Fort Community Credit Union Watertown WI | Best Auto Loans & Business Banking

Introduction

Welcome to Fort Community at our Watertown Branch, located conveniently at 633 S Church St, Watertown, WI 53094. Since our establishment in 1940, we have dedicated ourselves to providing exceptional financial services to our members and the community. With a total membership of over 21,673, we pride ourselves on fostering a sense of belonging and support among our members. At Fort Community, we understand that financial stability is key to achieving your goals. That's why our branch manages assets totaling an impressive $376,819,745 and offers various services tailored to meet your needs from personal banking options like checking accounts and auto loans to business loans and mortgage refinancing. We're here to help you every step of the way. Our commitment goes beyond numbers; it's about making a positive impact in the lives of those we serve. Under the leadership of our CEO, Susan Johnson, and Board President, Philip Ristow, our team of 76 employees works diligently to provide personalized service that you can trust. Whether you're looking for guidance on loans or need assistance with online banking, we are dedicated to your financial well-being. For any official correspondence, please reach out to us via phone at 920-563-7305 or send a fax to 920-563-0327. While members can visit us at our branch address, official correspondence should be sent to the same location: 633 South Church Street, Watertown, WI 53094. We invite you to explore our website at fortcommunity.com for more information about our services and how we can assist you in achieving your financial dreams. Come visit us today or give us a call we're excited to help you navigate your financial journey!

Branch History & Mission

At Fort Community, we proudly celebrate our rich history and unwavering commitment to the members of our community. Since opening our doors in 1940, we have grown from a small credit union into a trusted financial partner for over 21,000 members in Watertown, WI, and beyond. Located at 633 S Church St, Watertown, WI 53094, our branch is at the heart of this vibrant city, easily accessible for those seeking reliable financial services. Our mission is simple yet profound: to provide exceptional financial services while supporting the growth and well-being of our community. We believe that by putting people first and prioritizing their needs, we can help individuals achieve their financial goals and improve their quality of life. As a member-owned institution, every decision we make is rooted in the best interests of our members. Over the years, Fort Community has continuously evolved to meet the changing needs of our members. Our total assets now stand at an impressive $376,819,745, reflecting our strong financial foundation and commitment to sustainable growth. We offer a range of services including personal banking, auto loans, mortgage options, business banking solutions, and online banking capabilities to ensure convenience and accessibility for everyone. While members can visit us at 633 S Church St for all their banking needs, official correspondence should be sent to our mailing address at 633 South Church Street, Watertown, WI 53094. We understand that convenience matters; that's why we are proud to offer ATM availability and drive-thru banking services to enhance your banking experience. Our operating hours cater to busy schedules: Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 8:00 AM to 12:00 PM. Whether you need assistance during the week or on weekends, we're here for you. At Fort Community, we don't just focus on transactions; we actively engage in community outreach efforts. Through partnerships with local organizations and initiatives aimed at enhancing financial literacy and support for those in need, we strive to uplift our community as a whole. As we look toward the future, we invite you to join us on this journey. Experience the benefits of becoming a member at Fort Community where your financial success matters most. Visit us today or learn more about membership opportunities by calling us at 920-563-7305 or visiting our website. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access

At Fort Community, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities including ramps and designated parking spaces to ensure everyone can visit with ease. We have ample parking available right outside our doors, so you won't have to worry about finding a spot when you come in.

Get in Touch

Have questions or need assistance? Don't hesitate to call us at 920-563-7305. We're always here to help! So why not stop by Fort Community's Watertown Branch today? Our team looks forward to serving you! Remember, while members can visit us at 633 S Church St Watertown Wi 53094, official correspondence should be sent to 633 South Church Street, Watertown, WI 53094 if it's different. Your financial future starts here!

Operating Hours

We know that life can get busy, which is why our lobby is open Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 12 PM. This gives you plenty of opportunities to drop by at a time that works best for you. If you're in a rush, take advantage of our drive-thru banking services for quick deposits or withdrawals without leaving your vehicle.

Services Offered

At our Watertown Branch, we offer a variety of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash? Our ATM is available on-site for your convenience. Plus, with online and mobile banking options, managing your finances has never been easier!

Member Eligibility

At Fort Community, we believe that everyone deserves access to the financial services they need in a friendly and supportive environment. Becoming a member is simple and open to anyone who lives or works in our community. To join, you just need to meet a few eligibility criteria, such as being a resident of Jefferson County or working for an employer that partners with us. This means if you're from around here or are employed by one of our partner organizations, you're already on your way to enjoying the benefits of membership! Plus, as a member, you'll gain access to personalized banking services, competitive loan rates, and the opportunity to participate in community events. If you're ready to take the next step, opening your account is quick and easy! You can learn more about our eligibility requirements by visiting this link or give us a call at (920) 563-7305 for any questions. Our welcoming team at 633 S Church St, Watertown, WI 53094 is excited to assist you on your journey toward becoming part of the Fort Community family!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, we offer comprehensive merchant services that simplify transactions for your customers. Whether it's processing payments or managing payroll, our solutions are designed to keep your operations running smoothly. Imagine having the tools to accept payments effortlessly while keeping your focus on what you do best running your business. Located at 633 S Church St Watertown Wi 53094 in Watertown, WI, we're here to partner with you every step of the way. Give us a call at (920) 563-7305 or visit us during our lobby hours from Monday to Friday, 8:00 AM - 5:00 PM, and Saturday from 8:00 AM - 12:00 PM. Let's work together to take your business to new heights!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $104 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,267,908, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easy for you to hit the road without breaking the bank. We offer competitive rates and flexible terms so you can find a plan that fits your budget. Picture yourself driving away in your dream car with a loan that feels just right for your financial situation.

