Florida Customs Credit Union Tampa FL | Best Auto Loans & Business Banking

Introduction

At Florida Customs, we believe in building strong relationships with our members and the communities we serve. Located at 5519 W Hillsborough Ave, Tampa, FL 33634, our credit union has been a trusted financial partner since 1935. With a dedicated team of just 2 employees, we pride ourselves on delivering personalized service and tailored solutions that meet your financial needs. As a member-focused institution, we currently serve over 1,044 members and manage total assets of approximately $7,384,699. Our commitment to our community is evident not only in our services but also in our financial health boasting a net worth of $1,777,492 and total deposits reaching $151,035. Under the leadership of CEO Leianne Harden and Board President Gregory Brown, we are dedicated to enhancing your banking experience through various offerings such as checking and savings accounts, auto loans, personal loans, and business banking services. Our focus is on ensuring you receive the best possible support while making smart financial choices. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 5519 W Hillsborough Ave, Tampa, FL 33634. We invite you to explore our website at www.flcustomsfcu.org for more information or call us at 813-248-1527 during our lobby hours from Monday to Friday between 8:30 AM and 4:30 PM (closed from 11:30 AM to 12:30 PM for lunch). Join us in making your financial dreams a reality come see how Florida Customs can make a difference for you!

Branch History & Mission

At Florida Customs, we take pride in our rich history and deep commitment to the community. Founded in 1935, our branch has been serving the residents of Tampa, FL, for nearly nine decades. Located at 5519 W Hillsborough Ave, our facility has become a trusted financial partner for over 1,044 members who rely on us for their banking needs. As we look back on our journey, we recognize the milestones that have shaped us into the credit union we are today. From humble beginnings, Florida Customs has grown significantly over the years. Our total assets have reached an impressive $7,384,699, reflecting our sound financial management and dedication to providing exceptional service. We strive to adapt and meet the evolving needs of our members while staying true to our core values of integrity and community support. Our mission is simple yet powerful: to provide accessible financial services that empower individuals and strengthen families within our community. We offer a wide range of products, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we cater to businesses with merchant services and business loans. We believe that by supporting both individuals and local businesses, we contribute to a thriving community. While members can visit us at 5519 W Hillsborough Ave, official correspondence should be sent to 5519 W Hillsborough Ave, Suite 111, Tampa, FL 33634. Our doors are open Monday through Friday from 8:30 AM to 4:30 PM, except during holidays when we close from 11:30 AM to 12:30 PM for lunch. Although we currently do not offer ATM or drive-thru services, our focus remains on providing personalized service that meets your needs. We also embrace technology in ways that enhance your experience. With online banking options available, managing your finances has never been easier. You can transfer funds or pay bills with just a few clicks. Our commitment extends beyond just banking; we actively engage in community outreach efforts aimed at bettering lives in Tampa. As we continue this journey together, we invite you to join Florida Customs as a member. Experience the benefits of being part of a credit union that prioritizes its members and community above all else. Together, let's build a brighter financial future! For more information about membership and services offered, please visit our website at Florida Customs or call us at 813-248-1527 today!

Branch Location & Accessibility

Welcome to Florida Customs, your trusted credit union conveniently located at 5519 W Hillsborough Ave in Tampa, FL. Nestled in the heart of Hillsborough County, our branch is easy to access and serves as a welcoming space for all your banking needs. Whether you're stopping by for personal banking services or to discuss loan options, we're here to help you every step of the way. You can find us just a stone's throw from popular local spots, making it easy to fit a visit into your day. Our branch features ample parking and is designed with accessibility in mind, ensuring everyone can enjoy our services comfortably. While our branch address is 5519 W Hillsborough Ave, any official correspondence should be sent to the same mailing address for your convenience. We understand that time is valuable, which is why our lobby hours are designed to accommodate busy schedules. We're open Monday through Friday from 8:30 AM to 4:30 PM, with a brief closure from 11:30 AM to 12:30 PM each day. Feel free to give us a call at 813-248-1527 if you have any questions or need assistance before your visit. Though we currently do not offer ATM services or drive-thru banking, our friendly staff is always ready to assist you inside the branch. We provide a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. At Florida Customs, we believe in building strong relationships with our members. We invite you to stop by and experience personalized service that puts you first. Visit us today at our Tampa location or call us with any inquiries we're excited to welcome you!

Member Eligibility

At Florida Customs, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area or have family members who are already part of our credit union, you're likely eligible to join us. We pride ourselves on being inclusive, so even if you're not sure about your eligibility, reach out and ask we're here to help! For detailed eligibility criteria, feel free to visit our website at http://www.flcustomsfcu.org/index.php/membership. Once you're ready to take the next step, opening an account with Florida Customs is a breeze. Whether it's for checking and savings accounts, auto loans, or other financial services, we're excited to assist you every step of the way. You can start the process online by visiting https://www.flcustomsfcu.org/loan-application.html or give us a call at (813) 248-1527 for any questions. We look forward to welcoming you into our family at 5519 W Hillsborough Ave Tampa Fl 33634!

