Florida Credit Union Ocala FL | Low Mortgage Rates & Business Loans

Introduction

Welcome to Country Oaks, a trusted part of the Ocala community since 1954. Located at 9680 SW 114th St, Ocala, FL 34481, we are dedicated to providing our members with the financial services they need to thrive. Whether you are looking for personal banking options, auto loans, or business solutions, our team is here to help you every step of the way. With over 162,000 members and a strong commitment to service, Country Oaks boasts total assets of $2,240,597,046 and total deposits amounting to $334,557,452. Our financial strength is reflected in our impressive net worth of $287,365,250 and a cash reserve of $7,187,913, ensuring that your savings are in safe hands. We pride ourselves on being more than just a credit union; we aim to be a community partner that supports your financial goals. Our leadership team is committed to serving you well. Under the guidance of CEO Mark Starr and Board President Lynn Jones, SR, we strive to create a welcoming environment where every member feels valued. With a staff of 313 dedicated employees, we work hard to provide personalized service and expert advice tailored to your needs. While members can visit us at our branch location in Ocala, official correspondence should be sent to our mailing address at PO Box 5549, Gainesville, FL 32627-5549. For any inquiries or assistance, feel free to reach out at (352) 377-4141. Our lobby hours are Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM drive-thru services are also available for added convenience. At Country Oaks Credit Union, we believe in empowering our members with the right tools and resources for their financial journey. Visit our website at flcu.org today to explore our services or open an account! Join us in making your financial dreams a reality!

Branch History & Mission

Commitment to Innovation and Accessibility

In today's fast-paced world, we understand the importance of convenience. That's why we offer modern banking solutions like online banking, mobile payments, and e-statements. Our physical branch also features ADA-compliant facilities ensuring that everyone can access our services comfortably. With an ATM on-site and drive-thru banking available during convenient hours M-F 9-6 and Saturday 9-1 we strive to make banking easy for you.

Community Engagement

We are proud of our role as a community leader in Ocala. Our team actively participates in local events and initiatives aimed at supporting education, health, and economic development. By working together with local organizations, we aim to foster a spirit of cooperation that benefits everyone in Marion County. If you're looking for a credit union that genuinely cares about its members and the community, look no further than Florida. Join us today and experience firsthand the difference a member-focused credit union can make in your life! For more information or to open an account, visit us online at https://flcu.org/ or call us at (352) 377-4141. We look forward to welcoming you!

Our Mission

At Florida, our mission is clear: to empower our members by providing accessible and affordable financial solutions while supporting the communities we serve. We believe in building lasting relationships with our members, helping them achieve their financial goals whether through checking and savings accounts, auto loans, or mortgages. Our services extend beyond mere transactions; we aim to enrich lives and uplift our community through various outreach efforts and partnerships.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 352-377-4141. We invite you to visit us at Country Oaks where we prioritize your financial well-being. Join us today and experience the difference at Florida Credit Union!

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from local favorites such as the beautiful Sholom Park and the bustling shopping areas along SW College Rd. You'll find ample parking space right outside our doors, making it convenient for you to stop by anytime during our operating hours. We're proud to be ADA compliant, with ramps and other features ensuring everyone can access our services comfortably.

Operating Hours and Services

We understand that life gets busy! That's why we're open Monday through Friday from 9 AM to 6 PM, with drive-thru banking available from 8 AM to 6 PM for those quick transactions on the go. Plus, if you need assistance on Saturday, we're here from 9 AM to 1 PM. At Florida Credit Union, we offer a range of services tailored to meet your financial needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our friendly staff is always ready to assist you with deposits, withdrawals, and other basic banking needs through our drive-thru service or ATM.

Member Eligibility

Becoming a member of Florida is like joining a close-knit family where everyone supports each other. If you're living, working, or worshiping in the Ocala area, or if you have a family member who is already a member, you're likely eligible to join us! We believe in making banking accessible and friendly for everyone, which is why we encourage you to check out our detailed eligibility criteria at http://www.flcu.org/business/solutions/employee-memberships/. You'll find that membership opens the door to a range of benefits designed to help you achieve your financial goals. Joining is simple! Once you know you qualify, you can easily open an account by visiting us at our branch located at 9680 Sw 114Th St Ocala Fl 34481 or calling us at (352) 377-4141 for more information. Our team is ready to guide you through the process and answer any questions you may have. Don't miss out on the advantages that come with being part of the Florida community start your journey with us today!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $338 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $284,080,978, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your payment processing. Whether you run a retail shop or provide professional services, our solutions allow you to accept payments easily and securely. Picture this: you finish a sale, and the transaction goes through without a hitch boosting your efficiency and customer satisfaction. Located at 9680 Sw 114Th St Ocala Fl 34481, Ocala, FL 34481, our team is ready to assist you in navigating your business banking needs. Call us at (352) 377-4141 to learn more about how we can help your business grow!

