Florida Credit Union Ocala FL | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to the Florida credit union, proudly serving the community since 1954. Located at 2424 Sw 17Th Rd, Ocala, FL 34471, we are dedicated to providing our members with reliable financial services tailored to meet their needs. With a strong foundation built on trust and commitment, we currently boast a membership of over 162,000 individuals who benefit from our wide range of offerings. At Florida, your financial well-being is our priority. Our total assets amount to an impressive $2,240,597,046, and with $334,557,452 in deposits, we ensure that your savings are secure and easily accessible. We understand the importance of having options when it comes to loans; that's why we have facilitated 146,442 loans and leases for our members. Our net worth stands at $287,365,250, showcasing our stability and dedication to sound financial practices. Our leadership team is committed to fostering a supportive environment. Under the guidance of CEO Mark Starr and Board President Lynn Jones, SR, we strive to enhance the lives of our members through personalized service and community involvement. We invite you to visit us or reach out at 352-377-4141 for any inquiries. While you can meet us at our branch address mentioned above for your banking needs, please note that official correspondence should be directed to our mailing address: P.O. Box 5549, Gainesville, FL 32627-5549. Join us in making smart financial choices today! Whether you're looking for personal banking solutions or business services, Florida is here to help you every step of the way. Discover more about what we offer by visiting our website at flcu.org.

Branch History & Mission

Community Engagement

Florida takes pride in its deep-rooted connections with the local community. Our outreach efforts include partnerships with various organizations aimed at supporting education, health initiatives, and other community development projects. We are dedicated to making a positive impact in Ocala and beyond. With operating hours from Monday to Friday between 9 AM and 5 PM, our friendly staff is always ready to assist you. We also offer drive-thru banking for quick transactions and ATM availability for your convenience. As we look forward to what's next, we invite you to join us on this journey. Experience the benefits of being part of a credit union that genuinely cares about its members. Visit us today at 2424 Sw 17Th Rd Ocala Fl 34471, or give us a call at (352) 377-4141. Together, let's build a brighter financial future!

Our Mission

Our mission at Florida extends beyond just providing exceptional financial services; we aim to enrich the lives of our community members by fostering economic growth and stability. We believe that everyone deserves access to quality banking solutions that empower them to achieve their financial goals. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or business banking services, we are here to help every step of the way. We understand that times change and so do the needs of our members. To stay ahead, we have embraced digital advancements that allow for seamless online and mobile banking experiences. This means you can manage your finances on-the-go with ease through features like e-statements, mobile payments, and person-to-person transfers.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance before your visit, feel free to give us a call at 352-377-4141. We look forward to welcoming you into our branch soon! Your financial journey starts here at the Ocala Branch of Florida Credit Union.

Nearby Landmarks and Accessibility

Situated close to local favorites like the Ocala Downtown Square and the beautiful Sholom Park, our branch is not only easy to find but also surrounded by attractions that add to your visit. Parking is readily available for our members, and we ensure that our facilities are ADA compliant, so everyone can access our services with ease.

Operating Hours and Services

We invite you to stop by during our lobby hours from Monday to Friday, 9 AM to 5 PM. Our friendly staff is always ready to assist you with a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Additionally, we offer essential drive-thru banking for quick deposits and withdrawals when you're on the go. For those who prefer self-service options, we have an ATM on-site that provides convenient access to cash withdrawals and balance checks whenever you need them. While members can visit us at our physical location in Ocala, please note that any official correspondence should be directed to our mailing address: P.O. Box 5549, Gainesville, FL 32627-5549.

Member Eligibility

At Florida, we believe that everyone deserves a supportive financial community, and becoming a member is just the beginning of your journey with us. Membership is open to individuals who work, live, or worship in our local area, making it easy for you to join us at our welcoming branch located at 2424 Sw 17Th Rd Ocala Fl 34471. Whether you're looking for a checking account, loans, or simply a place to manage your savings, you'll find a variety of services designed with your needs in mind. If you want to know more about what it takes to become a member, please visit our detailed eligibility page at http://www.flcu.org/business/solutions/employee-memberships/ . Opening an account is straightforward and hassle-free! We're here to guide you through every step of the process so that you can start enjoying all the benefits we offer as soon as possible. If you have any questions or need assistance, feel free to give us a call at (352) 377-4141. Join us today and experience the difference of being part of our vibrant community!

