Florida Credit Union Deland FL | Affordable Auto Loans & Checking

Introduction

Welcome to Florida, your trusted partner in financial well-being. Located at 1699A N Woodland Blvd, Deland, FL 32720, our Deland Branch has been serving the community since 1954 with a commitment to helping our members achieve their financial goals. With over 162,000 members and total assets exceeding $2.24 billion, we take pride in offering personalized banking solutions tailored to meet your needs. At Florida Credit Union, we understand that every member's journey is unique. Whether you're looking for competitive rates on auto loans or need assistance with personal banking, our dedicated team of 313 employees is here to support you every step of the way. Under the leadership of our CEO, Mark Starr, and Board President, Lynn Jones, SR, we strive to create a welcoming environment where you can feel confident in your financial decisions. In addition to our extensive range of services including checking and savings accounts, mortgages, and business loans we also emphasize community impact. Our focus on local partnerships ensures that we are not just a credit union but an active participant in enhancing the economic health of Deland. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to P.O. Box 5549, Gainesville, FL 32627-5549. Ready to experience exceptional service? Give us a call at 386-738-4717 or visit us online at Florida Credit Union. Let's work together towards a brighter financial future!

Branch History & Mission

Welcome to the Deland Branch of Florida Credit Union, a cornerstone of our community since it first opened its doors in 1954. Located at 1699A N Woodland Blvd in Deland, FL, our branch has grown alongside the vibrant city of Deland and its wonderful residents. With a rich history spanning over six decades, we have proudly served more than 162,000 members, helping them achieve their financial goals and dreams. From the very beginning, our mission has been clear: to provide exceptional financial services while fostering a spirit of community support. We believe that when individuals thrive, so does the community as a whole. Our commitment to service is evident not only in the range of products we offer such as checking and savings accounts, auto loans, mortgages, and business banking but also in the way we engage with our members and local organizations. Our branch is equipped with modern conveniences such as 24-hour ATM access and drive-thru banking services for added convenience. We take pride in ensuring that our facilities are accessible to everyone in the community, showcasing our dedication to inclusivity. Our operating hours reflect our desire to meet your needs: lobby hours from Monday to Friday from 9 a.m. to 6 p.m., with Saturday hours from 9 a.m. to 1 p.m. While members can visit us at 1699A N Woodland Blvd Deland Fl 32720, official correspondence should be sent to P.O. Box 5549, Gainesville, FL 32627-5549. Our branch operates under the guidance of experienced leadership, including CEO Mark Starr and Board President Lynn Jones, SR. Together, they uphold our values and drive our mission forward. We understand that banking is about relationships, not just transactions. That's why we focus on building partnerships within Deland through various outreach programs and community initiatives aimed at making a positive impact. Whether it's supporting local schools or participating in community events, we are dedicated to giving back. In addition to traditional banking services, we have embraced technology by offering online and mobile banking options that allow members to manage their finances anytime, anywhere. This blend of personal touch and modern convenience makes us a trusted partner for all your financial needs. Join us at the Deland Branch of Florida Credit Union and experience firsthand how we can help you navigate your financial journey while supporting our local community together. Your membership means more than just access to financial services; it's about being part of something bigger a community united for success! For any inquiries or assistance, don't hesitate to reach out at (386) 738-4717.

Branch Location & Accessibility

Banking Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed to fit into your busy schedule: Monday through Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 1 p.m. For those quick transactions, our drive-thru service operates Monday through Friday from 8 a.m. to 6 p.m., and Saturday from 9 a.m. to 1 p.m. In addition to traditional banking services like checking and savings accounts, we offer auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking solutions including merchant services. Plus, enjoy the convenience of online and mobile banking anytime!

Call to Action

We invite you to visit us at the Deland Branch! Whether you have questions about our services or need assistance with your banking needs, our friendly team is here to help. Feel free to call us at 386-738-4717 if you have any inquiries or would like more information about how we can serve you better. We look forward to welcoming you soon!

Convenient Access and Nearby Landmarks

Our branch is nestled near several local landmarks, making it easy for you to stop by while running errands or enjoying a day out. Whether you're visiting the nearby Stetson University or exploring the scenic downtown area, we're just a quick drive away. Ample parking is available right outside our doors, ensuring that your visit is hassle-free.

Welcoming Environment and Accessibility Features

At the Deland Branch, we prioritize accessibility for all members. Our facilities are ADA-compliant with features like ramps and designated parking spaces. You can feel at ease knowing that we strive to accommodate everyone who walks through our doors.

