Foothills Credit Union Lenoir City TN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Foothills Federal Credit Union, your trusted financial partner in the heart of Lenoir City, TN. Located at 605 Highway 321 N, we have been proudly serving our community since 1962. With a strong foundation built on trust and a commitment to our members, we currently boast a membership of over 5,272 individuals who rely on us for their banking needs. At Foothills FCU, we understand that financial decisions can be overwhelming. That's why our dedicated team, led by CEO M'recia Oody and Board President Rollen Bradshaw, is here to provide you with personalized service and expert guidance. Whether you're looking for a new auto loan or need assistance with savings accounts, we have you covered. Our total assets stand at an impressive $86,558,695, reflecting our stability and growth. We manage over $11,928,648 in deposits while providing loans totaling 2,828 to help our members achieve their financial goals. Our net worth of $8,155,915 shows our commitment to maintaining a secure and reliable banking experience for all. While you can visit us at our Lenoir City branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 956 Mulberry St, Loudon, TN 37774. Feel free to reach out to us at 865-271-0000 during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM. Join us as we continue making a positive impact in our community through financial education and support. Explore our range of services online at Foothills FCU or stop by today! Your financial journey is important to us let's build it together!

Branch History & Mission

Foothills Federal Credit Union has a rich legacy that began in 1962, when it opened its doors in Lenoir City, TN. Over the years, it has grown into a trusted financial partner for the community, proudly serving over 5,272 members with total assets amounting to an impressive $86,558,695. Our branch is located at 605 Highway 321 N, Lenoir City, TN 37771 a spot easily accessible for all our members. For any official correspondence, please use our mailing address at 956 Mulberry St, Loudon, TN 37774. Our mission is straightforward yet profound: to provide exceptional financial services while making a positive impact on the community we serve. We believe in empowering our members through comprehensive personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. But our commitment doesn't stop there; we also offer business banking solutions to support local entrepreneurs and merchants. At Foothills Federal Credit Union, we prioritize accessibility and convenience. While we currently do not have ATM or drive-thru services available at this location, we do operate a shared service center for basic transactions and are committed to enhancing our digital services. Our online banking platform allows members to manage their accounts with ease from the comfort of their homes. Throughout our history, we've focused on building strong community connections. We engage in various outreach programs aimed at supporting local initiatives and fostering financial literacy among residents. Our partnerships with schools and local organizations underline our dedication to making a difference beyond just banking. As we continue to grow and adapt to the changing needs of our members, we invite you to join us on this journey. Experience the benefits of being part of Foothills Federal Credit Union where your financial well-being is our top priority. For more information or to open an account today, please visit us online at Foothills FCU or call us at 865-271-0000. Together, let's build a brighter financial future!

Branch Location & Accessibility

Easy Access and Friendly Environment

Our location is designed with accessibility in mind. We have ample parking available for all our visitors, including features that comply with ADA standards, making it easy for everyone to access our facilities. You'll find a welcoming atmosphere where our staff is eager to help you with your banking needs.

Get in Touch!

If you have questions or want more information about our services before visiting us, please give us a call at 865-271-0000. We look forward to welcoming you soon at Foothills Federal Credit Union! Your journey toward better banking starts here!

Operating Hours and Services

We're here for you Monday through Friday from 8:30 a.m. to 5:00 p.m., so feel free to drop by during those hours. At Foothills Federal Credit Union, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Plus, our shared service center allows members from partner credit unions to conduct basic transactions like deposits and withdrawals. Although we do not currently have ATM or drive-thru services available at this location, our friendly team is always ready to assist you inside the branch.

Member Eligibility

At Foothills, we believe in building a community that thrives together, and becoming a member is the first step to joining our supportive family! If you live, work, or worship in the area, you're likely eligible for membership with us. We welcome individuals from all walks of life, including those who have family members already part of our credit union. To find out more about the specific eligibility requirements, please visit our website at where you can read all the details. Joining Foothills is not just about banking; it's about accessing a range of financial services designed with your needs in mind. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Opening an account is easy just stop by our branch located at 605 Highway 321 N Lenoir City Tn 37771 or give us a call at (865) 271-0000 to learn more. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, having reliable merchant services can make all the difference. At Foothills, we offer easy-to-use payment processing solutions that ensure you get paid quickly and efficiently. Picture this: your customers can pay via credit card, debit card, or mobile payments all processed swiftly so you can focus on what you do best running your business. If you're located in the area, stop by our branch at 605 Highway 321 N Lenoir City Tn 37771 in Lenoir City, TN or give us a call at (865) 271-0000. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide tailored solutions that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we understand the importance of having reliable financial support.

