Fort Billings Credit Union Gibbstown NJ | Best Auto Loans & Business Banking

Introduction

Welcome to Fort Billings Federal Credit Union, where our commitment to serving the community shines through in everything we do. Established in 1936, we have been a trusted financial partner for over 80 years, helping individuals and families in Gibbstown, NJ achieve their financial goals. With a dedicated team of 20 employees, including our CEO, Sherilyn Bay, and Board President, Anthony Toczylowski, we pride ourselves on fostering relationships built on trust and personalized service. Located at 962 Billingsport Rd, Gibbstown, NJ 08027, our branch is designed with your needs in mind. While members can visit us at this address, official correspondence should be sent to 900 Billingsport Rd, P.O. Box 369, Paulsboro, NJ 8066. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans and mortgages, we've got you covered. At Fort Billings, we believe that financial health is crucial for community growth. Our total assets amount to an impressive $62,856,490, reflecting our stability and capability to support our members effectively. With over 3,566 members and total deposits reaching $2,999,334, we are proud to empower our community through responsible lending practices that result in a total loan portfolio of 1,546 loans and leases. Your peace of mind matters to us; that's why we maintain a net worth of $6,001,887 and have $682,379 cash in hand for your immediate needs. Our dedication extends beyond numbers; it's about making a real difference in the lives of those we serve. Join us today by visiting our website at fortbillings.org or calling us at (856) 423-1469. We're here to help you navigate your financial journey with confidence!

Branch History & Mission

At Fort Billings Federal Credit Union, we take pride in our rich history and commitment to serving the community. Established in 1936, our branch has been a cornerstone of financial support for residents of Gibbstown, NJ, and beyond. Over the years, we've grown alongside our members, fostering relationships built on trust and mutual respect. Located at 962 Billingsport Rd, Gibbstown, NJ 08027, our branch is easily accessible to all. Whether you're coming from the local schools or nearby parks, we are here to provide you with personalized service that meets your financial needs. Our mission is clear: to empower our members by offering a range of financial services while supporting the growth and well-being of our community. Since opening our doors, we've welcomed over 3,566 members who have come to rely on us for their banking needs. With total assets exceeding $62 million, we are equipped to offer a variety of products including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our goal is not just to provide financial services but also to help our members achieve their dreams. Our operating hours are designed with your convenience in mind: we're open Monday through Wednesday and Friday from 8:00 AM to 4:30 PM, with extended hours on Thursday until 6:30 PM. For those who prefer the drive-thru option, we offer services every day except Thursday until 6:00 PM. In addition to traditional banking services, Fort Billings is proud to embrace modern technology. Our online banking platform allows you to manage your finances from anywhere while ensuring security and ease of use. We also offer mobile payment options so that you can bank on-the-go. Community involvement is at the heart of what we do. We actively engage in outreach programs and partnerships that uplift those around us. From local sponsorships to educational workshops aimed at financial literacy, we strive to make a positive impact in Gibbstown and surrounding areas. While members can visit us at our branch address for assistance, official correspondence should be sent to our mailing address at 900 Billingsport Rd, P.O. Box 369, Paulsboro, NJ 8066. We invite you to join Fort Billings Federal Credit Union and experience firsthand how we can help you navigate your financial journey. Together, let's build a brighter future for ourselves and our community! For more information or to become a member today, please call us at (856) 423-1469 or visit our website at Fort Billings.

Branch Location & Accessibility

Get in Touch!

Ready to experience convenient banking? We invite you to visit us at Fort Billings Federal Credit Union today! If you have questions or need assistance before coming in, feel free to give us a call at 856-423-1469. Your financial journey starts here!

Nearby Landmarks and Accessibility

Our branch is conveniently situated near local landmarks, making it a familiar stop for residents in the area. Parking is readily available, ensuring a hassle-free visit. We are committed to accessibility; our location features ADA-compliant ramps and pathways so everyone can easily navigate our facilities.

Operating Hours and Services Offered

At Fort Billings, we understand that your time is valuable. That's why we offer flexible operating hours: our lobby is open Monday through Wednesday and Friday from 8:00 AM to 4:30 PM, with extended hours on Thursday until 6:30 PM. For those who prefer drive-thru banking, you can take advantage of this service on the same days from 8:00 AM to 6:00 PM on Monday through Wednesday and Friday, while Thursday's drive-thru operates until 6:00 PM. We provide a variety of essential banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and online banking options. Plus, with our ATM available on-site, you can easily withdraw cash or check your balance whenever you need.

Member Eligibility

At Fort Billings, we believe that becoming a member is like joining a warm, welcoming family that supports your financial journey. If you're looking to be part of our community, you'll be glad to know that membership is open to anyone who lives, works, or worships in the area surrounding our branch. Additionally, family members of existing members are also eligible, creating a network of support that extends beyond just banking. Joining us not only grants you access to a variety of financial services but also empowers you with the benefits of personalized service and a commitment to your financial well-being. Ready to take the next step? Opening an account at Fort Billings is straightforward and easy! You can find all the details you need about eligibility by visiting https://www.fortbillings.org/member-eligibility/. When you're ready to become a member, simply head over to our account opening page here: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadyjoqvkl5tfrmpwqvjrelrib8qs8rahsfjhfdjfokrbi1i_kkohposekmp7s0lxkng. If you have any questions or need assistance, feel free to give us a call at (856) 423-1469. We can't wait for you to join us at our branch located at 962 Billingsport Rd Gibbstown Nj 08027!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we recognize the importance of flexible financing options for all types of businesses. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing a vital lifeline for those seeking financial assistance.

