Florida Central Credit Union Tampa FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Florida Central, your trusted partner in financial growth and community support. Located at 3333 Henderson Blvd, Tampa, FL 33609, we have been dedicated to serving our members since 1954. With a strong commitment to our local community, we proudly support over 45,323 members and manage assets totaling an impressive $604,366,572. At Florida Central, we believe that banking should be more than just transactions; it should be a relationship built on trust and understanding. Our experienced team is here to help you navigate your financial journey with personalized services that cater to your unique needs. Whether you're looking for auto loans, mortgage options, or business services, we've got you covered. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 18605, Tampa, FL 33679-8605. We are proud to maintain a strong financial foundation with total deposits of $57,134,631 and a net worth of $46,284,366, ensuring that your funds are safe and secure. Our leadership team is passionate about providing excellent service. Under the guidance of CEO Linh Dang and Board President William Mignone, we strive to create an environment where everyone feels welcome and valued. Ready to take the next step in your financial journey? Visit us online at floridacentralcu.com or give us a call at 813-879-3333. We can't wait to serve you!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of adapting to technological advancements. Florida Central has embraced digital banking tools that offer convenience and accessibility. From online banking and mobile payments to electronic signatures and e-statements, we ensure that your banking experience is both modern and user-friendly. Our commitment extends beyond technology; we also prioritize ADA compliance to make sure all members can access our services.

Community Partnerships

Florida Central believes in giving back. We actively participate in community outreach efforts and collaborate with local organizations to support initiatives that improve lives in Tampa. Our partnerships are designed to uplift those around us while reinforcing our commitment to being more than just a financial institution we are part of your community. As you consider joining Florida Central, know that you're becoming part of a legacy dedicated to supporting its members through thick and thin. Whether you're looking for reliable banking services or seeking ways to enhance your financial health, we invite you to experience the benefits of membership with us. Feel free to reach out at 813-879-3333 or visit our website at Florida Central for more information on how we can help you achieve your financial goals!

Our Mission

The mission of Florida Central is simple yet impactful: to provide accessible financial services while fostering a sense of community. We strive to empower our members through a range of offerings from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options. Our goal is not just about numbers; it's about making a difference in the lives of individuals and families in our area.

Branch Location & Accessibility

Contact Us

Have questions? Feel free to reach out to us at 813-879-3333. Our friendly staff is eager to help you navigate your financial needs. We invite you to visit Florida Central today your trusted partner in achieving financial wellness!

Getting Here

Finding us is a breeze! Our location is designed with your convenience in mind, featuring ample parking for all visitors. We ensure that our facilities are ADA compliant, making it easy for everyone to access our services. If you prefer to send us official correspondence, please use our mailing address: P.O. Box 18605, Tampa, FL 33679-8605.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby welcomes you from Monday to Thursday between 8:00 AM and 5:00 PM, and on Fridays until 6:00 PM. Our team is ready to assist you during these hours, so don't hesitate to drop by!

Services Offered

At Florida Central, we take pride in offering a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Additionally, enjoy the convenience of online and mobile banking options right at your fingertips. Need cash? Our ATM services are available for quick withdrawals and balance checks.

Member Eligibility

Becoming a member of Florida Central feels like joining a welcoming family where your financial goals are supported every step of the way. At Florida Central, we believe that banking should be accessible and beneficial for everyone. To qualify for membership, you typically need to live, work, or attend school in specific areas of Florida, but the details can vary. It's as simple as checking out our eligibility criteria at this link to see if you fit in. Once you're ready to take the next step, opening an account is easy! You can find everything you need to know about getting started at this page. If you have any questions or need assistance, feel free to give us a call at 8138793333. We're located at 3333 Henderson Blvd, Tampa, FL 33609, and our doors are always open to help you on your journey towards better banking!

Business Banking & Commercial Services

Lending Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $161,087, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services simplify how you handle transactions. Imagine a busy restaurant where customers pay seamlessly with their cards while you manage orders effortlessly. Our services help streamline payments, making it easier for you to focus on what matters most running your business. Visit us at 3333 Henderson Blvd Tampa Fl 33609 in Tampa, FL, or call us at (813) 879-3333 to learn more about how we can partner with you for your business journey!