Convenient Access Anytime

With online and mobile banking, managing your accounts has never been easier. You can make deposits, pay bills, and even send money to friends all from the convenience of your phone or computer. While we currently do not offer ATM services directly at our branch, we ensure access through shared branch transactions for partner credit union members. This means you can perform basic transactions like deposits and withdrawals easily.

Credit Cards That Reward You

Don't forget about our credit cards! With rewards programs that let you earn points on your purchases, using a credit card from Foothills can be both practical and rewarding. It's an easy way to manage expenses while enjoying perks.

Financing Your Dreams

When it comes to financing, Foothills offers competitive rates on auto loans and vehicle financing to help you get behind the wheel of your dream car. If you're considering buying a home, our mortgage loans and refinancing options can make the process smoother and more affordable. Plus, if you need some extra cash for personal projects or debt consolidation, our personal loans are designed to fit your budget.

Join Us Today!

At Foothills, we prioritize your financial well-being by offering comprehensive services that adapt to your life's journey. We're more than just a credit union; we're your community partner in achieving financial success. Ready to explore how we can help? Visit us today at 605 Highway 321 N Lenoir City Tn 37771 or call us at (865) 271-0000! For additional information about opening an account or learning more about our services, check out our website at Foothills Federal Credit Union. Let's build a brighter financial future together!

Personal Banking Made Easy

Managing your finances is simpler than ever with our personal banking options. Whether you're looking to open a checking or savings account, or need assistance with budgeting, we have you covered. Our accounts come with features designed for your busy lifestyle, including online and mobile banking that let you check balances and transfer funds anytime, anywhere.

Digital & Online Banking

Key Services Available

With our online banking platform at https://www.foothillsfcu.org/ , you can enjoy 24/7 access to your accounts. Check your balance, transfer funds, or pay bills with just a few clicks. For those who prefer to bank on their mobile devices, our mobile application is user-friendly and available for download, allowing you to carry your credit union right in your pocket. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you're looking for paperless options, e-statements are available to help you manage your documents efficiently and securely.

Security and Ease of Use

Your security is our priority. We offer electronic signature authorization for added protection when handling sensitive transactions online. You can rest easy knowing that your information is safe while enjoying the flexibility of mobile payments and real-time account management. With all these features combined, Foothills ensures that banking is not only accessible but also tailored to fit your lifestyle. Join us today and experience the ease of digital banking!

Financial Strength

A Growing Community

With a total of 10,627 share accounts, we showcase a strong and growing member base that trusts us with their finances. At Foothills Federal Credit Union (NCUA: https://www.ncua.gov ), based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Foothills is your trusted partner. Visit us at 605 Highway 321 N Lenoir City TN 37771 or call 865-271-0000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $25,052,824 in share certificates and $2,311,758 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $459,324, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 19 full-time employees ready to assist you with knowledgeable service.

Reinvesting for You

With $6,683,738 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to lend is substantial; with $19,740,000 in used auto loans and a total of $40,233,696 in loans and leases available for our members' various needs.

Strong Financial Health

With a net worth of $8,155,915, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 942 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

If you're looking for more than just personal loans, we have credit lines available totaling $475,000, giving you additional flexibility when it comes to managing unexpected expenses. For those considering refinancing options, we encourage you to discuss eligibility and terms with our knowledgeable staff who can help navigate the choices available to you. At Foothills, our goal is to provide you with the best lending solutions suited to your individual needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,058,919 in used vehicle loans and $4,317,863 in new vehicle loans already helping members get on the road. We provide financing solutions that fit your budget, whether you're purchasing a brand-new vehicle or a pre-owned car.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $769,392 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to suit your lifestyle and spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $804,919, make buying or refinancing simple. We can guide you through the process and help you find the right mortgage product for your situation.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that users receive fair and transparent offers. By focusing on verified lenders, LendMesh prioritizes accuracy and reliability in every comparison.

FOOTHILLS FEDERAL CREDIT UNION - Lenoir City, TN