Member Eligibility

Joining the Florida community is an exciting opportunity to enhance your financial journey while enjoying the benefits of membership. To become a member, you just need to meet some simple eligibility criteria. Whether you're a resident of Volusia County or work for one of our partner organizations, we welcome you with open arms! It's all about creating a supportive network that helps you achieve your goals. For more detailed information about eligibility requirements, feel free to visit our website at http://www.flcu.org/business/solutions/employee-memberships/. Once you find out that you qualify, opening an account is a breeze! You can easily get started by visiting us in person at our branch located at 1699A N Woodland Blvd Deland Fl 32720, or you can reach out to us directly at (386) 738-4717 for assistance. We're here to guide you through the process and answer any questions you may have. Join us today and discover the advantages of being part of the Florida family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $338 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $284,080,978, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But financing isn't all we offer. Our merchant services allow businesses to process payments easily and efficiently. For instance, a local retailer can accept credit cards and mobile payments seamlessly, making transactions quick and convenient for their customers. This not only enhances customer satisfaction but also boosts sales. Visit us at 1699A N Woodland Blvd Deland Fl 32720 in Deland, FL, or call us at (386) 738-4717 to discover how we can help your business thrive!

Comprehensive List Of Services

Accessibility

We pride ourselves on being accessible to everyone in the community. Our branch operates with extended hours: Monday through Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 1 p.m., ensuring that you can visit us when it's most convenient for you. If you have any questions or need assistance navigating our services, please don't hesitate to reach out! Call us at (386) 738-4717 or visit us online at Deland Branch. We look forward to serving you!

Business Banking Services

For our business members, we understand that managing finances can be complex. That's why we offer tailored Business Banking solutions, including Merchant Services & Business Loans to support your ventures and growth.

Credit Options with Rewards

Don't forget about our Credit Cards with Rewards, designed to give back on your everyday purchases. You'll enjoy benefits that enhance your spending power while earning rewards at the same time.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in Online & Mobile Banking features that allow you to manage your accounts from anywhere at any time. You can check balances, transfer funds, and even pay bills all from your smartphone or computer. Additionally, our branch provides access to an ATM & Cash Withdrawal Services, making it easy for you to get cash when needed. For simple transactions like deposits or withdrawals, take advantage of our Basic Drive-Thru Banking service available during lobby hours.

Personal Banking Solutions

For individuals seeking to manage their finances effectively, we offer various Personal Banking services. You can open Checking & Savings Accounts that suit your lifestyle, ensuring your money is both secure and easily accessible. If you're planning to purchase a new car, our Auto Loans & Vehicle Financing options can make that dream a reality with competitive rates and flexible terms. Homeownership is another goal many strive for, and at Florida, we provide comprehensive Mortgage Loans & Refinancing solutions. Our friendly staff will guide you through the process, making it as straightforward as possible. Additionally, if you're dealing with debt or simply need extra cash, our Personal Loans & Debt Consolidation services can help you regain control over your finances.

Digital & Online Banking

Key Services

With just a few clicks, you can explore our online banking platform at https://flcu.org/. This user-friendly service allows you to check your account balance, make transfers, and pay bills without needing to visit a branch. You can also enjoy the benefits of electronic statements, which means no more paper clutter just simple, secure access to your financial documents whenever you need them. Plus, with electronic signature authorization available, signing important documents is quick and hassle-free. Our mobile application takes your banking experience even further. Available for download, it offers features like person-to-person transfers so you can send money to friends or family instantly. Need to make a purchase? Our mobile payments feature allows you to pay with your phone securely and conveniently.

Security and Accessibility

We take your security seriously. Our online banking services are protected with the latest technology, ensuring that your personal information stays safe while you manage your accounts. And since our services are available 24/7, you have the flexibility to bank on your schedule. Whether you're checking your balance in bed or transferring funds during your lunch break, Florida makes it easy to stay connected with your finances. Join us today in embracing the ease of digital banking!

Financial Strength

Commitment to Innovation and Service

With $259,142,291 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,132 in used auto loans and $1,812,826,833 in total loans and leases.

Member Savings and Growth Opportunities

Members' savings are secured through $942,976,563 in share certificates and $61,415,598 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,378,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share and Deposit Accounts stand at 318,733, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, reinforcing our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida is your trusted partner. Visit us at 1699A N Woodland Blvd Deland Fl 32720 or call (386) 738-4717 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $25,674,443, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 297 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $287,365,250, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,283 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $576,393,552 in used vehicle loans and $434,785,489 in new vehicle loans already helping members get on the road. Our competitive rates and flexible terms make it easier for you to drive away in the vehicle you want.

Credit Lines and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $91,777,157 in loans helping members manage their finances effectively. Additionally, our total credit lines amounting to $934,262,134 provide you with access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $93,339,730, make buying or refinancing simple. We provide tailored solutions to fit your budget and needs, whether you are purchasing your first home or looking to refinance an existing mortgage.

Supporting Your Business

For business owners, our outstanding commercial loans totaling $284,080,978 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and our team is dedicated to providing you with the financial support necessary for success. At Florida, we're committed to helping you find the right loan product for your situation. If you're interested in refinancing options or checking your eligibility for any of our loan offerings, feel free to reach out! You can contact us at (386) 738-4717 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 1699A N Woodland Blvd Deland Fl 32720 in Deland, FL, or explore more about our services online at our website. Let's work together toward achieving your financial dreams!

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means users receive fair and transparent offers tailored to their financial needs. - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make informed choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the reliability and effectiveness of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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