Introduction
Welcome to Flint, your trusted partner in financial well-being, located at 3 S Macon St, Reynolds, GA 31076. Established in 1964, our credit union has proudly served over 610 members with a commitment to fostering community growth and enhancing financial literacy. With total assets of $2,943,170 and deposits amounting to $205,792, we are dedicated to ensuring the financial health of our members while maintaining a strong foundation. At Flint, we understand that each member's journey is unique. That's why we offer a variety of services tailored to meet your needs. Whether you're looking for loans or savings solutions, our experienced team is here to guide you every step of the way. Our CEO, Tonya Kendrick, and Board President, Charles Griffin, lead a small but dedicated team of just two employees who are ready to help you navigate your financial goals. While members can visit us at 3 S Macon St, official correspondence should be sent to our mailing address: PO Box 308, Reynolds, GA 31076. For any inquiries or assistance, feel free to reach out at 478-847-3415 during our operating hours from Monday to Friday, 8 AM to 5 PM. Join us today and discover how Flint can empower you on your financial journey!
Branch History & Mission
Flint has a rich history that dates back to 1964, when we first opened our doors in Reynolds, GA. Over the years, we have proudly served our community and grown to become a trusted financial partner for over 610 members. Nestled at 3 S Macon St, our branch is conveniently located near local landmarks, making it easy for members to visit us during our operating hours from Monday to Friday, 8 AM to 5 PM. Our mission at Flint is simple yet impactful: we strive to provide exceptional financial services while fostering a strong sense of community support. We believe that every member deserves access to personalized banking solutions that empower them to achieve their financial goals. With total assets of approximately $2,943,170, we are committed to maintaining the highest standards of service and security for all our members. Flint is more than just a credit union; it's a community hub where relationships thrive. We actively engage with local organizations and participate in outreach efforts that strengthen the fabric of Reynolds. Through these partnerships, we work tirelessly to enhance the well-being of our neighborhoods and ensure that everyone can benefit from financial literacy and support. As part of our commitment to modern banking practices, we are continually exploring digital advancements and customer-centric initiatives that make banking easier and more accessible for all. While we currently do not offer ATM services or drive-thru banking, our dedicated staff is always here to assist you in person or by phone at 478-847-3415. While members can visit us at 3 S Macon St for their banking needs, official correspondence should be sent to PO Box 308, Reynolds, GA 31076. Join us at Flint and experience the difference of a credit union that truly cares about its members and the community. Together, let's build a brighter financial future!
Branch Location & Accessibility
Accessibility Features
We prioritize accessibility for all our members. Our branch is designed with features that ensure everyone can comfortably enter and use our services. We have ample parking available right outside, so you won't have to worry about finding a spot when you come by.
Nearby Landmarks
If you're in the area, you might recognize us near popular spots like the Reynolds Park and local shops. Whether you're popping in for a quick visit or planning to stay a while, our location makes it simple for you to access our services.
Operating Hours
We know your time is valuable! That's why we offer convenient banking hours from Monday through Friday, 8 AM to 5 PM. Whether you need assistance with loans or want to discuss your savings plan, we're here for you during these hours.
Services Offered
While we currently don't have an ATM or drive-thru service available at this location, rest assured that our team is ready to assist you inside the branch. You can rely on us for personalized service tailored to meet your needs. For any official correspondence, please send it to our mailing address at PO Box 308, Reynolds, GA 31076. If you have any questions or need further assistance, don't hesitate to give us a call at 478-847-3415. We look forward to seeing you soon at Flint!
Member Eligibility
Becoming a member of Flint feels like joining a warm, welcoming family where your financial needs are truly understood. At our branch located at 3 S Macon St Reynolds Ga 31076, we believe that everyone deserves access to personalized banking services. To be eligible for membership, you simply need to live, work, worship, or attend school in our community, which opens the door for many to enjoy the benefits we offer. Our members experience a range of advantages, including competitive rates on loans and savings accounts, plus personalized service from our friendly team. Getting started with us is straightforward! You can find more detailed information about eligibility on our website. If you're ready to take the next step and open an account, just reach out to us at (478) 847-3415 or visit us during our lobby hours from Monday to Friday, 8 AM to 5 PM. We're excited to welcome you into the Flint family!
Business Banking & Commercial Services
At Flint, we understand that running a business is more than just numbers; it's about dreams, hard work, and making an impact in the community. That's why we offer tailored business banking solutions to help you thrive. Imagine having access to the funds you need to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. But it doesn't stop there! Our merchant services provide practical tools for your day-to-day operations. Whether you're processing transactions or managing cash flow, we're here to make your banking experience smoother and more efficient. Located conveniently at 3 S Macon St Reynolds Ga 31076 in Reynolds, GA, our team is ready to assist you Monday through Friday from 8 AM to 5 PM. Let's work together to turn your business goals into reality!
