Fort Liberty Credit Union Fayetteville NC | Best Auto Loans & Business Banking

Introduction

Welcome to Fort Liberty, your trusted financial partner located at 1650 Skibo Rd, Fayetteville, NC 28303. Since our establishment in 1960, we have been dedicated to serving our community, helping our 39,325 members achieve their financial goals with personalized banking solutions. With a strong commitment to member satisfaction, we have grown to manage over $620 million in assets and maintain a robust portfolio of loans totaling 19,737. At Fort Liberty, we pride ourselves on our solid foundation built on trust and reliability. Our leadership team, led by CEO Todd Kenthack and Board President Herbert Swarts, is committed to ensuring that every member feels valued and supported. Whether you're looking for auto loans, personal banking services, or business financing options, we are here to assist you every step of the way. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 1650 Skibo Rd, Fayetteville, NC 28303. With total deposits reaching $69 million, and cash reserves exceeding $5.8 million, we are well-equipped to meet your financial needs with confidence. Explore our website at myfortlibertyfcu.org for more information about our services or call us at 910-864-2232 to speak with one of our friendly representatives. We look forward to serving you!

Branch History & Mission

Fort Liberty has a proud history that dates back to its establishment in 1960. Located at 1650 Skibo Rd in Fayetteville, NC, this branch has evolved significantly over the years while staying true to its core mission of serving the community. With a current membership of over 39,000 and total assets amounting to $620,621,793, Fort Liberty has become a trusted financial partner for many individuals and families in the region. From its humble beginnings, Fort Liberty was founded on the principle of providing accessible financial services to everyone. Over the decades, it has expanded its offerings to include personal banking options such as checking and savings accounts, auto loans, mortgages, and business banking solutions. The credit union's mission is clear: to empower members through valuable financial services while fostering community support and growth. The Skibo Branch stands out not just for its comprehensive financial products but also for its commitment to customer service. The branch operates Monday through Thursday from 9:00 AM to 5:00 PM, on Fridays until 6:00 PM, and Saturdays from 9:00 AM to 1:00 PM. Members can take advantage of convenient features like ATM access and drive-thru banking for simple transactions. Whether you're stopping by for assistance or utilizing online banking services from home, Fort Liberty aims to make your experience as smooth as possible. Community involvement is another cornerstone of Fort Liberty's mission. The credit union actively participates in various outreach programs that benefit local organizations and initiatives. By investing in the community it serves, Fort Liberty not only strengthens ties with its members but also helps foster a supportive environment where everyone can thrive. For any official correspondence, members are encouraged to use the mailing address: 1650 Skibo Rd, Fayetteville, NC 28303. As Fort Liberty looks toward the future, it remains dedicated to innovation and inclusivity. With digital advancements such as mobile applications and online banking capabilities, the branch continues to meet the evolving needs of its members while ensuring ADA compliance for accessibility. Join Fort Liberty today and discover how you can benefit from being part of a cooperative that puts people first. Experience firsthand the difference a member-focused credit union can make in your financial journey! For more information or to become a member, visit Fort Liberty's website or give us a call at 910-864-2232.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Whether you're running errands or heading home, our branch location makes it simple to pop in for all your banking needs. We're close to various restaurants and shops, making it convenient to stop by during your day. Plus, we offer ample parking space with accessible options for all our members, ensuring that everyone can visit us comfortably.

Hours That Fit Your Schedule

At Fort Liberty, we understand that life can get busy. That's why we're here for you Monday through Thursday from 9:00 AM to 5:00 PM, on Fridays until 6:00 PM, and even Saturday mornings from 9:00 AM to 1:00 PM. Our friendly staff is ready to assist you with personal banking services such as checking and savings accounts, auto loans, and more during these hours.

Services Tailored for You

Our branch is equipped with an ATM for quick cash withdrawals and a drive-thru service that allows you to complete simple transactions without leaving your vehicle. Need assistance? Our team is also available for shared service transactions if you're a member of a partner credit union. While members can visit us at 1650 Skibo Rd Fayetteville Nc 28303, official correspondence should be sent to the same address. Feel free to give us a call at (910) 864-2232 if you have any questions or need directions. We invite you to come by the Fort Liberty branch today your financial future awaits!

Member Eligibility

At Fort Liberty, we believe that becoming a member means joining a community that supports your financial journey. If you're looking to join us at our Fayetteville location, it's quite simple! Membership is open to anyone who lives, works, worships, or attends school in our local community. We welcome individuals and families alike, making it easy for you to access the benefits we offer, like competitive rates on loans and personalized service. For detailed eligibility criteria, feel free to visit our website at http://www.myfortlibertyfcu.org/membership-services. Once you've confirmed your eligibility, opening an account with us is a breeze! Just head over to https://myfortlibertyfcu.org/application to get started. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (910) 864-2232. We're here to help you every step of the way as you take this exciting step toward better financial health!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $316,573, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services that make transactions easier for your business. Imagine being able to accept payments quickly and securely from your customers, whether online or in-store. Our services streamline operations so you can focus on what matters most growing your business. Located at 1650 Skibo Rd Fayetteville Nc 28303 in Fayetteville, NC, our dedicated team is here to help you navigate your financial needs. Reach out today at (910) 864-2232 to learn more about how we can assist you in achieving your business goals!

