Florida West Coast Credit Union Phoenix AZ

Introduction

Welcome to Florida West Coast, your trusted financial partner located at 4801 E Thistle Landing Dr, Phoenix, AZ 85044. Established in 1991, we have proudly served over 10,805 members, helping them navigate their financial journeys with confidence and care. Our commitment to our community is reflected in our robust financial standing, boasting total assets of $131,809,777 and total deposits amounting to $6,962,936. At Florida West Coast, we understand that each member's needs are unique. Whether you're looking for a loan our total loans exceed 114,460 or seeking a safe place to grow your savings, we've got you covered. We also take pride in maintaining a strong net worth of $15,605,891 and having $1,257,555 cash readily available to serve our members better. While you can visit us at our branch for all your banking needs, any official correspondence should be directed to the same address: 4801 E THISTLE LANDING DR, PHOENIX, AZ 85044. Our dedicated team of 30 employees, led by CEO John Purcell and Board President Christopher Boles, is here to ensure you receive personalized service every step of the way. As we continue to grow and adapt in this ever-changing financial landscape, we remain committed to providing innovative solutions tailored to your needs. Explore our website at fwccu.com for more information on membership eligibility and how to open an account today. Join us at Florida West Coast where your financial future takes priority! If you have any questions or need assistance, feel free to call us at 800-869-7732. We look forward to serving you!

Branch History & Mission

Join Us Today

As we look ahead, we invite you to become part of our story. Experience firsthand the benefits of membership with Florida West Coast. Together, we can achieve more whether it's securing a loan for your dream home or simply saving for the future. Join us today and discover how we can help you reach your financial goals! Visit us at Florida West Coast for more information on membership and services.

Mission Statement

At Florida West Coast, our mission goes beyond just numbers. We are dedicated to empowering our members through financial education and community support. We believe in building strong relationships and fostering an environment where everyone can thrive. Our commitment extends beyond banking; we actively participate in local outreach programs and partnerships that uplift our neighborhoods. While members can visit us at 4801 E Thistle Landing Dr Phoenix Az 85044, official correspondence should be sent to 4801 E THISTLE LANDING DR, PHOENIX, AZ 85044. We encourage you to reach out at (800) 869-7732 for any inquiries or assistance you may need.

Our Journey

Located at 4801 E Thistle Landing Dr Phoenix Az 85044, just a stone's throw from local landmarks, we have established ourselves as a cornerstone of support for families and individuals alike. Our journey began with a simple mission: to provide accessible financial services while fostering a sense of belonging and community spirit. Over the years, we've expanded our offerings, keeping pace with the changing landscape of banking and technology. Our evolution has included embracing digital advancements, ensuring ADA compliance, and enhancing customer-centric initiatives. We understand that convenience matters, which is why we offer online banking, mobile payments, and electronic signatures to make managing finances easier than ever.

Branch Location & Accessibility

Welcome to the Florida West Coast branch, conveniently located at 4801 E Thistle Landing Dr in beautiful Phoenix, AZ. Our location is designed with your needs in mind, making it easy for you to access our services while enjoying the surroundings of Maricopa County. Whether you're heading to nearby landmarks or just passing through, you'll find us situated in a friendly neighborhood that's perfect for your banking needs. At our branch, we prioritize accessibility and convenience. There's ample parking available for members, and our facility is compliant with ADA standards, ensuring everyone can easily visit us. While you're here, feel free to stop by and take advantage of our ATM services. Although we currently do not offer drive-thru banking or shared service centers, our team is always ready to assist you inside the branch. We understand that time is valuable, so we're pleased to share our operating hours: 6-Jul. You can reach us at 800-869-7732 if you have any questions or need assistance before your visit. While members can visit us at 4801 E Thistle Landing Dr, official correspondence should be sent to the same address. We invite you to come in and discover how Florida West Coast can support your financial journey. We look forward to welcoming you soon!

Member Eligibility

Welcome to the Florida West Coast community! Here at Florida West Coast, we believe that everyone deserves access to financial services that empower them. Becoming a member is easy and welcoming; if you live, work, worship, or attend school in the area, you're likely eligible! We're dedicated to supporting our members with personalized service and great financial products tailored just for you. To find out more about eligibility details, feel free to visit us at http://www.FWCCU.COM/membership. When you're ready to take the next step toward membership, opening an account is a breeze. Just head over to our online application page at https://app.consumer.meridianlink.com/apply.aspx?lenderref=fwccu052720&list=ccvlplhest. If you have any questions or need assistance, don't hesitate to give us a call at (800) 869-7732. Join us at 4801 E Thistle Landing Dr Phoenix Az 85044, where you'll find a friendly team eager to help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment solutions are crucial. Our merchant services make it easy for you to accept payments from customers seamlessly. From credit card processing to online payment options, we ensure that your business can handle transactions smoothly, letting you focus on what you do best serving your clients. Located at 4801 E Thistle Landing Dr Phoenix Az 85044 in Phoenix, AZ, we're here to support your journey. Reach out today at (800) 869-7732 to learn how we can assist you in achieving your business goals!

