Florida State University Credit Union Crawfordville FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Florida State University, your trusted credit union located at 11 Osceola Ct, Crawfordville, FL 32327. Since our establishment in 1991, we have been dedicated to serving our community with integrity and care. With over 32,854 members, we pride ourselves on creating lasting relationships and providing tailored financial solutions that meet the needs of our diverse membership. At Florida State University, we understand that your financial goals are unique. That's why we offer a wide range of services, including personal banking, auto loans, mortgage options, and business financing. Our total assets stand strong at $483,052,283, reflecting our commitment to financial stability and growth for our members. We currently manage over $32,718,363 in deposits and have provided loans totaling 19,988, making us a vital part of your financial journey. While you can always reach us at our branch address, please direct any official correspondence to our mailing address: PO Box 182499, Tallahassee, FL 32318. Under the leadership of CEO Charles Adcock and Board President Stacy Sirmans, we strive to create an environment where members feel valued and supported. With a team of 98 employees, we are here to assist you from 9 AM to 5 PM, Monday through Friday. Whether you're visiting us in person or using our online services at fsucu.org, we're here to help you achieve your financial aspirations. Experience the difference with Florida State University Credit Union where community matters and your success is our priority. Don't hesitate to give us a call at 850-224-4960 or visit us today!

Branch History & Mission

At Florida State University, our Crawfordville branch has proudly served the community since 1991. Over the years, we have grown from a small credit union into a trusted financial partner for over 32,000 members. With total assets reaching an impressive $483,052,283, we remain committed to providing exceptional service and support to our members in Crawfordville and beyond. Located at 11 Osceola Ct, Crawfordville, FL 32327, our branch is not just a place for transactions; it's a hub for community engagement and financial empowerment. We invite you to visit us during our operating hours from 9 AM to 5 PM, Monday through Friday. For your convenience, we also offer drive-thru banking and ATM access to ensure that your banking needs are met efficiently. Our mission at Florida State University is clear: we aim to deliver high-quality financial services while fostering a sense of belonging within our community. We believe in making a positive impact through our programs and services tailored to meet the diverse needs of our members. Whether it's personal banking, auto loans, or business financing options, we strive to empower our members with the tools they need for financial success. While members can visit us at 11 Osceola Ct Crawfordville Fl 32327, official correspondence should be sent to PO Box 182499, Tallahassee, FL 32318. This ensures that all communications are handled promptly and accurately. As part of our commitment to innovation and accessibility, we have embraced digital advancements such as online banking and mobile payments. These tools allow our members to manage their finances conveniently from anywhere. Additionally, we take pride in being ADA compliant and ensuring that all individuals can access our services comfortably. Our dedication extends beyond just banking; we actively engage with local organizations and initiatives that enhance the quality of life in Crawfordville. By partnering with community groups and supporting outreach efforts, we work towards building a stronger future together. We invite you to join us at Florida State University Crawfordville branch. Experience firsthand the benefits of membership in a credit union that truly cares about its community. Together, let's achieve your financial goals! For more information or assistance, please contact us at 850-224-4960.

Branch Location & Accessibility

Connect With Us

Have questions? Feel free to call us at 850-224-4960. Our team is always eager to help you navigate your financial journey. We invite you to visit us soon and discover how we can support you every step of the way!

Easy Access and Parking

Our branch is designed with accessibility in mind. We have ample parking available right outside, along with ADA-compliant features such as ramps to ensure everyone can visit us comfortably. Whether you're coming in for personal banking or business services, you'll find our facility welcoming and easy to navigate.

Operating Hours and Services

We are here for you Monday through Friday from 9 AM to 5 PM, ready to assist you with a range of financial services. From checking and savings accounts to auto loans and credit cards, we've got options that suit your needs. Our drive-thru service is perfect for quick transactions without leaving your car, while our ATM provides access to cash whenever you need it. If you're a member of one of our partner credit unions, take advantage of shared services right here at our location. We're committed to providing friendly service whether you're making deposits, withdrawals, or simply checking your balance. While members can visit us at 11 Osceola Ct for all their banking needs, official correspondence should be sent to PO Box 182499, Tallahassee, FL 32318 if that's more convenient for you.

Member Eligibility

Becoming a member of Florida State University is like stepping into a community where your financial well-being is our top priority. Located at 11 Osceola Ct Crawfordville Fl 32327, we invite individuals who share our values and commitment to financial growth. If you're affiliated with Florida State University, whether as a student, staff, or faculty member, you're already eligible to join! It's that simple. We welcome you to explore the benefits of membership, which include personalized service, competitive rates on loans and savings accounts, and access to exclusive financial education resources. Opening an account with us is easy just visit our website for more details on how to get started: https://championsfirst.org/borrow/apply-for-a-loan/. If you have any questions or need assistance along the way, feel free to reach out at (850) 224-4960. We're excited to help you take this important step toward achieving your financial goals! For the most current eligibility criteria and updates, check out our resource page at .