Business Banking & Commercial Services

Merchant Services for Your Business

Imagine being able to streamline your payment process effortlessly. Our merchant services are designed to help you accept payments quickly and securely, whether you're at the checkout counter or online. This means less hassle for you and a better experience for your customers, allowing you to focus on what truly matters growing your business. Located conveniently at 5519 W Hillsborough Ave Tampa Fl 33634, Tampa, FL, we invite you to explore how our business banking and commercial services can empower your entrepreneurial vision. For more information or to get started, call us at (813) 248-1527.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, our goal is to provide flexible financing solutions that meet your needs.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at this location, rest assured that cash withdrawal services remain accessible through various partnerships in the area, ensuring that you can access your funds when needed. At Florida Customs, we're dedicated to offering comprehensive financial solutions tailored just for you. If you'd like more information about any of our services or want assistance with opening an account, don't hesitate to reach out! Call us today at 813-248-1527 or visit our website at www.flcustomsfcu.org. Your financial success is our priority!

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to support local enterprises in their growth journey. We understand the unique challenges businesses face and are committed to providing flexible solutions that work for you.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, all it takes is a few clicks or taps.

Credit Cards with Rewards

For those who love rewards while spending, check out our credit cards with rewards. They not only help build your credit score but also offer benefits that make everyday purchases more rewarding.

Home Financing Options

Owning a home is a significant milestone, and at Florida Customs, we want to make it as easy as possible. With our mortgage loans and refinancing options, you can find a plan that fits your budget and lifestyle. Whether you're buying your first home or looking to refinance an existing mortgage, our team is ready to guide you every step of the way.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we have the right options for you. Our personal banking services not only help you manage your day-to-day finances but also encourage saving for the future. For those who need a little extra help, our personal loans and debt consolidation services can provide the support needed to get back on track financially.

Vehicle Financing Made Easy

Thinking about purchasing a new car? Our auto loans and vehicle financing solutions are here to assist you. We offer competitive rates that can make driving away in your dream car more affordable than ever. If you're already a proud car owner, consider refinancing your existing loan with us to potentially lower your monthly payments.

Digital & Online Banking

At Florida Customs, we understand that managing your finances should be easy and secure, no matter where you are. Our digital and online banking services offer you the convenience to handle your banking needs from the comfort of your home or on the go. With our 24/7 online banking services, available at https://www.flcustomsfcu.org/, you can check your account balances, transfer funds, and pay bills anytime you want. It's like having a bank branch in your pocket! Plus, for those times when you need to send money to friends or family quickly, our person-to-person transfers make it simple and fast. We prioritize your security. With electronic signature authorization available, signing documents online is safe and straightforward. You can also opt for e-statements, which not only help you keep track of your transactions but also reduce paper clutter saving trees and making it easier to access your financial information. While we currently don't offer mobile payments or a dedicated mobile app, rest assured that our online banking platform is designed to be user-friendly and accessible from any device. This means whether you're using a laptop, tablet, or smartphone, you'll find it easy to navigate and manage your accounts effectively. Choosing Florida Customs means embracing modern banking solutions that fit into your lifestyle. We're here to help you take control of your finances with ease and confidence!

Financial Strength

At Florida Customs, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our robust financial health, which ensures that you can trust us with your savings and loans. With a net worth of $1,777,492, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2407 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,111,660 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,542,094 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,527,015 in total loans and leases and 64 used auto loans available for those looking to make significant purchases. Our operational efficiency is reflected in our net income of $12,326, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 1,319, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida Customs is your trusted partner. Visit us at 5519 W Hillsborough Ave Tampa Fl 33634 or call 813-248-1527 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,181,224 in used vehicle loans and $613,004 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used car, we've got you covered.

Credit Lines and Personal Loans

For those needing extra flexibility in managing expenses, we provide total credit lines amounting to $591,159. This can be an excellent way to cover unexpected costs or consolidate debt more effectively.

Mortgage Loans

Thinking about homeownership? While we currently do not offer mortgage loans specifically for Junior Lien 1-4 Family Residential Properties, we are committed to providing options that suit your needs when they become available. If you're considering refinancing your existing mortgage or exploring eligibility options for future purchases, our team is here to guide you through the process.

Unsecured Credit Card Loans

Although we currently do not have unsecured credit card loans available, our team is dedicated to helping you find other financial solutions that may better meet your needs. At Florida Customs, we're more than just a credit union; we're your financial partner. Our friendly staff is here to assist you every step of the way and ensure you feel confident about your borrowing choices. For detailed information on eligibility and how to apply for any of our loan offerings, please visit our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you pave the way toward achieving your financial dreams today!

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Florida Customs