Flagship Community Credit Union Port Huron MI | Best Auto Loans & Business Banking

Introduction

Welcome to Flagship Community, your trusted financial partner located at 3910 Lapeer Rd, Port Huron, MI 48060. Since our establishment in 1959, we have been dedicated to serving our members with integrity and commitment. With a total membership of 3,528, we pride ourselves on being more than just a credit union; we are a community of individuals working together to achieve financial success. At Flagship Community, we understand that each member has unique needs. That's why we offer a wide range of services, including personal banking, auto loans, mortgage loans, and business banking solutions. Our total assets amount to an impressive $35,107,993, ensuring that we have the resources to support you in every step of your financial journey. Our commitment to our members is reflected in our robust loan offerings, with 1,221 loans and leases available to help you reach your goals. We also manage total deposits of $2,086,241, demonstrating the trust our members place in us. Additionally, our net worth stands strong at $3,368,228, showcasing our stability and reliability as your financial institution. Led by CEO Steven Scandalito and Board President Albert O'Dell, our team of 12 dedicated employees is here to assist you with any questions or concerns you may have. Whether you're visiting us in person or reaching out via phone at 810-982-8575, we're always ready to provide personalized service tailored just for you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 3910 Lapeer Rd, Port Huron, MI 48060-2402. Join us today and experience the difference that a community-focused credit union can make in your life! For more information about our services or to get started with your membership application, please visit our website at Flagship Community. We look forward to welcoming you into our family!

Branch History & Mission

At Flagship Community, we are proud of our rich history that spans over six decades. Founded in 1959, our branch has grown alongside the vibrant community of Port Huron, Michigan. From humble beginnings, we have evolved into a trusted financial partner for more than 3,500 members. Located at 3910 Lapeer Rd, Port Huron, MI 48060, our facility is easily accessible and just a stone's throw away from local landmarks that make our city special. Our mission is simple yet powerful: to provide exceptional financial services while making a positive impact in the community we serve. We believe that everyone deserves access to affordable banking options and support tailored to their needs. Whether it's helping members secure an auto loan or guiding them through mortgage refinancing, we strive to empower individuals and businesses alike. As part of our commitment to accessibility, we offer convenient drive-thru banking and a reliable ATM service for those on the go. Our operating hours are designed with our members in mind open Monday through Friday from 9 AM to 5 PM and Saturday from 8 AM to noon, plus extended hours on Fridays until 6 PM. In addition to traditional banking services such as checking accounts, savings accounts, and personal loans, Flagship Community is dedicated to fostering financial literacy within our community. We actively engage in outreach programs that educate members about budgeting, saving for the future, and responsible borrowing. While members can visit us at 3910 Lapeer Rd, official correspondence should be sent to 3910 Lapeer Rd, Port Huron, MI 48060-2402 if needed. Our branch operates under the guidance of experienced leaders like CEO Steven Scandalito and Board President Albert O'Dell, who share a vision of growth and prosperity for all. As we look forward to the future, we remain committed to innovation. With online banking capabilities and mobile applications available for our members' convenience, we ensure that banking with us is not only accessible but also user-friendly. Join us at Flagship Community today! Experience firsthand how we can support your financial journey while being an integral part of the Port Huron community. Visit us or give us a call at 810-982-8575 we're here to help you achieve your goals!

Branch Location & Accessibility

Welcome to Flagship Community, your friendly neighborhood credit union located conveniently at 3910 Lapeer Rd in Port Huron, MI. Our branch is nestled near popular local spots, making it easy for you to stop by while running errands or enjoying a day out. Whether you're visiting the nearby shopping centers or just passing through the area, we're here to meet your banking needs. At Flagship Community, accessibility is a priority. Our location features ample parking and is designed to be welcoming for all members, including those with mobility challenges. You'll find ADA-compliant entrances and ramps that ensure everyone can access our services with ease. We understand that convenience matters, which is why our operating hours are tailored to fit your busy schedule. Join us Monday through Friday from 9 AM to 5 PM and on Saturdays from 8 AM to 12 PM. Plus, on Fridays, our drive-thru service stays open until 6 PM for those quick banking needs. Speaking of the drive-thru, it's perfect for deposits, withdrawals, and simple transactions without leaving your vehicle. For added convenience, we offer ATM services right here at our branch. You can easily access your funds with balance checks and cash withdrawals anytime you need them. Our team is also ready to assist you with a range of personal and business banking services from checking accounts and auto loans to mortgage options and credit cards with rewards. While members can visit us at 3910 Lapeer Rd for all their banking needs, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, don't hesitate to give us a call at 810-982-8575. We invite you to stop by soon; we look forward to serving you!

Member Eligibility

At Flagship Community, we believe that becoming a member is like joining a family where everyone supports each other. If you live, work, worship, or attend school in the Port Huron area, you're likely eligible to join us! We welcome individuals from all walks of life and offer a variety of financial services tailored just for you. Membership comes with great benefits, including access to personalized banking solutions, competitive rates on loans, and a community-focused approach that puts your needs first. To learn more about our eligibility requirements and see if you qualify, please visit our website at http://www.flagship.org/about-us/membership. Opening an account is easy just reach out to us at (810) 982-8575 or check out the details on how to get started here: http://www.flagship.org/loans-and-credit-cards/loan-application. We're excited to help you take this important step towards your financial future!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $22 in commercial loans for our members, helping businesses scale and succeed. Imagine securing the funds you need to purchase new equipment or invest in marketing strategies that drive growth.

