Foothills Credit Union Loudon TN | Best Auto Loans & Business Banking

Introduction

Welcome to Foothills Federal Credit Union, where community and member satisfaction are at the heart of everything we do. Located at 956 Mulberry St, Loudon, TN 37774, we have been proudly serving our members since 1962. With a strong commitment to helping you achieve your financial goals, we currently boast a membership of over 5,272 individuals and families who trust us with their banking needs. At Foothills, we understand that banking is more than just numbers it's about building relationships and supporting our community. Our total assets stand at an impressive $86,558,695, which reflects our stability and dedication to providing valuable services. We also manage $11,928,648 in deposits, ensuring that your money is safe and accessible when you need it most. Our CEO, M'recia Oody, along with Board President Rollen Bradshaw, leads a team of 19 dedicated employees who are here to assist you every step of the way. From personal banking solutions like checking accounts and auto loans to business banking services, we offer a wide range of options tailored to meet your unique needs. Whether you're looking for a new vehicle or planning for home ownership through our mortgage loans and refinancing options, we've got you covered. While members can visit us at our branch location in Loudon, official correspondence should be sent to the same address: 956 Mulberry St, Loudon, TN 37774. We invite you to explore our website at foothillsfcu.org for more information on how we can support your financial journey. If you have questions or need assistance, don't hesitate to call us at 865-458-4347 during our lobby hours from Monday to Friday, 8:00 a.m. to 5:00 p.m. Join us today and experience the difference at Foothills Federal Credit Union a trusted partner in your financial success!

Branch History & Mission

Join Us!

If you're looking for a financial partner that prioritizes your needs while making a positive impact in the community, look no further than Foothills Federal Credit Union. We invite you to explore membership with us today! Together, let's build a brighter financial future for Loudon and beyond. For more information or assistance, please call us at 865-458-4347 or visit our website at Foothills Federal Credit Union.

Our Journey

Starting as a small credit union, we have grown into a vital financial institution with a membership of 5,272 individuals who rely on us for their banking needs. With total assets reaching an impressive $86,558,695, our growth reflects not just our success but also our commitment to providing exceptional financial services. Over the years, we've expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also cater to businesses with merchant services and business loans. Located at 956 Mulberry St, our branch is easily accessible and surrounded by the vibrant community we serve. Whether you're visiting us during lobby hours from 8:00 a.m. to 5:00 p.m., Monday through Friday, or utilizing our drive-thru service and ATM availability, we strive to make your banking experience convenient and welcoming.

Our Mission

At Foothills Federal Credit Union, our mission is clear: we are dedicated to empowering our members through comprehensive financial services while actively supporting the Loudon community. We believe that when we invest in our members' financial well-being, we strengthen the entire community. This commitment drives everything we do from offering competitive loan rates to creating partnerships that benefit local organizations. We pride ourselves on being more than just a bank; we are your neighbors. Our outreach efforts include community events and educational workshops designed to help individuals gain financial literacy and make informed decisions about their money. While members can visit us at 956 Mulberry St, official correspondence should be sent to 956 Mulberry St, Loudon, TN 37774. As technology evolves, so do we. Foothills offers online banking features like mobile payments and e-statements to ensure you have access to your accounts anytime you need it. Our aim is to create an inclusive environment where everyone feels welcome and valued.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can access our services without difficulty. Parking is available nearby, making it easy for you to visit us.

Get in Touch

Ready to experience all we have to offer? Don't hesitate to drop by or give us a call at 865-458-4347. The team at Foothills Federal Credit Union looks forward to welcoming you!

Nearby Landmarks

Our branch is close to several familiar spots that make it easy for you to find us. We are just a short drive from the picturesque Loudon City Park and the bustling downtown area, making it convenient to stop by during your daily errands or after enjoying some time outdoors.

Operating Hours & Services

Foothills Federal Credit Union is open Monday through Friday from 8:00 a.m. to 5:00 p.m., so you can plan your visit at a time that works best for you. We offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. For added convenience, we have an ATM on-site as well as drive-thru banking services for quick deposits and withdrawals. If you're part of another credit union that participates in shared services, you'll be able to take advantage of our facilities too!

Member Eligibility

At Foothills, we believe that everyone deserves to be part of a welcoming community where their financial needs are prioritized. Becoming a member is simple and open to individuals who live, work, or worship in our area, as well as those who have family members already part of our credit union. This means that if you share our values and want to benefit from competitive rates on loans, personalized service, and access to a range of financial products tailored just for you, we're excited to have you! To get started, just visit us at our branch located at 956 Mulberry St Loudon Tn 37774 or give us a call at (865) 458-4347 during our operating hours, Monday through Friday from 8:00 a.m. to 5:00 p.m. You can also check out more detailed eligibility criteria by visiting our website [here](). Ready to take the next step? Opening an account is quick and easy! Find out how at this link. Join us today and discover the benefits of being part of Foothills!

