Florida Central Credit Union Tampa FL | Low Mortgage Rates & Rewarding Credit Cards

Introduction

Welcome to Florida Central, your trusted partner in financial growth and community well-being! Located at 8620 Citrus Park Dr, Tampa, FL 33625, our branch has been serving the Tampa community since 1954. With a strong commitment to our members, we proudly support over 45,000 individuals and families with personalized banking solutions. At Florida Central, we understand that your financial needs are unique. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans, mortgages, or business financing, we have you covered. Our total assets amount to an impressive $604,366,572, reflecting our stability and dedication to helping you achieve your financial goals. Currently, we hold $57,134,631 in deposits and have granted a total of 38,900 loans to our valued members. The heart of our credit union is not just about numbers; it's about people. Led by our dedicated CEO Linh Dang and Board President William Mignone, our team of 134 employees is here to provide you with exceptional service. We are also proud of our robust net worth of $46,284,366, ensuring that we can continue to support the needs of our members for years to come. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 8620 Citrus Park Dr, Tampa, FL 33625-3012. With services ranging from online and mobile banking to ATM access and drive-thru options, we're here to make banking easy and accessible for everyone in our community. So why wait? Reach out today at (813) 433-2101 or explore more on our website Florida Central your journey toward financial empowerment starts here!

Branch History & Mission

Community Commitment

Florida Central isn't just about banking; it's about building relationships within the Tampa community. We engage in various outreach programs and partnerships aimed at enhancing the quality of life for our members and neighbors. Whether through financial education workshops or local sponsorships, we strive to be an active participant in making Tampa a better place to live. While you can visit us at 8620 Citrus Park Dr, official correspondence should be sent to 8620 Citrus Park Dr, Tampa, FL 33625-3012 if needed. Our branch offers convenient operating hours Monday through Thursday from 8:00 AM to 5:00 PM and Friday until 6:00 PM along with ATM access and drive-thru banking for your convenience.

Join Us Today!

We invite you to become part of our story at Florida Central. Experience firsthand how we blend modern banking solutions with a personal touch. Join us today and discover the benefits of membership with Florida Central Credit Union! For more information or to open an account, call us at 813-433-2101 or visit our website. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, we have continually evolved to meet the needs of our community. We started with a handful of dedicated members and have expanded into a full-service financial institution. Over the years, we've embraced new technologies while maintaining our focus on personalized service. Today, we offer a range of products including checking and savings accounts, auto loans, mortgage services, and business banking solutions. We are not just about numbers; we believe in making a positive impact. Our mission is to empower individuals and families by providing accessible financial services that foster economic growth and community development. We are dedicated to ensuring that every member feels valued and supported in their financial journey.

Branch Location & Accessibility

Get in Touch!

Have questions? Feel free to call us at 813-433-2101! Our friendly team is ready to assist you with any inquiries. We invite you to stop by our Citrus Park branch today where community matters and your financial wellness is our priority! While members can visit us at 8620 Citrus Park Dr, official correspondence should be sent to the same address. We look forward to seeing you soon!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to accommodate your busy schedule. You can visit us Monday through Thursday from 8:00 AM to 5:00 PM and on Friday until 6:00 PM. We also have a drive-thru service available for quick deposits and withdrawals without leaving your vehicle.

Parking and Accessibility

Our branch offers ample parking, ensuring that you can find a spot easily when you visit. We are fully committed to accessibility for all members, featuring ADA-compliant entrances and ramps, so everyone can feel welcome.

Services Offered

At Florida Central, we offer a wide range of services tailored to meet your banking needs. Whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we've got you covered! Plus, our ATM is available for cash withdrawals and balance checks whenever you need it. If you prefer online banking or mobile payments, we've made those options simple and secure as well.

Member Eligibility

At Florida Central, we believe that everyone deserves to be part of a supportive and caring community. If you're looking to join us, the good news is that becoming a member is simple! You're eligible if you live, work, or attend school in the areas we serve, which allows us to welcome a diverse group of individuals into our family. This means that whether you're in Tampa or one of the surrounding communities, we would love to have you with us. By joining Florida Central, you gain access to personalized financial services designed just for you, including checking accounts, loans, and much more tailored to your needs. To learn more about the specific eligibility details and how you can get started on your journey with us, feel free to check out this resource: Eligibility Information. And when you're ready to open an account, simply visit our online application page at Account Opening or give us a call at (813) 433-2101. Our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $161,087, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to our loan offerings, we provide merchant services designed to simplify payment processing. Imagine receiving payments quickly and securely from your customers our services make that possible. Whether you're operating a brick-and-mortar store or an online shop, our merchant solutions help streamline your transactions so you can focus on what matters most: growing your business. Located at 8620 Citrus Park Dr, Tampa, FL 33625, Florida Central is here to partner with you on your business journey. Contact us today at 813-433-2101 and discover how we can help your business thrive!

