Florida State University Credit Union Pensacola FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Florida State University, your trusted partner in financial wellness located at 200 N Pace Blvd, Pensacola, FL 32505. Since our establishment in 1991, we've been dedicated to serving our community, providing a range of banking services that meet your personal and business needs. With over 32,854 members and total assets of $483,052,283, we pride ourselves on being a stable and reliable choice for all your financial goals. As part of our commitment to you, we offer various services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our team of 98 employees, led by CEO Charles Adcock and Board President Stacy Sirmans, is here to assist you every step of the way. We understand the importance of community support and strive to make a positive impact through our services. For those who need assistance or want to learn more about how we can help you achieve your financial dreams, please feel free to reach out at 850-430-1968. While members can visit us at our branch address for direct assistance, official correspondence should be sent to our mailing address: PO Box 182499, Tallahassee, FL 32318. Explore our website at championsfirst.org for more information about our offerings or to apply for a loan. Join us today and experience the difference of banking with a credit union that truly cares about its members!

Branch History & Mission

Community Focus

We take pride in being more than just a bank; we're an integral part of the Pensacola community. Our partnerships with local organizations allow us to support various outreach initiatives that uplift those around us. Whether it's through financial literacy programs or community events, we are committed to making a positive impact where it counts. In addition to providing traditional banking services, we embrace digital advancements that make banking easier for everyone. Our online banking platform and mobile app ensure that you can manage your finances anytime and anywhere. Plus, our drive-thru service offers convenience for quick transactions without leaving your car.

Join Us

As we look forward to the future, we invite you to be part of our story. Experience the benefits of membership with Florida State University branch where your financial wellbeing is our priority. Stop by during our lobby hours from Monday through Friday between 9 AM and 5 PM or give us a call at 850-430-1968. Let's work together towards achieving your financial dreams!

Our Mission

At the heart of our mission is a commitment to empower our members through education and access to quality financial services. We believe that everyone deserves the opportunity for financial success and security. Our services include checking and savings accounts, vehicle financing options, personal loans, and credit cards with rewards all designed with our members' best interests in mind. While you can visit us at our main location on Pace Blvd, if you need to send official correspondence, please use our mailing address: PO Box 182499, Tallahassee, FL 32318.

Our Story

The journey of our branch began with a vision: to create a space where financial services meet genuine care for the community. From our humble beginnings at 200 N Pace Blvd, we have evolved into a trusted resource for personal banking needs, auto loans, mortgages, and much more. Not only do we provide essential banking services, but we also prioritize building relationships that matter. Our headquarters in Tallahassee supports us as we focus on providing exceptional service here in Pensacola. With total assets amounting to ${total_assets}, we are well-equipped to assist our members with their financial journeys. We understand that every member has unique needs and aspirations, which is why we strive to offer tailored solutions.

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance, don't hesitate to call us at 850-430-1968. We're here to help you every step of the way! So why wait? Visit us today at Florida State University in Pensacola your friendly neighborhood credit union awaits!

Nearby Landmarks and Accessibility Features

Our branch is situated close to local landmarks such as the Pensacola International Airport and major shopping centers, making it a convenient stop for both residents and visitors. We prioritize accessibility for all our members, featuring ADA-compliant entrances and ramps for ease of access.

Operating Hours

We are open Monday through Friday from 9 AM to 5 PM, ready to assist you with a range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. We also provide shared branch services for members of partner credit unions.

Parking and Banking Services

Parking is available right outside our branch, so you can easily pull in and out. For those who prefer not to enter the building, we offer drive-thru banking services where you can handle deposits, withdrawals, and simple transactions without leaving your vehicle.

Member Eligibility

At Florida State University, we believe that everyone deserves a chance to be part of a community that supports their financial journey. Joining us is simple and welcoming! If you live, work, worship, or attend school in the local area, you're likely eligible for membership. We invite you to explore all the benefits of being part of our credit union, from personalized service to competitive rates on loans and savings accounts. To find out more about specific eligibility requirements and ensure you're on the right path, check out our detailed criteria at . Ready to open your account? The process is straightforward! Just visit us at https://championsfirst.org/borrow/apply-for-a-loan/ and get started today. If you have any questions or need assistance, feel free to give us a call at (850) 430-1968. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $90 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $70 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,146,631, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine being able to accept payments easily from customers at any time whether they pay with a card or through mobile apps. This convenience not only enhances customer satisfaction but also helps you manage cash flow more effectively. Visit us at 200 N Pace Blvd Pensacola Fl 32505, Pensacola, FL, or call us at (850) 430-1968 to learn how we can assist your business in achieving its goals!