Comprehensive List Of Services

ATM & Drive-Thru Services

For those days when you need quick access to cash or wish to complete simple transactions on-the-go, our ATM services are available around the clock. Our drive-thru banking offers basic services such as deposits and withdrawals without leaving your vehicle perfect for busy lifestyles!

Business Banking

For our business members, we offer essential banking services including merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why we're committed to supporting local entrepreneurs in Fayetteville.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking services that allow you to manage your accounts from anywhere. With features like online bill pay and person-to-person transfers, you can handle your finances without stepping foot in the branch.

Personal Banking

Starting with personal banking, we offer checking and savings accounts tailored to fit your lifestyle. Imagine having access to your money when you need it most, whether it's for everyday expenses or saving for future goals. Our auto loans and vehicle financing options make purchasing a new car easier than ever. With competitive rates and flexible terms, getting behind the wheel is within reach! If you're considering buying a home or refinancing your current mortgage, our mortgage loans can guide you through the process smoothly. We also provide personal loans and debt consolidation options that can help simplify your financial commitments. Plus, don't forget about our credit cards that come with rewards perfect for those who want to earn while they spend!

Shared Branch Transactions

We also participate in shared branching, meaning if you're a member of another participating credit union, you can conduct basic transactions like deposits and withdrawals right at our branch. Whether you're stopping by our location at 1650 Skibo Rd Fayetteville NC 28303 or giving us a call at 910-864-2232, we're always ready to assist you with all your financial needs. Join us at Fort Liberty today! Explore all these offerings and more by visiting our website at myfortlibertyfcu.org. Let us help you take control of your financial journey!

Digital & Online Banking

At Fort Liberty, we understand that convenience and security are top priorities for our members. That's why we offer a robust range of digital and online banking services designed to make managing your finances easier than ever. With our online banking, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. You can even sign documents electronically with our electronic signature authorization feature, making transactions smoother and faster. One of the standout features of our online banking service is the availability of e-statements. Go paperless and receive your account statements directly in your inbox, ensuring you have easy access without cluttering up your space. Plus, if you need to send money to friends or family, our person-to-person transfer option makes it simple and quick. For those who prefer using their smartphones, our mobile application is ready for you to download. It offers all the essential banking functions right at your fingertips, providing a user-friendly experience that helps you manage your money on the go. While mobile payments are not currently available, rest assured that we continually evaluate new features to enhance your banking experience. You can still enjoy the peace of mind that comes with 24/7 access to your accounts through our secure online platform. At Fort Liberty, we're committed to making banking as accessible and efficient as possible for all our members. Explore all these features and more by visiting our website today!

Financial Strength

Member-Focused Savings

Members' savings are secured through $115,278,556 in share certificates and $49,312,750 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,246,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 76 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $75,007,617 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $5,221 in used auto loans and $431,242,082 in total loans and leases.

Solid Financial Health

With a net worth of $76,790,048, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,234 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 61,292, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fort Liberty is your trusted partner. Visit us at 1650 Skibo Rd Fayetteville Nc 28303 or call (910) 864-2232 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,385,927 in used vehicle loans and $76,517,662 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that can fit your budget.

Business Financing

For business owners in our community, we offer outstanding commercial loans totaling $316,573 that provide the capital needed to grow and expand. Whether you're starting a new venture or seeking additional funds for an existing business, our team can guide you through the process. At Fort Liberty, we aim to ensure that our loan products are accessible and tailored to suit your needs. For more information on eligibility requirements or refinancing options available for any of these products, feel free to visit us at 1650 Skibo Rd Fayetteville NC 28303, or call us at 910-864-2232. You can also explore further details on our website: Fort Liberty. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We are committed to helping you find the best financial solutions for your life!

Credit Lines and Unsecured Loans

For those needing extra flexibility, our total credit lines amount to $185,741,734, offering a cushion for unexpected expenses or larger purchases. Additionally, we provide unsecured credit card loans with a total of $7,793,395 available. These options allow members to manage their finances more effectively without having to secure collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,102,549, make buying or refinancing simple. We offer flexible terms to help you navigate the complexities of home financing. If you're looking to refinance your current mortgage, our team is here to assist you with competitive rates and personalized service.

Loan Aggregator

Accurate Comparisons

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Benefits of Using LendMesh

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Fort Liberty