Fort Community Credit Union Whitewater WI | Affordable Auto Loans & Drive-Thru Banking

Introduction

At Fort Community, we believe in the power of community and relationships. Established in 1940, our credit union has been a steadfast financial partner for residents of Whitewater, WI and beyond. Located at 203 E Milwaukee St, we are committed to providing exceptional service and support to our 21,673 members. With total assets of $376,819,745 and total deposits reaching $26,844,290, we pride ourselves on maintaining a strong financial foundation that benefits our community. Our dedicated team, led by CEO Susan Johnson and Board President Philip Ristow, works diligently to create tailored solutions that meet the diverse needs of our members. Whether you're looking for personal banking options like checking and savings accounts or seeking financing through auto loans and mortgages, we offer an array of services designed to help you achieve your financial goals. While members can visit us at our branch address, official correspondence should be sent to the same location: 203 E Milwaukee St, Whitewater, WI 53190. With a total loan portfolio of 14,223, we ensure that our members have access to the funds they need when they need them. Our net worth stands strong at $49,116,525, reflecting our commitment to stability and growth within the community. We also maintain a healthy cash reserve of $6,093,987, allowing us to serve you better. At Fort Community, we are more than just a credit union; we are your neighbors and partners in financial success. We invite you to visit us or call us at (920) 563-7305 to learn more about how we can assist you on your financial journey. Together, let's build a brighter future for all!

Branch History & Mission

A Legacy of Growth

Since our opening in 1940, Fort Community has evolved significantly. Originally established to provide accessible financial services to local residents, we have expanded our offerings to include a range of personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Our mission has always centered on empowering individuals and families through sound financial guidance and support. Over the years, we have embraced advancements in technology to enhance member experiences. From online banking to mobile payments, we ensure that our services remain convenient and user-friendly. We take pride in being ADA compliant and dedicated to providing all members with equal access to our services.

Join Us Today

As we look toward the future, we invite you to become part of our story. Whether you're seeking reliable banking services or looking for ways to get involved in your community, Fort Community is here for you. Visit us during our lobby hours from 9 AM to 5 PM on weekdays or contact us at 920-563-7305. Together, let's build a brighter future one member at a time!

Our Mission: Community First

At Fort Community, our mission is simple yet powerful: to improve the financial well-being of our members while actively contributing to the growth and vitality of our community. We believe that supporting local initiatives not only strengthens relationships but also fosters an environment where everyone can thrive. Through partnerships with local organizations and participation in community events, we aim to make a positive impact beyond just banking. For any official correspondence, please reach out to us at our mailing address: 203 E Milwaukee St, Whitewater, WI 53190.

Branch Location & Accessibility

Welcome to the Fort Community branch located at 203 E Milwaukee St in beautiful Whitewater, WI! Our branch is easy to find and conveniently situated near popular local spots, making it a perfect place for all your banking needs. Whether you're dropping by after visiting the nearby Whitewater Aquatic Center or grabbing a bite at one of the charming local cafes, we're here to serve you. At Fort Community, we pride ourselves on providing a welcoming environment for all members. Our branch is fully accessible, with ADA-compliant features to ensure everyone can comfortably navigate our space. Plus, ample parking is available nearby, so you can quickly park and come inside without any hassle. We know your time is valuable. That's why our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9 AM to 5 PM, ready to assist you with everything from personal banking to loans and credit cards. For those who prefer to bank on the go, we offer convenient ATM services right at our location, along with a drive-thru option for quick transactions like deposits and withdrawals. You can also enjoy the benefits of online and mobile banking whenever you need access to your accounts. While you can visit us at our branch for all your banking needs, any official correspondence should be sent to the same address: 203 E Milwaukee St, Whitewater, WI 53190. Have questions or need assistance? Don't hesitate to give us a call at 920-563-7305. We look forward to welcoming you into the Fort Community family!

Member Eligibility

Joining the Fort Community is like becoming part of a caring family where everyone looks out for one another. To become a member, you just need to meet a few simple eligibility criteria. If you live, work, worship, or attend school in the communities we serve, you're likely eligible! It's that easy! Once you're a member, you'll enjoy all the benefits of personalized service and financial products designed to help you thrive. To learn more about specific eligibility details, feel free to check out our resource at this link. Opening an account with us is straightforward and welcoming just visit our website for step-by-step guidance on how to get started: Account Opening Details. If you have any questions or need assistance along the way, don't hesitate to give us a call at (920) 563-7305. We can't wait to welcome you to our community at 203 E Milwaukee St, Whitewater, WI 53190!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $104 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,267,908, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions smooth and simple. Imagine having a reliable partner who can handle credit card processing while you focus on growing your business. Our services can help you accept payments easily, manage cash flow effectively, and provide your customers with a seamless shopping experience. Located at 203 E Milwaukee St Whitewater Wi 53190 in Whitewater, WI, we're here to help you navigate the financial landscape of your business. Reach out to us at (920) 563-7305 to learn how we can empower your business today!

