FOREST AREA FEDERAL CREDIT UNION

At Forest Area, located at 314 W Main St, Manton, MI 49663, we believe in building strong financial futures for our members and the community. Established in 1983, our credit union has grown into a trusted partner for nearly 19,719 members who count on us for their banking needs. With total assets exceeding $272,504,142, we pride ourselves on delivering personalized service and innovative financial solutions tailored to each individual's goals. Our commitment goes beyond just numbers; we strive to create a positive impact within Manton and the surrounding areas. Whether you're looking for auto loans, personal banking services, or business financing options, we're here to help you navigate your financial journey confidently. Our dedicated team of 64 employees is led by CEO Alex Lutke and Board President Lee Sandy, who prioritize member satisfaction and community involvement. While you can visit us at our branch in Manton, please note that any official correspondence should be sent to our mailing address: PO Box 593, Manton, MI 49663. We invite you to explore the range of services we offer, from checking accounts and mortgages to credit cards with rewards and mobile banking solutions. If you're ready to take the next step towards achieving your financial dreams, give us a call at 231-824-3060 or visit our website at http://www.forestarea.com . Together, let's build a brighter financial future!

Welcome to the heart of Manton, Michigan, where the story of Forest Area began in 1983. Since its opening, our branch has been a cornerstone of the community, dedicated to serving members with care and commitment. Located at 314 W Main St, Manton, MI 49663, our facility is not just a place for banking; it's a hub where relationships are built and dreams take flight. Over the years, Forest Area has grown alongside its members. Today, we proudly serve 19,719 members and manage total assets of $272,504,142. Our journey reflects a deep commitment to providing personalized financial services that empower individuals and families to achieve their financial goals. From auto loans to personal banking and business services, our offerings have expanded to meet the diverse needs of our community. At Forest Area, our mission is clear: to provide exceptional financial services while fostering a sense of belonging and support within the community. We believe in making banking accessible to everyone. With features like online banking, mobile payments, and an ATM on-site, we ensure that your banking experience is convenient and efficient. Additionally, our drive-thru service allows you to complete transactions with ease, respecting your time. Community outreach is at the core of what we do. We actively engage in local initiatives that uplift those around us, partnering with schools and organizations to make a positive impact in Manton. This commitment goes beyond financial transactions; it's about building a brighter future for everyone. While members can visit us at 314 W Main St, official correspondence should be sent to PO Box 593, Manton, MI 49663. Our doors are open Monday through Thursday from 8:30 AM - 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM - 1:00 PM. Whether you're stopping by for assistance or simply wanting to learn more about what we offer, our friendly staff is always ready to help. We invite you to become part of our growing family at Forest Area. Experience firsthand how we blend tradition with innovation in financial services while nurturing community spirit. Join us today and let's build your financial future together! For more information or inquiries, feel free to call us at 231-824-3060 or visit our website at forestarea.com.

Welcome to the Forest Area branch, your friendly neighborhood credit union located at 314 W Main St in Manton, MI! We're proud to serve our members in Wexford County and surrounding areas with convenience and care. Whether you need to deposit a check, apply for a loan, or simply ask a question, we're here for you. Our branch is easy to find, right near the heart of Manton. You'll find us close to local landmarks that make it a breeze to stop by while you're out and about. With ample parking available, visiting us is hassle-free, and we have accessibility features like ramps to ensure everyone can access our services comfortably. We understand that life gets busy, so we offer flexible operating hours for your convenience. Our lobby is open Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays until 5:30 PM. Need to swing by on Saturday? Our drive-thru is open from 9:00 AM to 1:00 PM, making it easy to take care of your banking needs even on weekends. At Forest Area, we offer a variety of services tailored just for you from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options. Plus, with our ATM available on-site and drive-thru banking for quick transactions, managing your finances has never been simpler. While members can visit us at our physical location, please note that official correspondence should be sent to PO Box 593 in Manton if you need to reach out by mail. If you have questions or want more information about how we can help you achieve your financial goals, don't hesitate to call us at 231-824-3060. We look forward to welcoming you into our community!

Becoming a member of Forest Area is like joining a caring community that puts your needs first. If you're looking to take advantage of our supportive services, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in the Manton area. This means that whether you're a long-time resident or new to the community, you're welcome here! At Forest Area, we pride ourselves on offering personalized financial solutions that help you achieve your goals. With access to everything from checking and savings accounts to loans tailored just for you, it's easy to see why joining us can be such a beneficial move. To start your membership journey at Forest Area, simply visit us at our branch located at 314 W Main St Manton Mi 49663 or give us a call at (231) 824-3060 for more information. We're here to help every step of the way! For detailed eligibility criteria and updates, feel free to check out our website at . Joining is simple and rewarding let's build a brighter financial future together!

At Forest Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong foundation built on transparency and trust, we ensure that your money is safe and working hard for you. With a net worth of $33,082,733, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,213 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $33,545,694 in share certificates and $45,613,702 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,047,432, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $32,843,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $3,369 in used auto loans and $188,312,662 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through with a reported $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $846,301. Total Share and Deposit Accounts: 43,681, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Forest Area is your trusted partner. Visit us at 314 W Main St Manton Mi 49663 or call (231) 824-3060 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.