Fort Financial Credit Union Angola IN | Best Auto Loans & Business Banking

Introduction

Welcome to Fort Financial Credit Union, your trusted partner in achieving financial success since 1946. Located at 603 W Harcourt Rd, Angola, IN 46703, we have proudly served our community with a commitment to exceptional service and member satisfaction. With a robust membership of 24,508 and total assets amounting to an impressive $344,151,301, we are here to support your financial journey every step of the way. At Fort Financial, we understand that each member has unique needs. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgages, or business banking services including merchant solutions and business loans, our dedicated team is ready to assist you. Under the leadership of our CEO, Steve Collins, and Board President, Jeff Liechty, we strive to create a welcoming environment where your financial goals can thrive. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 603 W Harcourt Rd, Angola, IN 46703-8802. Our commitment goes beyond just numbers; with total deposits reaching $37,849,366 and cash in hand of $2,571,493, we ensure that your funds are secure and accessible when you need them. With over 16,187 loans and leases issued, we are dedicated to helping you realize your dreams whether it's buying a new vehicle or consolidating debt. We invite you to connect with us today! Call us at 260-665-7466 or visit our website at Fort Financial for more information on how we can assist you in achieving your financial aspirations. Join us as we continue to grow together within this vibrant community!

Branch History & Mission

Join Us

If you're looking for a credit union that puts people first, look no further than Fort Financial Credit Union! Experience the difference of being part of a community-focused organization that genuinely cares about your financial health. For inquiries or assistance, don't hesitate to call us at 260-665-7466 or visit us online at Fort Financial. Together, let's build a brighter financial future!

Our Evolution

Located at 603 W Harcourt Rd, just a stone's throw from beautiful Lake James and near local landmarks like the Angola High School, our branch has become a vital resource for residents seeking financial guidance. From our humble beginnings, we've steadily expanded our offerings and now manage total assets exceeding $344 million. This growth reflects not only our commitment to sound financial practices but also our dedication to helping members achieve their dreams whether that's buying a home, financing a vehicle, or starting a business. Throughout the years, we've embraced advancements in technology while ensuring that every member feels valued and supported. Our operating hours are convenient for busy families open Monday through Friday from 9 AM to 5 PM and we offer amenities like ATMs and drive-thru banking for easy access to your accounts. We prioritize compliance with ADA standards so that all members can enjoy our services without barriers.

Our Mission

At Fort Financial Credit Union, our mission is clear: we aim to empower our members by providing excellent financial services tailored to their needs while actively contributing to the well-being of our community. We believe in building strong relationships based on trust and transparency. This commitment extends beyond traditional banking; it includes community outreach programs that support local initiatives and charities. We understand that financial education is key to making informed decisions. That's why we offer resources designed to help you manage your finances wisely from personal loans and auto financing to budgeting tips and online banking tools. Whether you prefer visiting us at our branch or accessing your accounts via mobile or online platforms, we strive to make banking as simple as possible.

Branch Location & Accessibility

Welcome to the Fort Financial Credit Union, located conveniently at 603 W Harcourt Rd in Angola, Indiana. Our branch is easy to find and accessible for all your banking needs. Nestled within Steuben County, we are just a stone's throw away from local landmarks like the beautiful Lake James and the bustling downtown area, making it simple for you to stop by whenever you need assistance. At Fort Financial, we prioritize convenience and accessibility. Our branch features ample parking and ADA-compliant entry points, ensuring that everyone can visit us comfortably. Whether you're coming in for a quick transaction or looking to discuss your financial goals, our friendly team is here to help. We understand that life can get busy, which is why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 9 AM to 5 PM, ready to assist you with a range of services including personal banking, auto loans, mortgages, and more. Plus, with our drive-thru banking available, you can take care of your transactions without leaving the comfort of your car. For those who prefer digital solutions, we also offer ATM services for cash withdrawals and balance checks right at our location. If you need any official correspondence sent our way, please note that while members can visit us at our branch address, you may also send mail to 603 W Harcourt Rd, Angola, IN 46703-8802. Ready to experience hassle-free banking? Give us a call at 260-665-7466 or stop by the Fort Financial Credit Union today! We're excited to serve you and help you achieve your financial dreams.

Member Eligibility

At Fort Financial, we believe that becoming a member is about joining a community that supports each other. If you're looking to experience the benefits of personalized banking, you'll be happy to know that membership is available to anyone who lives, works, or worships in the area surrounding our branch at 603 W Harcourt Rd Angola In 46703. It's as simple as that! Whether you're seeking a savings account, a loan, or just want to be part of something bigger, we welcome you with open arms. For more detailed information on eligibility requirements, feel free to check out our website at https://www.fortfinancial.org/membership . Getting started is easy! All you need to do is visit us or follow the steps outlined for account opening on our site at https://www.fortfinancial.org/apply-for-a-loan . If you have any questions or need assistance, don't hesitate to give us a call at (260) 665-7466. We're excited to help you take this step towards financial empowerment and community connection!

