Fort Liberty Credit Union Fayetteville NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Fort Liberty, your trusted financial partner located at 7840 Raeford Rd, Fayetteville, NC 28304. Since our establishment in 1960, we've proudly served our community with a strong commitment to member satisfaction and financial wellness. With a total membership of 39,325, we strive to provide personalized services that meet the diverse needs of our members. At Fort Liberty, we're more than just a credit union; we're part of the fabric of our community. Our assets total an impressive $620,621,793, enabling us to offer competitive loan options and robust financial products. Whether you're looking for auto loans or personal banking services, we have you covered. Our total deposits stand at $69,052,400, reflecting the trust our members place in us. Led by our dedicated CEO, Todd Kenthack, and Board President Herbert Swarts, our team of 76 employees is here to ensure you receive exceptional service every time you visit. We understand that your financial goals are unique, which is why we tailor our offerings to suit your individual needs. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1638 Skibo Rd, Fayetteville, NC 28303-3480. Ready to take the next step? Contact us today at 910-487-8300 or explore more about our services on our website: myfortlibertyfcu.org. Join us as we work together towards a brighter financial future!

Branch History & Mission

Welcome to Fort Liberty, a cornerstone of the Fayetteville community since its establishment in 1960. Located at 7840 Raeford Rd, Fayetteville, NC 28304, our branch has been a trusted financial partner for over six decades, dedicated to serving our members and enhancing their financial well-being. With a proud history and a commitment to growth, we have evolved into a thriving credit union with 39,325 members and total assets amounting to an impressive $620,621,793. At Fort Liberty, our mission is clear: to provide quality financial services while fostering community support. We believe in empowering our members through comprehensive banking solutions that include personal checking and savings accounts, auto loans, mortgages, and business banking services. Our goal is not just to meet the financial needs of our members but also to be a positive force within the community we serve. Over the years, Fort Liberty has embraced advancements in technology to enhance member experiences. From online banking and mobile applications to e-statements and electronic signatures, we strive to make banking convenient and accessible for everyone. Additionally, our branch is fully ADA compliant, ensuring that all members can easily access our services. We take pride in our commitment to community outreach. By partnering with local organizations and engaging in various initiatives, we aim to uplift those around us. Whether it's supporting local schools or participating in community events, Fort Liberty believes in giving back. While members can visit us at 7840 Raeford Rd, official correspondence should be sent to our mailing address at 1638 Skibo Rd, Fayetteville, NC 28303-3480. Our branch operates Monday through Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 6:00 PM. We also offer ATM services and drive-thru banking for added convenience. As you explore what Fort Liberty has to offer, we invite you to become part of our growing family. Experience firsthand the benefits of membership financial products designed with your needs in mind, alongside personalized service from a team that truly cares about your success. Join us today at myfortlibertyfcu.org and discover how Fort Liberty can help you achieve your financial goals!

Branch Location & Accessibility

Accessibility Features

Finding us is a breeze! We're situated near popular landmarks, making it easy to stop by after running errands or enjoying a day out in Fayetteville. Parking is available right outside the entrance, ensuring that you can access our services without any hassle. Plus, our branch is ADA compliant, featuring ramps and accessible entrances for all members of the community.

Connect With Us

Have questions or want to learn more about what we offer? Don't hesitate to give us a call at 910-487-8300. Our team is ready to assist you! We invite you to stop by the Fort Liberty branch today and experience friendly service in a convenient location. We look forward to serving you!

Operating Hours

Our doors are open Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays from 9:00 AM to 6:00 PM. We understand that life can get busy, so we've tailored our hours to fit your schedule. Whether you need assistance with checking accounts, auto loans, or other financial services, we're here during these hours to help.

Services Offered

At the Fort Liberty branch, we provide a full range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. If you need quick access to cash, we have an ATM available for your convenience. For those who prefer drive-thru banking, we offer basic services such as deposits and withdrawals without leaving your vehicle. While members can visit us at 7840 Raeford Rd for all their banking needs, official correspondence should be sent to our mailing address at 1638 Skibo Rd, Fayetteville, NC 28303-3480 if needed.

Member Eligibility

At Fort Liberty, we believe that everyone deserves a supportive financial community, and becoming a member is as easy as reaching out. If you're looking to join us at our Fayetteville location on 7840 Raeford Rd Fayetteville Nc 28304, you'll be happy to know that eligibility extends to anyone who lives, works, worships, or attends school in the area. We also welcome family members of existing members, making it simple for you to share the benefits of credit union membership. By joining Fort Liberty, you gain access to a range of services designed to help you achieve your financial goals, from personal loans to checking and savings accounts. Ready to take the next step? Opening an account with us is straightforward! For detailed eligibility criteria and the latest updates, feel free to check out our membership services page. If you have any questions or need assistance, don't hesitate to give us a call at (910) 487-8300. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Empower

Imagine running your business without worrying about payment processing. Our merchant services make it easy for you to accept payments from customers whether they're using credit cards, debit cards, or mobile wallets. This not only streamlines your operations but also enhances customer satisfaction, allowing you to focus on what you do best: growing your business. Come visit us at 7840 Raeford Rd Fayetteville Nc 28304 in Fayetteville, NC, or call us at (910) 487-8300 to learn how we can help turn your business goals into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $316,573, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

At Fort Liberty, we also support local businesses with our comprehensive business banking services. From merchant services that facilitate transactions smoothly to tailored business loans designed to fuel growth, we understand the unique challenges entrepreneurs face and are here to assist every step of the way.