Comprehensive List Of Services
Community Commitment
At Flint, we're not just about numbers; we're about people. Our commitment extends beyond banking services as we actively engage with our community in Reynolds. Your support helps us give back through local initiatives and programs aimed at making a positive impact in our neighborhood. For more information about how we can assist you or if you have specific questions, don't hesitate to reach out! You can call us at (478) 847-3415 during our operating hours from Monday to Friday, 8 AM to 5 PM. We look forward to serving you and being part of your financial journey!
Convenient Access to Funds
One of the key services available at Flint Emc Reynolds is our ATM Services. With easy access to ATMs, you can withdraw cash or check your account balance without any hassle. We know that having quick access to your funds is essential, especially when you're on the go.
Personalized Banking Experience
We understand that every member's financial journey is unique. That's why we offer services tailored to fit various lifestyles and requirements. Whether you're looking for assistance with saving for a new home or planning for retirement, our knowledgeable staff is ready to guide you through your options.
Seamless Digital Banking
While our primary service right now is ATM access, we recognize the growing importance of digital banking features. We encourage our members to stay informed about upcoming enhancements that will make banking even more convenient in the future. Imagine managing your finances from the comfort of your home or on your mobile device these advancements are on the horizon!
Digital & Online Banking
In today's fast-paced world, having control over your finances anytime and anywhere is essential. At Flint, we prioritize your convenience and security with our range of digital and online banking services. Whether you want to check your balance, pay bills, or transfer money, our services are designed to make banking easy and accessible. While we currently do not offer traditional online banking, we are committed to providing a user-friendly experience. Our focus is on ensuring that you feel safe while managing your finances. Unfortunately, electronic signature authorization isn't available right now, which means some processes may require your physical presence. For those who appreciate paperless solutions, e-statements are not offered at this time; however, we encourage members to reach out for any information they may need regarding their accounts. Managing your money should be straightforward, so please don't hesitate to contact us if you have questions. Though mobile payments and a dedicated mobile application are currently unavailable at Flint, our friendly staff is always here during business hours to assist you with any transactions you need help with. We understand the importance of quick and easy person-to-person transfers; however, that feature is also not yet available. We strive to enhance our services continuously. While some features may be limited now, our commitment remains strong in ensuring that your banking experience is as secure and straightforward as possible. If you have any questions or need assistance, please call us at (478) 847-3415 or visit us at our branch located at 3 S Macon St Reynolds Ga 31076. Your satisfaction is our top priority!
Financial Strength
Commitment to Innovation
With $775,660 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $40 in used auto loans and $1,149,514 in total loans and leases.
Growing Member Base
We're proud of our strong member base with 695 total share accounts. This growth signifies the trust that members place in us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Flint is your trusted partner. Visit us at 3 S Macon St Reynolds Ga 31076 or call (478) 847-3415 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings
Members' savings are secured through $88,426 in share certificates and no money market shares. This offers stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our $12,955, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Solid Financial Health
With a net worth of $775,660, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid net worth is further highlighted by our net worth ratio of 26.35%, which demonstrates a robust capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
At Flint, we understand that financial needs can vary greatly from person to person. Whether you're looking to buy a car, purchase a home, or manage your expenses with a credit card, our diverse range of loan products is designed to help you achieve your goals. Located conveniently at 3 S Macon St Reynolds Ga 31076 in Reynolds, GA, our team is dedicated to providing personalized service and guidance throughout the borrowing process. With over 177 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, featuring some of the lowest rates in the industry. If you're looking to buy a new car, consider our offerings: we have already provided $305,605 in new vehicle loans and $484,536 in used vehicle loans to help members get on the road. For those considering homeownership, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $0. We strive to make buying or refinancing simple and accessible for everyone. If you need flexible spending solutions, we also provide unsecured credit card loans with a total of $0 available. These cards are designed to help you manage your finances effectively without collateral requirements. Additionally, for businesses seeking capital for growth and expansion, our outstanding commercial loans total $0, providing the necessary support for local entrepreneurs. At Flint, we believe in transparency and clear communication regarding loan options and eligibility requirements. If you're interested in refinancing or exploring eligibility options, don't hesitate to reach out. You can contact us at (478) 847-3415, and our friendly staff will be happy to assist you during our operating hours from Monday to Friday, 8 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are here to support your financial journey every step of the way! Loan Aggregator
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