Florida West Coast Credit Union Belleview FL

Introduction

Welcome to Florida, your trusted partner in financial growth located at 10303 Se Us Highway 441, Belleview, FL 34420. Since our establishment in 1954, we have been dedicated to serving our community with integrity and compassion, currently boasting a membership of over 162,308 members. At Florida Credit Union, we understand that your financial needs are unique, which is why we offer personalized services designed to help you thrive. With total assets reaching an impressive $2,240,597,046 and total deposits of $334,557,452, our strong financial foundation allows us to provide exceptional loan options and banking services. We proudly manage 146,442 loans and leases while maintaining a net worth of $287,365,250. Our commitment to the community is reflected in our approach whether it's offering competitive rates on auto loans or providing reliable personal banking solutions. At the helm of our credit union is CEO Mark Starr, supported by Board President Lynn Jones, SR. Together with our team of 313 employees, they work diligently to ensure that you receive the best possible service. While you can visit us at our Belleview location for all your banking needs, please note that official correspondence should be sent to our mailing address: 1615 NW 80th Blvd, Gainesville, FL 32606. We invite you to explore our range of services ranging from checking and savings accounts to business banking solutions all designed with your success in mind. If you have any questions or need assistance, feel free to reach out at 352-377-4141. Discover how Florida Credit Union can help you achieve your financial goals today! Visit us online at flcu.org for more information.

Branch History & Mission

Community Engagement

Our branch is not just a place for transactions; it's a hub for community engagement. We actively participate in local events and collaborate with various organizations to support initiatives that uplift Belleview. Whether it's sponsoring local sports teams or organizing workshops on budgeting and saving, we are dedicated to making a positive impact. We also embrace technology with features like online banking and mobile payments, ensuring that you have flexible options for managing your finances anytime, anywhere. Our ADA-compliant facilities reflect our commitment to inclusivity, making sure everyone has access to essential financial services.

Join Us

If you're looking for a financial partner that truly cares about your success and the health of our community, look no further than Florida. We invite you to join us today and experience the benefits of being part of something bigger a credit union that values its members above all else. For more information or assistance, feel free to call us at (352) 377-4141 or visit our website at https://flcu.org/. Together, let's build a brighter future for Belleview!

Our Journey

Since opening our doors in 1954, we have focused on fostering financial well-being and community development. Over the years, we have expanded our offerings to include a range of services such as personal banking, auto loans, mortgages, and business banking solutions. Our journey is marked by milestones that not only signify growth but also highlight our dedication to improving the lives of those we serve.

Our Mission

At Florida, our mission is clear: to empower individuals and families through accessible financial services while nurturing a sense of community. We believe in putting people first providing not just loans and accounts, but guidance and support tailored to each member's unique needs. This commitment drives us to develop programs that enhance financial literacy and encourage responsible money management. While members can visit us at 10303 Se Us Highway 441 Belleview Fl 34420, official correspondence should be sent to 1615 NW 80th Blvd, Gainesville, FL 32606. We are always here for you during our operating hours from Monday through Friday, 9 AM to 5 PM. With ATM access available and a convenient drive-thru service, we strive to make banking with us as easy as possible.

Branch Location & Accessibility

Welcome to Florida, your friendly financial partner located at 10303 Se Us Highway 441 Belleview Fl 34420 in beautiful Belleview, FL. We pride ourselves on being conveniently situated near local landmarks, making it easy for you to stop by whenever you need assistance with your banking needs. Whether you're heading home from work or running errands, our branch is easily accessible and ready to serve you. While members can visit us at 10303 Se Us Highway 441 Belleview Fl 34420, official correspondence should be sent to 1615 NW 80th Blvd, Gainesville, FL 32606. Our location offers ample parking, and we ensure that our facilities are ADA compliant so that everyone can access our services comfortably. We understand that your time is valuable, which is why we're open Monday through Friday from 9 AM to 5 PM. If you're in a hurry, take advantage of our drive-thru banking service, where you can complete simple transactions like deposits and withdrawals without leaving your car. Additionally, we have an ATM available for quick cash withdrawals and balance checks. At Florida, we offer a variety of personal and business banking services designed to meet your needs everything from checking and savings accounts to auto loans and credit cards with rewards. Our knowledgeable staff is always here to help guide you through any questions or concerns. If you're looking for a reliable credit union that puts its members first, look no further than Florida. Feel free to give us a call at (352) 377-4141 or drop by during operating hours; we can't wait to meet you!

Member Eligibility

Becoming a member of Florida is like joining a close-knit family where everyone supports each other on their financial journeys. If you live, work, or worship in the area, or if you're a family member of an existing member, you're likely eligible to join our community. We welcome individuals from all walks of life, making it easy for you to access our range of services and benefits tailored just for you. Whether you're looking for personal banking options, loans, or simply a safe place to save your money, being part of Florida opens doors to many advantages. To learn more about the specific eligibility requirements and how you can become a member, feel free to visit our detailed page at http://www.flcu.org/business/solutions/employee-memberships/. Once you're ready to take the next step, opening an account is simple! Just check out the information available at http://www.flcu.org/, or give us a call at (352) 377-4141 for any questions. Join us today at our branch located at 10303 Se Us Highway 441 Belleview Fl 34420 we can't wait to welcome you!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $338 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $284,080,978, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's fast-paced market, having the right tools is crucial. Our merchant services allow you to accept payments easily and efficiently, ensuring you can focus on what really matters your business. From point-of-sale systems to online payment processing, we've got solutions that make transactions simple and secure. Stop by our branch at 10303 Se Us Highway 441 Belleview Fl 34420 in Belleview, FL, or give us a call at (352) 377-4141 to learn how we can support your business goals!