Business Banking & Commercial Services

Financing Options that Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $60 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,219,156, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Life Easier

Imagine running your operations smoothly with reliable merchant services. At Fort Financial, we offer practical solutions that simplify transactions. From credit card processing to point-of-sale systems, our merchant services ensure your customers have a seamless experience while you focus on what matters most growing your business. Visit us at 603 W Harcourt Rd Angola In 46703 in Angola, IN, or call us at (260) 665-7466 to learn more about how our business banking and commercial services can support your success. Let's grow together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are tailored to help you hit the road without breaking the bank. With competitive rates and flexible terms, getting behind the wheel of your dream car is easier than ever. Plus, our experienced team is here to guide you through every step of the process.

Business Banking Solutions

For entrepreneurs and business owners, our business banking services, including merchant services and business loans, are designed to support growth and success. We know how hard you work to build your business; let us be part of that journey by providing the financial tools you need.

Convenient Access

We also offer essential ATM services for quick cash withdrawals and balance checks at locations convenient for you. If you prefer in-person transactions, our drive-thru banking allows for simple deposits and withdrawals without leaving your car. To experience all that Fort Financial has to offer firsthand, visit us at 603 W Harcourt Rd, Angola IN 46703, or give us a call at 260-665-7466 during our lobby hours (Monday through Friday from 9 AM to 5 PM). Explore more about our services on our website: Fort Financial Credit Union. Join us today your financial journey starts here!

Credit Cards with Rewards

Why not earn rewards while making everyday purchases? With our credit cards featuring rewards programs, every swipe can bring you closer to exciting benefits like cash back or travel points. It's an effortless way to turn your spending into something rewarding!

Home Financing

Whether you're buying your first home or refinancing an existing mortgage, our mortgage loans and refinancing options can help make your homeownership dreams a reality. We offer personalized service and support throughout the mortgage process so that you feel confident in your decision. Picture settling into your new home with peace of mind knowing you've made a smart financial choice.

Personal Banking

For those just starting their financial journey or looking to better manage their day-to-day expenses, we offer personal banking services. Our checking and savings accounts are straightforward and easy to use, helping you keep track of your money effortlessly. Imagine being able to access your funds any time through our online and mobile banking platforms. You can quickly check balances, transfer money, or pay bills all from the comfort of your home or while on the go.

Personal Loans & Debt Consolidation

If life throws unexpected expenses your way, don't worry! Our personal loans and debt consolidation services can provide relief when you need it most. Whether it's for medical bills, home repairs, or other personal needs, we're here to help you regain control over your finances.

Digital & Online Banking

Easy Account Management

Our 24/7 online banking services allow you to check your balances, pay bills, and transfer funds with just a few clicks. You'll appreciate the ease of accessing your accounts whenever it fits your schedule. Plus, with our electronic signature authorization feature, signing important documents is a breeze no need to visit the branch in person!

Secure Transactions

Your security is our top priority. With features like e-statements available at your fingertips, you can stay organized while reducing paper clutter. Our mobile payments option makes it simple to pay for purchases directly from your phone, ensuring that you can manage your spending safely.

Stay Connected on the Go

For those who prefer using their smartphones, our mobile application offers all the functionalities you need right in your pocket. You can send money quickly with our person-to-person transfers, making it easier than ever to share expenses with friends or family. At Fort Financial, we believe that banking should fit into your lifestyle not the other way around. Whether you're at home or on the move, our digital and online banking services provide the flexibility you need to keep track of your finances effortlessly. Join us today and experience banking that's designed for you!

Financial Strength

Commitment to Growth

With $35,114,966 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our robust portfolio: with $5,528 in used auto loans and $269,177,170 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $62,811,359 in share certificates and $28,161,544 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 87 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $38,404,884, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,115 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Net Shares (Funds available for lending and investments): $12,369,323. Total Share and Deposit Accounts: 49,276, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fort Financial is your trusted partner. Visit us at 603 W Harcourt Rd Angola In 46703 or call (260) 665-7466 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $81,556,308 in used vehicle loans and $13,542,011 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Financing

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $14,219,156 provide the capital needed for growth. We are committed to supporting local businesses and fostering economic development in our community. If you're interested in any of these loan products or would like more information about eligibility and refinancing options available at Fort Financial, please don't hesitate to reach out. You can contact us at (260) 665-7466 or visit us at 603 W Harcourt Rd Angola In 46703 during our lobby hours from Monday through Friday from 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan product that fits your needs!

Credit Lines

For those who need additional financial flexibility, our total credit lines available amount to $24,000,000. This option can be ideal for unexpected expenses or planned purchases where immediate funds are necessary.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,010,605, make buying or refinancing simple. We aim to provide flexible terms that fit your unique situation. If you're considering refinancing your current mortgage, we can help you explore your options to potentially lower your monthly payments.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $7,352,683 in loans helping members manage their finances effectively. These cards come with various benefits designed to meet your spending habits while providing peace of mind.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that users receive fair and transparent offers. Each loan listing is based on current market conditions, allowing for accurate comparisons.

FORT FINANCIAL FEDERAL CREDIT UNION