Florida West Coast Credit Union Tampa FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Florida West Coast, your trusted financial partner located at 3020 Melburne Blvd, Tampa, FL 33605. Since our establishment in 1991, we have been dedicated to serving our community with reliable banking solutions tailored to meet your needs. With a strong membership base of 10,805 members and total assets reaching $131,809,777, we pride ourselves on being a cornerstone of financial support for families and businesses alike. At Florida West Coast, we understand that every member's journey is unique. That's why we offer a variety of services from personal banking options like checking and savings accounts to auto loans and mortgages to help you achieve your financial goals. Our commitment to excellence is reflected in our impressive total deposits of $6,962,936 and a net worth of $15,605,891. While you can always visit us at our branch for personalized assistance, please note that all official correspondence should be directed to our mailing address at 3020 Melburne Blvd, Tampa, FL 33605. If you have any questions or need assistance, don't hesitate to reach out at 813-621-6958. Under the leadership of our CEO, John Purcell, and Board President Christopher Boles, we strive to foster a welcoming environment where members feel valued and supported. Our team of 30 employees is here to provide you with exceptional service and guidance. Join us today as we continue to build a strong community through thoughtful financial solutions. Explore more about what we offer by visiting our website at Florida West Coast Credit Union. We look forward to helping you thrive financially!

Branch History & Mission

Florida West Coast has been a cornerstone of the Tampa community since its inception in 1991. Located at 3020 Melburne Blvd, Tampa, FL 33605, our branch has witnessed incredible growth and change over the years. With a commitment to serving our members, we have expanded our reach and services while nurturing a deep-rooted connection with the community. Today, we proudly serve over 10,800 members and manage total assets of $131,809,777. From our humble beginnings, Florida West Coast has remained dedicated to our mission: empowering individuals and families through accessible financial services while fostering community support. We believe that everyone deserves a chance to achieve their financial goals. This belief drives us to provide personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our story is one of continuous evolution. Over the years, we have embraced digital advancements to enhance member experiences. Whether it's through online banking or mobile payments, we strive to make financial management convenient for everyone. Our commitment to accessibility is also reflected in our ADA compliance efforts and customer-centric initiatives that prioritize inclusivity. While members can visit us at 3020 Melburne Blvd for all their banking needs, official correspondence should be sent to the same address. Our operating hours are designed to accommodate busy schedules: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Community involvement is at the heart of what we do. Florida West Coast actively participates in local events and partnerships aimed at uplifting those around us. We understand that true success lies not just in financial growth but also in the well-being of the neighborhoods we serve. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Florida West Coast where your financial needs are met with care and expertise. Together, let's build a brighter future for you and your community! For more information or to become a member today, call us at 813-621-6958 or visit our website.

Branch Location & Accessibility

Welcome to the Florida West Coast branch located at 3020 Melburne Blvd, Tampa, FL 33605! Our branch is conveniently situated in the heart of Hillsborough County, making it easy for you to access all your banking needs. Whether you're coming from nearby landmarks like the historic Ybor City or enjoying the beautiful waterfront of Tampa Bay, finding us is a breeze. At our Tampa location, we prioritize accessibility for all our members. The branch is designed with ADA compliance in mind, featuring ramps and other accessibility features to ensure everyone can visit comfortably. Plus, ample parking is available, so you won't have to worry about finding a spot when you arrive. We understand that your time is valuable. That's why our lobby hours are tailored to fit your schedule: we're open Monday through Thursday from 9 AM to 5 PM and extend our hours on Friday until 6 PM. If you need assistance outside these hours or prefer online services, our website offers a range of options including mobile banking and online account management. While members can visit us at 3020 Melburne Blvd, official correspondence should be sent to the same address as well. If you have any questions or need assistance, feel free to reach out to us at 813-621-6958. Though we currently do not offer ATM or drive-thru services at this location, our friendly staff is always ready to help with personal banking services such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We invite you to stop by and see how Florida West Coast can support your financial goals. Your community credit union is here for you!

Member Eligibility

Becoming a member of Florida West Coast is like joining a close-knit family where everyone supports each other's financial goals. At our branch located at 3020 Melburne Blvd Tampa Fl 33605, we're proud to offer membership to those who live, work, worship, or attend school in the communities we serve. It's simple: if you meet these criteria, you can enjoy all the benefits we provide, from personalized service to competitive rates on loans and accounts. We believe that everyone deserves access to quality financial services, so whether you're looking for a checking account or planning your dream home with a mortgage, we're here for you. For complete eligibility details, feel free to visit http://www.FWCCU.COM/membership . Ready to take the next step? Opening an account with us is straightforward! Just visit https://app.consumer.meridianlink.com/apply.aspx ?lenderref=fwccu052720&list=ccvlplhest to start your journey today. If you have any questions or need assistance, don't hesitate to reach out at (813) 621-6958. We look forward to welcoming you into the Florida West Coast family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have member or non-member commercial loans funded, our team is here to discuss potential financing options that can suit your needs as your business grows.

