Florida State University Credit Union Tallahassee FL | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to the Florida State University branch of your community credit union, located at 6274 Old Water Oak Rd, Tallahassee, FL 32312. Established in 1991, we've proudly served our members for over three decades, fostering financial well-being and community support. With a total membership of 32,854, we are committed to providing personalized banking solutions tailored to meet your needs. At our branch, we understand that financial decisions can be daunting. That's why our dedicated team, led by CEO Charles Adcock and Board President Stacy Sirmans, is here to help guide you through every step. With total assets amounting to an impressive $483,052,283 and deposits reaching $32,718,363, we ensure that your money is not only safe but also working for you. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Whether you're looking to finance a new car or save for the future, our knowledgeable staff is ready to assist you with over 98 employees who are passionate about making banking easier for you. For any official correspondence, feel free to send mail to our P.O. Box at P.O. Box 182499, Tallahassee, FL 32318. We invite you to visit us or reach out by phone at 850-224-4960 during our lobby hours from 9 AM - 5 PM on weekdays and 9 AM - 12 PM on Saturdays. Join us in empowering your financial journey today visit our website at www.fsucu.org or stop by the branch! Your future starts here at Florida State University Credit Union!

Branch History & Mission

Welcome to the heart of financial empowerment in Tallahassee Florida State University. Since opening our doors in 1991, we have been dedicated to serving our vibrant community with integrity and commitment. Our branch, located at 6274 Old Water Oak Rd, Tallahassee, FL 32312, has grown alongside our members, helping them achieve their financial dreams while building a lasting legacy of trust and support. Over the years, Florida State University has transformed from a small credit union into a thriving institution with a membership base of 32,854. We are proud to manage total assets of $483,052,283, which reflects our strong position in the community and our ability to provide quality services that meet the evolving needs of our members. As we continue to grow, we remain focused on fostering relationships that make a difference. At the core of our mission is a simple yet powerful statement: we are here to enhance the financial well-being of our members while actively contributing to the community. Our commitment extends beyond just providing exceptional financial services like personal banking, auto loans, mortgages, and business loans; we strive to make an impact through various outreach initiatives and partnerships that support local causes. While members can visit us at 6274 Old Water Oak Rd, official correspondence should be sent to P.O. Box 182499, Tallahassee, FL 32318. This ensures that you can always reach us no matter your need. Our operating hours are designed with your convenience in mind: Lobby hours from 9 AM to 5 PM Monday through Friday, and drive-thru service available during those same hours plus Saturday from 9 AM to 12 PM. We understand that access matters; that's why we offer ATM availability along with drive-thru banking for quick transactions. Additionally, as part of our commitment to modern convenience, we provide online banking options so you can manage your finances anytime and anywhere. Our vision is rooted in supporting not only your financial goals but also enhancing the quality of life within our community. We actively engage in initiatives that uplift those around us whether it's sponsoring local events or partnering with organizations that make a positive impact. Join us at Florida State University today! Experience firsthand how we can help you navigate your financial journey while making a difference in the community. Together, let's build a brighter future for everyone! For more information or inquiries, feel free to call us at 850-224-4960 or visit our website at championsfirst.org.

Branch Location & Accessibility

Come Visit Us!

For any questions or assistance, feel free to give us a call at (850) 224-4960. Our friendly team is here to help you with all your banking needs. We look forward to seeing you soon at the Florida State University branch!

Convenient Access and Features

Parking is readily available for your convenience, and our facilities are designed with accessibility in mind, featuring ADA-compliant ramps to ensure everyone can visit us without hassle. If you prefer to handle your banking needs without stepping inside, we offer a drive-thru service from 8 AM to 5 PM on weekdays and 9 AM to 12 PM on Saturdays. With an ATM available at our location, accessing your funds has never been easier.

Operating Hours and Services

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 12 PM. At the Florida State University branch, we provide a wide range of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Plus, we offer shared services for partner credit union members for basic transactions. While members can visit us at 6274 Old Water Oak Rd Tallahassee Fl 32312, official correspondence should be sent to P.O. Box 182499 in Tallahassee if needed.