Comprehensive List Of Services

Commitment to Accessibility

We believe that financial services should be accessible to everyone. That's why we strive to offer solutions that fit into your lifestyle seamlessly. No matter if you're a busy professional or a parent juggling multiple responsibilities, our services are designed with your needs in mind. If you ever have questions or need assistance, don't hesitate to reach out. You can contact us at 800-869-7732 for any inquiries or support related to your banking needs.

Join Us Today!

Ready to take the next step? We invite you to explore what Florida West Coast has to offer. Visit us online at fwccu.com for more information on membership eligibility or start your account opening process here. We look forward to serving you and helping you achieve your financial goals!

Our Services

Whether you're looking for everyday banking solutions or specialized financial products, we've got you covered. While our offerings may seem simple, they play a vital role in supporting your financial well-being. One of our key services is ATM Services Only. This ensures that you have access to your funds whenever you need them, making it easy for you to handle cash withdrawals and other transactions on the go. Imagine being out and about in Phoenix and needing some cash for an impromptu purchase. With our ATM services, you can quickly access your money without having to worry about finding a nearby bank branch. We understand that convenience is key, especially in today's fast-paced world. In addition to our ATM services, we emphasize the importance of digital banking features that enhance your banking experience. With online banking, you can manage your accounts from the comfort of your home or on the go. Our mobile application allows for quick payments and account monitoring right from your smartphone. If you're ever in need of sending money to a friend or family member, our person-to-person payment feature makes it simple and secure.

Digital & Online Banking

Key Features for Your Convenience

One standout feature is our electronic signature authorization. This means you can sign documents securely without needing to visit a branch in person saving you time and making the process smoother. We also offer e-statements, allowing you to view your account statements online instead of waiting for them in the mail. This not only helps reduce paper waste but also gives you immediate access to your financial information. For those who prefer using their smartphones, our mobile application is available for download, providing all the benefits of online banking right in your pocket. You can make mobile payments quickly and securely while out shopping or dining. Additionally, if you need to send money to friends or family, our person-to-person transfer feature lets you do so easily.

Security You Can Trust

We prioritize your security as much as convenience. Our systems are built with robust security measures to protect your personal and financial information. You can bank with peace of mind knowing that we're committed to keeping your data safe. In summary, Florida West Coast's digital and online banking services empower you with real-time account management and the convenience of banking wherever life takes you. Visit us at https://www.fwccu.com/ today and discover how easy it is to manage your finances!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Our total share accounts stand at 22,643, showing a strong and growing member base that trusts us with their finances. With $78,354 available for lending and investments through net shares, we're dedicated to helping you reach your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida West Coast is your trusted partner. Visit us at 4801 E Thistle Landing Dr Phoenix Az 85044 or call 800-869-7732 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $29,985,413 in share certificates and $14,532,084 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Foundation

With a net worth of $15,605,891, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

With $15,605,891 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $80,199 in used auto loans and a total of $66,114,486 in loans and leases.

Loan Offering

Additional Options

In addition to these key products, we also provide total credit lines of $6,000,000 for those who need extra financial flexibility. If you're considering refinancing existing loans or exploring eligibility options for any of our products, our knowledgeable staff is here to assist you every step of the way. For more information about our loan offerings or to start your application process today, please reach out to us at 800-869-7732 or visit us at 4801 E Thistle Landing Dr, Phoenix Az 85044. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your path to better financial health starts here with Florida West Coast!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,956,498 in used vehicle loans and $16,172,801 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget. Whether you're purchasing a brand-new model or a reliable used vehicle, we have options that can help you drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,056,477, make buying or refinancing simple. We aim to make the process as smooth as possible so you can focus on what truly matters making your house a home. Our team is here to guide you through every step of the mortgage process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,851,377 in loans helping members manage their finances effectively. These cards provide a convenient way to handle unexpected costs while offering rewards and benefits that suit your lifestyle.

Loan Aggregator

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