Comprehensive List Of Services

Convenient Digital Banking

With today's busy lifestyles, convenience is key. That's where our Online & Mobile Banking features come into play. Access your accounts anytime, anywhere through our user-friendly app or website. Make transfers, pay bills, or even deposit checks from the comfort of your own home. Our branch also provides essential ATM & Cash Withdrawal Services, ensuring you have access to cash when you need it most. With our drive-thru service available for deposits and simple transactions, you won't have to leave your car for quick banking needs.

Credit Cards and Business Solutions

Don't forget about our Credit Cards with Rewards program! You can earn points on everyday purchases, which means your spending can actually work for you. For local businesses, we offer specialized Business Banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth.

Final Thoughts

In summary, at Florida Central's Citrus Park Branch, located at 8620 Citrus Park Dr Tampa FL 33625, we offer a comprehensive list of services aimed at making your financial life easier and more rewarding. Whether you're stopping by in person or using our digital tools from anywhere in Tampa, we strive to make banking as convenient as possible. If you're ready to take the next step towards achieving your financial goals or simply want more information about how we can assist you further, please call us at 813-433-2101 or visit us online at Florida Central. We look forward to serving you!

Personal Banking

Starting with Personal Banking, we offer various options for checking and savings accounts tailored to fit different lifestyles. Imagine having an account that allows you to easily manage your everyday expenses while also helping you save for that dream vacation. Our accounts come with features that make tracking your spending a breeze. When it comes to financing, our Auto Loans & Vehicle Financing make it simple for you to hit the road in style without breaking the bank. Picture driving away in a new car with manageable monthly payments that fit right into your budget. We also provide Mortgage Loans & Refinancing options, whether you're purchasing your first home or looking to lower your current mortgage rate. For those unexpected expenses, our Personal Loans & Debt Consolidation services are here to help. You can consolidate multiple debts into one easy payment, making it less stressful and more manageable.

Digital & Online Banking

Key Features for Your Convenience

Our mobile application provides an intuitive experience that keeps you connected to your finances. You can easily access e-statements, which are not only environmentally friendly but also help you stay organized. Plus, with electronic signature authorization available, signing documents has never been simpler or safer. Just a few taps on your device and you're done! For those moments when you need to send money quickly to family or friends, our person-to-person transfer feature makes it effortless. And if you're on the go, take advantage of our mobile payments feature to make transactions directly from your smartphone no cash or cards needed.

Security and Accessibility

At Florida Central, we prioritize your security. Our online banking system uses advanced technology to protect your personal information. This means you can feel safe while managing your accounts online. With all these features designed with ease-of-use in mind, accessing your finances has never been more straightforward. Join us at Florida Central today and experience how digital banking can simplify your life!

Financial Strength

At Florida Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you and ensuring your peace of mind. With a net worth of $46,284,366, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 765 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $151,803,692 in share certificates and $27,888,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,488,854, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,572,733 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,823 in used auto loans and a total of $389,430,130 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 122 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $831,704. Total Share Accounts: 123,740, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida Central is your trusted partner. Visit us at 8620 Citrus Park Dr., Tampa FL 33625 or call us at 813-433-2101 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $130,527,310 in used vehicle loans and $54,393,871 in new vehicle loans already helping members get on the road, we make it easy to finance your next ride. Our flexible terms ensure you can choose an option that fits your budget perfectly.

Credit Lines and Business Financing

For those looking for additional financial flexibility, our total credit lines amount to $65,000,000. This can be an excellent option for both personal use and business needs. For business owners specifically, our outstanding commercial loans totaling $161,087 provide the capital needed to grow and expand your ventures.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $40,545,933. We simplify the process of buying or refinancing a home so that you can focus on what matters most making it yours.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility options for new ones, we're here to guide you through that process as well. Our team at Florida Central is ready to assist you every step of the way. Feel free to reach out to us at 813-433-2101 during our operating hours Monday through Thursday from 8:00 AM to 5:00 PM and Friday from 8:00 AM to 6:00 PM to discuss how we can help you with your loan needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Florida Central be your trusted partner in achieving all your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,932,199 in loans available to help members manage their finances effectively. These cards come with various benefits that make everyday purchases easier and more rewarding.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons through a robust sourcing method. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance guarantees that users receive fair and transparent offers. The benefits of using LendMesh are clear and professional: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and trust. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FLORIDACENTRAL CREDIT UNION - Tampa, FL

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