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, our financial products are designed to support your business growth effectively.

Credit Cards with Rewards

Who doesn't love rewards? Our Credit Cards with Rewards allow you to earn points on every purchase you make. It's a simple way to benefit from your everyday spending while enjoying perks that enhance your lifestyle.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have integrated robust digital banking features into our services. With Online & Mobile Banking, accessing your accounts has never been easier. You can manage your money anytime and anywhere from checking balances to transferring funds with just a few taps on your smartphone. Additionally, our ATM and cash withdrawal services are readily available for when you need cash on the go. With basic ATM access for withdrawals and balance checks, we've ensured that banking at Florida Central is accessible and hassle-free. We invite you to visit us at 3333 Henderson Blvd Tampa Fl 33609, or give us a call at (813) 879-3333 to learn more about how our services can meet your financial needs. Join us today and experience the difference that comes from being part of the Main Office family!

Loans and Financing Options

Life is full of exciting opportunities, from buying a car to purchasing a home. At Florida Central, we facilitate this journey with our Auto Loans & Vehicle Financing, ensuring you can drive away in your dream car without breaking the bank. If homeownership is on your mind, explore our Mortgage Loans & Refinancing options, which provide flexibility and competitive rates tailored to fit your budget. In addition, we offer Personal Loans & Debt Consolidation services. This means if you're feeling weighed down by multiple debts, we can help simplify your payments into one manageable loan, making it easier for you to regain control over your finances.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options like checking and savings accounts, designed to help you keep track of your day-to-day expenses and savings goals. Whether you're looking to save for a vacation or simply need an account for daily transactions, we've got you covered.

Digital & Online Banking

Accessibility and User Experience

With mobile payments now available, managing purchases has never been simpler. Use your smartphone to pay at stores or send cash instantly through our app. Everything is designed to be user-friendly and intuitive so that you spend less time figuring things out and more time enjoying life. Whether you're at home or out and about, Florida Central's digital banking options provide the flexibility you need to stay connected with your finances. Join us today and experience a modern approach to banking that prioritizes both ease-of-use and security!

Key Services

Our online banking platform is available 24/7 at Florida Central's website. This means you can check your account balances, view transaction history, and transfer funds whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. Plus, if you prefer using your mobile device, our dedicated mobile application offers the same robust features for banking on the go. Security is a top priority for us. You can safely authorize transactions with electronic signature options, making it easier than ever to complete paperwork without the hassle of printing or mailing documents. And for those looking to reduce paper clutter, we offer e-statements so you can receive your account statements electronically saving trees while also keeping your information secure.

Financial Strength

Commitment to Growth

With $38,572,733 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,823 in used auto loans and $389,430,130 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 123,740, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $831,704. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida Central is your trusted partner. Visit us at 3333 Henderson Blvd Tampa Fl 33609 or call (813) 879-3333 to learn more about how we can help you achieve your financial goals.

Member Savings and Security

Members' savings are secured through $151,803,692 in share certificates and $27,888,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,488,854, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 122 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $46,284,366, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $765 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $130,527,310 in used vehicle loans and $54,393,871 in new vehicle loans already helping members get on the road. Whether you're after a reliable used vehicle or a brand-new model, our competitive rates make financing straightforward and affordable.

Business Loans

For business owners looking to expand their operations or invest in new opportunities, our outstanding commercial loans totaling $161,087 provide the capital needed to grow and succeed. We aim to empower local businesses by offering tailored financing solutions that align with your vision. If you're considering refinancing or want to know if you qualify for any of our loan products, please don't hesitate to reach out. You can contact us at 813-879-3333 or visit us at 3333 Henderson Blvd Tampa FL 33609 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan offerings can support your journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,545,933, make buying or refinancing simple. We believe that owning a home should be within everyone's reach, which is why we offer flexible terms and support throughout the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $6,932,199 in loans helping members manage their finances effectively. This gives you the freedom to make purchases as needed while keeping your budget in check.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that all offers are fair and transparent, allowing users to trust the information they receive.

FLORIDACENTRAL CREDIT UNION