Florida State University Credit Union Pensacola FL | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Florida State University, your trusted financial partner located at 9641 Holsberry Rd, Pensacola, FL 32534. Since our establishment in 1991, we've proudly served over 32,854 members, helping them achieve their financial goals and dreams. With total assets of $483,052,283 and a net worth of $50,131,731, we are committed to providing our community with secure and reliable financial services. At Florida State University, we understand that every member's journey is unique. That's why we offer a variety of personal banking solutions including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our loan portfolio features more than 19,988 loans and leases, empowering our members to invest in their future confidently. While you can visit us at our branch location for friendly service from our dedicated team of 98 employees, official correspondence should be sent to our mailing address at PO Box 182499, Tallahassee, FL 32318. Our leadership team is dedicated to ensuring your experience is exceptional. Under the guidance of CEO Charles Adcock and Board President Stacy Sirmans, we strive to enhance your banking experience while fostering community growth. We invite you to explore all that we have to offer by visiting our website at http://www.fsucu.org or giving us a call at 850-477-9444. Whether you're looking for financial advice or ready to apply for a loan, we're here for you every step of the way!

Branch History & Mission

Community Engagement

Engagement with the local community is at the heart of what we do. We actively participate in local events and initiatives aimed at improving lives across Pensacola and beyond. Whether it's hosting financial literacy workshops or collaborating with other organizations for charitable causes, we are dedicated to making a positive impact. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of becoming a member of Florida State University Credit Union. Together, let's build a stronger community where everyone can thrive financially. Visit us during our lobby hours from Monday through Friday from 9 AM to 5 PM or call us at (850) 477-9444 for more information about how you can get started!

Our Mission

At Florida State University, our mission is clear: to provide exceptional financial services while supporting the well-being of our community. We believe that everyone deserves access to quality banking solutions tailored to their unique circumstances. We focus on creating a welcoming environment where members feel valued and understood. We understand the importance of staying current with technology. Our branch offers online and mobile banking services, allowing you to manage your finances anytime, anywhere. With features like person-to-person payments and electronic signatures, we make banking convenient for you.

Branch Location & Accessibility

Welcome to Florida State University, your friendly neighborhood credit union located conveniently at 9641 Holsberry Rd, Pensacola, FL 32534. Whether you're just around the corner or coming from further away, our branch is easy to reach and designed with your needs in mind. As you approach our location, you'll notice that we are situated near local landmarks that make finding us a breeze. We're proud to serve the Escambia County community, ensuring that banking is accessible for everyone. Our branch features ample parking and is fully ADA-compliant, so all members can enter with ease. We understand that your time is valuable. That's why we offer convenient lobby hours from Monday through Friday, from 9 AM to 5 PM. If you ever need assistance or have questions about our services, feel free to call us at 850-477-9444 our team is always here to help! While members can visit us at our branch for personal banking needs including checking and savings accounts, auto loans, mortgage options, and more please note that official correspondence should be sent to PO Box 182499, Tallahassee, FL 32318 if it differs from our branch address. Although we currently do not offer ATM services or drive-thru banking, we do provide shared service center availability for basic transactions like deposits and withdrawals for partner credit union members. We strive to make your banking experience as smooth as possible. So why wait? Come by Florida State University today and discover how we can help you achieve your financial goals!

Member Eligibility

At Florida State University, we believe that everyone deserves access to a supportive financial community. Becoming a member is an easy and welcoming process! If you live, work, or attend school in the Pensacola area, you're likely eligible to join us at our branch located at 9641 Holsberry Rd Pensacola Fl 32534. We're here to help you achieve your financial goals with a variety of services tailored just for you. Whether you're looking for personal banking options, auto loans, or even business banking solutions, our friendly team is dedicated to providing personalized support every step of the way. To learn more about what it takes to become a member, feel free to check out the detailed eligibility criteria on our website at . And when you're ready to open an account, simply visit https://championsfirst.org/borrow/apply-for-a-loan/ for a straightforward application process. If you have any questions or need assistance, don't hesitate to give us a call at (850) 477-9444. Join us today and discover the advantages of being part of the Florida State University family!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $90 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $70 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,146,631, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine this: you have a busy day ahead, serving customers and making sales. Our merchant services simplify payment processing so you can focus on what you do best running your business. With secure payment options and easy-to-use tools, handling transactions becomes effortless. Visit us at 9641 Holsberry Rd Pensacola Fl 32534 in Pensacola, FL or call us at (850) 477-9444 to learn how our business banking solutions can help you thrive. Together, let's turn your vision into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our Auto Loans & Vehicle Financing can help you get behind the wheel without breaking the bank. We offer competitive rates and flexible terms tailored to your budget. Imagine driving off in your dream vehicle while feeling confident about your financing choice!

