Florida Credit Union Gainesville FL

Introduction

Welcome to Florida, your trusted partner in financial well-being! Located at 1701 Nw 80Th Blvd, Gainesville, FL 32606, we have been proudly serving our community since 1954. With a total membership of over 162,000 and assets exceeding $2.24 billion, we are dedicated to providing you with personalized financial solutions that fit your needs. At Florida, we believe in building lasting relationships with our members. Under the leadership of CEO Mark Starr and Board President Lynn Jones, SR, our team is committed to ensuring your experience is as smooth and rewarding as possible. Whether you need assistance with loans or savings, we have the expertise to guide you every step of the way. Our branch is not just a place for transactions; it's a hub for community support and growth. We currently hold over $334 million in deposits and maintain a net worth of $287 million, demonstrating our financial stability and commitment to helping you achieve your goals. With over 313 employees ready to assist you, we strive to make banking accessible and straightforward. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 5549, Gainesville, FL 32627-5549. We invite you to explore what Florida has to offer. Visit our website at flcu.org or give us a call at 352-377-4141 for more information about our services or to schedule an appointment. Your financial success is just a visit away!

Branch History & Mission

Community Focus

Florida is more than just a credit union; we are committed to uplifting our local community through various outreach efforts and partnerships. We strive to make a positive impact by supporting local events and organizations that align with our values. By investing in our community, we aim to foster an environment where everyone can thrive. As we look ahead, we invite you to join us at Florida. Experience firsthand the benefits of being part of a member-focused credit union that prioritizes your financial well-being and supports the community you call home. Let's build a brighter future together! For inquiries or assistance, feel free to reach us at 352-377-4141 during our lobby hours from Monday to Friday, 9 AM to 5 PM.

Our Mission

Our mission is clear: to enhance the lives of our members by offering innovative financial solutions while remaining deeply rooted in community support. We believe that everyone deserves access to quality financial services that are straightforward and trustworthy. Whether it's helping you save for a dream home or guiding you through unexpected expenses, we are here every step of the way. In addition to traditional banking services, we have embraced modern technology to better serve our members. With features like online banking, mobile payments, and electronic signatures, managing your finances has never been easier or more convenient. We also ensure that our facilities are ADA compliant so that everyone can access our services without barriers.

Branch Location & Accessibility

Welcome to the Florida Credit Union branch located at 1701 NW 80th Blvd, Gainesville, FL 32606! Our branch is conveniently situated in a vibrant area, making it easy for you to access our services. Whether you're coming from nearby landmarks like the Santa Fe College or exploring the beautiful parks in Alachua County, you'll find us just a short drive away. We pride ourselves on providing a welcoming and accessible environment for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can easily navigate their banking needs. Plus, with ample parking available, visiting us is hassle-free. Our lobby hours are designed to fit into your busy schedule. We're open Monday through Friday from 9 AM to 5 PM, ready to assist you with all your financial needs. If you ever have questions or need assistance, don't hesitate to give us a call at 352-377-4141. While members can visit us at this address for banking services, please note that official correspondence should be sent to our mailing address: P.O. Box 5549, Gainesville, FL 32627-5549. Currently, we do not offer ATM services or drive-thru banking at this location; however, our friendly staff is always available to help you with any transactions inside the branch. We invite you to stop by and experience the personal touch of Florida Credit Union. Our team is here to help you every step of the way on your financial journey!

Member Eligibility

Becoming a member of Florida is more than just opening an account; it's about joining a community that truly cares. If you live, work, or attend school in the areas we serve, you're already on your way to enjoying the many benefits we offer. Our eligibility criteria are designed to be welcoming and inclusive, ensuring that anyone who connects with our values can be part of our family. For a detailed look at who can join us, feel free to check out this resource: http://www.flcu.org/business/solutions/employee-memberships/ . Once you see how easy it is to become a member, you can take the next step by opening an account online or visiting us at 1701 Nw 80Th Blvd Gainesville Fl 32606. Our friendly team is here to guide you through the process, making it as smooth as possible. If you have any questions, don't hesitate to reach out at (352) 377-4141. We're excited for you to join us and start experiencing all the advantages of being part of Florida!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to lending, we offer comprehensive merchant services that simplify payment processing. Imagine seamlessly accepting credit card payments from your customers while keeping track of sales effortlessly. Our services enhance cash flow management and allow you to focus on what you do best growing your business. Located at 1701 Nw 80Th Blvd Gainesville Fl 32606, Gainesville, FL, we are here to provide personalized service and expert advice tailored to your specific needs. Reach out to us today at (352) 377-4141, and let's explore how we can support your business journey together!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $338 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $284,080,978, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Services for Everyday Needs

Whether you're just starting out or looking to manage your finances more efficiently, we offer essential services that make banking easier. One of our standout features is our ATM services, which provide you with quick access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance without stepping inside a branch!

