Florida West Coast Credit Union Brandon FL | Best Auto Loans & Checking

Introduction

Welcome to Florida West Coast, your trusted partner in financial success since 1991. Located at 1225 Millennium Pkwy, Brandon, FL 33511, we pride ourselves on fostering a strong community spirit while offering a wide range of personalized banking services. With over 10,800 members and total assets reaching $131,809,777, our commitment to you is backed by solid financial strength and dedicated service. At Florida West Coast, we understand that each member's journey is unique. Whether you're looking for auto loans, mortgages, or personal banking solutions, we have something tailored just for you. Our total deposits amount to an impressive $6,962,936, reflecting our members' trust and investment in their financial future. Under the leadership of CEO John Purcell and Board President Christopher Boles, our team of 30 employees is here to ensure you receive the support you need. While members can visit us at our branch location, official correspondence should be sent to the same address for your convenience. We also offer convenient features such as online banking and mobile payments to make managing your finances easier than ever. Join us today to discover how Florida West Coast can help turn your financial dreams into reality! For more information or to speak with a member of our team, call us at 813-643-5572. Let's build a brighter financial future together!

Branch History & Mission

Community Connection

Our commitment extends beyond traditional banking; we actively engage with local organizations and initiatives that uplift our community. Through partnerships and outreach programs, we strive to make a positive impact right here in Hillsborough County. We invite you to visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you prefer in-person assistance or self-service through our drive-thru or ATM facilities available on-site, we're here for you. Join us at Florida West Coast today! Experience the benefits of being part of a credit union where you are more than just an account number you are family. Discover how we can help you achieve your financial dreams by calling us at (813) 643-5572 or visiting our website. Your journey toward financial wellness starts here!

Our Journey

Located at 1225 Millennium Pkwy, Brandon, FL 33511, our branch has witnessed significant growth and transformation. From humble beginnings, we have expanded our offerings to meet the evolving needs of our members. Our total assets now stand at an impressive $131,809,777, reflecting our robust financial health and commitment to responsible stewardship. Throughout the years, we've embraced innovation and technology to enhance your banking experience. Our commitment to ADA compliance ensures that all members can access our services with ease. We also offer features like online banking and mobile payments for your convenience.

Our Mission

At Florida West Coast, our mission is simple yet powerful: to provide accessible and affordable financial services while supporting our community. We believe that everyone deserves the chance to achieve their financial goals whether it's buying a new home or saving for education. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. While members can visit us at 1225 Millennium Pkwy Brandon Fl 33511, official correspondence should be sent to 1225 Millennium Parkway, Brandon, FL 33511. We are here not just as a financial institution but as a partner invested in your success.

Branch Location & Accessibility

Banking Services

At Florida West Coast, we offer a variety of services tailored to meet your needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. For those who prefer self-service options, we have an ATM available on-site for cash withdrawals and balance inquiries. While members can visit us at 1225 Millennium Pkwy Brandon Fl 33511, official correspondence should be sent to our mailing address: 1225 Millennium Parkway, Brandon, FL 33511. We invite you to come by and experience the difference at Florida West Coast. Our team is eager to assist you with all your banking needs!

Convenient Access

Whether you're stopping by for a quick transaction or looking to explore your banking options, our location offers ample parking with easy access to our entrance. We are proud to be ADA compliant, ensuring that all members can comfortably visit us. If you prefer banking from your car, we also feature drive-thru banking services for your convenience.

Operating Hours

Our doors are open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. This flexible schedule allows you to find a time that works for you. If you have any questions or need assistance outside of these hours, don't hesitate to give us a call at 813-643-5572.

Member Eligibility

At Florida West Coast, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is easy and welcoming, especially if you live, work, or worship in the Hillsborough County area. If you're looking for a place that values you as an individual rather than just a number, you're in the right spot! To check the specific eligibility criteria, feel free to visit our website at http://www.FWCCU.COM/membership . You'll find that joining us opens doors to various benefits, including competitive rates on loans and personalized service tailored just for you. Ready to take the next step? Opening an account with us is straightforward and hassle-free! Simply follow the link here: https://app.consumer.meridianlink.com/apply.aspx ?lenderref=fwccu052720&list=ccvlplhest to get started. If you have any questions along the way or need assistance, don't hesitate to reach out at (813) 643-5572. We're excited to welcome you into our family at Florida West Coast, located at 1225 Millennium Pkwy Brandon Fl 33511!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine a busy Saturday at your café. Customers are lining up, ready to enjoy their favorite drinks and pastries. With our merchant services, you can easily process payments, manage inventory, and keep track of sales all from one platform. Our tools help streamline operations, allowing you to focus on what matters most: serving your customers. Located conveniently at 1225 Millennium Pkwy Brandon Fl 33511, Brandon, FL, we're here to support your business every step of the way. Reach out to us at (813) 643-5572 or visit our website for more information on how we can assist you today!

