Florida Central Credit Union Brandon FL | Affordable Vehicle Loans & Low Mortgage Rates

Introduction

At Florida Central, we believe in building strong financial futures for our members and the community. Established in 1954, our 60- Brandon Branch located at 334 Oakfield Dr, Brandon, FL 33511, has been a trusted partner for over six decades, supporting nearly 45,323 members with personalized banking solutions. Our commitment to service is reflected in our impressive total assets of $604,366,572 and total deposits amounting to $57,134,631. Under the guidance of our CEO, Linh Dang, and Board President, William Mignone, we pride ourselves on fostering relationships that go beyond transactions. With a dedicated team of 134 employees, we are here to assist you every step of the way from personal loans to business banking services. While you can visit us at our branch for your banking needs, please note that official correspondence should be sent to the same address: 334 Oakfield Dr, Brandon, FL 33511. We invite you to explore all that we offer on our website at floridacentralcu.com. Our focus is on you our valued member. Whether you're looking for auto loans, mortgage options, or simply want to learn more about managing your finances, we're here to help. With a net worth of $46,284,366 and cash reserves of $3,948,769, we stand ready to serve your financial needs with confidence. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members. Feel free to call us at 813-643-3933 or visit us during our operating hours: Monday through Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. We're excited to help you achieve your financial goals!

Branch History & Mission

A Vision for the Future

With total assets exceeding $604 million, Florida Central is well-equipped to support both individual and business banking needs. We prioritize transparency and customer satisfaction while also focusing on responsible lending practices. Our dedicated team works diligently to ensure that every member feels valued and supported. We also understand the importance of community engagement. Through various outreach initiatives and partnerships with local organizations, we strive to make a positive impact in Brandon and beyond. From financial literacy programs to charity events, we're committed to giving back and enhancing the lives of those around us.

Join Us Today!

At Florida Central, our legacy is one of trust, community spirit, and dedication. As we continue this journey together, we invite you to join us! Experience the many benefits of membership whether it's accessing competitive rates on loans or enjoying personalized service from our friendly staff. Together, let's build a stronger financial future. For more information about joining or visiting us at our branch in Brandon, call us at 813-643-3933 or explore more on our website here. We can't wait to welcome you!

Our Commitment to Community

The mission of Florida Central goes beyond just providing financial services; it's about fostering community growth and well-being. We aim to empower our members through accessible banking solutions such as personal loans, auto financing, mortgages, and credit card options that reward loyalty. Each service we offer is designed with our members' best interests in mind. As we reflect on our evolution since opening our doors nearly seven decades ago, we recognize key milestones that have defined us. We've continually adapted to meet changing needs by integrating modern technology into our services. Our commitment includes providing online and mobile banking options, making it easier than ever for our members to manage their finances from anywhere.

Branch Location & Accessibility

Call Us or Visit Today!

While members can visit us at 334 Oakfield Dr, official correspondence should be sent to the same address for consistency. If you have any questions or would like more information about our services, feel free to give us a call at 813-643-3933. We invite you to stop by Florida Central today and discover how we can help make your financial journey smoother!

Nearby Landmarks and Accessibility

Nestled near popular landmarks like the Brandon Town Center and just a short drive from I-75, our branch is easily reachable no matter where you're coming from. We understand that accessibility is important, so we've ensured that our location is ADA compliant with ramps and designated parking spots available for those who need them.

Operating Hours and Services Offered

We're here to serve you during convenient hours: Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you need personal banking assistance, want to inquire about auto loans, or need help with online banking services, our friendly staff is ready to assist you. Additionally, if you prefer banking on-the-go, take advantage of our ATM availability right on-site and our drive-thru service for quick deposits and withdrawals without leaving your vehicle.

Member Eligibility

Welcome to the warm and inviting community at Florida Central! Becoming a member is easy and open to many. If you live, work, or worship in the Hillsborough area, or if you have a family member who is already a member, you're likely eligible to join us. Membership comes with numerous benefits, including access to personalized financial services tailored just for you. Plus, you'll enjoy competitive rates on loans and savings products that can help you achieve your financial goals. For more detailed information about eligibility criteria, feel free to visit our website at https://www.floridacentralcu.com/manage/business-services/corporate-membership.html . Once you're ready to take the next step, opening an account is straightforward just check out our application process at https://www.floridacentralcu.com/online-applications.html . If you have any questions or need assistance, don't hesitate to call us at (813) 643-3933. We can't wait to welcome you into the Florida Central family!