Merchant Services

In addition to loans, we offer robust merchant services that simplify transactions for your business. From payment processing to online banking, our tools make it easy for you to manage your finances while you focus on what matters most growing your business. Visit us at 3910 Lapeer Rd Port Huron Mi 48060 or call us at (810) 982-8575 today to learn more about how Flagship Community can support your business journey!

Non-Member Support

While we focus on our members, we also believe in nurturing the broader business community: - We support local enterprises with $0 in non-member commercial loans, providing flexible financing solutions for those outside our membership.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $2,151,294, we continue to drive economic growth by financing new and expanding businesses. Our loans help create jobs and stimulate the local economy right here in Port Huron, MI.

Comprehensive List Of Services

Business Banking Solutions

We haven't forgotten about local businesses! Our business banking services include merchant services and business loans tailored to help entrepreneurs thrive. We understand the challenges of running a business and are dedicated to supporting our members in their endeavors.

Credit Options Tailored for You

At Flagship Community, we also provide credit cards with rewards that add value to your everyday purchases. Enjoy benefits like cashback on transactions while managing your expenses responsibly.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services, allowing you to manage your accounts anytime, anywhere. With features like person-to-person payments and e-statements, keeping track of your finances has never been easier. Additionally, our ATM services ensure that cash withdrawal is always within reach, complemented by basic drive-thru banking for quick deposits and simple transactions without leaving your vehicle.

Home Financing Made Simple

For those looking to purchase a home or refinance an existing mortgage, our mortgage loans come with personalized assistance every step of the way. We are here to guide you through the process, ensuring you find the right loan that fits your budget and lifestyle.

Personal Banking Services

When it comes to personal banking, we understand that everyone's needs are unique. That's why Flagship Community offers various options for checking and savings accounts designed to help you manage your finances effectively. From everyday spending to saving for future goals, our accounts come with features that make banking easy and straightforward. If you're considering buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, we strive to provide the best financing solutions for all your vehicle needs.

Support When You Need It

Life can bring unexpected expenses. Our personal loans and debt consolidation options are here to provide support when you need it most. Whether it's covering medical bills or consolidating existing debts into one manageable payment, we aim to offer solutions that empower you financially.

Visit Us Today!

Whether you're in need of personal finance support or business banking assistance, Flagship Community is here for you. Come visit us at 3910 Lapeer Rd Port Huron Mi 48060 or give us a call at (810) 982-8575 during our lobby hours Monday through Friday from 9 AM - 5 PM (and Saturday from 8 AM - 12 PM). Discover how we can assist you on your financial journey today! For more information on our services or to start your membership journey, please visit us online at Flagship Community Fcu.

Digital & Online Banking

Key Services

Our online banking platform allows you to access your accounts with ease. Whether you want to check your balance, pay bills, or transfer money between accounts, it's all just a few clicks away. Plus, our person-to-person transfer feature makes it simple to send money to friends or family without any hassle. For those who prefer mobile solutions, our dedicated mobile application is available for download. Manage your finances on the go and enjoy the flexibility of banking right from your smartphone. Although we currently do not support mobile payments, our app provides essential features to keep you connected with your finances.

Security and Accessibility

Security is a top priority at Flagship Community. We ensure that all transactions are protected through robust security measures, giving you peace of mind while you bank online. While we don't offer electronic signature authorization at this time, our systems are designed to keep your information safe. Additionally, e-statements are available for those who prefer digital documentation over paper statements. This eco-friendly option allows you to review your account history securely and conveniently. In summary, whether you're managing day-to-day expenses or planning for future goals, our digital banking services make it easy for you to stay in control of your finances. Visit us at https://www.flagship.org/ today and discover how easy banking can be!

Financial Strength

Growing Together

Total Share Accounts stand at 5,436, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, reinforcing our commitment to provide you with flexible financial solutions. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Flagship Community is your trusted partner. Visit us at 3910 Lapeer Rd Port Huron Mi 48060 or call (810) 982-8575 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $2,276,899 in share certificates and $6,817,681 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $234,064 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 4 part-time employees. This dedicated team is always ready to serve you with knowledgeable assistance.

Reinventing for You

With $1,579,948 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $402 in used auto loans and $18,548,751 in total loans and leases.

Solid Financial Foundation

With a net worth of $3,368,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $959 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,016,247 in used vehicle loans and $860,509 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing your next vehicle a breeze.

Business Loans

For business owners, our outstanding commercial loans totaling $2,151,294 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to offer solutions tailored specifically for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,526,446, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we have options available that can help reduce your monthly payments and save you money over time. Check out our eligibility criteria here and see how we can assist you further. We invite you to visit us at our branch located at 3910 Lapeer Rd, Port Huron, MI 48060, or give us a call at 810-982-8575 during our lobby hours (Monday through Friday from 9 AM to 5 PM; Saturday from 8 AM to 12 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take the next step towards achieving your financial dreams with Flagship Community's loan offerings!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $371,696 in loans helping members manage their finances effectively. This option provides convenience and flexibility for unexpected expenses or planned purchases.

Loan Aggregator

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