Business Banking Services

For entrepreneurs and small business owners, we provide specialized business banking services, including merchant services and business loans. We recognize the hard work that goes into running a business, and our goal is to support your journey by providing accessible financing options that help fuel growth.

Convenient Access Points

To further enhance your experience, we offer comprehensive ATM and cash withdrawal services, along with basic drive-thru banking for deposits, withdrawals, and simple transactions. You can also access basic ATM services like balance checks with ease! If you're ready to explore these offerings further or have questions about how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us at 920-563-7305 or visit us online at Fort Community. Your journey toward smarter financial choices starts here!

Home Financing Made Simple

If you're considering buying a home or refinancing an existing mortgage, our mortgage loans are designed to guide you through every step of the process. Our experienced team is here to answer questions and help you navigate the paperwork involved in securing financing. You can count on us to make homeownership dreams come true without unnecessary stress.

Personal Banking Solutions

We understand that managing your personal finances can be overwhelming at times. That's why our personal banking services include checking and savings accounts that help you keep track of your money effortlessly. With our online and mobile banking features, you can access your accounts anytime, anywhere. Imagine checking your balance during a lunch break or transferring funds while waiting in line it's all possible with Fort Community.

Rewarding Credit Card Options

Our credit cards with rewards give you even more value for your everyday spending. Enjoy cashback or travel rewards while building your credit history! Using our credit card responsibly can open doors to future opportunities, like better loan rates or larger purchases.

Support When You Need It Most

Sometimes life throws unexpected challenges our way. Our personal loans and debt consolidation services offer support when you need it most. Whether it's consolidating high-interest debt or covering unexpected expenses, we are here to provide financial relief so you can get back on track.

Digital & Online Banking

Key Services Available

With just a few clicks at https://www.fortcommunity.com/ , you can access a range of features that make banking easier than ever. Our online banking platform provides 24/7 access to your accounts, so you can check balances, pay bills, and transfer funds whenever it suits you. You'll also have the option to receive e-statements, making it simple to keep track of your finances without the clutter of paper. For those moments when you need to send money quickly, our person-to-person transfer feature allows you to send funds securely to friends or family with ease. Plus, if you're always on the move, our mobile application offers all the functionality of online banking in the palm of your hand. You can even make mobile payments directly from your phone perfect for quick purchases!

Security and Ease of Use

We prioritize your security, which is why we offer electronic signature authorization for transactions that require it. This added layer of protection ensures that your sensitive information remains safe while you enjoy the benefits of digital banking. Our user-friendly interface means that navigating through your accounts is straightforward and intuitive. At Fort Community, we are committed to making banking accessible for everyone. Whether you're tech-savvy or just getting started with online tools, our services are designed with you in mind. Experience the convenience of modern banking today!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 69 full-time employees and 7 part-time employees dedicated to providing exceptional service.

Focused on Members

Unlike traditional banks, we prioritize our members. Although we have $0 in non-member deposits, our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

We are pleased to report that we have a strong membership base with a total of 50,294 accounts entrusted to us. This trust is what fuels our commitment to providing top-notch financial services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fort Community is your trusted partner. Visit us at 633 S Church St Watertown Wi 53094 or call (920) 563-7305 to learn more about how we can help you achieve your financial goals.

Reinvesting in Your Future

With $49,116,525 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors; we currently hold $4,126 in used auto loans and have issued $250,393,840 in total loans and leases.

Secure Savings Options

Your savings are secure with us through $70,034,450 in share certificates and $48,421,638 in money market shares. These options provide stable and rewarding opportunities for your financial growth.

Solid Financial Health

With a net worth of $49,116,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,303 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $60,022,847 in used vehicle loans and $15,101,815 in new vehicle loans already helping members get on the road. We also offer refinancing options for existing auto loans to ensure you get the best possible rate.

Business Financing

For business owners in our community, we provide outstanding commercial loans totaling $15,267,908. These loans are designed to give you the capital needed to grow and expand your business operations. At Fort Community located at 633 S Church St, Watertown WI 53094, our dedicated team is ready to assist you with any questions about our loan products or help you find the best solution for your financial situation. Give us a call at 920-563-7305 during our operating hours Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 8:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore how Fort Community can support your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $35,276,315, catering to both first-time buyers and seasoned homeowners looking to refinance. Our team is here to guide you through eligibility and application processes.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $5,759,032 in loans helping members effectively manage their finances. Whether you need to cover unexpected costs or want to consolidate existing debt into one manageable payment, our credit card options are tailored for your needs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that reflect the true market. - Real-Time Rate Comparisons: Users can view up-to-date loan rates from multiple institutions, which aids in making well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness in helping individuals save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

LendMesh ensures that its loan comparisons are both reliable and fair. Loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment guarantees that users receive transparent offers without hidden fees or misleading terms.

FORT COMMUNITY CREDIT UNION - Watertown, WI