Foothills Credit Union Sweetwater TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Foothills Federal Credit Union, where we believe in putting our members first! Located at 413 Sweetwater Vonore Rd, Sweetwater, TN 37874, we've been serving our community since 1962 with a commitment to reliable banking and exceptional service. With over 5,272 members and total assets of $86,558,695, we are proud to be a trusted partner in your financial journey. At Foothills, we understand that each member's needs are unique. That's why we offer a range of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our dedicated team of 19 employees, led by CEO M'recia Oody and Board President Rollen Bradshaw, is always ready to assist you. While members can visit us at our branch location, official correspondence should be sent to the same address: 413 Sweetwater Vonore Rd, Sweetwater, TN 37874. We encourage you to reach out at 423-337-7870 or explore our website at Foothills Federal Credit Union for more information about our services. Join us today and experience a credit union that values community impact and member satisfaction. We look forward to helping you achieve your financial goals!

Branch History & Mission

Community Focus

Foothills Federal Credit Union is deeply embedded in the Sweetwater community. We believe in giving back and actively participate in various outreach efforts to support local initiatives. Through partnerships with schools and local organizations, we strive to make a positive impact on the lives of those around us. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 413 Sweetwater Vonore Rd, Sweetwater, TN 37874. In this ever-evolving digital age, we are committed to staying ahead by providing online banking options and mobile payments for easy access to your accounts anytime and anywhere. Our focus on customer satisfaction drives us to continually enhance our services while maintaining ADA compliance to ensure everyone can enjoy our facilities without barriers. As we reflect on our journey so far, we invite you to be part of it. Join Foothills Federal Credit Union today and experience how we can help you achieve your financial goals while being an integral part of a supportive community. Together, let's build a brighter future! For more information or to open an account with us online, please visit our website.

Our Mission

Our mission at Foothills is simple yet powerful: to provide exceptional financial services while enriching the lives of our members and supporting the local community. We understand that banking is not just about transactions; it's about building relationships and fostering trust. We offer a wide range of services, including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Each service is designed with our members' needs in mind. We also recognize the importance of accessibility. That's why we proudly offer ATM availability and drive-thru banking for your convenience. Members can count on us during our operating hours from Monday to Friday, 8:00 a.m. to 5:00 p.m., ensuring that we are here when you need us most.

Branch Location & Accessibility

Comprehensive Services Available

At Foothills, we offer a wide range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and even credit cards with rewards! For those who prefer digital convenience, we provide online and mobile banking options. Additionally, our ATM services are readily available to ensure you have access to your funds anytime you need them.

Convenient Accessibility

We understand how important accessibility is for our members. Our branch features ADA-compliant facilities with ramps and designated parking spaces to ensure everyone can access our services comfortably. Plus, if you're in a hurry or prefer not to enter the building, our drive-thru banking service is available for quick deposits and withdrawals.

Let's Connect!

Have questions or need assistance? Don't hesitate to give us a call at 423-337-7870. We're excited to help you achieve your financial goals! Come visit us soon at Foothills Federal Credit Union in Sweetwater where your financial well-being is our top priority!

Operating Hours That Fit Your Schedule

Foothills Federal Credit Union is open Monday through Friday from 8:00 a.m. to 5:00 p.m., making it easy for you to stop by before or after work. We pride ourselves on being there when you need us most.

Member Eligibility

At Foothills, we believe that becoming a member is like joining a close-knit family that cares about your financial well-being. If you're looking to take part in our community, you'll be pleased to know that eligibility is quite straightforward. Whether you're a resident of Monroe County or work in the area, you're likely to qualify for membership. We welcome individuals who share our values and are eager to benefit from our tailored financial services. To find out more about specific eligibility criteria, feel free to explore the detailed information available. Joining us is as easy as picking up the phone! Just give us a call at (423) 337-7870, and we'll guide you through the simple account opening process. You can also visit us in person at our branch located at 413 Sweetwater Vonore Rd Sweetwater Tn 37874. Our friendly team is here to ensure you feel right at home while exploring all the advantages of being part of Foothills. If you're ready to take the next step, check out our account opening details at https://www.foothillsfcu.org/links_banking.htm and become part of something great!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced market, having reliable merchant services can be the difference between success and stagnation. Imagine a local café that accepts payments effortlessly through various channels whether it's credit cards, mobile payments, or online transactions making it easier for customers to enjoy their favorite brews without hassle. That's the kind of practical benefit we aim to provide at Foothills. For any inquiries about how our business banking services can help you thrive, don't hesitate to reach out! Visit us at 413 Sweetwater Vonore Rd Sweetwater Tn 37874 in Sweetwater, TN, or call us at (423) 337-7870. Let's work together to build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have member or non-member commercial loans listed, we're dedicated to developing flexible financing solutions tailored to meet the needs of our community.