Merchant Services

Imagine having the ability to accept payments seamlessly from your customers while managing your finances more efficiently. Our merchant services allow you to do just that. From point-of-sale systems to online payment solutions, we equip you with tools that enhance customer satisfaction and streamline your operations. Join us at Fort Billings, located at 962 Billingsport Rd Gibbstown Nj 08027 in Gibbstown, NJ, and discover how our tailored business banking solutions can empower you to reach new heights. For any inquiries or to set up a consultation, feel free to call us at (856) 423-1469. Your success is our priority!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you thinking about buying a new car? Our auto loans and vehicle financing options can help make that dream a reality. We understand that purchasing a vehicle is an important decision, so we offer competitive rates and flexible terms to ensure you find the perfect fit for your budget.

Business Banking

If you're a business owner, we have specialized services just for you! From merchant services that facilitate easy transactions to business loans tailored for growth, we are dedicated to supporting local businesses in our community.

Convenient Access

At Fort Billings, convenience is key. Our branch features basic drive-thru banking for quick deposits and withdrawals, as well as ATM services for easy cash access anytime you need it. You can also take advantage of person-to-person payments through our online platform, making it simpler than ever to send money to friends or family. With all these services under one roof at Fort Billings Federal Credit Union, we're here not just as a financial institution but as partners in achieving your financial goals. Feel free to reach out at (856) 423-1469 if you have questions or want more information about how we can assist you today! Explore what we have to offer by visiting us online at https://www.fortbillings.org/ or stop by our branch. We're excited to serve you!

Credit Cards with Rewards

For those who love earning perks, we offer credit cards with rewards that let you benefit from every purchase. Whether you're traveling or shopping for everyday items, our credit cards can provide cash back or points towards future purchases.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage, our knowledgeable team is here to guide you through the process. We'll help you explore the best options available so that you can enjoy lower monthly payments or access cash from your home's equity.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are tailored for ease and accessibility. Imagine being able to manage your finances right from your phone or computer with our online and mobile banking features. This means you can check your balance, transfer funds, and pay bills without ever stepping foot outside your home.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to simplify your finances, consider our personal loans and debt consolidation services. These products are designed to give you peace of mind by making it easier to manage your debts with one convenient payment.

Digital & Online Banking

Key Services

With our online banking, you can access your accounts anytime, anywhere. This means you can check balances, pay bills, and transfer funds 24/7 with just a few clicks. Plus, if you prefer keeping track of your statements electronically, you'll love our availability of e-statements. It's a simple way to stay organized while helping the environment. Need to make payments quickly? Our mobile payments feature allows you to send money right from your smartphone. Whether you're splitting a dinner bill or paying back a friend, person-to-person transfers are easy and hassle-free at Fort Billings.

Security & Accessibility

We prioritize your security with robust measures in place for all online transactions. Although we currently do not support electronic signature authorization, rest assured that your personal information is safe with us. And if you're always on the move, our mobile application makes it easy to handle banking tasks wherever you are. From checking account balances to making quick payments, our digital services are designed for ease-of-use and real-time management of your finances. Join us at Fort Billings today and experience banking that fits seamlessly into your life!

Financial Strength

At Fort Billings, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on a strong foundation, and our robust financial position reflects our commitment to serving you. With a net worth of $6,001,887, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.54% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,592,871 in share certificates and $4,409,430 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also take pride in having 17 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With $4,720,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $220 in used auto loans and $32,315,595 in total loans and leases. Furthermore, our operational efficiency is highlighted by our $-$9,915, enabling us to continue offering competitive loan rates and solid financial products for our members. Total Share Accounts: 6,524, shows a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fort Billings is your trusted partner. Visit us at 962 Billingsport Rd Gibbstown Nj 08027 or call (856) 423-1469 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,635,959 in used vehicle loans and $3,733,714 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates designed to fit your budget.

Credit Lines

For those looking for additional flexibility in their budgeting, we provide credit lines totaling $5,250,000. This option allows you to access funds when needed without taking out a traditional loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,501,176, make buying or refinancing simple. We aim to streamline the mortgage process so you can focus on finding your perfect home.

Refinancing Options

If you're considering refinancing your current loans or mortgages for better rates or terms, we encourage you to explore your options with us. Our team can guide you through eligibility requirements and help find solutions that work for your financial situation. At Fort Billings, our mission is to empower our members through financial education and support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at fortbillings.org to learn more about how we can assist you on your financial journey!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $1,746,963 in loans helping members manage their finances effectively. These cards come with various benefits that can help you build credit while enjoying rewards and perks along the way.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By streamlining the search for loans, LendMesh helps you make informed choices that fit your financial needs. LendMesh ensures accurate loan comparisons through a robust sourcing process. Loan data on LendMesh is obtained directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means users can trust they are seeing fair and honest offers without hidden agendas. The benefits of using LendMesh extend beyond just accurate data. Here are key features that build trust in our platform: - Verified Data: All loan offers come from legitimate financial institutions. This verification process guarantees transparency and peace of mind for users. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. Our focus is solely on delivering unbiased results to help users find the best options. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions. This feature ensures you have the latest information at your fingertips, helping you make timely decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like these highlight the positive impact our service has on real people's lives. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FORT BILLINGS FEDERAL CREDIT UNION - Gibbstown, NJ

Compare Loan Rates Near You

Loan rates in Gibbstown, NJ (08027)