Florida Central Credit Union Sarasota FL | Best Auto Loans & Business Banking

Introduction

At Florida Central, we believe that strong communities are built on trust, support, and shared success. Located at 3451 Cattlemen Rd, Sarasota, FL 34232, our branch has been serving our members since 1954. With a commitment to providing personalized financial services, we proudly support over 45,000 members in achieving their financial goals. Whether you're looking for a new auto loan or seeking advice on personal banking, we're here to help. Our dedicated team of 134 employees is led by CEO Linh Dang and Board President William Mignone, who both share a vision of fostering community engagement and member satisfaction. We work hard to ensure our members feel valued and understood. With total assets exceeding $604 million and total deposits around $57 million, Florida Central stands as a reliable partner in your financial journey. Our diverse range of services includes checking and savings accounts, credit cards with rewards, mortgage loans, and business banking options. We also offer convenient online and mobile banking solutions to make managing your finances easier than ever. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 3451 Cattlemen Rd, Sarasota, FL 34232. If you need assistance or have any questions, don't hesitate to reach out at (941) 684-0094. Join us today and experience firsthand how Florida Central can make a difference in your life! Whether you want to open an account or learn more about our services, visit our website at Florida Central for more information. Your financial future starts here!

Branch History & Mission

Community Connections

Our dedication to community outreach is reflected in various partnerships and local initiatives aimed at uplifting those around us. We actively participate in events that promote financial literacy and support charitable organizations within Sarasota. By giving back, we strengthen the bonds that tie us together as a community. With convenient operating hours from Monday to Thursday from 8:00 AM to 5:00 PM and Friday until 6:00 PM, along with drive-thru banking options and ATM access readily available, we strive to make banking easy for you. We invite you to experience all that Florida Central has to offer. Join us today and become part of a credit union that truly cares about its members and their success! For more information or to open an account online, visit Florida Central or give us a call at 941-684-0094.

Our Mission

Florida Central is not just about banking; it's about community empowerment. Our mission is to provide exceptional financial services while supporting local initiatives and enhancing the quality of life for our members. We believe in building strong relationships based on mutual respect and understanding. Our services include personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. As we have expanded our offerings over the years, we've also embraced digital advancements to better serve our members. With features like online banking and mobile payments available to everyone, managing your finances has never been easier or more efficient. Our commitment to accessibility includes ADA-compliant facilities and services.

Branch Location & Accessibility

Call to Action

We invite you to stop by our Sarasota branch today! Experience firsthand how Florida Central Credit Union can support your financial journey. Our friendly team is here waiting for you!

Operating Hours

Our doors are open Monday through Thursday from 8 AM to 5 PM, and on Fridays, we extend our hours until 6 PM. This flexibility allows you to visit us at a time that suits your busy schedule.

Parking and Accessibility

We understand that accessibility is important. Our branch offers ample parking spaces, including spots designed for easy access. If you require additional assistance, rest assured that our facility is ADA compliant, featuring ramps and other accommodations to ensure everyone can bank with ease.

Services Offered

At Florida Central, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, enjoy the convenience of drive-thru banking for quick deposits and withdrawals without leaving your car. Our ATM services are also available around the clock for those late-night transactions! While members can visit us at 3451 Cattlemen Rd Sarasota Fl 34232, official correspondence should be sent to the same address: 3451 Cattlemen Rd, Sarasota, FL 34232. If you have any questions or need assistance, feel free to call us at (941) 684-0094 we're always happy to help!

Member Eligibility

At Florida Central, we believe that joining our community means becoming part of something special. If you're looking to become a member, it's easier than you might think! We welcome individuals who live, work, worship, or attend school in our local area. This means if you're a resident of Sarasota or even just passing through, you have the chance to enjoy all the benefits we offer. Our members enjoy personalized financial services and a supportive environment tailored just for them. For the complete eligibility details, feel free to check out this page. Ready to take the next step? Opening an account with us is a breeze! You can start your membership journey by visiting our account opening page. If you have any questions or want to learn more about what we offer, don't hesitate to give us a call at 941-684-0094. We're here to help you every step of the way and look forward to welcoming you at our branch located at 3451 Cattlemen Rd, Sarasota, FL 34232.