Comprehensive List Of Services

Accessibility When You Need It

Need cash quickly? Our ATM & Cash Withdrawal Services provide easy access to your funds whenever you need them. With basic drive-thru banking available for simple transactions like deposits and withdrawals, we've made banking more accessible than ever. At Fort Community, we are proud to serve our community from our location at 203 E Milwaukee St Whitewater Wi 53190. If you have any questions or would like more information about our services, please don't hesitate to give us a call at (920) 563-7305. We invite you to explore how we can assist you in achieving your financial goals. Visit us today or learn more online at our website. Your journey towards better financial health starts here!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With secure access at your fingertips, you can easily check balances, transfer funds, and pay bills without stepping foot into the branch.

Empowering Businesses

For our small business owners and entrepreneurs, Fort Community provides essential services like Merchant Services & Business Loans. We believe in empowering local businesses by offering flexible financing options that can adapt as your business grows. Whether you're upgrading equipment or expanding your operations, we're here to help.

Home Sweet Home

Thinking about buying a home? Our Mortgage Loans & Refinancing options make it easier for you to step into your dream house. We know how important it is to find the right fit, so our team is ready to walk you through the mortgage process and help you save on interest if you're considering refinancing.

Personal Banking Made Easy

We offer a variety of personal banking options, starting with Checking & Savings Accounts that help you manage your money effectively. Imagine effortlessly keeping track of your finances while earning interest on your savings. For those exciting moments when you need a new car or want to consolidate debt, our Auto Loans & Vehicle Financing and Personal Loans & Debt Consolidation services are here to support you. Plus, with our Credit Cards with Rewards, every purchase can earn you points toward future rewards!

Digital & Online Banking

Key Features of Our Digital Banking Services

With our 24/7 online banking services, you can check your balance, transfer money, and pay bills without stepping foot in a branch. For those who love using their smartphones, our mobile application makes banking even more convenient. You can make mobile payments, send money to friends through person-to-person transfers, and manage your accounts with just a few taps. Plus, with features like electronic signature authorization and e-statements availability, handling paperwork is simpler than ever.

Security and Convenience

We prioritize your security while ensuring ease of use. Our platform is designed to keep your information safe so you can bank with peace of mind. You can feel confident knowing that all transactions are protected with robust security measures.

Stay Connected

Managing your finances shouldn't be complicated. At Fort Community, we've made it easier for you to stay connected with your money in real-time. With our user-friendly interface and accessible features, you'll have everything you need right at your fingertips. Experience the future of banking today! Visit us online at https://www.fortcommunity.com/ to learn more about how our digital and online banking services can help simplify your financial life.

Financial Strength

At Fort Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your financial future is in good hands with us. Our financial performance reflects our commitment to serving our community with integrity and strength. With a net worth of $49,116,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Furthermore, our net worth ratio of $1,303 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $70,034,450 in share certificates and $48,421,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $49,116,525 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $4,126 in used auto loans and $250,393,840 in total loans and leases to support your financial goals across various sectors. Moreover, our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 69 full-time employees and 7 part-time employees who are dedicated to serving you with a knowledgeable team. Net Shares (Funds available for lending and investments): $562,689. We proudly manage a total of 50,294 accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fort Community is your trusted partner. Visit us at 203 E Milwaukee St Whitewater Wi 53190 or call (920) 563-7305 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Support for Businesses

For business owners looking for growth opportunities, our outstanding commercial loans totaling $15,267,908 provide the capital needed to expand operations or invest in new projects. We understand the unique challenges businesses face and are dedicated to supporting local entrepreneurs. At Fort Community Credit Union, we prioritize your financial well-being and aim to provide clear information on eligibility requirements and refinancing options for all our loan products. For more details or to discuss which loan might be right for you, feel free to contact us at 920-563-7305. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website here for more information!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $60,022,847 in used vehicle loans and $15,101,815 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new vehicle or opting for a reliable used car, our flexible financing options can meet your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $35,276,315, we provide solutions that can help turn your dream of owning a home into reality. Our team is here to guide you through the process and help you understand your refinancing options if needed.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $5,759,032 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits designed to suit your lifestyle. This option allows you to handle unexpected expenses without the stress of high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers.

Fort Community