FLAGSHIP COMMUNITY FEDERAL CREDIT UNION - Harbor Beach, MI

Welcome to Flagship Community, your trusted credit union located at 727 Trescott St, Harbor Beach, MI 48441. Established in 1959, we have been dedicated to serving our members for over six decades. With a growing community of 3,528 members, we pride ourselves on offering personalized financial solutions tailored to meet your needs. At Flagship Community, we understand that financial health is essential for building a secure future. That's why we manage over $35,107,993 in total assets and have provided more than 1,221 loans to help our members achieve their goals. Our commitment to you doesn't stop at lending; we've also secured $2,086,241 in total deposits your savings are safe with us. Our leadership team is here to guide you every step of the way. Under the guidance of our CEO, Steven Scandalito, and Board President, Albert O'Dell, we strive to create a welcoming environment where everyone feels valued. Whether you're looking for personal banking options or business services, our knowledgeable staff is ready to assist you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 727 Trescott St, Harbor Beach, MI 48441-1321. You can reach us by phone at 989-479-3357, or explore more about our offerings online at flagship.org. Join us as we continue to make a positive impact in our community and help you achieve your financial dreams! We invite you to stop by or give us a call today we're here for you!

Welcome to the Flagship Community in Harbor Beach, Michigan! Since opening our doors in 1959, we have been dedicated to serving our members and the community with a focus on financial well-being and support. Nestled at 727 Trescott St, our branch has become a trusted resource for families and businesses alike, promoting financial health through accessible services and personal connections. Over the years, we have grown significantly, now proudly boasting over 3,528 members and total assets amounting to $35,107,993. This growth reflects our commitment to providing exceptional service tailored to the needs of those we serve. Our mission is simple yet profound: to empower our members by offering a range of financial products while fostering a sense of community and mutual support. At Flagship Community, we believe that banking should be about more than just transactions; it should be about building relationships. Our team works diligently to ensure that every member feels valued and understood. We offer various services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Additionally, we provide convenient online and mobile banking options so you can manage your finances anytime, anywhere. Our headquarters is located in Port Huron, MI, but our roots are deeply embedded in Harbor Beach. We take pride in being actively involved in local initiatives and outreach programs that make a difference in people's lives. Whether it's supporting local events or partnering with organizations for community service projects, we aim to uplift those around us. While members can visit us at 727 Trescott St, official correspondence should be sent to 727 Trescott St, Harbor Beach, MI 48441-1321. If you need assistance or have questions about our services, don't hesitate to reach out at (989) 479-3357 during our lobby hours from 9:30 AM to 4:00 PM on weekdays. As we continue to evolve with technology offering features like online banking and person-to-person payment options we remain grounded in our core values of service excellence and community support. We invite you to join us at Flagship Community Credit Union and experience firsthand how we can help you achieve your financial goals while being part of a caring community. Let's grow together! Visit us today or explore more about membership benefits at our website.

At Flagship Community, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that truly cares for you. If you're looking to become a member, the process is simple and welcoming. Our eligibility criteria are designed to include a wide range of individuals who live, work, or worship in our local area. You may also qualify through family connections! For more details on these criteria, feel free to check out our website at http://www.flagship.org/about-us/membership . Once you're ready to take the next step, opening an account with us is easy. You can begin your journey toward membership by visiting us online at http://www.flagship.org/loans-and-credit-cards/loan-application or calling us directly at (989) 479-3357. Located at 727 Trescott St Harbor Beach Mi 48441, we're excited to help you unlock the benefits that come with being part of Flagship Community.

At Flagship Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel secure in your financial choices, and we are here to provide that assurance. With a net worth of $3,368,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.59% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,276,899 in share certificates and $6,817,681 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,579,948 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,026 in used auto loans and a total of $18,548,751 in loans and leases. Our operational efficiency is reflected in our net income of $234,064, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 5,436, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Flagship Community is your trusted partner. Visit us at 727 Trescott St Harbor Beach Mi 48441 or call 989-479-3357 to learn more about how we can help you achieve your financial goals.