Business Banking & Commercial Services

Business Loan Options

Imagine having the resources to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify how you do business. Imagine being able to accept payments easily from your customers whether in-store or online. Our merchant solutions help streamline transactions, giving you more time to focus on what matters: growing your business. Located at 956 Mulberry St Loudon Tn 37774 in Loudon, TN, we are here to provide personalized support and guidance every step of the way. Let us be your partner in success! For more information, call us at (865) 458-4347 or visit our website at Foothills Federal Credit Union.

Comprehensive List Of Services

ATM and Cash Services

Need quick cash? Our network of ATMs allows easy access for withdrawals and balance checks without any hassle. Additionally, our basic drive-thru banking service makes it simple to conduct deposits and withdrawals without leaving your vehicle.

Business Banking Solutions

For our business members, we offer comprehensive support through our business banking services, including merchant services and business loans. We aim to empower local businesses by providing the financial tools needed for growth and success.

Digital Banking Convenience

In today's fast-paced world, managing finances on-the-go is essential. At Foothills Federal Credit Union, we provide robust online and mobile banking features that give you access to your accounts anytime, anywhere. Whether it's checking balances, making transfers, or paying bills from your smartphone, we've got you covered.

Loans Made Easy

Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation solutions are here to help you manage those costs effectively. Need a bit of extra spending power? Our credit cards with rewards allow you to earn points on purchases while giving you the convenience of cashless transactions.

Personal Banking

We offer a variety of personal banking options tailored to fit your lifestyle. Our checking and savings accounts provide flexibility for everyday transactions and savings growth. If you're considering buying a vehicle, our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream car. For those planning to purchase a home or refinance their current mortgage, our mortgage loans and refinancing services can guide you through the process with competitive rates and personalized assistance.

Shared Branch Transactions

We also participate in shared branch transactions for members of partner credit unions. This means you can conduct basic deposits and withdrawals even when you're away from home. With so many services available at Foothills, we strive to be your go-to source for all things finance. Whether you're saving for a future goal or need immediate financial assistance, we are here for you every step of the way. Ready to explore how we can assist you? Contact us today at (865) 458-4347 or visit us online at https://www.foothillsfcu.org/ to learn more about opening an account or applying for a loan!

Digital & Online Banking

Key Features

Our online platform provides everything you need for real-time account management. Want to check your balance? Transfer funds? Pay bills? You can do it all in just a few clicks! Plus, with electronic signature authorization, signing documents has never been easier or more secure. If you're looking to stay organized, take advantage of our e-statements feature. You'll receive your statements electronically, which not only saves paper but also helps you keep track of your finances effortlessly.

Mobile Banking Made Easy

For those who prefer managing their finances on mobile devices, our mobile application is perfect for you. Available for download, it offers all the features of online banking right at your fingertips. Need to send money to a friend? Our person-to-person transfer feature allows you to do so instantly no need for cash or checks! And if convenience is what you're after, our mobile payments option lets you pay for purchases directly from your phone. It's fast, easy, and keeps your transactions secure. At Foothills, we are committed to providing a user-friendly experience that prioritizes both accessibility and security. Join us today and discover how our digital and online banking services can simplify your financial life!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 10,627, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Foothills is your trusted partner. Visit us at 956 Mulberry St Loudon Tn 37774 or call (865) 458-4347 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member Savings and Growth

Members' savings are secured through $25,052,824 in share certificates and $2,311,758 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $459,324 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $6,683,738 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $974 in used auto loans and $40,233,696 in total loans and leases.

Strong Financial Health

With a net worth of $8,155,915, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $942 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,058,919 in used vehicle loans and $4,317,863 in new vehicle loans already helping members get on the road. We make it easy to finance your next vehicle, whether it's brand new or gently used.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $804,919, make buying or refinancing simple. We can guide you through the process, ensuring that you understand every step along the way.

Other Loan Options

In addition to auto and mortgage loans, we provide credit lines totaling $475,000. These lines of credit can give you the financial flexibility needed for unexpected expenses or planned purchases. If you're considering refinancing any existing loans, our team is ready to discuss eligibility options tailored just for you. Whether you're looking to lower your monthly payments or tap into your home's equity, we have solutions that fit your needs. At Foothills, our goal is to empower you with the right financial tools and resources. We invite you to explore our loan offerings and find out how we can support your journey toward financial success. For more details about our services or to start an application, visit us at 956 Mulberry St Loudon Tn 37774 or check our website at https://www.foothillsfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $769,392 in loans helping members manage their finances effectively. Our credit cards come with rewards and low rates, making them an excellent choice for everyday purchases.

Loan Aggregator

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FOOTHILLS FEDERAL CREDIT UNION