Merchant Services That Matter

Imagine having the ability to accept payments easily, manage transactions efficiently, and enhance customer satisfaction all with our merchant services. Whether you're a small café or a growing retail shop in Tampa, our services are designed to streamline your operations and give you more time to focus on what you do best: running your business. If you're looking for reliable financial support, reach out to us at 3020 Melburne Blvd Tampa Fl 33605 or call us at (813) 621-6958. Let's work together to find the right solutions for your business!

Comprehensive List Of Services

Business Banking

For small business owners, we offer specialized services under business banking, including merchant services and business loans. Your business deserves support too! Imagine streamlining payments with ease while having access to funds when needed.

Credit Options

Don't forget about our credit cards with rewards! Enjoy the perks of earning points on everyday purchases while building your credit history. It's a win-win situation.

Digital Banking Features

Convenience is key at Florida West Coast. Our online and mobile banking features allow you to manage all aspects of your finances right from your smartphone or computer. You can even make cash withdrawals without the need for an ATM, simplifying transactions further. At Florida West Coast, we're proud to serve our community with these comprehensive services tailored just for you. If you're ready to take charge of your financial future or want more information about any service, don't hesitate to reach out at 813-621-6958 or visit us online at www.fwccu.com. Let us help you reach your financial dreams today!

Loans and Financing

Need a new car? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel. With competitive rates and flexible terms, we help you find a loan that fits your budget. If homeownership is in your plans, our mortgage loans and refinancing services can guide you through the process. Picture yourself in a new home with an affordable mortgage tailored to your needs. For those unexpected expenses or projects, consider our personal loans and debt consolidation options. We help simplify your financial life by combining debts into one manageable payment.

Personal Banking

We understand that managing your money is essential for achieving your goals. That's why we offer personal banking services that include checking and savings accounts designed to fit various lifestyles. Imagine having easy access to your funds with online and mobile banking options. You can check your balance, pay bills, and transfer money anytime from anywhere.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, so you can check balances, pay bills, and transfer money without stepping foot in a branch. Plus, our mobile application makes it even simpler to manage your finances on the go. Whether you're at home or out running errands, everything you need is right at your fingertips. Security is always a top priority for us. With electronic signature authorization available, signing important documents has never been more secure or straightforward. You can rest easy knowing your information is protected while you enjoy the ease of e-statements, which not only save trees but also keep your financial records organized and accessible. Are you looking to send money quickly? Our person-to-person transfer feature allows you to send money directly to friends and family with just a few taps on your phone. And if you're into mobile payments, we've got you covered with an easy-to-use mobile payments option that lets you make purchases right from your device. At Florida West Coast, we're committed to providing accessible and efficient banking solutions tailored to fit your lifestyle. Experience the freedom of real-time account management today!

Financial Strength

A Growing Community

Our total member base stands strong at 10,805, reflected in our 22,643 total share accounts. This shows a growing community that trusts us with their finances. Additionally, net shares available for lending and investments amount to $78,354. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida West Coast is your trusted partner. Visit us at 3020 Melburne Blvd Tampa FL 33605 or call 813-621-6958 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $15,605,891 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $80,199 in used auto loans and a total of $66,114,486 in loans and leases.

Member-Centric Savings

Members' savings are secured through $29,985,413 in share certificates and $14,532,084 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Although our net income is currently $0, this allows us to be strategic about our investments in member services without compromising on quality or offerings. We also take pride in having 28 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $15,605,891, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,956,498 in used vehicle loans and $16,172,801 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new model or a reliable used car, we have competitive rates and flexible terms to fit your budget.

Credit Lines

For those who prefer more flexibility in their borrowing options, our credit lines totaling $6,000,000 provide quick access to funds when you need them most. This option allows you to borrow what you need without taking out a traditional loan. If you're interested in refinancing any of your current loans or exploring eligibility options for our various products, feel free to contact us at 813-621-6958. Our knowledgeable staff is here to assist you every step of the way. At Florida West Coast, we're committed to providing personalized service and financial solutions that meet your unique needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 3020 Melburne Blvd Tampa FL 33605 or check out our website at fwccu.com for more information on how we can help you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,056,477, make buying or refinancing simple. We believe that owning a home should be within reach for everyone. Our experienced team is here to guide you through the process and help you find the right loan for your needs.

Unsecured Credit Cards

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $3,851,377 in loans helping members manage their finances effectively. These cards come with rewards and no annual fees, making them an excellent choice for both everyday purchases and unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This means you can trust the information presented on LendMesh. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so users can make informed choices without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users stay informed about their options. This transparency enables better decision-making when selecting a loan. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the real-world impact and reliability of using LendMesh for financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FLORIDA WEST COAST CREDIT UNION - Tampa, FL