Florida Central Credit Union Bradenton FL | Best Auto Loans & Business Banking

Introduction

Welcome to Florida Central, your trusted financial partner in the heart of Bradenton! Established in 1954, our branch, located at 701 9th St W, Bradenton, FL 34205, has been dedicated to serving our community for nearly seven decades. With a total membership of over 45,000 and assets exceeding $604 million, we pride ourselves on delivering personalized banking solutions that cater to your needs. At Florida Central, we understand that financial decisions can feel overwhelming. That's why our friendly team is here to guide you every step of the way. Whether you're looking for a new auto loan, mortgage options, or business services, we have tailored solutions designed just for you. As of today, we have successfully issued a total of 38,900 loans and leases and maintain deposits totaling $57,134,631. Led by our committed CEO, Linh Dang, and Board President William Mignone, our team of 134 dedicated employees is always ready to assist you with any inquiries or services you may require. We take pride in being more than just a credit union; we are a community-oriented organization invested in your financial well-being. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 701 9th St W, Bradenton, FL 34205-8656. Don't hesitate to reach out! Call us at (941) 752-4422 or visit our website at Florida Central to explore how we can help you achieve your financial goals. We're here for you!

Branch History & Mission

Community Commitment

Florida Central takes pride in being an active participant in the Bradenton community. We engage in various outreach efforts and partnerships with local organizations to uplift those around us. By supporting local events and initiatives, we strive to make a meaningful impact beyond banking. While members can visit us at 701 9th St W, official correspondence should be sent to 701 9th St W, Bradenton, FL 34205-8656. For any inquiries or assistance, feel free to reach out at 941-752-4422.

Join Us Today!

As we continue this journey together, we invite you to become part of the Florida Central family. Experience firsthand the benefits of membership that extend far beyond traditional banking services. Join us today and let's build a brighter financial future together! Visit us online at floridacentralcu.com for more information on how you can get started!

Our Evolution

Florida Central started as a small credit union with a vision to provide accessible financial services to the local community. Over the years, we have expanded our offerings and infrastructure significantly. Today, we proudly serve over 45,000 members with assets exceeding $604 million. This growth reflects not just numbers but the trust and loyalty of those we serve. As we evolved, we embraced digital advancements to enhance member experience. We now offer online banking, mobile payments, and electronic signatures, making it easier for you to manage your finances anytime and anywhere. Our commitment to accessibility also includes ADA-compliant facilities and a drive-thru service for your convenience.

Our Mission

At Florida Central, our mission is simple yet powerful: to improve the financial well-being of our members and foster strong community ties. We believe that everyone deserves access to quality financial services without judgment or barriers. Whether you're looking for checking accounts, auto loans, mortgages, or business banking solutions, we aim to provide personalized support that meets your unique needs. We are more than just a bank; we are a partner in your financial journey. Our dedicated team is here to help you achieve your goals whether it's buying your first home or starting a new business venture.

Branch Location & Accessibility

Welcome to Florida Central's Bradenton Branch, conveniently located at 701 9Th St W in the heart of beautiful Bradenton, FL. Our branch is nestled near local favorites like the scenic Riverwalk and the vibrant downtown area, making it easy for you to stop by while enjoying everything our city has to offer. At Florida Central, we prioritize accessibility for all members. Our location features ample parking and is fully ADA compliant, ensuring everyone can visit us comfortably. Whether you're here for a quick transaction or need assistance with your banking needs, our friendly staff is ready to help. We're pleased to offer convenient banking hours that fit your busy schedule. Join us Monday through Thursday from 8:00 AM to 5:00 PM and on Friday from 8:00 AM to 6:00 PM. For those who prefer banking on-the-go, our drive-thru service allows for easy access to deposits, withdrawals, and other simple transactions without ever leaving your vehicle. For added convenience, we also have an ATM available on-site so you can manage your cash needs whenever you need it. While members can visit us at 701 9Th St W, official correspondence should be sent to our mailing address at 701 9th St W, Bradenton, FL 34205-8656. Whether you're looking for personal banking options like checking and savings accounts or exploring loan opportunities such as auto loans and mortgages, Florida Central is here to support you every step of the way. Don't hesitate to reach out with any questions or simply drop by we'd love to see you! You can give us a call at 941-752-4422 if you need assistance before your visit.

