Florida West Coast Credit Union Tampa FL | Low Mortgage Rates & Business Banking

Introduction

Welcome to Florida West Coast, your trusted partner in financial wellness since 1991! Located at 601 E Kennedy Blvd, Tampa, FL 33602, our branch is dedicated to serving the community with personalized banking solutions tailored to meet your needs. With a robust membership of over 10,800 members and total assets reaching an impressive $131,809,777, we are committed to helping you achieve your financial goals. At Florida West Coast, we understand that every member's journey is unique. That's why we offer a range of services, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Whether you're looking for personal banking solutions or business banking services, we've got you covered. Our experienced team of 30 employees, led by CEO John Purcell and Board President Christopher Boles, is here to provide you with exceptional service. We pride ourselves on our strong community ties and dedication to making a positive impact in Tampa and the surrounding areas. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 601 E KENNEDY BLVD, TAMPA, FL 33602. With total deposits of $6,962,936 and cash in hand amounting to $1,257,555, you can trust that your money is safe with us. Our commitment to responsible lending is evident through our total loans and leases of 114,460. Ready to start your journey with us? Visit our website at www.FWCCU.COM or give us a call at 813-226-2606 today! We look forward to helping you thrive financially!

Branch History & Mission

Community Focus

At Florida West Coast, community engagement is at the heart of everything we do. We actively seek partnerships and opportunities for outreach that allow us to give back and uplift those around us. Our initiatives not only focus on financial literacy but also on supporting local charities and events that enrich the lives of our members. We also embrace digital advancements to make banking easier for everyone. Our online services include mobile payments, e-statements, and online banking ensuring that managing your finances is just a click away. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of Florida West Coast where your financial well-being is our top priority. Together, let's build a stronger community! For more information or to become a member today, please call us at 813-226-2606 or visit our website here.

Our Mission

Our mission is simple yet profound: to empower individuals and families in our community through comprehensive financial services while promoting education and support. We believe that everyone deserves access to banking solutions that enhance their quality of life. Whether it's through personal banking options like checking and savings accounts or specialized services such as auto loans and mortgages, we are here to help you achieve your financial goals. While members can visit us at 601 E Kennedy Blvd, official correspondence should be sent to 601 E KENNEDY BLVD, TAMPA, FL 33602. We understand that banking needs can vary widely; therefore, we offer features such as ATM availability and mobile banking options. Our operating hours from Monday to Friday from 8:30 AM to 5:00 PM ensure that we're available when you need us most.

Branch Location & Accessibility

Connect with Us

Have questions or need assistance? Don't hesitate to give us a call at 813-226-2606. We're here to help you navigate your financial journey smoothly. We invite you to visit us soon and experience the welcoming atmosphere of Florida West Coast's Kennedy branch!

Nearby Landmarks and Accessibility

Our branch is situated near several notable landmarks, making it a familiar destination for many in the community. Just a short walk away from popular spots like the Tampa Museum of Art and Curtis Hixon Waterfront Park, visiting us can easily fit into your daily routine. Parking is readily available nearby, and we are committed to accessibility with ADA-compliant features such as ramps and designated parking spaces.

Operating Hours and Services

We are open Monday through Friday from 8:30 AM to 5:00 PM, so you can find a time that works best for your schedule. At our branch, we offer a variety of services designed to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need to withdraw cash? No problem! Our ATM is available for your convenience. While we currently do not have a drive-thru service, our team is dedicated to providing prompt assistance inside the branch. And if you're looking for shared services with other institutions, we proudly offer those too!

Member Eligibility

Joining the Florida West Coast community is not just about banking; it's about becoming part of a supportive family that values your financial well-being. To become a member of Florida West Coast, you'll find that eligibility is quite straightforward. If you live, work, or worship in the Hillsborough County area, you're likely already eligible! This inclusive approach means we welcome individuals from various backgrounds to enjoy our member benefits. For more specific details on who qualifies for membership, feel free to check out our eligibility criteria at this link. Once you've confirmed your eligibility, opening an account is simple and welcoming. You can get started by visiting us at our Tampa branch located at 601 E Kennedy Blvd, or give us a call at 813-226-2606 if you have any questions. We're here to help guide you through the process so that you can start enjoying all the perks that come with being a member of Florida West Coast! Whether it's personal loans, savings accounts, or credit cards with rewards, we've got your financial needs covered.

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans, we are ready to partner with local entrepreneurs when the time comes. Our flexible financing solutions are designed to accommodate various business needs, from purchasing equipment to funding expansion projects.

