At Fort Liberty, we strive to make banking convenient for you without compromising on security. Dive into the world of digital banking today by visiting us online at https://myfortlibertyfcu.org/!

Convenient Online Banking

With our 24/7 online banking services available at https://myfortlibertyfcu.org/, you can check balances, transfer funds, and pay bills with just a few clicks. Our user-friendly platform ensures that you have real-time access to your financial information, making it easy to stay on top of your budgeting and spending.

Mobile Banking on the Go

For those who prefer banking from their smartphones, our mobile application makes it simple to manage your accounts while you're out and about. Whether you're checking balances or making person-to-person transfers with ease, our app keeps everything at your fingertips.

Secure Transactions

Security is a top priority at Fort Liberty. We offer electronic signature authorization, ensuring that your transactions are not only fast but also secure. You can rest easy knowing that your sensitive information is protected while you enjoy the convenience of digital banking.

Financial Strength

At Fort Liberty, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing you with a strong foundation for your financial needs, ensuring you can trust us with your savings and loans. With a net worth of $76,790,048, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,234 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $115,278,556 in share certificates and $49,312,750 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,246,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $75,007,617 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, as seen in the $5,221 in used auto loans and $431,242,082 in total loans and leases. This means we are well-positioned to support your financial goals across various sectors. Our performance reflects our operational efficiency with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 76 full-time employees ready to assist you with knowledgeable service every day. Total Share Accounts stand at 61,292, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fort Liberty is your trusted partner. Visit us at 6300 Ramsey St Fayetteville Nc 28311 or call (910) 487-7102 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,385,927 in used vehicle loans and $76,517,662 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or finding the perfect used vehicle, we're here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $316,573 provide the capital needed to grow and expand. Whether you need funds for equipment or working capital, our lending team is dedicated to supporting local businesses.

Mortgage Options

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $15,102,549, making buying or refinancing simple. We provide flexible terms and competitive rates that can help make your dream of owning a home a reality.

Refinancing and Eligibility Options

We understand that circumstances change. If you're considering refinancing any existing loans or exploring eligibility options for new ones, don't hesitate to reach out. Our team is ready to discuss various solutions tailored specifically for you. You can reach us at 6300 Ramsey St Fayetteville NC 28311, or give us a call at 910-487-7102 during our lobby hours: Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Fort Liberty, we prioritize transparency and are committed to helping our members navigate their financial journeys with confidence.

Unsecured Credit Card Loans

Managing finances can be challenging, but our unsecured credit card loans are here to help. With a total of $7,793,395 in loans available, we offer flexible terms that cater to your spending habits and repayment preferences. Our credit cards also come with rewards to make your purchases even more rewarding.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures that users receive accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer you see has been vetted for fairness and transparency, giving you peace of mind while searching for the best rates.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information presented is both current and reliable. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment to neutrality means you can compare loans without worrying about hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly. You won't miss out on better rates because of outdated information. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be for those seeking better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Fort Liberty