Business Banking Solutions

For local entrepreneurs, our Business Banking services include everything from merchant services to business loans. We understand the unique challenges of running a business and offer solutions that can help you thrive in today's competitive environment.

Credit Cards with Rewards

With our Credit Cards with Rewards, everyday spending can earn you points towards exciting perks and benefits. Whether it's cash back on groceries or travel rewards, our credit cards are designed to give back to you while making purchases easier.

Digital Banking Convenience

At Florida State University, we prioritize convenience with our Online & Mobile Banking platforms. You can easily manage your finances from home or on-the-go. Plus, enjoy features like person-to-person payments and e-statements that make banking hassle-free.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. Our Mortgage Loans & Refinancing services ensure that you have access to the best options available. Whether you're purchasing a new home or refinancing an existing mortgage, our team is here to guide you through every step of the process.

Personal Banking Solutions

For those looking to manage their everyday finances, our Personal Banking services are designed just for you. Whether you're opening a checking or savings account, we provide options that fit your lifestyle and financial habits. Our accounts come with features like online banking and mobile app access, allowing you to check your balance or make transfers anytime and anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and our Personal Loans & Debt Consolidation services are here to help. If you're facing debt challenges or need extra funds for a special project, consider us as your reliable source for personal loans that can ease your financial stress.

Shared Branch Transactions

Additionally, if you're a member of other partner credit unions, you can take advantage of basic shared branch transactions such as deposits and withdrawals right here at our location. For any questions or more information about how we can assist you, feel free to reach out at 850-477-9444 during our lobby hours from Monday through Friday from 9 AM to 5 PM. Explore all these offerings at Florida State University, where we're committed to supporting your financial journey every step of the way! Visit us online at fsucu.org today!

Digital & Online Banking

Key Services

With our online banking services available at https://championsfirst.org/ , you can easily check your balance, pay bills, and transfer money all from the comfort of your own device. Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds to friends or family with just a few taps. For those who prefer to manage their finances on the move, our mobile application is here for you. It offers all the features of our online banking platform right in your pocket. Plus, if you're someone who enjoys going paperless, our e-statements are available for easy access and viewing.

Security and Convenience

Your security is our top priority. With electronic signature authorization, you can sign documents securely from anywhere without the hassle of printing or faxing. We ensure that all transactions are protected so you can bank confidently. Additionally, with mobile payments enabled, you can make purchases directly from your smartphone no cash or cards needed! This flexibility means you can enjoy a smooth shopping experience while keeping track of your spending in real-time. In today's fast-paced world, we know how important it is for our members to have quick access to their finances. That's why we're committed to providing user-friendly services that cater to your needs without compromising security. Join us at Florida State University today and take full advantage of our digital banking tools designed for your convenience!

Financial Strength

Commitment to Growth

With $33,639,005 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evident with $7,581 in used auto loans and a total of $373,404,908 in loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our impressive net income of $1,857,355, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 94 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With a total of 64,134 share accounts, we have a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Florida State University is your trusted partner. Visit us at 9641 Holsberry Rd Pensacola Fl 32534 or call 850-477-9444 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $130,232,993 in share certificates and $50,750,102 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,922,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $50,131,731, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $142,475,524 in used vehicle loans and $50,398,963 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options are tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $28,146,631 provide the capital needed to grow and expand. We understand that businesses require different types of financing, and we're here to assist you with options that fit your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,717,747, make buying or refinancing simple. We aim to make the mortgage process as straightforward as possible, ensuring you have all the support needed for this significant investment.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to explore our competitive rates and eligibility options. Refinancing can be an effective way to lower your monthly payments or reduce interest costs. At Florida State University, we pride ourselves on being accessible and responsive to our members' needs. For more information about our loan offerings or how to apply, please visit us at 9641 Holsberry Rd Pensacola Fl 32534, call us at (850) 477-9444, or check out our website at https://championsfirst.org/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,961,497 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can help you save money while enjoying the convenience of cashless transactions.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By leveraging this reliable data, LendMesh enables users to make informed decisions without the confusion often associated with loan shopping.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, allowing users to see current offers at a glance. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in delivering valuable insights for prospective borrowers. Ready to find competitive loan rates? Compare real-time loan offers today at LendMesh and discover the best options tailored for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CHAMPIONS FIRST CREDIT UNION