Comprehensive List Of Services

Business Banking Services

For small business owners, we understand the unique challenges you face. Our business banking services, including merchant services and business loans, support your growth ambitions while simplifying your financial management.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Pay bills, transfer funds, and check balances with just a few clicks or taps on your smartphone. We also offer ATM and cash withdrawal services, ensuring that accessing your money is easy when you're on the go.

Get Started Today!

With so many services at your fingertips, Florida State University is here to help you achieve your financial goals in every aspect of life. For any questions or to learn more about how we can assist you further, feel free to reach us at (850) 430-1968 during our operating hours from Monday to Friday, 9 AM to 5 PM. We look forward to serving you!

In-Person Assistance

If you prefer face-to-face interactions, our branch at 200 N Pace Blvd Pensacola Fl 32505 is equipped with basic drive-thru banking for quick transactions like deposits and withdrawals. Plus, as part of our commitment to serving all members, we facilitate shared branch transactions, allowing partner credit union members to make deposits and withdrawals conveniently.

Personal Banking Solutions

For those seeking to establish a solid financial foundation, our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your money efficiently. Need a new car? Our auto loans and vehicle financing options make purchasing your dream vehicle simple and straightforward. If you're considering homeownership or want to refinance an existing mortgage, our mortgage loans and refinancing services can guide you through the process.

Support for Your Financial Needs

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy, providing you with the flexibility to handle those challenges without added stress. For everyday purchases, our credit cards with rewards offer benefits that can enhance your spending power while earning you points on purchases.

Digital & Online Banking

Key Services

With our online banking platform, available at https://championsfirst.org/ , you can enjoy 24/7 access to your accounts. Check your balances, transfer funds, and pay bills anytime you need no more rushing to the bank before it closes! Our services also include person-to-person transfers, allowing you to send money to friends or family quickly and effortlessly. Need to sign documents? No problem! We offer electronic signature authorization, making it simple to complete transactions without the hassle of printing or mailing paperwork. Plus, you'll receive e-statements directly to your inbox, keeping your information organized and easy to find.

Mobile Banking

For those who prefer banking on their smartphones, our mobile application is here for you. It's user-friendly and packed with features like mobile payments, so you can make purchases right from your device. Imagine paying for coffee with just a tap it's that simple!

Security First

Your security is our top priority. All transactions through our online banking services are protected with advanced encryption technology, ensuring that your personal information remains safe. You can bank with peace of mind knowing that we take every measure possible to protect your data. With all these features available at Florida State University, managing your finances has never been more accessible or secure. Join us today and experience the ease of digital banking!

Financial Strength

Growing Trust

We have a strong member base with a total of 64,134 share accounts showing that more people trust us with their finances. This trust allows us to grow together as we meet the evolving needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida State University is your trusted partner. Visit us at 200 N Pace Blvd Pensacola Fl 32505 or call (850) 430-1968 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $130,232,993 in share certificates and $50,750,102 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,922,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $1,857,355, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 94 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Future

With $33,639,005 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,581 in used auto loans and $373,404,908 in total loans and leases.

Solid Financial Health

With a net worth of $50,131,731, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,037 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $142,475,524 in used vehicle loans and $50,398,963 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make owning a vehicle accessible for you.

Business Loans

For business owners, our outstanding commercial loans totaling $28,146,631 provide the capital needed to grow and expand. We understand the demands of running a business and are committed to providing support through tailored financing solutions. We invite you to explore all our loan offerings at our branch located at 200 N Pace Blvd Pensacola Fl 32505. For any questions or further assistance, feel free to reach out to us at 850-430-1968 during our operating hours from Monday to Friday between 9 AM and 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for refinancing options or checking your eligibility for one of our loan products, we're here to help every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,717,747, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to upgrade, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $7,961,497 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no hidden fees.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every loan offer displayed is fair and transparent, allowing you to see exactly what each lender has to offer without hidden fees or misleading information.

CHAMPIONS FIRST CREDIT UNION