Member Eligibility

Welcome to the wonderful community at Florida State University! We're excited to invite you to join us and enjoy the numerous benefits that come with membership. Becoming a member is simple and open to anyone who meets our eligibility criteria, which typically includes being affiliated with the Florida State University community, whether as a student, faculty, or staff member. We also welcome family members of existing members. For more detailed information on the specific eligibility requirements, please visit our website at . Once you find that you qualify, opening an account is just as easy! You can start your journey towards financial well-being by applying online through our convenient portal at https://championsfirst.org/borrow/apply-for-a-loan/ or by giving us a call at (850) 224-4960 if you have any questions. Located at 6274 Old Water Oak Rd Tallahassee Fl 32312, we're here to help you every step of the way. Join us today and become part of a supportive network that prioritizes your financial success!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments easily, whether your customers prefer cards or mobile payments. Our merchant services take the hassle out of transactions so you can focus on what truly matters growing your business. Whether you're a small shop in Tallahassee or a bustling service provider, our team is here to help streamline your payment processes, making it easier for you and your customers. Ready to take your business to the next level? Visit us at 6274 Old Water Oak Rd Tallahassee Fl 32312 or call us at (850) 224-4960 to learn more about how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $90 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $70 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,146,631, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

We understand that businesses have unique financial needs. That's why we offer specialized services such as business banking that includes merchant services and business loans. Our dedicated team is here to support local entrepreneurs in achieving their goals.

Convenient Access Points

At Florida State University, convenience is key. We provide ATM services for easy cash withdrawals and balance checks whenever you need them. Our drive-thru service makes it simple to handle deposits and withdrawals without leaving your car. For members of partner credit unions, we also facilitate basic shared branch transactions for added flexibility. If you're ready to experience all these services firsthand or have any questions about how we can assist you further, don't hesitate to reach out! Call us at 850-224-4960 or visit us during lobby hours from 9 AM to 5 PM Monday through Friday, and 9 AM to 12 PM on Saturdays. Your financial well-being is our priority at Florida State University let's achieve your goals together!

Financing Your Dreams

Whether you're in the market for a new car or looking to buy a home, our financing options have you covered. We provide competitive auto loans and vehicle financing that can help you hit the road in style without breaking the bank. If homeownership is your goal, explore our mortgage loans and refinancing options that come with personalized guidance from our knowledgeable staff. For those unexpected expenses or consolidating debt, consider our personal loans, which are designed to give you quick access to cash when you need it most.

Personal Banking Made Simple

Managing your money shouldn't be a hassle. At Florida State University, we offer personal banking options like checking and savings accounts designed for your everyday needs. Imagine being able to easily access your funds through our online and mobile banking services, allowing you to check balances, transfer money, and pay bills anytime, anywhere. Plus, with features like e-statements and mobile payments, you can keep track of your finances efficiently.

Rewarding Credit Solutions

Looking to build your credit while enjoying some perks? Our credit cards with rewards allow you to earn points on every purchase. This way, not only do you manage your spending effectively, but you also earn rewards that can lead to exciting benefits down the line.

Digital & Online Banking

Key Services

With our user-friendly mobile application, managing your finances has never been simpler. You can check your account balance, transfer funds, and pay bills all from the palm of your hand. Plus, if you're out and about, our mobile payments feature lets you make purchases quickly and securely without needing cash or cards. Have you ever needed to send money to a friend? With our person-to-person transfer option, you can easily send or receive money instantly no hassle involved! And for those who prefer paperless options, we provide e-statements that allow you to view your account statements online anytime, reducing clutter while keeping everything organized.

Security and Accessibility

We take your security seriously. Our electronic signature authorization makes it easy for you to approve transactions safely and efficiently. You can rest assured knowing that your information is protected as you engage with our services. In addition to these features, our online banking system is designed for easy navigation, ensuring that even those who aren't tech-savvy can manage their accounts confidently. With real-time updates on transactions and balances, you'll always know where your money stands. At Florida State University, we believe that banking should be accessible and straightforward. Join us today at https://championsfirst.org/ to experience all the benefits of digital banking tailored just for you!

Financial Strength

Commitment to Growth

With $33,639,005 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,581 in used auto loans and a total of $373,404,908 in loans and leases. Our impressive net income of $1,857,355 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 94 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Together

Total Share Accounts stand at 64,134, showing a strong and growing member base that trusts us with their finances. This growth reinforces our dedication to providing the best possible service to all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida State University is your trusted partner. Visit us at 6274 Old Water Oak Rd Tallahassee FL 32312 or call 850-224-4960 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investments

Members' savings are secured through $130,232,993 in share certificates and $50,750,102 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,922,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $50,131,731, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $142,475,524 in used vehicle loans and $50,398,963 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience smooth and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $28,146,631 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support you with financial solutions tailored for success. In addition to these loan products, we pride ourselves on providing excellent customer service and support throughout the borrowing process. If you're ready to take the next step or have questions about our offerings, don't hesitate to reach out! You can contact us at 850-224-4960 or visit us at 6274 Old Water Oak Rd Tallahassee FL 32312. For more information about our loans or to apply online today, visit us at Florida State University. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,717,747, make buying or refinancing simple. We offer various financing options that can accommodate different budgets and situations. If you're considering refinancing your current mortgage, our team can help you explore eligibility options and find the right solution for your circumstances.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,961,497 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs designed to fit your lifestyle.

Loan Aggregator

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CHAMPIONS FIRST CREDIT UNION