Merchant Services for Everyday Success

In today's fast-paced market, effective payment solutions are crucial. Our merchant services can simplify transactions, allowing you to focus on what matters most growing your business. Imagine a customer effortlessly paying for their purchase with just a tap of their card or mobile device. That's the convenience our services bring, enhancing customer satisfaction and boosting sales. Visit us at 601 E Kennedy Blvd Tampa Fl 33602 in Tampa, FL or call us at (813) 226-2606 to learn how we can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are designed with competitive rates to help you get behind the wheel without breaking the bank. Whether it's a brand-new ride or a reliable used vehicle, we're here to assist you every step of the way.

Business Banking

If you're a business owner, we provide specialized services just for you. Our business banking options include merchant services and business loans that can help grow your enterprise. We know how crucial it is for businesses to have reliable financial support, and we are here to ensure you have what you need.

Credit Cards with Rewards

Don't forget about our credit cards that come with rewards! They offer cash back on purchases and points for travel, making them perfect for everyday spending. Imagine earning rewards while buying groceries or dining out it's an easy way to get more from your money.

Digital Banking Features

In today's fast-paced world, convenience is key. At Florida West Coast, we embrace technology with features like online banking, mobile payments, and person-to-person payment options. You can handle transactions on-the-go or access cash through our ATMs without any hassle. No matter what financial service you're looking for, Florida West Coast is here to guide you along the way. We pride ourselves on creating lasting relationships with our members while providing personalized financial solutions that fit individual needs. Ready to take the next step? Visit us at fwccu.com or call us at 813-226-2606 today!

Mortgage Loans & Refinancing

For those looking to buy their first home or refinance an existing mortgage, our mortgage loans offer flexible terms and great rates. Picture yourself settling into a cozy new space; we aim to make that dream achievable with straightforward loan processes and dedicated support.

Personal Banking

Our personal banking services are tailored to make managing your finances easy and convenient. With options like checking and savings accounts, you can keep track of your money effortlessly. Imagine being able to deposit checks from the comfort of your home using our mobile application. Plus, our online banking platform provides you with 24/7 access to your accounts, allowing you to check balances or transfer funds whenever it suits you.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. Whether you need funds for home repairs or want to consolidate debt into one manageable payment, we've got solutions that fit your budget.

Digital & Online Banking

Key Services

With just a few clicks, you can access our comprehensive online banking services at https://www.fwccu.com/. From checking your balances to transferring money, everything is designed for your convenience. Our 24/7 online banking ensures that you can take care of your financial needs whenever it suits you. Our electronic signature authorization feature allows you to complete important transactions from the comfort of your home, making paperwork a breeze. Plus, with e-statements available, you can easily keep track of your financial activity without cluttering your mailbox.

Mobile Access

For those who prefer banking on the move, our mobile application puts all these features right in your pocket. You can make mobile payments effortlessly and even send money to friends or family through our person-to-person transfer service. No more waiting in line or rushing to the bank; everything you need is just a tap away.

Security and Ease-of-Use

We prioritize your security with advanced measures to keep your information safe while using our services. Our user-friendly interface means that whether you're tech-savvy or just getting started with digital banking, you'll find it easy to navigate and manage your finances effectively. Experience the convenience of modern banking with Florida West Coast where managing your money has never been easier! Visit us today at https://www.fwccu.com/ and explore how our digital solutions can work for you.

Financial Strength

At Florida West Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on transparency and reliability, which is why we are proud to share our financial strength with you. With a net worth of $15,605,891, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $29,985,413 in share certificates and $14,532,084 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $15,605,891 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $80,199 in used auto loans and a total of $66,114,486 in loans and leases available for our members. We also take pride in having 28 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our financial data reflects operational efficiency; currently showing a net income of $0, which allows us to continue providing competitive loan rates and solid financial products for our members. Total Share Accounts stand at an impressive 22,643, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $78,354, our commitment to supporting your financial journey remains unwavering. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida West Coast is your trusted partner. Visit us at 601 E Kennedy Blvd Tampa FL 33602 or call 813-226-2606 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,956,498 in used vehicle loans and $16,172,801 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable pre-owned vehicle, we have financing options that will help you drive away happy.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,851,377 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to provide convenience while keeping your spending under control.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,056,477, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll make in your life, and our team is here to guide you through the process.

Other Loan Options

In addition to auto and mortgage loans, we have personal loans available for debt consolidation and other needs. You can access up to $6,000,000 through our credit lines to give you the financial flexibility you desire. If you're interested in refinancing any existing loans or want to know about eligibility options, our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at FWCCU for more information about our loan offerings!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from legitimate institutions ensures that users receive fair and transparent offers.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of the platform in helping individuals secure better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*