FOREST AREA FEDERAL CREDIT UNION - Mesick, MI

Welcome to Forest Area, your trusted credit union located at 101 Mesick Ave, Mesick, MI 49668. Since our establishment in 1983, we have proudly served a growing community of over 19,719 members. Our mission is to provide personalized financial services that help you thrive, whether you're looking for a new auto loan or a secure savings account. At Forest Area, we understand the importance of having a solid financial partner by your side. With total assets amounting to $272,504,142 and total deposits of $17,883,360, we are equipped to meet your needs with confidence. Our dedicated team of 64 employees, led by CEO Alex Lutke and Board President Lee Sandy, is committed to ensuring that each member receives the support they deserve. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 85, Mesick, MI 49668. We invite you to explore our wide range of services including personal loans, mortgage refinancing, and online banking designed to make managing your finances easier. Join us in experiencing the benefits of being part of a community-focused credit union that truly values its members. For more information or assistance, feel free to call us at 231-879-4154 or visit our website at forestarea.com. Your journey towards better financial health starts here!

At Forest Area, we believe that everyone deserves a place in our welcoming community, and becoming a member is easier than you might think! If you live, work, worship, or attend school in the Mesick area, you're already on your way to joining us. We aim to make banking accessible for all, so whether you're looking for a checking account, savings options, or loans, we've got you covered. Our team is here to support you every step of the way. Ready to start your journey with us? You can find more details about membership eligibility by visiting this link. If you're eager to open an account, feel free to reach out at (231) 879-4154 or come visit us at 101 Mesick Ave Mesick Mi 49668. We're excited to welcome you into our family!

At Forest Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial standing, which reflects our commitment to serving you with reliability and trust. With a net worth of $33,082,733, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,213 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $33,545,694 in share certificates and $45,613,702 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,047,432, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $32,843,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $3,369 in used auto loans and $188,312,662 in total loans and leases, helping our members achieve their financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 2 part-time employees who are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $846,301. Total Share and Deposit Accounts: 43,681, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Forest Area is your trusted partner. Visit us at 101 Mesick Ave Mesick Mi 49668 or call (231) 879-4154 to learn more about how we can help you achieve your financial goals.

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