Florida Credit Union Wildwood FL | Affordable Vehicle Loans & Business Banking

Introduction

At Florida Credit Union, we pride ourselves on being more than just a financial institution; we're a community partner dedicated to helping our members thrive. Located conveniently at 5804 Seven Mile Dr, Wildwood, FL 34785, our branch has been serving the community since 1954. With a strong commitment to member service and community involvement, we're here to support you through every stage of your financial journey. As of now, we proudly serve over 162,000 members with total assets exceeding $2.24 billion. Our focus is on providing personalized banking solutions that meet your needs whether you are looking for checking and savings accounts, auto loans, or business banking services. With total deposits amounting to $334,557,452 and an impressive net worth of $287,365,250, our financial stability allows us to offer competitive rates and reliable services. Under the leadership of CEO Mark Starr and Board President Lynn Jones, SR, our team of 313 employees is dedicated to ensuring that each member feels valued and supported. We understand that financial decisions can be overwhelming, which is why we strive to make banking easy and accessible for everyone in our community. While members can visit us at our Wildwood branch for all their banking needs, official correspondence should be sent to our mailing address at 1615 NW 80th Blvd, Gainesville, FL 32606. Join us today at Florida Credit Union! Whether you have questions or need assistance with your accounts, don't hesitate to reach out. Call us at 352-377-4141 or visit our website at flcu.org for more information about how we can help you achieve your financial goals. Your future starts here!

Branch History & Mission

Community Focus

We pride ourselves on being more than just a financial institution; we are a part of the community fabric. Our various partnerships and outreach programs help us support local initiatives and organizations that improve lives right here in Sumter County. Whether it's through financial education workshops or sponsorships of community events, we are dedicated to giving back. In line with modern needs, Florida Credit Union has also embraced digital advancements to enhance member experience. With online banking options and mobile payment capabilities, managing your finances has never been easier or more accessible. We ensure that everyone can access our services comfortably by maintaining ADA compliance at all locations.

Join Us

As we continue this journey together since 1954, we invite you to become a part of Florida Credit Union's legacy. Experience firsthand how we can assist you with your financial goals while supporting our community's growth. Visit us today or contact us at 352-377-4141 to learn more about membership benefits! Your future starts here with Florida Credit Union where members come first!

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while enhancing the quality of life for our members and the communities we serve. We strive to empower individuals by offering affordable banking options, such as personal checking accounts, auto loans, mortgage refinancing, and business banking solutions. We believe that when our members succeed financially, it leads to stronger communities. While you can visit us at our branch location in Wildwood, official correspondence should be sent to our mailing address at 1615 NW 80th Blvd, Gainesville, FL 32606.

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with accessibility in mind. We offer ample parking spaces and ADA-compliant features, ensuring that everyone can easily navigate our facilities. For those who prefer not to enter the branch, our drive-thru service allows you to handle basic transactions like deposits and withdrawals without leaving your vehicle.

Operating Hours

We know your time is valuable! That's why we keep our doors open from Monday to Friday, 9 AM to 5 PM. Whether you have a quick question or need assistance with a loan application, our friendly staff is ready to help during these hours.

Services Offered

At Trailwinds branch, we provide a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing options, we have solutions that suit every financial journey. Plus, with ATM availability on-site, accessing your funds is quick and easy! Don't hesitate to reach out if you have questions or need assistance just give us a call at 352-377-4141. We invite you to stop by and discover how Trailwinds can support your financial goals!

Member Eligibility

At Florida, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area, you're already eligible to join us. Our goal is to provide you with access to fantastic financial services tailored just for you, from checking accounts to loans that meet your needs. You can find more detailed eligibility information on our website at http://www.flcu.org/business/solutions/employee-memberships/ . Opening an account is straightforward and inviting. Just head over to http://www.flcu.org/ to get started today! If you have any questions or need assistance, don't hesitate to call us at (352) 377-4141. We're excited to welcome you into our family at Florida, located at 5804 Seven Mile Dr Wildwood Fl 34785. Join us and experience the benefits of being a member!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to financing, we also provide essential merchant services tailored for businesses like yours. From payment processing solutions that allow you to accept payments seamlessly to online banking tools that keep your finances at your fingertips, we ensure you have what you need to focus on what matters most growing your business. Located conveniently at 5804 Seven Mile Dr Wildwood Fl 34785, Wildwood, FL, our team is ready to partner with you for all your business banking needs. If you're ready to take your business further, give us a call at (352) 377-4141 or visit us today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $338 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $284,080,978, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to invest in that new piece of equipment you've had your eye on or expanding your storefront to accommodate more customers. Our loans are designed to help you achieve those goals.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, you'll appreciate our commitment to supporting local businesses with specialized services. Our Business Banking offerings include everything from merchant services that simplify transactions to business loans that help fuel growth. We believe in fostering community success by providing the tools necessary for thriving businesses.

