Florida State University Credit Union Perry FL | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Florida State University, your trusted partner in financial wellness right here at 1402 S Jefferson St, Perry, FL 32348. Established in 1991, we have grown into a vibrant community of 32,854 members who rely on us for their banking needs. With total assets exceeding $483 million and deposits amounting to $32,718,363, we are committed to providing you with a secure and supportive financial environment. At Florida State University, we understand the importance of community impact. Our dedicated team of 98 employees, led by our CEO Charles Adcock and Board President Stacy Sirmans, works tirelessly to ensure that each member receives personalized service tailored to their unique financial goals. Whether you're looking for an auto loan, a mortgage, or a simple checking account, we're here to help. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 1402 S Jefferson St, Perry, FL 32348. If you have any questions or need assistance, feel free to give us a call at 850-584-3002. Join us as we continue to serve our community with integrity and dedication. Explore our services today at Florida State University and discover how we can help you achieve your financial dreams!

Branch History & Mission

Welcome to Florida State University, a cornerstone of the community in Perry, FL. Since our doors first opened in 1991, we have been dedicated to fostering financial well-being and empowerment for all our members. Over the years, we have grown into a trusted partner for over 32,854 members, providing a wide range of services designed to meet their unique needs. Located at 1402 S Jefferson St Perry Fl 32348, our branch is easily accessible for those in the heart of Perry and surrounding areas. If you need to reach us by mail, please send your correspondence to 1402 S Jefferson St, Perry, FL 32348. Our commitment to serving our community goes beyond just banking; it's about building relationships and supporting local initiatives that make a difference. At Florida State University, we understand that banking is about more than just transactions; it's about creating opportunities. Our mission is clear: to provide exceptional financial services while actively contributing to the growth and success of our community. We offer various products including personal banking, auto loans, mortgages, and business services, all tailored to help you achieve your financial goals. As we continue to evolve, we embrace digital advancements that enhance the member experience. Our online banking services are designed with convenience in mind, allowing members to manage their accounts anytime, anywhere. We also prioritize accessibility through ADA-compliant facilities and services. In addition to our financial offerings, we take pride in our community outreach efforts. We partner with local organizations and initiatives aimed at improving lives in Perry and beyond. Whether through educational workshops or charitable donations, we are committed to making a positive impact. With total assets reaching an impressive $483,052,283, we are well-equipped to support both individual and business needs effectively. Our operating hours are designed for your convenience: Lobby hours are Monday through Thursday from 8:30 AM to 4:00 PM and Friday until 5:30 PM. Drive-thru services are available during these hours as well. Join us at Florida State University and experience the benefits of being part of a credit union that genuinely cares about you and your community. Together, let's build a brighter financial future! For more information or assistance, feel free to give us a call at (850) 584-3002. We look forward to welcoming you!

Branch Location & Accessibility

Easy Access and Amenities

Finding us is simple! We have ample parking available for our members, ensuring that your visit is as hassle-free as possible. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate everyone.

Get in Touch!

Have questions or want more information? Feel free to call us at 850-584-3002. We're here to help! We invite you to stop by and see how we can assist with your financial journey today. Your convenience matters to us let's make banking easy together!

Operating Hours

We understand that life can get busy, which is why our lobby hours are set up to fit your schedule. Join us from Monday to Thursday between 8:30 AM and 4:00 PM, and on Fridays, we extend our hours until 5:30 PM. If you need services on-the-go, our drive-thru banking offers convenient access from 8:30 AM to 5:00 PM during the week, with extended Friday hours.

Services Tailored for You

At Florida State University Credit Union, we offer a variety of personal banking services tailored just for you. Whether you need checking and savings accounts, auto loans, mortgage refinancing, or even business banking solutions, we've got you covered! Plus, if you're a member of a partner credit union, our shared service center allows for easy transactions right here.

Member Eligibility

At Florida State University, we believe that everyone deserves a chance to be part of a supportive and thriving community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Perry area, you're likely eligible to join us. We also extend membership to family members of current members, so you can share the benefits with your loved ones. As a member, you'll enjoy personalized financial services, competitive rates on loans, and a range of banking solutions tailored just for you. To learn more about our eligibility criteria and ensure you meet the requirements, feel free to visit our website at . When you're ready to open an account and start enjoying all that Florida State University has to offer, simply head over to https://championsfirst.org/borrow/apply-for-a-loan/. If you have any questions or need assistance, don't hesitate to reach out to us at (850) 584-3002. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $90 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $70 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,146,631, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services offer practical benefits that can simplify transactions and enhance customer experiences. Imagine being able to accept payments easily, whether online or in-store. Our services allow you to focus on what you do best running your business while we take care of the financial details. Located at 1402 S Jefferson St Perry Fl 32348, Perry, FL 32348, we invite you to visit us or call (850) 584-3002 to learn more about how Florida State University can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Our members also benefit from easy access to cash through our ATM & Cash Withdrawal Services available at various locations. Withdrawals and balance checks are straightforward and quick so that you can focus on what matters most.

