FOREST AREA FEDERAL CREDIT UNION - Fife Lake, MI

Welcome to Forest Area, your trusted financial partner located at 6954 Us Highway 131, Fife Lake, MI 49633. Established in 1983, we have proudly served our community for over 40 years, fostering a spirit of cooperation and commitment to our members. With a growing membership of 19,719, we strive to make financial services accessible and beneficial for everyone in our area. At Forest Area, we believe in empowering our members with the tools they need to achieve their financial goals. Our total assets stand at an impressive $272,504,142, reflecting our dedication to sound financial management and community support. With total deposits of $17,883,360, we ensure that your savings are safe and secure while also providing competitive lending options, with over 11,632 loans issued to help you invest in your dreams. Under the leadership of CEO Alex Lutke and Board President Lee Sandy, our team of 64 employees is committed to providing personalized service tailored to your unique needs. Whether you're looking for auto loans or personal banking services, we're here to guide you every step of the way. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 118, Fife Lake, MI 49633. We invite you to explore how Forest Area can support your financial journey. Feel free to give us a call at 231-879-4154 or visit us online at www.forestarea.com. Your financial success is our priority!

At Forest Area, we take pride in our rich history and unwavering commitment to serving the community of Fife Lake, MI. Established in 1983, our branch has grown from a humble start into a trusted financial institution with a membership base of over 19,700 members. Located at 6954 Us Highway 131, we are easily accessible to anyone looking for personalized banking solutions. From our inception, we've focused on empowering our members through a range of financial services while prioritizing community support. As we've evolved over the years, our mission has remained steadfast: to provide exceptional financial services that enhance the lives of our members and strengthen the communities we serve. We believe that when our members thrive, so does the community. Forest Area has consistently expanded its offerings, amassing total assets of approximately $272,504,142. This growth reflects our dedication to sound financial practices and member satisfaction. Our drive-thru banking may not be available at this branch, but we're committed to providing convenient access through various digital platforms such as online banking and mobile payments. Our operating hours are designed to accommodate your busy schedule; we're open Monday through Friday from 8 AM to 5 PM. While members can visit us at 6954 Us Highway 131, official correspondence should be sent to PO Box 118, Fife Lake, MI 49633 if needed. We recognize the importance of giving back to our community. Over the years, Forest Area has engaged in numerous outreach efforts and partnerships that make a real difference in people's lives. We work closely with local organizations and initiatives aimed at improving financial literacy and supporting those in need. As technology evolves, so do we. Our commitment to ADA compliance ensures that everyone can easily access our services without barriers. Additionally, digital advancements like e-statements and person-to-person payment options make managing your finances simpler than ever. We invite you to become part of the Forest Area family. Join us today and experience firsthand how we're dedicated not just to your financial well-being but also to fostering a stronger community for all. For any questions or assistance, feel free to reach out at 231-879-4154. Together, let's build a brighter financial future!

Welcome to the Forest Area branch, conveniently located at 6954 Us Highway 131 in the charming town of Fife Lake, MI. This central spot makes it easy for you to drop by and take care of your banking needs. Whether you're coming from nearby Kalkaska County or just passing through, our location is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking. While members can visit us at this convenient address, official correspondence should be sent to our mailing address: PO Box 118, Fife Lake, MI 49633. When you arrive, you'll notice that we're close to local landmarks that can help guide you making your trip even smoother. Our lobby is open Monday through Friday from 8 AM to 5 PM, so you can find a time that works for your schedule. Please note that we currently do not offer drive-thru banking or ATM services. However, our friendly staff is always ready to assist you with any banking needs you might have during operating hours. At Forest Area, we pride ourselves on providing exceptional service. Our dedicated team is here to help you with everything from account inquiries to loan applications. We're excited to welcome you into our community and show you how we can support your financial journey. Feel free to give us a call at 231-879-4154 if you have any questions or need assistance before your visit. We look forward to serving you!

At Forest Area, we believe that becoming a member is like joining a warm, supportive family. If you live, work, worship, or attend school in the Fife Lake area, you're already on the path to membership! We welcome individuals from all walks of life, ensuring that everyone has access to our financial services. The process is simple and designed with you in mind. You can visit us at 6954 Us Highway 131 Fife Lake Mi 49633 to learn more about how to join and enjoy the benefits of being part of our community. For detailed eligibility criteria, feel free to check out our website at . If you have any questions or need assistance, don't hesitate to give us a call at (231) 879-4154. We're here to help you every step of the way!

At Forest Area, we understand that convenience and security are essential in today's fast-paced world. Our digital and online banking services are designed to give you the freedom to manage your finances anytime, anywhere, all while keeping your information safe. With our robust online banking platform, accessible at http://www.forestarea.com , you can check your account balances, pay bills, and transfer funds with just a few clicks. Our 24/7 online banking services ensure that you're always in control of your money, whether it's day or night. Plus, if you're on the go, our mobile application makes banking even easier. You can download it and enjoy a user-friendly interface that puts all of your banking needs right in the palm of your hand. Need to send money to a friend? Our person-to-person transfer feature allows for quick and easy transactions without needing cash or checks. And when it comes to managing your documents, we offer electronic signature authorization for an efficient way to handle paperwork securely. For those who prefer going paperless, e-statements are available so you can view your statements online rather than waiting for them to arrive in the mail. This not only saves trees but also helps keep everything organized in one place. We prioritize security in every transaction, providing peace of mind as you navigate through your financial tasks. With features like mobile payments, you can make purchases directly from your phone making shopping both simple and secure. At Forest Area, we're committed to making your banking experience as smooth and enjoyable as possible. Explore our digital offerings today and see how we can help you manage your finances effortlessly!

At Forest Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in where you keep your money, and we are committed to maintaining a strong financial foundation for you. With a net worth of $33,082,733, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,213 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $33,545,694 in share certificates and $45,613,702 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,047,432, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $32,843,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $3,369 in used auto loans and $188,312,662 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency shines through with a reported net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In total, we have 43,681 accounts showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) stand at $846,301, further proving our ability to support our community's needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Forest Area is your trusted partner. Visit us at 6954 Us Highway 131 Fife Lake Mi 49633 or call (231) 879-4154 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.