Comprehensive List Of Services

Credit Cards & Business Banking

Our credit cards come packed with rewards, making everyday purchases even more rewarding. Whether you're buying groceries or planning a trip, you'll earn points while enjoying financial flexibility. For business owners, Foothills offers comprehensive business banking services including merchant services and business loans. We understand the unique challenges small businesses face, and we're ready to support your growth with tailored solutions.

Digital Banking & Convenience

In today's fast-paced world, convenience is key. That's why we've invested in online and mobile banking features that allow you to manage your accounts anytime, anywhere. With just a few taps on your phone or clicks on your computer, you can pay bills, transfer funds, or check balances without visiting a branch. We also have ATM services available for quick cash withdrawals as well as drive-thru banking for basic transactions like deposits and withdrawals perfect for those busy days when time is tight.

Personal Banking

Whether you're just starting out or looking to manage your savings better, our personal banking services have you covered. We offer both checking and savings accounts that fit your lifestyle. Imagine having a reliable account that helps you manage daily expenses while also saving for future goals. When it comes to financing your next vehicle, our auto loans and vehicle financing options are designed with competitive rates and flexible terms. Picture driving off in your new car with the confidence that you made a smart financial choice. If homeownership is on your radar, our mortgage loans and refinancing solutions can help turn that dream into reality. We know buying or refinancing a home is a big step, and we're here to guide you through every part of the process. For those times when life throws unexpected challenges your way, our personal loans for debt consolidation provide an opportunity to streamline finances effectively. You can focus on what matters most without the burden of multiple payments.

Shared Services

As part of our commitment to community banking, we also offer shared branch transactions for members of partner credit unions. This means you can perform basic transactions like deposits and withdrawals even if you're away from home. --- We invite you to explore all that Foothills has to offer at our location at 413 Sweetwater Vonore Rd Sweetwater Tn 37874 in Sweetwater, TN. If you have any questions or would like to learn more about how we can assist with your financial journey, please don't hesitate to give us a call at (423) 337-7870. Your financial success is our priority!

Digital & Online Banking

Key Features for Your Convenience

We know that security is a top priority for our members. That's why we offer electronic signature authorization, making it safe and straightforward to sign documents without any hassle. Plus, with e-statements available, you can easily manage your account statements digitally no more waiting for the mail! Need to send money quickly? Our person-to-person transfer feature lets you send funds to friends and family instantly. And if you're looking to simplify payments, our mobile payments option allows you to make transactions directly from your phone. At Foothills, we strive to enhance your banking experience by providing tools that are not only accessible but also intuitive. You can feel confident knowing that managing your finances has never been easier or more secure!

Financial Strength

Commitment to Innovation

With $6,683,738 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach helps ensure that we not only meet your current needs but also anticipate future ones.

Dedicated Team at Your Service

We also take pride in having 19 full-time employees ready to assist you every day. Their dedication ensures that our branches are always prepared to serve you with knowledgeable support.

Growing Together

As we grow together, it's encouraging to note that we have a robust membership base with 10,627 total share accounts. This shows the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Foothills is your trusted partner. Visit us at 413 Sweetwater Vonore Rd Sweetwater Tn 37874 or call (423) 337-7870 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $25,052,824 in share certificates and $2,311,758 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This is reflected in our commitment to focusing our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Robust Financial Health

With a net worth of $8,155,915, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors, with $974 in used auto loans and $40,233,696 in total loans and leases available for you. Additionally, our $207,665 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $19,058,919 in used vehicle loans and $4,317,863 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new model or a reliable used vehicle, we have options tailored for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $769,392 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make everyday purchases easier, our credit card options can support your financial journey.

Credit Lines

For those needing additional flexibility, we provide credit lines with a total amount of $475,000 available. This can be an excellent tool for managing unexpected expenses or funding important projects. If you're considering refinancing options or need assistance determining eligibility for any of our products, our team is here to help. We believe in making the borrowing process as straightforward as possible for all our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Foothills, we're committed to providing you with the financial tools you need for success come visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $804,919. Our mortgage specialists can help guide you through the process and find the best solution for your needs.

Loan Aggregator

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FOOTHILLS FEDERAL CREDIT UNION - Sweetwater, TN

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