Business Banking & Commercial Services

Practical Merchant Services

Running a business requires efficient payment solutions. Our merchant services make it easy for you to accept payments and manage transactions seamlessly. Whether you're a retailer or a service provider, having reliable payment processing can enhance customer experience and improve cash flow. Visit us at 334 Oakfield Dr Brandon Fl 33511 or call us at (813) 643-3933 to learn how our business banking solutions can empower your success!

Unlocking Growth with Commercial Loans

Imagine needing extra funds to launch a new product line or upgrade your equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $161,087, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility When You Need It

We also offer basic drive-thru banking for those who prefer face-to-face transactions without leaving their cars. Whether it's deposits or withdrawals, our drive-thru service provides a simple way to handle everyday banking tasks efficiently. If you have any questions about our services or need assistance getting started, feel free to reach out at 813-643-3933. Our friendly staff is ready to help you navigate through all our offerings and find what best fits your financial needs. Join us today at Florida Central, where we're committed to providing comprehensive financial solutions that empower our members! For more details about opening an account or exploring eligibility requirements, visit us online at Florida Central.

Business Banking Support

For business owners, Florida Central offers robust solutions tailored for growth. From merchant services that facilitate easy transactions to business loans designed to fund your next big project, we're here to support you every step of the way.

Convenient Digital Banking Services

In today's fast-paced world, convenience is key. That's why Florida Central provides an array of online and mobile banking features. With our online banking platform and mobile app, managing your finances has never been easier. You can check balances, transfer funds, and even make person-to-person payments right from your phone! Plus, our ATM services ensure you have quick access to cash whenever you need it.

Credit Solutions Tailored for You

Our members enjoy access to credit cards with rewards that fit their spending habits. Whether it's for everyday purchases or special occasions, these cards provide benefits that can enhance your buying power. Additionally, we understand that life can throw challenges your way; that's why our personal loans and debt consolidation options are available to help manage expenses effectively.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, Florida Central has got you covered. Our personal banking options are designed with your lifestyle in mind. Imagine having a checking account that not only keeps your money safe but also offers rewards for using it. Our savings accounts help you grow your funds, making it easier to reach your financial goals. If you find yourself in need of some extra cash for a new car or consolidating debts, our auto loans and vehicle financing options can help. We offer competitive rates that make owning your dream vehicle more attainable than ever. Plus, if you're considering purchasing a home, our mortgage loans and refinancing services are here to guide you through the process smoothly.

Digital & Online Banking

Accessibility & Security

At Florida Central, we prioritize your security as much as convenience. Our 24/7 online banking services mean you can manage your accounts any time of day or night, all while knowing that your information is protected by advanced security measures. Whether you're at home or out and about, accessing your finances has never been safer or easier. Join us at Florida Central and discover how our digital banking services can simplify your financial life. Visit us online today!

Key Services

Our online banking services, available at https://www.floridacentralcu.com/ , allow you to check balances, make transfers, and pay bills with just a few clicks. You can also enjoy the convenience of e-statements, so you can go paperless while keeping track of your transactions easily. For those times when you need to sign documents quickly, our electronic signature authorization feature lets you complete paperwork without the hassle of printing or mailing. If you're on the go, our mobile application makes it even easier to stay connected to your finances. With mobile payments enabled, you can make purchases directly from your smartphone, providing a quick and secure way to pay for everyday items. Plus, if you need to send money to friends or family, our person-to-person transfer service lets you do this instantly.

Financial Strength

Growing Trust

Total Share Accounts stand at 123,740, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares available for lending and investments amount to $831,704, further enhancing our capacity to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida Central is your trusted partner. Visit us at 334 Oakfield Dr Brandon Fl 33511 or call (813) 643-3933 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are our priority. Members' funds are secured through $151,803,692 in share certificates and $27,888,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,488,854, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 122 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $38,572,733 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,823 in used auto loans and $389,430,130 in total loans and leases.

Strong Financial Health

With a net worth of $46,284,366, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $765 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $130,527,310 in used vehicle loans and $54,393,871 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, making it easier than ever to drive away in a vehicle that meets your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $161,087 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or need funds for operational expenses, our team is here to support your business ambitions. At Florida Central, we prioritize making financial services accessible and straightforward. If you're considering refinancing or want to explore eligibility options for any of our products, don't hesitate to reach out. For more information about our loan offerings or to speak with a member of our team, contact us at 813-643-3933 or visit us at 334 Oakfield Dr Brandon Fl 33511. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,932,199 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits tailored to enhance your spending experience.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,545,933, make buying or refinancing simple. We provide personalized support throughout the process to ensure you find a loan that fits your budget.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make well-informed choices without delays. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all loan offers displayed on the platform are fair and transparent. Each financial institution featured has been verified to provide you with accurate information for making informed decisions.

FLORIDACENTRAL CREDIT UNION