Connect with Us!

Whether you're looking to open an account or need advice on choosing the right loan product, we're here to help! Don't hesitate to reach out by calling us at (352) 377-4141 or visit us during our lobby hours from Monday through Friday between 9 AM and 5 PM. Explore all that Florida has to offer and discover how we can support your financial journey today! For more information or to start your application process online, visit us at our website.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking services so you can manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, banking has never been easier or more accessible. Our ATMs allow for quick cash withdrawals and balance checks without needing to visit the branch. For those who prefer face-to-face interactions, our Basic Drive-Thru Banking is available for quick deposits and withdrawals without leaving your car.

Personal Banking Services

When it comes to personal banking, we offer a variety of accounts that can fit any lifestyle. Our Checking & Savings Accounts provide easy access to your funds while helping you save for the future. Need extra cash for a big purchase? Our Auto Loans & Vehicle Financing make it simple to get behind the wheel without breaking the bank. Plus, if you're considering buying a home, our Mortgage Loans & Refinancing options can help make your dream a reality. But life isn't always predictable, and that's where our Personal Loans & Debt Consolidation come into play. Whether you're managing unexpected expenses or consolidating debt for easier payments, we've got flexible solutions tailored just for you. Additionally, don't forget about our Credit Cards with Rewards, which allow you to earn while you spend!

Digital & Online Banking

Key Services

Imagine checking your account balance, transferring funds, or paying bills without stepping into a branch. Our online banking platform allows you to do just that. You can easily enroll in e-statements, which means you'll receive your statements electronically no more waiting for the mail! Plus, with electronic signature authorization, signing documents is quick and secure. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple. You can quickly send funds with just a few taps on your mobile device. Speaking of mobile devices, don't forget to download our mobile application! It's designed to make banking even easier on the go.

Security and Accessibility

Your security is our top priority. We implement strong measures to keep your information safe while providing user-friendly features that everyone can enjoy. Whether you're using our mobile payments option or accessing your accounts through the app, rest assured that you're protected every step of the way. With Florida, you have full control over your finances in real-time. From viewing transactions to making payments, everything is just a click away. Join us today and discover how easy banking can be!

Financial Strength

Commitment to Growth

With $259,142,291 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $29,132 in used auto loans and $1,812,826,833 in total loans and leases, supporting members' financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts stand strong at 318,733, showing a growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further showcasing our commitment to being your trusted partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida is your trusted partner. Visit us at 5804 Seven Mile Dr Wildwood Fl 34785 or call (352) 377-4141 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $25,674,443, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 297 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Member Savings

Members' savings are secured through $942,976,563 in share certificates and $61,415,598 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,378,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $287,365,250, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,283 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $576,393,552 in used vehicle loans and $434,785,489 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have the support you need whether it's your first car or an upgrade.

Business Financing

For business owners, our outstanding commercial loans totaling $284,080,978 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or working capital, we're here to support your business endeavors. At Florida, we pride ourselves on providing personalized service and expert guidance throughout the loan process. Our team is ready to assist you every step of the way. If you have any questions or want to explore your options further, don't hesitate to reach out at (352) 377-4141 during our operating hours from Monday to Friday, 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take that important step toward achieving your financial dreams today!

Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $91,777,157 in loans helping members manage their finances effectively, our credit cards come with benefits designed to suit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $93,339,730, make buying or refinancing simple. We offer competitive rates and flexible terms to help you navigate the path to your dream home. If you're considering refinancing your current mortgage, we can guide you through eligibility options that may lead to lower payments or better terms.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers tailored to their needs.

FLORIDA CREDIT UNION