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify transactions so you can focus on what matters most running your business. Imagine having a seamless way to accept payments from customers, whether in-store or online. Our services ensure you get paid quickly and securely, giving you peace of mind as you build lasting relationships with your clients. Located at 3451 Cattlemen Rd Sarasota Fl 34232, Sarasota, FL, we're here to provide the financial tools you need for success. Contact us at (941) 684-0094 to learn more about how we can assist your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $161,087, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For those running a business, we provide comprehensive business banking solutions. From merchant services that simplify payment processing to business loans that fuel growth, we've got you covered.

Credit Options

At Florida Central, we believe in rewarding loyalty. That's why we offer credit cards with rewards, allowing you to earn points on everyday purchases while managing your spending. These rewards can add value to your shopping experience.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts from anywhere at any time. You can easily check balances, transfer funds, pay bills, and even send money to friends through our person-to-person payment feature. We also offer ATM access for cash withdrawals and basic transactions, ensuring you have what you need when you need it.

Drive-Thru Services

For those who prefer face-to-face interaction but need quick service, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car. If you're ready to explore how Florida Central can support your financial journey or if you have any questions about our services, don't hesitate to reach out! Call us at 941-684-0094 or visit us online at Florida Central. We're here to help!

Personal Banking

We offer various personal banking services tailored to help you manage your money effectively. With our checking and savings accounts, you can choose options that fit your lifestyle and savings goals. If you're considering purchasing a new car or need a vehicle upgrade, our auto loans and vehicle financing options are here to help you get on the road smoothly. Homeownership is within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team will guide you through the process. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation solutions can provide the support you need.

Digital & Online Banking

Accessibility & Ease of Use

At Florida Central, we prioritize making banking easy for everyone. Our digital services are designed for real-time account management so you can stay on top of your finances without stress. Whether you're at home or on the go, we're here to help you manage your money efficiently and securely. Experience the future of banking with us today! For more information about our digital services, visit https://www.floridacentralcu.com/.

Key Features

Enjoy the peace of mind that comes with secure banking. We offer electronic signature authorization for quick and safe transactions without needing to visit a branch. Plus, if you're looking to go paperless, our e-statements feature allows you to view your account statements online anytime. For those who love using their smartphones, our mobile application gives you access to all these features right at your fingertips. You can even make mobile payments effortlessly just tap and go! Need to send money to a friend? With our person-to-person transfers, sending cash has never been easier. Simply enter their information and the amount; it's as straightforward as texting.

Financial Strength

At Florida Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on being a trustworthy partner in your financial journey, and our strong performance highlights our commitment to you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $46,284,366, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 765 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $151,803,692 in share certificates and $27,888,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,488,854, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,572,733 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,823 in used auto loans and a total of $389,430,130 in loans and leases. Our operational efficiency is evident with a net income of $0, which reflects our commitment to maintaining low costs while delivering high-quality services for our members. We also take pride in having 122 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $831,704, while total share accounts reach an impressive 123,740, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida Central is your trusted partner. Visit us at 3451 Cattlemen Rd Sarasota FL 34232 or call 941-684-0094 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $130,527,310 in used vehicle loans and $54,393,871 in new vehicle loans to help our members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options can make the process smooth and affordable.

Credit Lines and Unsecured Credit Card Loans

For those who need flexibility in managing their finances, we offer robust credit lines totaling $65,000,000. These lines can help you tackle large purchases or unexpected costs without stress. Additionally, we also provide flexible terms on unsecured credit card loans with a total of $6,932,199 in loans helping members manage their spending effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $40,545,933, making buying or refinancing simple. We provide various mortgage solutions that cater to different needs whether you're a first-time homebuyer or looking to refinance an existing loan.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better terms or lower rates, our team is here to guide you through the process. We assess your current situation and can present eligibility options that may save you money over time. At Florida Central in Sarasota (3451 Cattlemen Rd), our dedicated team is ready to assist you with any questions you may have about our loan products. You can reach us at 941-684-0094 during our operating hours Monday through Thursday from 8:00 AM to 5:00 PM and Friday from 8:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today to learn more about how we can support your financial journey!

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FLORIDACENTRAL CREDIT UNION - Sarasota, FL

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