Digital Banking Convenience

In today's fast-paced world, we understand that convenience is key. That's why at Fort Clarke Expansion, we prioritize digital banking options. Our online banking platform allows you to manage your accounts from anywhere at any time. You can pay bills, transfer money between accounts, and even set up alerts for transactions all from the comfort of your home or on-the-go. We also offer mobile payments and a user-friendly mobile application, making it even simpler for you to handle your finances right from your smartphone. Whether you're out shopping or enjoying time with family, managing your money has never been easier.

Join Us Today!

With so many valuable services available, there's never been a better time to be a part of the Florida family. We invite you to visit us at 1701 Nw 80Th Blvd Gainesville Fl 32606 or contact us by phone at (352) 377-4141 to learn more about how we can help you achieve your financial goals. Your journey towards financial wellness starts here!

Support When You Need It

Having access to reliable customer support is crucial. Our team at Florida is here to help you navigate any questions or issues that may arise. You can reach us at (352) 377-4141 during our operating hours, Monday through Friday from 9 AM to 5 PM. We believe in creating a supportive environment where our members feel valued and understood.

Digital & Online Banking

Key Features

We're proud to offer features like electronic signature authorization, which lets you sign documents securely online without the need for paper. This not only speeds up the process but also keeps your transactions safe and efficient. Plus, with e-statements available, you can keep track of your financial records without worrying about clutter. If you're always on the move, our mobile application makes it even easier to manage your accounts right from your smartphone. You can make mobile payments quickly and easily, ensuring that you're never caught off guard when it comes to expenses. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with just a few taps.

Security and Accessibility

Your security is our top priority. We employ robust security measures to protect your personal information while allowing you the convenience of online banking. You can rest assured knowing that whether you're checking your account from home or making a purchase on the go, your data is safe with us. At Florida, we believe in making banking accessible for everyone. Our digital services are designed to fit into your life seamlessly providing real-time account management whenever you need it. Explore all that we have to offer by visiting our website today! Your financial well-being is important to us, and we're here to support you every step of the way.

Financial Strength

Growing Membership Trust

Total Share Accounts stand at 318,733, showing a strong and growing member base that trusts us with their finances. This trust empowers us to manage net shares (funds available for lending and investments) effectively currently totaling $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida is your trusted partner. Visit us at 1701 Nw 80Th Blvd Gainesville Fl 32606 or call (352) 377-4141 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $259,142,291 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is also reflected in our lending capacity; we have $29,132 in used auto loans and $1,812,826,833 in total loans and leases available to help you achieve your financial goals across various sectors.

Operational Efficiency

Our $25,674,443 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 297 full-time employees and 16 part-time employees who are dedicated to providing you with knowledgeable service at every step of your banking journey.

Secure Savings Options

Members' savings are secured through $942,976,563 in share certificates and $61,415,598 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,378,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $287,365,250, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,283 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $576,393,552 in used vehicle loans and $434,785,489 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new vehicle or a reliable used car, we have competitive financing options tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $284,080,978 provide the capital needed to grow and expand. We understand that every business has unique financing needs, and our team is ready to work with you to find the right solution. Our goal at Florida, located at 1701 Nw 80Th Blvd Gainesville Fl 32606 in Gainesville, FL, is to empower you financially. If you have questions about any of our loan offerings or would like assistance determining which option fits your situation best, feel free to reach out at (352) 377-4141 during our operating hours from Monday to Friday, 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you as you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $93,339,730, make buying or refinancing simple. We provide various mortgage products designed to fit different budgets and needs. If you're considering refinancing your existing home loan, our team can help you explore eligibility options that may lead to lower monthly payments or better terms.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible unsecured credit card loans. With a total of $91,777,157 in loans available, we help members manage their finances effectively. Enjoy the convenience of having funds readily available for emergencies or unexpected costs without needing collateral.

Loan Aggregator

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FLORIDA CREDIT UNION