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Imagine having the capital you need to invest in new equipment, hire additional staff, or open another location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $90 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $70 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,146,631, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments from your customers effortlessly whether in-store or online. Our solutions help you focus on what matters most: running your business smoothly while improving cash flow. Visit us at 11 Osceola Ct Crawfordville Fl 32327 in Crawfordville, FL, or call us at (850) 224-4960 to explore how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also provide essential services such as ATM access for quick cash withdrawals and balance checks. Our drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving your car. For those who are members of partner credit unions, we offer basic shared branch transactions as well.

Business Banking

For small business owners, we understand the unique challenges you face. That's why we offer business banking services, including merchant services and business loans tailored to help you grow your venture. Our team is ready to support you with personalized advice and solutions.

Connect With Us

Whether you're looking for personal banking solutions or need assistance with business finance, the team at Florida State University is here to help. Feel free to reach out at 850-224-4960 or visit us at our branch in Crawfordville. Explore all the ways we can support your financial journey today!

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your finances anytime, anywhere. You can check balances, make transfers, and pay bills right from your smartphone or computer. With features like mobile payments and person-to-person transfers, handling transactions has never been easier.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts that cater to various lifestyles and financial goals. Whether you're saving for a special occasion or managing everyday expenses, our accounts come with features that help you keep track of your money effortlessly. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options make it simple to drive away in your dream car. We also provide mortgage loans and refinancing services that can help you secure your home or lower your monthly payments. For those unexpected expenses or projects, our personal loans and debt consolidation options are here to assist you in managing your financial obligations without stress. Plus, with our credit cards with rewards, every purchase can earn you points for future rewards.

Digital & Online Banking

Accessibility & Ease-of-Use

Managing your finances should be straightforward and accessible. At Florida State University, we strive to provide user-friendly solutions that fit into your busy lifestyle. With real-time account management tools and around-the-clock access to online banking services, you can take control of your financial future with confidence. We invite you to explore all these features and more by visiting us at https://championsfirst.org/. Experience the benefits of digital banking with Florida State University today!

Key Features

Our online banking platform allows you to manage your money effectively. You can view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. If you prefer using your smartphone, our mobile application makes it even easier to keep track of your finances. Whether you want to check your balance or make a payment, everything is just a tap away. Security is our top priority. With electronic signature authorization available, signing documents online has never been safer or easier. You can feel confident knowing that your information is protected while enjoying the flexibility of e-statements instead of paper ones. Not only do e-statements help keep things organized, but they also reduce clutter and are more environmentally friendly. For those who enjoy quick transactions with friends or family, our person-to-person transfer feature allows you to send money in seconds. Plus, if you're always on the move, our mobile payments option lets you pay directly from your device, making shopping hassle-free.

Financial Strength

Commitment to Growth

With $33,639,005 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $7,581 in used auto loans and $373,404,908 in total loans and leases.

Member Savings and Investments

Members' savings are secured through $130,232,993 in share certificates and $50,750,102 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,922,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,857,355 in net income reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 94 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $50,131,731, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

With a total of 64,134 share accounts, our growing member base trusts us with their finances. We have a commitment to maintaining these relationships while providing excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida State University is your trusted partner. Visit us at 11 Osceola Ct Crawfordville FL 32327 or call 850-224-4960 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $142,475,524 in used vehicle loans and $50,398,963 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $28,146,631 provide the capital needed to grow and expand your business. We understand the importance of having access to funds when opportunities arise. At Florida State University, we strive to create positive experiences for all our members. If you're interested in any of our loan products or want to learn more about eligibility options and refinancing opportunities, feel free to reach out at 850-224-4960 or visit us at 11 Osceola Ct Crawfordville Fl 32327. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today!

Credit Lines and Credit Cards

For those who prefer flexibility in managing expenses, we provide credit lines with a total amount of $34,047,206 available to our members. In addition, our unsecured credit card loans total $7,961,497, allowing you to handle everyday purchases without worrying about high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,717,747, make buying or refinancing simple. We offer various loan terms and refinancing options to help make your dream of owning a home a reality.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict sourcing ensures that every loan offer presented is fair and transparent. By focusing solely on credible institutions, LendMesh helps users avoid misleading information and provides them with trustworthy options.