Member Eligibility

Welcome to the welcoming community at Florida Central! Becoming a member is simple and opens the door to a world of financial opportunities tailored just for you. If you live, work, worship, or attend school in certain areas, you're already on your way to joining us! We believe everyone deserves access to financial services that truly cater to their needs, and at Florida Central, we're dedicated to making that a reality. For detailed eligibility criteria, feel free to check out our website here: https://www.floridacentralcu.com/manage/business-services/corporate-membership.html . Joining is straightforward; simply visit us at our branch located at 701 9Th St W Bradenton Fl 34205, or call us at (941) 752-4422 for any questions you might have. Plus, if you're ready to take the next step, you can start the account opening process online by visiting this link: https://www.floridacentralcu.com/online-applications.html . We can't wait to welcome you into our family and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $161,087, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide comprehensive merchant services designed to simplify your transactions. Imagine seamlessly accepting payments from your customers whether in-store or online while keeping track of sales effortlessly. Our services help you streamline operations so you can focus on what matters most: growing your business. Visit us at 701 9Th St W Bradenton Fl 34205 in Bradenton, FL, or call us at (941) 752-4422 to learn more about how we can partner with you on your journey to success!

Comprehensive List Of Services

Accessibility

We also recognize that some transactions are best handled face-to-face. Our branch provides basic drive-thru banking for quick deposits and withdrawals, ensuring you have access to essential services without stepping inside. At Florida Central, we're committed to making banking as easy as possible for our members in Bradenton. If you're ready to explore how we can assist you further or if you have any questions about our services, don't hesitate to call us at 941-752-4422 or visit us online at Florida Central. Join us today and experience the difference!

Business Banking

For entrepreneurs and business owners, Florida Central offers a suite of business banking services, including merchant services that simplify payment processing and business loans designed to help grow your company. We understand that every business is unique, and we're here to provide tailored solutions that meet your specific needs.

Credit Solutions

Life can sometimes throw unexpected expenses your way. Our personal loans and debt consolidation services can help you get back on track without the stress of overwhelming payments. Plus, our credit cards with rewards offer great benefits for everyday purchases turning your spending into savings!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options so you can manage your finances anytime, anywhere. Check your balance, transfer funds, or pay bills from the comfort of your home or on the go using our user-friendly mobile app. Our ATMs are available for easy cash withdrawal and balance checks whenever you need them.

Personal Banking

Our personal banking services are designed with you in mind. Open a checking or savings account that fits your lifestyle, helping you manage daily expenses while saving for the future. If you're planning to buy a new car, check out our auto loans and vehicle financing options that offer competitive rates and flexible terms. For those looking to invest in real estate, our mortgage loans and refinancing options provide the support you need to make your home ownership dreams come true.

Digital & Online Banking

Key Features for Your Convenience

With our electronic signature authorization, signing documents has never been easier or more secure. Say goodbye to printing and mailing paperwork; now you can complete transactions right from the comfort of your home. Plus, with e-statements available, you can keep track of your financial activity without the clutter of paper statements. Our mobile application brings banking directly to your fingertips. Whether you want to make payments or check your account balance, everything is at your disposal in an app that is both intuitive and reliable. And if you're out shopping or dining, our mobile payments feature allows you to pay quickly and securely using your smartphone.

Stay Connected with Person-to-Person Transfers

Need to send money to a friend or family member? With our person-to-person transfer service, sending money is as easy as sending a text. This feature helps you settle up for dinner or share expenses without any hassle. At Florida Central, we prioritize security alongside convenience. Our robust measures ensure that your information stays safe while giving you real-time access to manage your accounts effectively. Explore all these features today and discover how our digital and online banking services can enhance your banking experience!

Financial Strength

A Strong Foundation

With a net worth of $46,284,366, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $765 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts stand at 123,740, showing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments) at $831,704, we are positioned well to meet your needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida Central is your trusted partner. Visit us at 701 9Th St W Bradenton Fl 34205 or call (941) 752-4422 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $38,572,733 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,823 in used auto loans and $389,430,130 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $151,803,692 in share certificates and $27,888,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,488,854, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 122 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $130,527,310 in used vehicle loans and $54,393,871 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $161,087 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your financial aspirations. At Florida Central, we also offer refinancing options for existing loans. If you're looking for ways to lower your monthly payments or access cash from your equity, reach out to us for more information on eligibility and how we can assist you. Feel free to contact us at 941-752-4422 or visit us at our branch located at 701 9Th St W Bradenton Fl 34205. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,545,933, make buying or refinancing simple. We offer straightforward processes and support to guide you through your home financing journey.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $6,932,199 in loans helping members manage their finances effectively, our credit cards come with benefits that cater to various lifestyles.

Loan Aggregator

Ensuring Accurate Loan Comparisons

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The Benefits of Using LendMesh

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FLORIDACENTRAL CREDIT UNION - Bradenton, FL