Florida Credit Union Gainesville FL | Top Business Banking & Auto Loans

Introduction

Welcome to Florida at 3720 Nw 13Th St Ste 10C, Gainesville, FL 32609! As a trusted financial partner since 1954, we have proudly served our community with integrity and commitment. With over 162,000 members, our focus is always on providing exceptional service and support tailored to your unique financial needs. At Florida, we're not just about numbers; we're about people. Our total assets of $2,240,597,046 and total deposits reaching $334,557,452 reflect the trust our members place in us. Whether you're looking for an auto loan or planning for your future with savings accounts and mortgages, our dedicated team is here to help you every step of the way. Under the leadership of our CEO, Mark Starr, and Board President, Lynn Jones, SR, we are committed to enhancing the financial well-being of our members. With a strong net worth of $287,365,250 and cash reserves totaling $7,187,913, we ensure your funds are secure while empowering you to achieve your financial goals. While members can visit us at 3720 Nw 13Th St Ste 10C, official correspondence should be sent to our mailing address: P.O. Box 5549, Gainesville, FL 32627-5549. Feel free to reach out at 352-377-4141 during our operating hours from Monday to Friday between 9 AM and 5 PM. Join us today and discover how we can assist you on your financial journey! For more information about our services and membership options, visit us at flcu.org.

Branch History & Mission

At Florida, we take pride in our rich history and unwavering commitment to the community of Gainesville, FL. Founded in 1954, our branch has grown from humble beginnings to become a cornerstone of financial support for over 162,000 members. Our journey has been marked by significant milestones that reflect our dedication to serving the needs of our community, evolving alongside them as we embrace new challenges and opportunities. Located at 3720 Nw 13Th St Ste 10C, our branch is easily accessible to those in the area. We are just a short drive away from local landmarks like the University of Florida, making it convenient for students and residents alike. If you need to send us official correspondence, please note that our mailing address is P.O. Box 5549, Gainesville, FL 32627-5549. Our mission at Florida is straightforward yet powerful: to provide exceptional financial services while fostering community support and empowerment. We believe that everyone deserves access to quality banking options, which is why we offer a range of services including personal banking, auto loans, mortgage financing, and credit cards with rewards. Our focus extends beyond mere transactions; we aim to build lasting relationships with our members based on trust and mutual growth. As technology evolves, so do we. Our commitment to accessibility includes providing online and mobile banking options that cater to today's fast-paced lifestyle. Whether you're checking your balance or applying for a loan, we ensure a user-friendly experience that meets your needs. Plus, our branch is ADA compliant, ensuring everyone can access our services comfortably. Community involvement is also at the heart of what we do. We engage in various outreach efforts and partnerships aimed at uplifting local organizations and initiatives. This commitment not only strengthens our ties within the community but also reinforces our belief that together, we can achieve more. With total assets exceeding $2.24 billion, Florida stands as a stable choice for all your financial needs. Our operating hours are designed to accommodate your schedule Monday through Friday from 9 AM to 5 PM and while we don't have drive-thru services available at this location, we do offer ATM access for your convenience. Join us at Florida and experience firsthand how we're more than just a credit union; we're your dedicated partner in achieving financial wellness. Let us help you navigate life's financial moments with confidence and care. To learn more about membership or explore our services further, visit us online at flcu.org or give us a call at 352-377-4141 today!

Branch Location & Accessibility

Convenient Access

Accessibility is a priority for us. We offer ample parking right outside our doors, and our branch is fully ADA compliant, ensuring that everyone can easily access our services. While members can visit us at 3720 Nw 13Th St Ste 10C Gainesville Fl 32609, official correspondence should be sent to P.O. Box 5549, Gainesville, FL 32627-5549 if needed.

Operating Hours and Services

We understand that life gets busy, which is why our friendly team at 13th Street is here for you Monday through Friday from 9 AM to 5 PM. You can count on us for a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. Need cash? Our ATM is available on-site for quick withdrawals and balance checks.

Reach Out Anytime

Have questions or need assistance? Don't hesitate to call us at (352) 377-4141. Our team is eager to help you navigate your financial journey. We invite you to come in and experience the personalized service that makes Florida stand out. We're excited to welcome you soon!

