Florida West Coast Credit Union Tampa FL | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Florida West Coast, your trusted financial partner located at 10025 N Dale Mabry Hwy, Tampa, FL 33618. Established in 1991, we have proudly served over 10,800 members with a commitment to fostering strong community ties and providing exceptional financial services. Our team is dedicated to helping you achieve your financial goals, whether that means securing an auto loan, opening a checking account, or exploring business banking options. At Florida West Coast, we understand the importance of reliable financial support. With total assets exceeding $131 million and total deposits reaching $6.9 million, we ensure that our members' needs are always met with integrity and care. We currently offer a wide range of services including personal loans, mortgage refinancing, and credit cards with rewards designed to benefit our members. While you can visit us at our branch for assistance, please note that all official correspondence should be sent to the same address: 10025 N Dale Mabry Hwy, Tampa, FL 33618. Our leadership team is here for you every step of the way. Under the guidance of CEO John Purcell and Board President Christopher Boles, we focus on building lasting relationships within our community. Together with our dedicated staff of 30 employees, we strive to create a welcoming environment where everyone can thrive financially. We invite you to explore all that Florida West Coast has to offer by visiting our website at FWCCU.COM or giving us a call at 813-969-2505. Join us today and discover how we can help you navigate your financial journey with confidence!

Branch History & Mission

Welcome to the heart of our community, where Florida West Coast has proudly served the residents of Tampa, FL, since 1991. Located at 10025 N Dale Mabry Hwy, our branch has a rich history rooted in the commitment to provide exceptional financial services while fostering a spirit of cooperation and support among our members. From our humble beginnings, we have grown into a trusted financial partner for over 10,805 members. Our evolution reflects not only the dedication of our team but also the strong relationships we've built within the community. With total assets amounting to an impressive $131,809,777, we are well-equipped to meet the diverse financial needs of our members, whether it's through personal banking, auto loans, or business services. At Florida West Coast, our mission is clear: we strive to empower our members by providing accessible financial solutions that promote financial literacy and security. We believe in putting people before profits, focusing on what truly matters supporting our community and helping individuals achieve their financial goals. We take pride in offering a range of services including checking and savings accounts, mortgage loans, debt consolidation, and credit cards with rewards that cater to your lifestyle. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to the same address: 10025 N Dale Mabry Hwy, Tampa, FL 33618. Our commitment extends beyond just banking; we actively engage in community outreach initiatives and partnerships that make a real difference. Whether it's through local sponsorships or volunteering efforts, we understand that a thriving community benefits everyone. To ensure that all our members can access our services comfortably, we are proud to maintain ADA compliance across all platforms. In today's world where convenience is key, we've embraced digital advancements with online banking and mobile payment options available for your ease. As you explore what we offer at Florida West Coast, know that you're joining a family dedicated to not just your financial success but also to enhancing the lives around us. Our friendly staff is here to assist you during operating hours from Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We invite you to become part of something special! Visit us today or check out more about membership opportunities at Florida West Coast and experience firsthand the benefits of being part of our cooperative community. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Convenience

We know that convenience matters. That's why our branch is designed with accessibility in mind, ensuring that everyone can visit us without hassle. You'll find ample parking available right outside our doors, along with features that comply with ADA standards for easy access. While our main address is where you can meet us, if you need to send any official correspondence, please use our mailing address: 10025 N Dale Mabry Hwy, Tampa, FL 33618.

Operating Hours

We're open Monday through Thursday from 9 AM to 5 PM and on Fridays until 6 PM. This schedule allows you to fit your banking needs into your busy week effortlessly. If you're looking for a personal touch with your banking experience, we invite you to stop by during these hours.

Services Offered

At Florida West Coast, we offer a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you with whatever you need. Although we do not have an ATM or drive-thru service at this location, we're dedicated to providing top-notch personal service inside the branch. If you're eager to learn more or would like assistance right away, feel free to give us a call at 813-969-2505. We can't wait to welcome you into the Florida West Coast family!

Member Eligibility

Becoming a member of Florida West Coast feels like joining a warm, welcoming community where your financial needs truly matter. If you live, work, or worship in the Tampa area, you're already eligible to join us! We pride ourselves on being inclusive and supportive, so whether you're a first-time account holder or looking to switch from another institution, we have you covered. Joining gives you access to a range of benefits from competitive rates on loans to personalized service that puts you first. You can find all the details about membership eligibility on our website at http://www.FWCCU.COM/membership, which is a great resource for any specific questions you might have. Once you're ready to take the next step toward membership, opening an account is simple and straightforward. Just visit us at our branch located at 10025 N Dale Mabry Hwy Tampa Fl 33618 or call us at (813) 969-2505 if you prefer to chat with one of our friendly team members. For those who want to start right away, you can also apply online by visiting https://app.consumer.meridianlink.com/apply.aspx?lenderref=fwccu052720&list=ccvlplhest. We can't wait to welcome you into the Florida West Coast family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the tools you need right at your fingertips. Our merchant services provide easy payment solutions that allow you to focus on what you do best running your business. From credit card processing to online payment systems, we help simplify transactions, ensuring you get paid quickly and efficiently. Whether you're based in Tampa or anywhere nearby, visit us at 10025 N Dale Mabry Hwy Tampa Fl 33618 or call us at (813) 969-2505 to learn how we can assist you in achieving your business goals. Together, let's build a brighter future for your enterprise!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