Comprehensive List Of Services

Business Banking

We understand that small businesses are the backbone of our community. That's why we offer robust business banking services, including merchant services and business loans. Whether you're just starting out or looking to expand, we have financial products tailored to support your entrepreneurial journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. You can transfer funds, pay bills, and even deposit checks from your phone! With easy access to ATMs for cash withdrawals and basic drive-thru banking for deposits or simple transactions, we've made it easier than ever to handle your banking needs without the hassle.

Final Thoughts

At Florida West Coast, we prioritize making banking simple and accessible for everyone in the community. With our array of services from personal banking solutions to business support and digital conveniences, we're committed to helping you achieve your financial goals. Ready to experience banking tailored just for you? Visit us at our branch in Brandon or give us a call at 813-643-5572. We're excited to assist you! For more information about our offerings, check out our website at FWCCU.

Personal Banking

For individuals seeking everyday banking solutions, we provide various checking and savings accounts designed to help you manage your money effectively. Imagine having a checking account that not only helps you keep track of your spending but also earns interest this is just one way we aim to make banking work for you. When it comes time to purchase a vehicle, our auto loans and vehicle financing options can put you behind the wheel in no time. Our competitive rates and flexible terms ensure that you find a plan that fits your budget. Additionally, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing services will guide you through the process smoothly. If you need extra cash for unexpected expenses or want to consolidate debt, our personal loans and debt consolidation options are designed with your financial wellbeing in mind. Plus, our credit cards with rewards allow you to earn points on everyday purchases turning spending into savings!

Digital & Online Banking

Key Services

Our online banking platform allows you to check your account balances, transfer funds, and pay bills with just a few clicks. If you're on the go, our mobile application gives you the same functionality right in your pocket. You can also enjoy the ease of mobile payments, making transactions simpler than ever. Whether you're splitting a dinner bill or sending money to a friend, our person-to-person transfer feature has got you covered.

Security and Ease of Use

Security is our top priority. We utilize electronic signature authorization to ensure that your transactions are safe and secure. You can feel confident knowing that your personal information is protected while you manage your finances online. Plus, with e-statements available, you can keep track of your spending without the hassle of paper clutter. Our digital banking services are designed to be user-friendly, so even if you're not tech-savvy, you'll find everything easy to navigate. The goal is to make banking simple and accessible for everyone in our community. In short, whether you're checking balances at home or making payments on the go, Florida West Coast provides the tools you need for effective financial management all while keeping security at the forefront. Explore more about our offerings by visiting us at https://www.fwccu.com/ today!

Financial Strength

Growing Trust

Total Share Accounts: 22,643 showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $78,354. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida West Coast is your trusted partner. Visit us at 1225 Millennium Pkwy Brandon Fl 33511 or call 813-643-5572 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Investment in Growth

With $15,605,891 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $80,199 in used auto loans and $66,114,486 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $29,985,413 in share certificates and $14,532,084 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $15,605,891, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Florida West Coast, we understand that life is full of financial needs, whether it's buying a new car, purchasing your dream home, or managing everyday expenses. That's why we offer a range of loan products designed to meet the diverse needs of our members. Our commitment to helping you achieve your financial goals is reflected in our services and the success we've had with our members. With over 114460 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're looking to buy a new car, our rates are some of the lowest in the industry. In fact, we have already issued $26,956,498 in used vehicle loans and $16,172,801 in new vehicle loans to help members get on the road. Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $9,056,477, ensuring you have the support needed for one of life's biggest investments. For those needing additional flexibility, our unsecured credit card loans are designed just for you. We currently provide $3,851,377 in these loans to assist members in managing their finances effectively. In addition to personal financing options, we also offer robust credit lines totaling $6,000,000. These can be an excellent choice for those looking to cover unexpected expenses or enhance cash flow. At Florida West Coast, we're dedicated to making sure you feel confident about your financial choices. If you're interested in refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (813) 643-5572 or visit us at our branch located at 1225 Millennium Pkwy Brandon Fl 33511 in Brandon, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether it's an auto loan or a mortgage loan you need, we're here to help simplify your journey toward achieving your financial dreams!

Loan Aggregator

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FLORIDA WEST COAST CREDIT UNION - Brandon, FL