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for quick transactions like deposits and withdrawals. This service ensures that even if you're in a rush, your banking needs are still met efficiently. With all these services available at Belleview, there's something for everyone whether you're an individual seeking personal financial solutions or a business owner looking for support. Ready to take the next step? Give us a call at (352) 377-4141 or visit us today! Our friendly staff is here to assist you with any questions you may have about our offerings and how they can benefit you or your business. Experience the difference with Florida!

Business Banking Solutions

For entrepreneurs and business owners, we offer specialized services that cater to your financial needs. Our business banking solutions include essential merchant services and business loans, so you can focus on growing your business while we handle the financial side.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms that let you manage your accounts anytime, anywhere. You can easily check balances, make transfers, or even deposit checks using your smartphone. Our ATM services allow for quick cash withdrawals and balance checks without any hassle.

Personal Banking Services

Our personal banking services are designed with you in mind. We offer checking and savings accounts that fit various lifestyles and goals. If you're dreaming of a new car, our auto loans and vehicle financing options make it easy to hit the road without breaking the bank. For those considering home ownership or refinancing, our mortgage loans provide flexible terms and competitive rates. Sometimes life throws unexpected challenges your way. That's where our personal loans and debt consolidation services come into play, helping you get back on track financially. Plus, don't forget about our credit cards with rewards, allowing you to earn points for everyday purchases.

Digital & Online Banking

At Florida, we understand that convenience and security are key to managing your finances. That's why we offer a range of digital and online banking services designed to make your banking experience smooth and accessible, right from the comfort of your home or on-the-go. With our 24/7 Online Banking Services available at https://flcu.org/, you can check your account balance, pay bills, and transfer funds anytime, anywhere. Our user-friendly interface ensures that you can navigate through your financial tasks easily, whether you're using a computer or our dedicated Mobile Application. Speaking of mobile, we also support Mobile Payments, allowing you to make secure transactions with just a tap of your phone. Keeping track of your finances has never been easier. We provide E-Statements Availability, so you can view your statements online whenever you need them. This not only helps you stay organized but also contributes to a greener environment by reducing paper waste. Plus, if you're in a hurry or prefer not to visit us in person, our Person-to-Person Transfers feature allows you to send money directly to friends or family quickly and securely. For added peace of mind, we offer Electronic Signature Authorization for many transactions, making it simple for you to sign documents electronically without needing to print or scan anything. Your security is our priority, which is why we implement robust measures to protect your information while providing these convenient services. No matter where life takes you, Florida ensures that managing your money is straightforward and efficient. Explore all these features and more by visiting https://flcu.org/ today!

Financial Strength

Commitment to Growth

With $259,142,291 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,132 in used auto loans and $1,812,826,833 in total loans and leases.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida is your trusted partner. Visit us at 10303 Se Us Highway 441 Belleview Fl 34420 or call (352) 377-4141 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $942,976,563 in share certificates and $61,415,598 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,378,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $25,674,443 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 297 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares available for lending stand at $0, supporting our commitment to provide tailored solutions for your financial needs. With a growing member base showing trust in us indicated by our total share accounts of 318,733 we are well-positioned for continued success.

Our Financial Health

With a net worth of $287,365,250, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,283 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For those needing business capital, our outstanding commercial loans totaling $284,080,978 provide the necessary funds to grow and expand your business. Each product is tailored to support our members' various financial needs. We pride ourselves on offering refinancing options as well. If you're interested in finding out more about eligibility or how we can assist you with refinancing your existing loans for better rates or terms, don't hesitate to reach out. If you have any questions or need assistance, please call us at (352) 377-4141 or visit us at 10303 Se Us Highway 441 Belleview Fl 34420 in Belleview, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $576,393,552 in used vehicle loans and $434,785,489 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure you can find a plan that fits comfortably within your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $93,339,730, make buying or refinancing simple. We believe that owning a home should be an achievable dream for everyone, and our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $91,777,157 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while allowing you to keep control of your budget.

Loan Aggregator

Benefits of Using LendMesh

One key benefit of LendMesh is its Verified Data. Loan offers come from legitimate financial institutions, ensuring users receive reliable information. Additionally, LendMesh does not feature Sponsored Listings; lenders are not prioritized based on paid promotions. This approach guarantees that users receive unbiased results tailored to their needs. Another advantage is the Real-Time Rate Comparisons offered by LendMesh. The platform updates loan rates frequently, allowing users to make informed decisions based on the latest market conditions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the reliability and effectiveness of this comparison tool. For those ready to explore their options, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer displayed is fair and transparent. Users can rest assured they are looking at genuine offers without hidden terms or conditions.

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