Introduction
Welcome to Flint Federal Credit Union, your trusted financial partner since 1964! Located at 3 S Macon St, Reynolds, GA 31076, we are dedicated to serving our community and providing exceptional banking services tailored to meet your needs. With a growing membership of over 610 individuals, we pride ourselves on fostering strong relationships with our members while ensuring their financial well-being. At Flint Federal Credit Union, we understand that trust is built on transparency and reliability. That's why we're proud to manage assets totaling $2,943,170 and maintain a solid net worth of $775,660. Our commitment to responsible lending is evident in our total loans and leases reaching 177, empowering our members with the resources they need for personal and business growth. Our team is led by CEO Tonya Kendrick and Board President Charles Griffin, who share a passion for community service and member satisfaction. Together, they guide a dedicated staff of two employees who are always ready to assist you in navigating your financial journey. While you can reach us at (478) 847-5180, we encourage you to visit us in person for personalized service that truly makes a difference. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 374, Reynolds, GA 31076. We invite you to explore our range of services including checking and savings accounts, auto loans, mortgages, personal loans, and more all designed to help you achieve your financial goals. Join us at Flint Federal Credit Union today and experience the difference of being part of a community-focused credit union! Whether you're looking for a new loan or simply want to ask questions about your account, we're here for you every step of the way. Come see how we can help enhance your financial future!
Branch History & Mission
Flint Federal Credit Union has been a cornerstone of the community in Reynolds, GA, since it first opened its doors in 1964. With a rich history spanning over five decades, we have grown alongside our members, evolving to meet their financial needs while staying true to our mission of service and support. Today, we proudly serve a total membership of 610 individuals, providing them with reliable financial solutions and fostering a sense of belonging. Located at 3 S Macon St, our branch is easily accessible and positioned near key landmarks that make us an integral part of the local landscape. While members can visit us at this address for personal banking services, official correspondence should be sent to PO Box 374, Reynolds, GA 31076. At Flint Federal Credit Union, our mission is straightforward yet powerful: to empower our members through quality financial services and unwavering community support. We believe that when our members thrive, so does our community. Our services include checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, personal loans and debt consolidation, as well as credit cards with rewards tailored to fit various lifestyles. Throughout the years, we have made significant strides in enhancing our offerings. Although we do not currently provide ATM or drive-thru services, we focus on personal interactions that build relationships and trust. Our operating hours are designed to accommodate busy schedules Monday through Friday from 8 AM to 5 PM with a lunch break from 12 PM to 1 PM. Flint Federal Credit Union is not just about numbers; we proudly hold total assets of $2,943,170. This financial strength allows us to continue investing in our members and supporting local initiatives that enhance the lives of those around us. We actively engage in community outreach efforts that help strengthen bonds within Reynolds and beyond. As we look towards the future, we remain committed to integrating digital advancements that benefit our members while ensuring compliance with ADA standards for accessibility. We understand the importance of evolving with technology while maintaining the personal touch that sets us apart. We invite you to join Flint Federal Credit Union today. Experience firsthand how being a member means being part of something larger a supportive community dedicated to your financial well-being. Whether you're looking for assistance with loans or simply want a safe place to save your money, we're here for you every step of the way. Reach out to us at 478-847-5180 to learn more about how we can serve you!
Branch Location & Accessibility
Convenient Access
At Flint Federal Credit Union, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, ensuring everyone can easily navigate through our facilities. Ample parking is available right outside the branch for your convenience.
Join Us Today!
We invite you to visit Flint Federal Credit Union today! Our friendly staff is eager to help you achieve your financial goals. Whether you're opening a new account or looking for advice on loans and financing options, we're here for you every step of the way. Come see how we can make banking a breeze!
Operating Hours & Services
We know your time is valuable! That's why we're open Monday through Tuesday and Thursday through Friday from 8 AM to 5 PM. We take a break for lunch between 12 PM and 1 PM, so plan your visit accordingly. During these hours, our dedicated team is ready to assist you with a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and even business banking services. Although we currently do not offer ATM or drive-thru services at this location, we are here to provide personalized service right when you need it. Whether you have questions about your account or need assistance with loans, just give us a call at (478) 847-5180.
Member Eligibility
At Flint, we believe that becoming a member is like joining a family where everyone supports each other. If you live, work, or worship in the area, you're likely eligible to join us! We welcome individuals from various backgrounds, and our goal is to make banking accessible and beneficial for everyone. You can enjoy many advantages as a member, including personalized service and a range of financial products designed just for you. To get started, check out the detailed eligibility criteria. Once you're ready to open an account, the process is straightforward! Simply give us a call at (478) 847-5180, and our friendly staff will guide you through every step. You can also visit us at our branch located at 3 S Macon St Reynolds Ga 31076 for more personalized assistance. We're excited to help you become part of our community!