Member Eligibility

Joining the Florida family means becoming part of a community that truly cares about your financial well-being. If you live, work, or attend school in the Gainesville area, you're already on the right path to membership! We welcome individuals who are passionate about their community and looking for a supportive banking partner. For more specific eligibility criteria, feel free to check out our detailed guidelines at http://www.flcu.org/business/solutions/employee-memberships/. Opening an account with us is straightforward and designed to be hassle-free. You can easily get started by visiting our website at http://www.flcu.org/ or give us a call at (352) 377-4141 if you have any questions. Let's embark on this journey together toward better financial health at Florida, located at 3720 Nw 13Th St Ste 10C Gainesville Fl 32609!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we provide essential merchant services that simplify payment processing, allowing you to focus on what matters most running your business. Imagine seamlessly accepting payments from customers while having access to tools that help you manage transactions efficiently. Our solutions are designed to make everyday operations easier for you. Whether you're looking for a loan or need reliable merchant services, Florida is here to empower your business journey. Visit us today or call us at (352) 377-4141 to explore how we can help you achieve your goals.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $338 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $284,080,978, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime

We know that convenience is key when it comes to banking today. That's why we provide ATM and cash withdrawal services right here at 13th Street. With basic ATM access available for withdrawals and balance checks, managing your money has never been easier. Whether you're just starting out in your financial journey or looking for ways to enhance your current situation, Florida is here for you every step of the way. Ready to learn more? Visit us online at https://flcu.org/ or stop by our branch at 3720 Nw 13Th St Ste 10C Gainesville Fl 32609 in Gainesville, FL. Let's work together towards achieving your financial goals!

Financing Your Dreams

If you're looking to purchase a vehicle or refinance an existing loan, our auto loans and vehicle financing options are tailored for you. We offer competitive rates that make it easier for you to drive away in the car you love. Additionally, if homeownership is on your horizon, explore our mortgage loans and refinancing options designed to make the process as straightforward as possible.

Flexible Loan Options

Life can bring unexpected expenses, which is why we provide personal loans and debt consolidation solutions. Whether it's for medical bills or home improvements, our loans can help ease your financial burden. And don't forget about our credit cards with rewards perfect for those who want to earn points on everyday purchases while keeping their spending manageable.

Personal Banking Made Easy

We start with personal banking services, including checking and savings accounts that fit your lifestyle. Whether you're saving for a big purchase or managing daily expenses, our accounts provide the tools you need. With features like online and mobile banking, you can check balances, pay bills, and transfer funds anytime, anywhere.

Supporting Local Businesses

For entrepreneurs and small business owners, we offer business banking services that include merchant services and business loans. Our goal is to support local businesses like yours by providing access to the funds needed for growth and success.

Digital & Online Banking

Key Features

Our online banking platform provides a host of user-friendly features. You can easily access e-statements, making it simple to keep track of your financial history without the clutter of paper. Plus, with electronic signature authorization, signing important documents is quick and secure no more printing or mailing! Need to send money to a friend? Our person-to-person transfer feature lets you send cash instantly, making payments hassle-free. And if you're always on the go, our mobile application ensures you can manage your accounts right from your smartphone. Whether you're checking balances, making payments, or setting up mobile payments, everything is just a tap away.

Security and Accessibility

We prioritize your security while ensuring easy access to your accounts. Our digital banking services employ robust security measures, so you can bank with confidence. You'll also find that all our features are designed for ease of use, whether you're tech-savvy or just starting out with online banking. With Florida, managing your finances is straightforward and efficient. Explore our digital banking services today at https://flcu.org/ and experience the freedom of banking whenever you need it!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 318,733, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida is your trusted partner. Visit us at 3720 Nw 13Th St Ste 10C Gainesville Fl 32609 or call (352) 377-4141 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $259,142,291 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $29,132 in used auto loans and a total of $1,812,826,833 in loans and leases.

Member-Centric Savings

Members' savings are secured through $942,976,563 in share certificates and $61,415,598 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,378,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $25,674,443 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 297 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $287,365,250, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,283 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these offerings, we also provide personal loans and debt consolidation services. If you're looking for refinancing options or need assistance determining eligibility, our team is ready to help you find the right fit for your situation. Our commitment to providing accessible financial products ensures that you have the resources necessary for achieving your dreams whether it's driving off in a new car, purchasing your first home, or managing everyday expenses. For more details or to discuss your specific loan needs, please reach out at (352) 377-4141 during our operating hours (Monday through Friday from 9 AM to 5 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $576,393,552 in used vehicle loans and $434,785,489 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our financing options can provide the support you need.

Business Loans

For business owners, our outstanding commercial loans totaling $284,080,978 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges, and we're here to help you navigate them with tailored financial solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $93,339,730, make buying or refinancing simple. We aim to make the process as straightforward as possible so you can focus on enjoying your new home.

Unsecured Credit Card Loans

Managing your day-to-day expenses is easier with our flexible terms on unsecured credit card loans, with a total of $91,777,157 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and no hidden fees, making them an excellent choice for anyone looking to simplify their spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the loan options presented are legitimate and current.

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