Comprehensive List Of Services

Additional Services

We also have basic drive-thru banking for quick transactions like deposits and withdrawals. If you're on the go but need access to funds, our basic ATM access allows you to withdraw cash or check balances swiftly. At Florida, we pride ourselves on being more than just a credit union; we are part of the community dedicated to supporting our members' financial well-being. If you're ready to take control of your finances or simply want more information about our services, give us a call at (352) 377-4141 or visit us online at our website. We're here for all your banking needs!

Business Banking Services

For local entrepreneurs, we provide essential business banking services, including merchant services and business loans to help you grow your enterprise. Our friendly team is ready to assist you in navigating the financial aspects of running a business.

Convenient Digital Banking

In today's fast-paced world, having access to your finances anytime is crucial. That's why at Country Oaks, we offer robust online and mobile banking solutions. You can manage your accounts from anywhere with ease whether it's checking balances, making transfers, or paying bills right from your smartphone. Plus, with ATM and cash withdrawal services, getting cash is simple and convenient.

Credit Cards and Rewards

With our credit cards that offer rewards, you can earn points on everyday purchases. Picture this: every time you swipe your card for groceries or gas, you're earning rewards that can be redeemed for travel, merchandise, or cashback.

Personal Banking Solutions

We offer comprehensive personal banking services that include checking and savings accounts designed for everyday use. Whether you're managing household expenses or saving for a special occasion, our accounts come with features that make banking easy. You can also explore our auto loans and vehicle financing options, perfect for those looking to purchase a new or used car. Imagine driving off in your dream car with competitive rates that fit your budget! If homeownership is on your mind, consider our mortgage loans and refinancing options. Our knowledgeable staff can guide you through the process, making it less daunting and more accessible. For those unexpected expenses or consolidating debt, our personal loans provide quick access to cash when you need it most.

Digital & Online Banking

Convenient Online Access

Visit us at https://flcu.org/ to explore our comprehensive online banking services available 24/7. You can check your account balance, transfer funds, and pay bills with just a few clicks. No need to worry about store hours or waiting in lines your bank is always open!

Enhanced Features for Your Security and Ease

Our online banking system includes electronic signature authorization, making it simple and secure to sign documents from the comfort of your home. Plus, if you prefer going paperless, you can sign up for e-statements that keep your financial information organized and accessible.

Go Mobile with Us

Stay connected on the go with our mobile application. Available for download on major platforms, our app allows you to manage your accounts right from your smartphone. You can make mobile payments effortlessly, ensuring you never miss a beat whether you're shopping or dining out.

Quick Transfers Made Easy

With our person-to-person transfer feature, sending money to friends or family is straightforward and quick. It's perfect for splitting bills or sending gifts without the hassle of cash or checks. At Florida, we prioritize making banking convenient and secure so you can focus on what matters most to you. Whether you're checking balances late at night or transferring money during your lunch break, we've got you covered every step of the way!

Financial Strength

At Florida, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your trust in us is well-placed. With a net worth of $287,365,250, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,283 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $942,976,563 in share certificates and $61,415,598 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,378,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $259,142,291 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,132 in used auto loans and $1,812,826,833 in total loans and leases. Our operational efficiency shines through with a net income of $25,674,443, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 297 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 318,733, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida is your trusted partner. Visit us at 9680 Sw 114Th St Ocala Fl 34481 or call (352) 377-4141 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $576,393,552 in used vehicle loans and $434,785,489 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or finding the perfect pre-owned vehicle, we make it simple and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $284,080,978 provide the capital needed to grow and expand. We recognize that every business has different needs, and our team is ready to work with you on finding the best loan option for your enterprise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $93,339,730, make buying or refinancing straightforward. We provide guidance throughout the process to ensure you understand each step, helping you secure a loan that fits your financial picture.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that can potentially lower your monthly payments or help you pay off debt faster. Our experts are here to discuss eligibility and find solutions tailored specifically for you. We invite you to visit us at 9680 Sw 114Th St Ocala Fl 34481, Ocala, FL, or call us at (352) 377-4141 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial goals!

Unsecured Credit Card Loans

Managing your finances effectively is crucial, which is why we also offer flexible terms on unsecured credit card loans. With a total of $91,777,157 in loans available, our credit cards come with benefits designed to help you maximize your spending power while keeping control of your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to established guidelines ensures that all loan offers presented are fair and transparent. By pulling data from verified sources, LendMesh guarantees that users receive accurate information to aid in their decision-making process.

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