Business Banking & Commercial Services

Merchant Services That Matter

Managing payments shouldn't be a hassle. Our merchant services make it easy for you to accept payments and manage transactions effectively. Imagine processing sales seamlessly whether in-store or online allowing you to focus on what you do best: running your business. Visit us at 2424 Sw 17Th Rd Ocala Fl 34471 in Ocala, FL, or call us at (352) 377-4141 to learn how we can help fuel your business's success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $338 in commercial loans for our members, helping businesses scale and succeed. This means more local jobs, increased productivity, and vibrant community development. - With an outstanding commercial loan portfolio of $284,080,978, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive Business Banking services including Merchant Services and Business Loans. These services are designed to support your entrepreneurial journey by providing the financial tools necessary for growth and success.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. With ATM & Cash Withdrawal Services available at various locations, accessing your funds has never been easier. For quick transactions, our Basic Drive-Thru Banking allows you to perform deposits and withdrawals without leaving your car.

Enhanced Accessibility

At Florida, we understand that everyone's banking needs are different. Our Basic ATM Access provides essential functions like Withdrawals and Balance Checks so that you can manage your finances on the go. If you have questions or need assistance, don't hesitate to reach out! You can contact us at (352) 377-4141 during our operating hours from Monday to Friday, 9 AM to 5 PM. Whether you're an individual looking for financial solutions or a business seeking support, we invite you to explore all that Florida has to offer. Visit us today at 2424 Sw 17Th Rd Ocala Fl 34471 in Ocala, or check out our website at Ocala Branch for more information about how we can help you thrive financially!

Personal Banking Solutions

Our personal banking services are tailored to make managing your money easy and convenient. With options for Checking & Savings Accounts, you can choose accounts that fit your lifestyle and help you save for the future. For those looking to drive away with a new vehicle, our Auto Loans & Vehicle Financing make it simple to get on the road without breaking the bank. We also offer Mortgage Loans & Refinancing for those looking to buy a home or lower their current mortgage payments. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options provide flexible solutions that can ease your financial stress. Plus, our Credit Cards with Rewards allow you to earn benefits on everyday purchases, giving you even more value from your spending.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization, which simplifies signing documents without the need for printing or mailing. This means you can complete transactions quickly and securely from the comfort of your home. We also provide e-statements that give you a clear view of your account activity without the clutter of paper statements. You'll save time and help the environment at the same time! For those who are always on the go, our mobile application offers robust features right at your fingertips. With mobile payments enabled, making purchases is as simple as tapping your phone. And if you need to send money to friends or family, our person-to-person transfer feature allows for quick and easy transfers directly from your account.

Security & Convenience

Security is a top priority at Florida. Our digital banking services use advanced encryption and security measures to protect your information. You can feel confident knowing that your data is safe while you enjoy convenient access to your accounts. Whether you're checking balances in line for coffee or transferring money while waiting for an appointment, we ensure real-time account management is always within reach. Our goal is to make banking as straightforward as possible so that you can spend less time worrying about finances and more time enjoying life. Experience the convenience of digital banking with Florida today! Visit us online at https://flcu.org/ to learn more about all we offer.

Financial Strength

Growing Membership Base

Total Share Accounts: 318,733, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida is your trusted partner. Visit us at 2424 Sw 17Th Rd Ocala Fl 34471 or call (352) 377-4141 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $942,976,563 in share certificates and $61,415,598 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,378,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $25,674,443, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 297 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $287,365,250, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,283 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $259,142,291 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial needs with $29,132 in used auto loans and $1,812,826,833 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $576,393,552 in used vehicle loans and $434,785,489 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options tailored for you.

Commercial Loans

For business owners, our outstanding commercial loans totaling $284,080,978 provide the capital needed to grow and expand your business. We understand the unique challenges that come with running a business and are here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $93,339,730, make buying or refinancing simple. We provide support through every step of the mortgage process, ensuring that you feel confident and informed.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we also offer refinancing options across various loan types. Contact us to learn more about how refinancing can work for you. For more information about our loan offerings or to discuss eligibility, please visit us at 2424 Sw 17Th Rd Ocala Fl 34471 or give us a call at (352) 377-4141. Our dedicated team is ready to assist you during our operating hours from Monday to Friday, 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Florida, we're committed to helping you navigate your financial journey with confidence and ease.

Unsecured Credit Cards

Managing your finances is easier with our flexible terms on unsecured credit card loans. With a total of $91,777,157 in loans, our credit cards help you manage expenses while offering rewards and benefits that fit your lifestyle.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that you receive fair and transparent offers without any hidden agendas.

FLORIDA CREDIT UNION