Credit Cards and Rewards

Want to earn rewards while making everyday purchases? Our credit cards with rewards allow you to do just that! Enjoy benefits like cash back or points towards travel, all while building your credit history.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options so you can manage your accounts anytime, anywhere. Check balances, transfer funds, and even pay bills right from your smartphone or computer. Plus, with our ATM availability and drive-thru services, accessing your money has never been easier.

Personal Banking Solutions

Our personal banking services cater to individuals and families alike. We offer checking and savings accounts that help you manage your day-to-day expenses while also saving for future goals. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel of your dream car without breaking the bank. For those looking to invest in real estate, our mortgage loans and refinancing solutions provide flexible terms and competitive rates tailored to fit your budget. Additionally, if you find yourself needing extra cash for unexpected expenses or debt consolidation, our personal loans are here to help you navigate through financial hurdles with ease.

Shared Branch Transactions

We understand that sometimes you may need assistance beyond what we can provide at our branch. That's why we offer basic shared branch transactions for partner credit union members allowing deposits and withdrawals even when you're away from Fort Liberty.

Visit Us Today!

With a commitment to serving our community since 1960, Fort Liberty aims to deliver personalized service and reliable financial solutions. If you have questions about any of our services or want to learn more about how we can help you achieve your financial goals, don't hesitate to reach out! Call us at 910-487-8300 or visit us online at myfortlibertyfcu.org. We look forward to welcoming you into the Fort Liberty family!

Digital & Online Banking

E-Statements and Mobile App

For those who prefer a more eco-friendly approach, we offer e-statements that allow you to receive your account statements electronically. This not only reduces clutter but also gives you quick access to your financial history right at your fingertips. If you're always on the move, our mobile application is here to help! With it, you can manage your accounts from your smartphone or tablet. Need to send money to a friend? Our person-to-person transfer feature lets you do just that with ease.

Security and Ease of Use

Your security is our priority. We use advanced encryption technology to keep your personal information safe while you're banking online. You can rest assured that your data is protected as you navigate through your accounts. At Fort Liberty, we strive to make banking easy and accessible for everyone. From checking balances to making payments on-the-go, our digital banking services are designed with you in mind. Embrace the convenience of modern banking with us today!

Financial Strength

Building Trust Through Membership

Our branch has a strong community presence with 61,292 total share accounts, showing that many members trust us with their finances. This trust drives our commitment to provide exceptional service tailored to your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fort Liberty is your trusted partner. Visit us at 7840 Raeford Rd Fayetteville Nc 28304 or call (910) 487-8300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Growth

Our financial commitment goes beyond numbers. With $75,007,617 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $5,221 in used auto loans and $431,242,082 in total loans and leases.

Operational Efficiency

We pride ourselves on operational efficiency, reflected in our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team is here to assist you; we have 76 full-time employees ready to serve you with expertise.

Secure Savings Opportunities

Your savings are secure with us. Members can benefit from $115,278,556 in share certificates and $49,312,750 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $1,246,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $76,790,048, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,234 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,385,927 in used vehicle loans and $76,517,662 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned option, we have financing solutions tailored for you.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $316,573 provide essential capital needed for expansion or operational costs. We aim to support local businesses and contribute positively to our community's economy. At Fort Liberty located at 7840 Raeford Rd Fayetteville Nc 28304, we are dedicated to providing personalized service tailored to each member's financial journey. If you're interested in learning more about our loan offerings or checking your eligibility for refinancing options, feel free to reach out at 910-487-8300 during our lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future starts here at Fort Liberty!

Credit Lines and Personal Loans

For those looking for additional flexibility in managing finances, we provide total credit lines amounting to $185,741,734. This can be a great option if you need quick access to funds without committing to a specific loan amount upfront. Additionally, our unsecured credit card loans total $7,793,395, allowing members to manage their expenses effectively while enjoying flexible repayment terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $15,102,549, helping you secure the home of your dreams with ease. Our team is here to guide you through the process and answer any questions about eligibility or refinancing options.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all offers are fair and transparent. By pulling data from reputable institutions, LendMesh guarantees that users receive accurate information when comparing loans.

Fort Liberty