Business Banking & Commercial Services
Business Loan Options
Imagine having access to capital when you need it most. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer tailored merchant services that make transactions smoother for your business. From payment processing solutions that help you accept payments easily to tools that streamline your operations, our services are built with your needs in mind. Located at 3 S Macon St Reynolds Ga 31076 in Reynolds, GA, our team is ready to assist you every step of the way. Let's work together to unlock the full potential of your business! Reach us at (478) 847-5180 for more information or to schedule a visit.
Comprehensive List Of Services
Business Banking Services
Running a business comes with its unique challenges. At Flint, we offer tailored business banking solutions, including merchant services and business loans. We understand that every penny counts when it comes to growing your business; thus, we strive to provide efficient services that keep your operations running smoothly.
Cash Withdrawal Services
While we currently do not offer ATM services at this location, our team is here to help guide you through alternative cash withdrawal options available in the community. At Flint, we genuinely care about helping our members succeed financially. With personalized service and comprehensive offerings, we are committed to being your trusted financial partner. For more information or assistance with any of our services, please give us a call at (478) 847-5180. We look forward to serving you!
Convenient Online & Mobile Banking
In today's fast-paced world, convenience is key. Our robust online and mobile banking services allow you to manage your accounts anytime, anywhere. Pay bills, transfer funds, and check balances right from your smartphone or computer no need to visit us in person unless you want to!
Credit Cards and Rewards
For those who love rewards, our credit cards with rewards program allows you to earn points on everyday purchases. Imagine using these points for travel, shopping, or cash back it's just one more way we help enhance your financial experience.
Personal Banking Solutions
We understand that managing your finances can be challenging. That's why we offer various personal banking solutions designed to make your life easier. From checking and savings accounts that help you manage daily expenses and save for future goals, to personal loans for unexpected costs or debt consolidation, we aim to support your financial journey every step of the way. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, making it simpler for you to hit the road in style. Plus, our mortgage loans and refinancing services can assist you in achieving your dream home while ensuring that you get the best possible rates.
Digital & Online Banking
At Flint, we understand that your time is valuable and managing your finances should be easy and secure. That's why we've made our digital and online banking services designed to give you the convenience you deserve. Whether you're at home or on the go, you can access your accounts anytime. Explore our online banking services where you can manage your finances effortlessly. Although we currently don't offer mobile applications or electronic statements, our commitment to providing user-friendly services remains strong. With 24/7 online banking, you have the freedom to check your balance, review transactions, and transfer funds whenever it suits you. While features like electronic signature authorization, e-statements, mobile payments, and person-to-person transfers aren't available right now, we continuously strive to enhance our offerings. Your security is our top priority; rest assured that your information is protected with robust security measures. Managing your account in real-time has never been easier. From checking balances to making payments, you'll find everything you need at your fingertips. At Flint, we aim to make banking straightforward and accessible for all our members. Join us today and experience how simple banking can be!
Financial Strength
At Flint, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a solid financial foundation that supports your needs today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $775,660, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound management is further demonstrated by our impressive net worth ratio of 26.35%, showcasing our ability to weather economic uncertainties while continuing to serve you effectively. Members' savings are secured through $88,426 in share certificates, providing stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. Our dedication to your financial well-being is reflected in our $775,660 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. This means more opportunities for you as we strive to improve your banking experience continuously. With $40 in used auto loans and $1,149,514 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our $12,955 demonstrates operational efficiency, enabling us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 1 full-time employees and 1 part-time employees who are always ready to assist you with knowledgeable support. This team is committed to ensuring that every interaction with Flint is positive and productive. Total Share Accounts stand at 695, showing a strong and growing member base that trusts us with their finances. This trust underscores our stability as a community-focused credit union dedicated solely to serving its members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Flint is your trusted partner. Visit us at 3 S Macon St Reynolds Ga 31076 or call (478) 847-5180 to learn more about how we can help you achieve your financial goals.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $484,536 in used vehicle loans and $305,605 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have flexible terms that suit your budget.
Credit Lines and Business Financing
For those interested in managing cash flow or making significant purchases, our total credit lines amount to $475,000. While we do not currently offer commercial loans, this line of credit can help individuals cover unexpected expenses or finance personal projects without the need for collateral. If you're considering refinancing options or want more information about eligibility for any of our products, please don't hesitate to reach out. Our dedicated team is ready to assist you with any questions you may have. You can contact us at 478-847-5180 during our lobby hours: Monday, Tuesday, Thursday, and Friday from 8 AM to 5 PM (with lunch from 12 PM to 1 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Flint, we strive to support our members with transparent lending solutions that help you thrive financially.
Mortgage Options
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, which means there are opportunities for first-time buyers as well as those looking to refinance existing mortgages.
Unsecured Credit Card Loans
We also provide flexible terms on unsecured credit card loans. Although our total for these loans is currently $0, we encourage members to explore other borrowing options that may fit their financial plans.
Loan Aggregator
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