Auto Loans & Vehicle Financing

Need a new car? Our Auto Loans & Vehicle Financing options make it simple and affordable. Picture yourself driving off in that new vehicle you've been eyeing, all while enjoying competitive rates and flexible terms that fit your budget.

Business Banking Services

For those running a business, our Business Banking services include merchant services and business loans tailored to support your growth. Think about how easier managing cash flow could boost your operations and help you achieve your business goals.

Credit Cards with Rewards

Why not earn rewards while spending? Our Credit Cards with Rewards allow you to enjoy benefits for everyday purchases. From cash back offers to travel points, each swipe brings you closer to exciting perks.

Drive-Thru Banking

For those who prefer face-to-face interactions without leaving their cars, we provide Basic Drive-Thru Banking services for deposits, withdrawals, and simple transactions. This service adds another layer of convenience for busy days.

Mortgage Loans & Refinancing

Owning a home can be one of life's most significant achievements. With our Mortgage Loans & Refinancing services, we guide you through the process smoothly. Whether you're buying your first home or looking to refinance for better terms, our experts are ready to assist you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking platforms. Access your accounts anytime from anywhere! With features like mobile payments and person-to-person transfers, managing your finances has never been simpler.

Personal Banking Solutions

We understand that managing your finances is crucial. That's why we offer Personal Banking services, including checking and savings accounts designed to help you save for your future. Imagine having easy access to your money while earning interest on your savings. With us, this is not just a dream but a reality.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options provide financial relief when you need it most. Imagine consolidating multiple debts into one manageable payment this could simplify your life and help improve your credit score.

Shared Branch Transactions

If you're a member of partner credit unions, you'll appreciate our Basic Shared Branch Transactions, which allow deposits and withdrawals seamlessly across different institutions. --- We invite you to experience everything Florida State University has to offer at Tccu. Our friendly staff is ready to assist you with any questions or needs you may have. For more information or assistance, feel free to call us at (850) 584-3002 or visit us during our operating hours: Lobby M-Th 8:30am-4pm; Fridays 8:30am-5:00pm; Drive-thru M-Th 8:30am-5pm; Fridays 8:30am-5:30pm. We look forward to serving you!

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to sign documents electronically through our electronic signature authorization. This means no more printing or mailing forms; you can complete transactions quickly and efficiently right from your computer or smartphone. We also provide e-statements for easy access to your financial information without cluttering your mailbox. Enjoy the peace of mind knowing that your statements are available at any time, keeping everything organized in one place. If you're looking for flexibility in payments, our mobile payments feature allows you to make purchases directly from your phone. Coupled with our dedicated mobile application, managing your finances has never been simpler or more accessible. Need to send money to a friend? Our person-to-person transfer option makes it easy to send funds instantly without the hassle of cash or checks. With 24/7 online banking services available at Florida State University, you can manage your accounts whenever it suits you best. We prioritize security so that you can focus on what really matters your life and financial goals. Join us today and experience the convenience of digital banking at Florida State University!

Financial Strength

At Florida State University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to serving you with integrity and reliability. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $50,131,731, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $130,232,993 in share certificates and $50,750,102 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,922,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $33,639,005 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,581 in used auto loans and a total of $373,404,908 in loans and leases. Our net income of $1,857,355 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 94 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 64,134, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida State University is your trusted partner. Visit us at 1402 S Jefferson St Perry Fl 32348 or call 850-584-3002 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $142,475,524 in used vehicle loans and $50,398,963 in new vehicle loans already helping members get on the road. We provide financing options that are flexible and designed to fit your budget.

Credit Lines

Our total credit lines amount to $34,047,206, providing additional financial flexibility for those who need quick access to funds without having to reapply for a loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $21,717,747, making it easier for you to secure the home you've always wanted.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is ready to assist you in finding the best solution that meets your needs. Whether it's through purchasing a reliable vehicle or achieving the dream of homeownership, we're here to help every step of the way. For more information or personalized assistance, feel free to reach out to us at 850-584-3002 or visit us at our branch located at 1402 S Jefferson St Perry Fl 32348. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards better financial health starts here!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,961,497 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can enhance your purchasing power.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent. By relying on verified data from reputable lenders, LendMesh guarantees that users receive accurate information when exploring their options.