For entrepreneurs, our business banking services include merchant services and business loans that support growth and success. You can focus on what matters most running your business while we take care of the financial side.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why our online and mobile banking platforms allow you to manage your finances anytime, anywhere. Need cash? While we currently do not have ATMs on-site, our team is here to assist with cash withdrawal services when necessary. We invite you to explore all that Florida West Coast has to offer. With our friendly staff ready to assist you at any time during business hours (Monday-Thursday 9 AM - 5 PM; Friday 9 AM - 6 PM), there's never been a better time to start planning for your financial future. If you're ready to take the next step or have questions about our services, please don't hesitate to reach out at 813-969-2505 or visit us online at www.FWCCU.COM. Let us help you achieve your financial goals today!

Financing Your Dreams

When it comes to financing your dreams, we provide auto loans and vehicle financing options that help you get behind the wheel without breaking the bank. Picture yourself cruising in a new car while enjoying competitive rates tailored to fit your budget. Additionally, if homeownership is your goal, our mortgage loans and refinancing options make buying or upgrading your home straightforward and stress-free.

Personal Banking Made Easy

Starting with personal banking, we offer checking and savings accounts designed to help you manage your daily expenses while saving for the future. Imagine having a reliable account where you can easily deposit your paycheck or set aside funds for that special purchase. Our accounts come with user-friendly online and mobile banking features, allowing you to check balances, transfer money, and pay bills from the comfort of your home or on the go.

Support for Your Financial Goals

If you're facing unexpected expenses or want to consolidate debt, our personal loans can be a great solution. They offer flexibility and can provide the financial relief you need. We also have credit cards with rewards, giving you benefits as you spend. It's not just about borrowing; it's about making every dollar work harder for you.

Digital & Online Banking

Key Features

One of the standout features is our E-Statements service, which allows you to view your statements electronically. No more waiting for the mail get instant access to your financial documents while helping the environment at the same time! For those who prefer mobile banking, our Mobile Application is available for download, bringing all the benefits of online banking right to your smartphone. Plus, with Mobile Payments, you can make purchases directly from your phone without hassle. Sending money to friends or family is also a breeze with our Person-to-Person Transfers feature. Just a few taps on your screen and the funds are sent securely!

Security and Accessibility

At Florida West Coast, security is our top priority. We use advanced technology and offer Electronic Signature Authorization to keep your transactions safe and straightforward. You can have peace of mind knowing that your financial information is protected. Our commitment to accessibility means that whether you're tech-savvy or not, you'll find our services easy to navigate. With real-time account management options available through both our website and mobile app, you'll always be in control of your finances. Explore more about what we offer and how we can help you manage your money better by visiting us today!

Financial Strength

Commitment to Innovation

With $15,605,891 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $80,199 in used auto loans and a total of $66,114,486 in loans and leases available.

Growing Trust Among Members

Total Share Accounts stand at 22,643, showing a strong and growing member base that trusts us with their finances. With $78,354 in net shares, funds are available for lending and investments to help further enhance your experience at Florida West Coast. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida West Coast is your trusted partner. Visit us at 10025 N Dale Mabry Hwy Tampa Fl 33618 or call 813-969-2505 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $29,985,413 in share certificates and $14,532,084 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continually offer competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Position

With a net worth of $15,605,891, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,956,498 in used vehicle loans and $16,172,801 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, our flexible financing options can help you drive away with confidence.

Credit Lines

For those who need additional financial flexibility, our credit lines totaling $6,000,000 provide an excellent resource for unexpected expenses or planned purchases. You can access funds whenever necessary without the hassle of reapplying each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $9,056,477, designed to cater to your specific housing needs. Our team is here to assist you through the entire process from application to closing ensuring a smooth experience.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, we're here to help. Our dedicated team will work with you to assess your current situation and find solutions that best suit your financial goals. For more information about any of our loan offerings or to start the application process today, feel free to reach out at 813-969-2505 or visit us at our branch located at 10025 N Dale Mabry Hwy Tampa FL 33618. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Unsecured Credit Cards

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $3,851,377 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit your lifestyle.

Loan Aggregator

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